Indiana Bankruptcy Exemptions #indiana #bankruptcy #attorneys


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Indiana Bankruptcy Exemptions

If you file for Chapter 7 bankruptcy in Indiana, you can protect some or all of your property with Indiana s bankruptcy exemptions. The bankruptcy exemptions in Indiana also play a role in Chapter 13 bankruptcy. Read on to learn about what property is covered by Indiana s bankruptcy exemptions.

You can find out more by reading Bankruptcy Exemptions .

Indiana Debtors Must Use State Exemptions

Bankruptcy filers in Indiana can use only the Indiana state exemptions. The federal bankruptcy exemptions aren’t available in this state.

Married Couples Can Double Indiana Exemptions

Married couples who file together in Indiana (a joint bankruptcy) can double the exemption amount for any property in which each spouse has an ownership interest. For instance, if both spouses own the rights to a trademark (which is intangible property) and file jointly, they can double the amount of the intangible property exemption allowing them to keep a portion (albeit small) of their rights.

Common Indiana Exemptions

Here are some of the most common exemptions available under Indiana law:

Homestead or Residential Property

The homestead exemption protects a certain amount of equity in your home or principal residence. A debtor is allowed to exempt up to $19,300 in a residence (or personal property). In addition, any interest that debtor has in a real estate held as a tenant by the entirety is exempt (unless both owners are bankrupt). Ind. Code 34-55-10-2(c)(1); 11 USC 522(b)(3)(B) .

For more details about how the homestead exemption works in Indiana, see The Indiana Homestead Exemption .

Insurance Benefits

All fraternal benefit society benefits are 100% exempt. Ind. Code 27-11-6-3.

Life insurance policies that name the insured spouse, children, dependent relatives, or any creditor as a beneficiary and the proceeds of such policies are exempt from claims against the insured and the insured s spouse; life insurance, mutual life, and accident insurance proceeds, including group policies, are exempt.

Ind. Code 27-1-12-14; 27-1-12-29, 27-2-5-1; 27-8-3-23.

Motor Vehicles

Indiana does not have a specific motor vehicle exemption, but you can use Indiana’s wildcard exemption to protect equity in your car, truck, van, or other vehicle (more below).

To learn more about exempting your motor vehicle under Indiana law, read The Indiana Motor Vehicle Exemption in Bankruptcy .

Partnership Property

Indiana has adopted the provision of the Uniform Partnership Act that exempts a partner s interest in specific partnership property. Ind. Code 23-4-1-25.

Pension and Retirement Benefits

Certain pension benefits for public employees are exempt. Ind. Code 5-10.3-8-9. Benefit plans for legislators and retirement benefits for teachers are also exempt. Ind. Code 2-3.5-4-11; 2-3.5-5-9; 5-10.3-8-9; 5-10.4-5-14.

Pension fund for firefighters and police. Ind. Code 36-8-7.5-19; 36-8-7.5-22.

Personal Property

You may exempt the following personal property:

  • intangible personal property up to $400. Ind. Code 34-55-10-2.
  • all health aids. Ind. Code 34-55-10-2.
  • any interest in a qualified retirement plan. Ind. Code 34-55-10-2.
  • a debtor s interest in a refund or earned income credit for exempt bankruptcy property. Ind. Code 34-55-10-2.
  • education savings account (529 and Coverdell) contributions made more than 2 years prior to filing; contributions made more than 1 but less than 2 years prior to filing to $5,000; no exemption for contributions made less than 1 year prior to filing. Ind. Code 34-55-10-2(c )(9), (10).
  • earned income tax credit (but not federal child tax credit). Ind. Code Ann. 34-55-10-2(c)(11).
  • money in medical care savings account or health savings account. Ind. Code 34-55-10-2(c)(7), (8).
  • a spendthrift trust. Ind. Code 30-4-3-2.
  • military uniforms, equipment, and guns. Ind. Code 10-16-10-1.

Unemployment Compensation

Unemployment compensation benefits are 100% exempt until they are actually received by the debtor. Ind. Code 22-4-33-3.

Workers Compensation

All workers compensation is 100% exempt except for child support claims. Ind. Code 22-3-2-17.

Wildcard

Any nonresidential real estate or tangible property up to $10,250. Ind. Code 34-55-10-2. (Learn more in The Indiana Wildcard Exemption in Bankruptcy .)

Confirming the Status of Indiana s Bankruptcy Exemptions

Indiana s exemption amounts are adjusted periodically. To make sure you have the most recent figures, be sure to check for any updates at the official website of the Indiana Code .

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23/09/2017

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International School of Indiana -Travel Auction Committee #travel #socks

#travel auction
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SAVE THE DATE.

Saturday, March 19, 2016

Union Station downtown Indianapolis

2016 Tri Chairs: Susan Whiteside, Kimmy Armantrout and Judy Miller

MISSION OF THE SCHOOL

The mission of the International School of Indiana is to excel in providing a multilingual and multicultural education through a distinctive, internationally acclaimed curriculum, preparing our students to contribute successfully to their communities. At the heart of ISI is the core belief that a fully integrated IB Programme is the best opportunity for students to prepare for effective global citizenship in the rapidly changing world. ISI’s supportive, diverse environment encourages high academic and personal achievement with emphasis on the core values of respect, effort and responsibility.

Throughout the school experience, students will learn to:

*Respect themselves, others and the school

*Take responsibility for their own actions on their way to becoming self-sufficient, self-motivated adults

MISSION OF THE TRAVEL AUCTION

The ISI Travel Auction, our Signature Fundraising event, raises over $100,000 to benefit all students attending our internationally recognized International Baccalaureat world school. Funds raised again this year will benefit both ISI’s scholarship fund and programs supporting all students. The International School of Indiana recognizes the importance of economic diversity, technological advancements in the classroom, and campus sustainability.





22/09/2017

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IUPUI Registrar – Course Offerings #iupui, #registrar, #student #records, #records, #iupui


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Office of the Registrar

Course Offerings

The list of scheduled courses offered at IUPUI for a given term is typically released one month prior to the beginning of priority registration. Spring courses are available in October, Fall courses in late January or February, and Summer courses in December.

Viewing Course Offerings via One.IU:
A real-time display of course availability and the open or closed status of individual classes is publicly accessible from One.IU using two different search tools – the SIS Class Search and the iGPS Course Search. Both tools offer a variety of filtering options to narrow search results.

  • SIS Class Search
  • 1. Navigate to: one.iu.edu .
  • 2. Click in the Search box and type schedule of classes and press ENTER.
  • 3. Click the schedule of classes task icon
  • iGPS Course Search
  • 1. Navigate to: one.iu.edu .
  • 2. Click in the Search box and type search courses and press ENTER.
  • 3. Click the Search Courses (Public) task icon

Course Listings By Department
If you are accustomed to reviewing the list of classes by subject that has historically posted on this website, please know this information is still available to you through the Class/Course Search tools above.

Using SIS Class Search.
Select the Institution, Term, and Course Career. Then insert the Department Code listed below that corresponds with your area of interest into the Course Subject field within the Class Search page. Click Search.

Using the iGPS Course Search :
Select the Campus. Degree Level. and Term Offered. Then enter the Department Code listed below into the Search field and click GO.


21/09/2017

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Online Universities in Indiana – Search 2014 – s Top Schools


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Universities/Colleges in Indiana

Major Cities

Established in 1820, IU Bloomington was originally founded as the State Seminary by the Indiana government. Its name was changed to Indiana University in 1838 and today, it is the flagship institution of Indiana University s eight campuses. UI Bloomington has been recognized as one of the top 100 national universities in the country by U.S. News World Report, which has also recognized its online business degree programs in the areas of faculty credentials and training, student engagement and accreditation, and student services and technology. Along with on-campus programs, this institution offers online degree programs and courses through IU Online, Kelly Direct, School of Education, and the School of Continuing Studies. It is regionally accredited by the North Central Association of Colleges and Schools, The Higher Learning Commission.

These are some of the top accredited online universities in the state of Indiana, but there are many more that offer online degree programs for students who prefer distance learning. Generally, online education offers students a certain amount of flexibility that a traditional education cannot. For example, while students attending a brick-and-mortar school commit to going to classes at a set time and day, online college courses usually only require students to complete certain assignments within a set period of time. This is often a convenient learning option for those who need to earn a degree, but don t have an entirely open schedule. Adult students with family obligations may choose to earn an online bachelor s degree so that they can still fulfill their responsibilities at home.

As a center of research and manufacturing, some of Indiana s most defining industries are life sciences, automobiles, energy, and national security, according to the Indiana Economic Development Corporation. Colleges and universities in Indiana offer various types of online programs that can provide students the knowledge and skills needed to be successful in these types of industries. For example, Purdue University offers an online engineering degree with a specialization in integrated vehicle systems engineering for those who want to work in the automotive industry. This private institution also has online programs in the areas of agricultural economics, pharmacy, and building construction. There are also other online-only institutions, such as Western Governors University Indiana, that have online programs in other areas like education, business, and technology, which can help Indiana residents break into the state s most prosperous industries.

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10/08/2017

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Data Centers and HIPAA Compliance #hipaa #compliant #data #center, #data #center


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Data Centers and HIPAA Compliance

Thanks for visiting! If this is your first time on our site, we encourage you to sign up for our monthly Data Cave Echoes newsletter. to stay up to date with the latest data center industry news!

There have been questions about what role a data center plays when it comes to HIPAA. We want to address what requirements and obligations data centers have when working with clients in the healthcare industry.

First of all, what is HIPAA? The acronym stands for the Health Insurance Portability and Accountability Act of 1996, enacted to protect the health information of patients. When you visit a doctor’s office or the emergency room at your local hospital, all the people seeing your medical history have signed some sheet of paper, promising to keep your information private. This means to disclose healthcare information, they must have your permission (or authorization from the proper authorities in cases of child abuse, etc.). HIPAA also covers how physical and electronic data is handled and secured. Healthcare entities must backup their data and have a disaster recovery plan in place. This is where data centers come in.

The Health Information and Technology for Economic and Clinical Health (HITECH) Act was enacted on February 17, 2009. This Act requires covered entities to disclose breaches in Protected Health Information (PHI). The covered entities and their business associates that “access, maintain, retain, modify, record, store, destroy, or otherwise hold, use, or disclose unsecured PHI” are required to notify the Department of Health and Human Services or any breaches. The business associates must notify the covered entity of a breach who in turn notifies the individuals involved (patients) and the HHS if more than 500 individuals were affected. From the statement above, data centers like Data Cave, would be considered a business associate.

The problem is there is much to speculate on what this actually means. Some data centers use HIPAA compliance as a marketing tool. Let me make something clear, there is no certification for HIPAA. A data center can be HIPAA compliant, which is what we at Data Cave consider ourselves. Some pay an outside source to come in, look around, and put their stamp of approval on the facility. For Data Cave, meeting HIPAA compliance means limiting people with access to equipment, including our own staff. This also means notifying the proper channels when someone has been near a healthcare entity’s equipment. With most healthcare companies, they are going to want to manage their own equipment, which means our staff wouldn t need to touch it anyway. However, for a data center doing managed services, facility staff would be responsible. In that case the facility would enter into an agreement with the customer to maintain confidentiality. In the event of a breach, whether virtual or physical, a data center would notify the customer (the covered entity) who would, in turn, notify the HHS if applicable.

In other words, no one can claim HIPAA certification. To take it a step further, the essence of a data center is to be secure; so in that case, aren’t we all HIPAA compliant?

To find out more about Data Cave and HIPAA compliance, call us at 866-514-2283 or Contact Us via our website.

More from my site

  • HIPAA, Health Care and Social Media
  • Indiana Data Center Disaster Recovery
  • The Data Cave Advantage, Part 1
  • Disaster Recovery Planning Can Save Your Business
  • Data Center Dictionary: Colocation
  • Whitepaper: Understanding HIPAA and HITECH Compliance

03/08/2017

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Personal Injury Attorneys: Wisconsin, Illinois, Indiana, Ohio – Iowa #personal #injury


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Thank you for getting me a very nice settlement
on my accident. I never expected the
amount would be this great. Thanks
again for all your hard work.

ROSEMARY – WAUSAU, WI

All the people I talked with were very friendly.
Any time I called, even late, I always talked
with a person. It made my life so less
stressful – once I hired H-M.

DOLORES – GAYS MILLS, WI

My life was changed when I was involved in
an auto accident and suffered a traumatic brain
injury. Matt and his team at HM were able to pursue
my case in a quick, concise and professional manner.

JON – CIRCLEVILLE, OH

I was very happy with the law firm.
I received more money than I had
expected. I never felt my case
was too small or unimportant.

STEPHANIE – MT OLIVE, IL

When I came to your office I was worried
about how I was going to pay my bills.
Sir, you took care of my problem,
making sure I was treated fairly.

GEORGE – MILWAUKEE, WI

I was very happy with the law firm. I received more money than I had expected. I never felt my case was too small or unimportant.

Check out successful personal injury cases we have settled for our clients.

SEE OUR CASE STUDIES l Free Consultations

Get free information and advice from our experienced attorneys.

REQUEST YOUR FREE CONSULTATION c Client Testimonials

See what other satisfied clients have said about us.

READ OUR TESTIMONIALS

CONTACT US.

Hausmann-McNally, S.C. Law Firm.

In the over 40 years we have been practicing personal injury law, our attorneys have earned a reputation for being caring and supportive of our clients yet tough and aggressive where it counts. 16 personal injury lawyers assisted by a skilled staff of over 100 including investigators, paralegals, legal secretaries and damage specialists comprise an organization that has a successfully achieved hundreds of millions of dollars in verdicts and settlements for clients.

WHAT WE DO.

From the beginning, Hausmann-McNally, S.C. has focused on representing people who suffered personal injury in automobile accidents, motorcycle accidents and truck accidents. The firm also represents clients who suffered a loss of a loved one through a wrongful death—a death caused by negligence, neglect or wrongful act of another. Our goal is to prepare and present the strongest case possible to obtain maximum recovery and compensation. Serving clients, helping them achieve a just settlement for their accident injuries and other losses is our only business.

“Our goal is to prepare and present the strongest case possible to obtain maximum recovery and compensation.”

OUR SERVICES INCLUDE.


13/07/2017

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International School of Indiana -Travel Auction Committee #spain #travel

#travel auction
#

SAVE THE DATE.

Saturday, March 19, 2016

Union Station downtown Indianapolis

2016 Tri Chairs: Susan Whiteside, Kimmy Armantrout and Judy Miller

MISSION OF THE SCHOOL

The mission of the International School of Indiana is to excel in providing a multilingual and multicultural education through a distinctive, internationally acclaimed curriculum, preparing our students to contribute successfully to their communities. At the heart of ISI is the core belief that a fully integrated IB Programme is the best opportunity for students to prepare for effective global citizenship in the rapidly changing world. ISI’s supportive, diverse environment encourages high academic and personal achievement with emphasis on the core values of respect, effort and responsibility.

Throughout the school experience, students will learn to:

*Respect themselves, others and the school

*Take responsibility for their own actions on their way to becoming self-sufficient, self-motivated adults

MISSION OF THE TRAVEL AUCTION

The ISI Travel Auction, our Signature Fundraising event, raises over $100,000 to benefit all students attending our internationally recognized International Baccalaureat world school. Funds raised again this year will benefit both ISI’s scholarship fund and programs supporting all students. The International School of Indiana recognizes the importance of economic diversity, technological advancements in the classroom, and campus sustainability.





03/05/2017

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Student Travel – University of Southern Indiana #lastminute #travel

#student travel
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Student Travel

Student Domestic Travel

Domestic travel includes travel within any of the 50 states of the United States, the District of Columbia, U.S. Territories and possessions and Puerto Rico.

Updated November 19, 2013

Clarification to administrators, faculty, and staff regarding the Student Domestic Travel Policy that went into effect July 1, 2013.

For local travel* involving students (individuals and groups) there are three categories to consider:

  1. If there is no university funding for the trip and no supervision (advisor/faculty member) then no travel authorization needs to be completed. Student Organizations must fill out the Student Organization Travel Request form.
  2. If there is no university funding for the trip but it is going to be supervised (even if traveling separately), then only a Field Trip Report form must be completed. Student Organizations must fill out the Student Organization Travel Request form instead of the Field Trip Report.
  3. If there is any university funding for a local trip, then a Travel Authorization form must be completed and moved on for appropriate signatures (see Chart 1 2 in policy). Student Organizations will also fill out the Student Organization Travel Request form. This documentation will be attached to your Travel Authorization.

A Travel Authorization form must be completed for any non-local travel.

*Local travel is defined as travel within Henderson, Evansville, Newburgh and New Harmony.

Student International Travel





14/04/2017

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