Cancel For Any Reason, Change Your Mind Travel Insurance #vegas #travel

#travel insurance cancel for any reason
#

Cancel For Any Reason Travel Insurance Plans

The Cancel For Any Reason is just that cancelling your entire trip for a reason that is normally not covered (e.g. changing your mind). It s not Delay For Any Reason nor Interrupt For Any Reason .

Read Steve s helpful Blog post called Cancel Your Plane Ticket Or Pay The Change Fee? to learn how to correctly cancel your plane ticket so your Cancel For Any Reason coverage reimburses you for your airfare .

Here are some common trip cancellation reasons that aren t covered by Travel insurance as a standard reason, yet are covered by a Cancel For Any Reason Plan. Any of these events (and a lot more) are covered by a Cancel For Any Reason Plan:

  • You want to cancel your trip because you don t feel safe at your destination. With the rise of global terrorism, there are a lot of places in the world that were fine to visit, but now they can give you pause.
  • Along these lines, Civil Unrest and War aren t covered. If these things are happening at your destination, you probably won t want to go on your trip, either.
  • You just don t feel right about leaving. Maybe you just have a feeling it s not a good time to go on your trip. Ever had that feeling and you were glad you listened to it? I have: I was very close to my Paternal Grandparents. On August 29, 1997 I had a strong feeling I should, without delay, visit my Grandma who lived 200 miles away. I left immediately and had the best visit I ever had with her! Exactly 2 weeks later she died in her sleep. And, I was privileged to give the eulogy at her funeral.
  • You change your mind and don t want to go on your trip
  • You get a new job and your boss won t let you have the time off
  • Your adult children are idiots and their melodramas might cause you to cancel your trip
  • Your child or grandchild s team which is normally in last place is now in the State Championship Finals
  • Your already approved vacation comes at a bad time and you know it would be better if you didn t take your trip
  • Even though you and your significant other are madly in love , you still want to have a way out (maybe that plants a seed of discord?). More on this below .

Here Are The Purchase Deadlines:

  • The CSA Freestyle Luxe deadline is no later than 24 hours after your initial trip payment
  • The Travel Guard Gold s Travel Guard Platinum s deadline is no later than 14 days after the date you made your initial trip payment
  • The MH Ross Complete plan s deadline is no later than 15 days after the date you made your initial trip payment
  • The Travel Insured Plus and plans deadlines are no later than 21 days after the date you made your initial trip payment
  • The Travelex Max plan s deadline is no later than 30 days after the date you made your initial trip payment

All plans require:

  1. You insure 100% of your expected prepaid trip costs that would be non-refundable if you got hit by a cement truck on the day you were leaving for your trip and had to cancel at the last minute. Note this exception. The MH Ross Complete and TravelSafe Classic Plus plans allow you to insure the full prepaid cost of any specific travel arrangement without having to insure the full value of all your travel arrangements. For example, if you are flying to a cruise and you select Air / Cruise as your Type of Trip on the purchase application, you have to insure 100% of the cost of the airfare and the cruise to have CFAR coverage on the air and cruise. If you just insure the cruise, but not the full prepaid cost of the airfare you won t have CFAR on the air and cruise.;
  2. You also insure within 14 30 days (depending on the plan) of the payment for those arrangements including the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip; and
  3. You are not disabled from travel at the time you pay your premium and
  4. You cancel your Trip more than two days (MH Ross, Travelex Max TravelSafe) or forty-eight hours (CSA, Travel Guard Travel Insured) prior to Your Scheduled Departure Date. Tip: 48 hours does not equal 2 calendar days. Click here to see why not .

Important: There will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased if you insure an amount less than your total prepaid trip costs that are subject to any scheduled penalty on your Departure Date.

This is handy to know: I use the term scheduled penalty below. A scheduled penalty is the total amount of money you d lose at the time you cancel your trip. Cruises Tours typically have a penalty schedule. And if you have a non-refundable airline ticket the entire cost will be the penalty because technically you can t get any of your money back if you cancel your trip.

Here s a big drawback (besides the price the fact you don t get a 100% refund) in the Cancel For Any Reason coverage:

A trip cancellation claim that is paid under the Cancel For Any Reason coverage means that any benefit you would get from cancelling your trip for a covered reason is lost. For example:

  • 2 people (significant others) are sharing a cabin on a cruise
  • Even though they are madly in love they still get Cancel For Any Reason coverage (maybe that plants a seed of discord?)
  • They have a falling out and one of them cancels their trip using their Cancel For Any Reason benefit
  • The other person does not receive the benefit (as in getting any money from the claim) of the additional cost incurred during the Covered Trip as a result of a change in the per person occupancy rate (single supplement ).

If you carefully examine this policy wording, you ll see what I mean: (italics mine)

The Company will reimburse You, up to the maximum shown on the Confirmation of Coverage for Trip Cancellation, for the additional cost incurred during the Covered Trip as a result of a change in the per person occupancy rate for prepaid travel arrangements if a person booked to share accommodations with You has his/her Covered Trip delayed, canceled, or interrupted for a covered reason and You do not cancel.

The reason the traveler still going on the trip doesn t get their single supplement costs paid in a claim is because the Cancel For Any Reason coverage allows a person to cancel for a not-covered reason .

Here s how much these plans reimburse you if you use the Cancel For Any Reason benefit:





09/09/2017

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Movers, Moving Services, Packing Materials: Austin, TX: ATX Movers #mind #movers


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Save Time, Save Money, Choose ATX!

ATX Movers has served the Austin, Fort Worth and surrounding areas with outstanding moving services since 2008. As a veteran owned and operated business, ATX Movers takes great pride in making your next move an efficient and punctual one. All of our professional movers provide your property and valuables with the safest and quickest moving services in the Austin, TX or Fort Worth, TX area.

Whether you are moving across town or you need to move to the other side of the country, choose ATX Movers as your next moving company. Anything from local moves to long distance moves are well within our capabilities. We have the necessary staff and equipment to make a move of any size or distance.

In addition to our reputation for quality customer service, ATX Movers offers prices that are often lower than the competition. If you want to save time and save money on your next move your first call should be to ATX Movers. We offer free estimates to all of our customers so be sure to call today!

ATX Movers offers moving services for residential customers in Austin, Fort Worth and throughout the great state of Texas. ATX Provides the best customer experience by making timely deliveries, hiring the most dependable workers and having a competitive pricing structure.

Between finding a new home and getting used to a new community, moving can be an overwhelming experience. We understand the stress of moving and we are by your side to help you every step of the way. You are not alone when you move with ATX Movers, we want moving to be as easy as possible for all of our customers. Your peace of mind is important to us!

Please contact our Austin, TX location at anytime! ATX Movers would be more than happy to provide you with all the information you need to choose your next moving company.

30/08/2017

Posted In: NEWS

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Positive Psychology: The Benefits of Living Positively #connotations,conscious #mind,counselors,hippie,illnesses,inner #happiness,martin #seligman,material


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Positive Psychology: The Benefits of Living Positively

Positive psychology often is passed off as pop psychology or New Age-y by those who haven’t actually looked into it.

The actual theory behind positive psychology was defined in 1998 by Martin Seligman and Mihaly Csikszentmihalyi [1] and looks at all aspects of a person’s psychology. It does not discount traditional psychology, nor supersede it. Rather than viewing psychology purely as a treatment for the malign, however, it looks at the positive. Positive psychology is a recognized form of therapy and is offered by some counselors and psychologists.

Psychology has always been interested in where people’s lives have gone wrong, and what has resulted because of it [2]. Illnesses such as depression are well-documented and patterns of depressive behavior well-known. However, until recently, what makes people happy and how they achieve inner happiness and well-being has been a mystery.

Practitioners of positive psychology study people whose lives are positive and try to learn from them, in order to help others achieve this state of happiness [3]. It is a scientific study and not remotely hippie-ish, despite its connotations.

Positive thinking is one aspect of positive psychology. Surrounding yourself with a great lifestyle and material goods may seem to lead to happiness, but how you really feel is governed by what goes on inside your head. When you go out of your way to think positively, you actually purge yourself of negative self-talk. [1]

Negative self-talk is one of the biggest barriers to positive thinking. People become so accustomed to negative thinking that their conscious mind will pull them down, even when they have done nothing wrong. These people become insecure, overly apologetic and indecisive. Worse still, they open the door to numerous stress-related problems.

Negative thinkers have four common mindsets:

Many negative thinkers will pull the negatives out of a situation and focus on them. Sometimes these people will see only the negative in a situation, to the point where they deny any positive.

  • Personalizing.
    Some people make every tragedy about themselves. They will personalize every negative thing and assume that bad things happen because they are unlucky, or as a result of something they did or didn’t do. They will often construct negative situations with perfect logic, providing plausible reasons why negative things are either their fault or set out to hurt them.
  • Catastrophizing.
    This involves anticipating the worst. Some people even precipitate it. They can turn a slightly awkward interaction into an overreaction, making the situation worse. If something negative does happen, they will use it to validate their negative assumptions.
  • Polarizing.

    This type of negative thinker sees things as black or white. Either a situation is perfect or it is a catastrophe. This type of negative thinking can affect every area of a person’s life. Its effects can be both psychological and physical. By practicing positive thinking, you can actually stave off medical conditions and reap the benefits of having a positive outlook on life.

  • Depression is complicated illness with physical and mental health elements. It would be flippant to suggest that someone with a positive outlook will not encounter depressive feelings.

    However, positive psychology can be beneficial in treating depression. It can equip sufferers with the tools to stop downward spirals when they begin and help them to see the positive aspects to their lives. It can also help to stop the negative thinking habits that are common in depression. [4]

    Scientific studies also show that there is a direct link between stress and the immune system. When a person is experiencing a period of stress and negativity, his or her body is less able to mount an inflammatory response to attacks from bacteria and viruses. This results in an increase in infections such as the common cold and cold sores. [5] Having a positive outlook on life also equips people better for dealing with serious illness. Tackling diseases such as cancer with optimism and self-belief has shown to have a beneficial effect on recovery and ability to tolerate treatment.

    Among the other health benefits listed above, positive thinkers have a lower incidence of cardiovascular disease. They tend to have lower blood pressure than those who do not engage in positive thinking. The health benefits extend to the emotional side, too. optimists will have better physical and psychological well-being, and better skills for coping with stress and hardship.

    It is important to remember that simply having a positive mindset won’t actually stop bad things from happening. But it does give you the tools to better deal with bad situations. Sometimes your coping skills come down to nothing more than refusing to give in to your negative side and your fears. For some people, positive thinking comes quite naturally. For others, seeking professional help is necessary to get them on the right track.

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    17/08/2017

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    Cancel For Any Reason, Change Your Mind Travel Insurance #travel #agents

    #travel insurance cancel for any reason
    #

    Cancel For Any Reason Travel Insurance Plans

    The Cancel For Any Reason is just that cancelling your entire trip for a reason that is normally not covered (e.g. changing your mind). It s not Delay For Any Reason nor Interrupt For Any Reason .

    Read Steve s helpful Blog post called Cancel Your Plane Ticket Or Pay The Change Fee? to learn how to correctly cancel your plane ticket so your Cancel For Any Reason coverage reimburses you for your airfare .

    Here are some common trip cancellation reasons that aren t covered by Travel insurance as a standard reason, yet are covered by a Cancel For Any Reason Plan. Any of these events (and a lot more) are covered by a Cancel For Any Reason Plan:

    • You want to cancel your trip because you don t feel safe at your destination. With the rise of global terrorism, there are a lot of places in the world that were fine to visit, but now they can give you pause.
    • Along these lines, Civil Unrest and War aren t covered. If these things are happening at your destination, you probably won t want to go on your trip, either.
    • You just don t feel right about leaving. Maybe you just have a feeling it s not a good time to go on your trip. Ever had that feeling and you were glad you listened to it? I have: I was very close to my Paternal Grandparents. On August 29, 1997 I had a strong feeling I should, without delay, visit my Grandma who lived 200 miles away. I left immediately and had the best visit I ever had with her! Exactly 2 weeks later she died in her sleep. And, I was privileged to give the eulogy at her funeral.
    • You change your mind and don t want to go on your trip
    • You get a new job and your boss won t let you have the time off
    • Your adult children are idiots and their melodramas might cause you to cancel your trip
    • Your child or grandchild s team which is normally in last place is now in the State Championship Finals
    • Your already approved vacation comes at a bad time and you know it would be better if you didn t take your trip
    • Even though you and your significant other are madly in love , you still want to have a way out (maybe that plants a seed of discord?). More on this below .

    Here Are The Purchase Deadlines:

    • The CSA Freestyle Luxe deadline is no later than 24 hours after your initial trip payment
    • The Travel Guard Gold s Travel Guard Platinum s deadline is no later than 14 days after the date you made your initial trip payment
    • The MH Ross Complete plan s deadline is no later than 15 days after the date you made your initial trip payment
    • The Travel Insured Plus and plans deadlines are no later than 21 days after the date you made your initial trip payment
    • The Travelex Max plan s deadline is no later than 30 days after the date you made your initial trip payment

    All plans require:

    1. You insure 100% of your expected prepaid trip costs that would be non-refundable if you got hit by a cement truck on the day you were leaving for your trip and had to cancel at the last minute. Note this exception. The MH Ross Complete and TravelSafe Classic Plus plans allow you to insure the full prepaid cost of any specific travel arrangement without having to insure the full value of all your travel arrangements. For example, if you are flying to a cruise and you select Air / Cruise as your Type of Trip on the purchase application, you have to insure 100% of the cost of the airfare and the cruise to have CFAR coverage on the air and cruise. If you just insure the cruise, but not the full prepaid cost of the airfare you won t have CFAR on the air and cruise.;
    2. You also insure within 14 30 days (depending on the plan) of the payment for those arrangements including the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip; and
    3. You are not disabled from travel at the time you pay your premium and
    4. You cancel your Trip more than two days (MH Ross, Travelex Max TravelSafe) or forty-eight hours (CSA, Travel Guard Travel Insured) prior to Your Scheduled Departure Date. Tip: 48 hours does not equal 2 calendar days. Click here to see why not .

    Important: There will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased if you insure an amount less than your total prepaid trip costs that are subject to any scheduled penalty on your Departure Date.

    This is handy to know: I use the term scheduled penalty below. A scheduled penalty is the total amount of money you d lose at the time you cancel your trip. Cruises Tours typically have a penalty schedule. And if you have a non-refundable airline ticket the entire cost will be the penalty because technically you can t get any of your money back if you cancel your trip.

    Here s a big drawback (besides the price the fact you don t get a 100% refund) in the Cancel For Any Reason coverage:

    A trip cancellation claim that is paid under the Cancel For Any Reason coverage means that any benefit you would get from cancelling your trip for a covered reason is lost. For example:

    • 2 people (significant others) are sharing a cabin on a cruise
    • Even though they are madly in love they still get Cancel For Any Reason coverage (maybe that plants a seed of discord?)
    • They have a falling out and one of them cancels their trip using their Cancel For Any Reason benefit
    • The other person does not receive the benefit (as in getting any money from the claim) of the additional cost incurred during the Covered Trip as a result of a change in the per person occupancy rate (single supplement ).

    If you carefully examine this policy wording, you ll see what I mean: (italics mine)

    The Company will reimburse You, up to the maximum shown on the Confirmation of Coverage for Trip Cancellation, for the additional cost incurred during the Covered Trip as a result of a change in the per person occupancy rate for prepaid travel arrangements if a person booked to share accommodations with You has his/her Covered Trip delayed, canceled, or interrupted for a covered reason and You do not cancel.

    The reason the traveler still going on the trip doesn t get their single supplement costs paid in a claim is because the Cancel For Any Reason coverage allows a person to cancel for a not-covered reason .

    Here s how much these plans reimburse you if you use the Cancel For Any Reason benefit:





    02/08/2017

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    Costa Rica Vacation Packages That Will Blow Your Mind #travel #gear

    #costa rica travel packages
    #

    Costa Rica Vacation Packages

    Read more

    Watch Our Video Below On Our Available Costa Rica Vacation Packages

    Over the past number of years, CRV has been providing some of the best Costa Rica vacation packages available and some customized ones that even surprised us by clients who knew exactly what they wanted having visited the country multiple times before. The choice to take a vacation package as opposed to planning it yourself and having to sort through all the self-serving review sites and forums to find in the end that clearly they d never experienced the property themselves, is an easy one.

    Costa Rica Vacations (CRV) is a local travel agency serving our international clients by employing only the best and most knowledgable travel experts in the country. Our staff have all visited the hotels, resorts and even gone on every tour offered, to ensure our clients only get the best of the best the ones that pass our stringent conditions to be listed on our site and offered to our clients.

    Whether its an adventure packages, honeymoon package, fishing tours or simply a quick getaway to relax and enjoy the beach, the team at CRV have painstakingly assembled some of the finest vacation packages available. However we understand that not every traveler is the same. For those who understand or have visited Costa Rica before, we offer the option to fully customize each and every one of our packages to your liking.

    Some of our most popular regions include Manuel Antonio which features some of the most unique boutique hotels and resorts in the country. Si Como No is a staff favorite with their barefoot luxury motto, this hotel is one you won t want to miss. Another region popular amongst fishing enthusiasts is the Central Pacific near Quepos and Jaco where world records catches have been landed here and the fishing is ALWAYS great. Can t forget to mention the Guanacaste region and it s array of posh hotels and resorts. Package them with any number of tours around the region and you ll have the vacation (memories) to last a lifetime.

    For the more adventurous or nature lover there s the Osa Peninsula. Labelled the most bio-intense location on the planet, the area boasts 5% of the world s bio-diversity of flora and fauna. The most popular region here is hands down, Corcovado National Park. The park is reachable only by boat and is known for it s lush landscapes and thriving wildlife and sea life including the waters off Caño Island a popular Costa Rica diving location.

    An increasing number of travelers are opting for packaging their vacations with tours/activities and a selection of hotels to add not only variety but to simplify things. The benefits to planning your next Costa Rica vacation using CRV are plenty including the fact that our staff have already prescreened the locations for quality of standards for our clients and eliminating any guesswork for our guests.

    Overwhelmed and confused on where to go and what to do? Tranquilo! Our travel professionals can help plan and organize custom Costa Rica vacation packages to suit just about anyone, so contact us to start planning your holiday today!





    03/05/2017

    Posted In: NEWS

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    Cancel For Any Reason, Change Your Mind Travel Insurance #travel #new

    #travel insurance cancel for any reason
    #

    Cancel For Any Reason Travel Insurance Plans

    The Cancel For Any Reason is just that cancelling your entire trip for a reason that is normally not covered (e.g. changing your mind). It s not Delay For Any Reason nor Interrupt For Any Reason .

    Read Steve s helpful Blog post called Cancel Your Plane Ticket Or Pay The Change Fee? to learn how to correctly cancel your plane ticket so your Cancel For Any Reason coverage reimburses you for your airfare .

    Here are some common trip cancellation reasons that aren t covered by Travel insurance as a standard reason, yet are covered by a Cancel For Any Reason Plan. Any of these events (and a lot more) are covered by a Cancel For Any Reason Plan:

    • You want to cancel your trip because you don t feel safe at your destination. With the rise of global terrorism, there are a lot of places in the world that were fine to visit, but now they can give you pause.
    • Along these lines, Civil Unrest and War aren t covered. If these things are happening at your destination, you probably won t want to go on your trip, either.
    • You just don t feel right about leaving. Maybe you just have a feeling it s not a good time to go on your trip. Ever had that feeling and you were glad you listened to it? I have: I was very close to my Paternal Grandparents. On August 29, 1997 I had a strong feeling I should, without delay, visit my Grandma who lived 200 miles away. I left immediately and had the best visit I ever had with her! Exactly 2 weeks later she died in her sleep. And, I was privileged to give the eulogy at her funeral.
    • You change your mind and don t want to go on your trip
    • You get a new job and your boss won t let you have the time off
    • Your adult children are idiots and their melodramas might cause you to cancel your trip
    • Your child or grandchild s team which is normally in last place is now in the State Championship Finals
    • Your already approved vacation comes at a bad time and you know it would be better if you didn t take your trip
    • Even though you and your significant other are madly in love , you still want to have a way out (maybe that plants a seed of discord?). More on this below .

    Here Are The Purchase Deadlines:

    • The CSA Freestyle Luxe deadline is no later than 24 hours after your initial trip payment
    • The Travel Guard Gold s Travel Guard Platinum s deadline is no later than 14 days after the date you made your initial trip payment
    • The MH Ross Complete plan s deadline is no later than 15 days after the date you made your initial trip payment
    • The Travel Insured Plus and plans deadlines are no later than 21 days after the date you made your initial trip payment
    • The Travelex Max plan s deadline is no later than 30 days after the date you made your initial trip payment

    All plans require:

    1. You insure 100% of your expected prepaid trip costs that would be non-refundable if you got hit by a cement truck on the day you were leaving for your trip and had to cancel at the last minute. Note this exception. The MH Ross Complete and TravelSafe Classic Plus plans allow you to insure the full prepaid cost of any specific travel arrangement without having to insure the full value of all your travel arrangements. For example, if you are flying to a cruise and you select Air / Cruise as your Type of Trip on the purchase application, you have to insure 100% of the cost of the airfare and the cruise to have CFAR coverage on the air and cruise. If you just insure the cruise, but not the full prepaid cost of the airfare you won t have CFAR on the air and cruise.;
    2. You also insure within 14 30 days (depending on the plan) of the payment for those arrangements including the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip; and
    3. You are not disabled from travel at the time you pay your premium and
    4. You cancel your Trip more than two days (MH Ross, Travelex Max TravelSafe) or forty-eight hours (CSA, Travel Guard Travel Insured) prior to Your Scheduled Departure Date. Tip: 48 hours does not equal 2 calendar days. Click here to see why not .

    Important: There will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased if you insure an amount less than your total prepaid trip costs that are subject to any scheduled penalty on your Departure Date.

    This is handy to know: I use the term scheduled penalty below. A scheduled penalty is the total amount of money you d lose at the time you cancel your trip. Cruises Tours typically have a penalty schedule. And if you have a non-refundable airline ticket the entire cost will be the penalty because technically you can t get any of your money back if you cancel your trip.

    Here s a big drawback (besides the price the fact you don t get a 100% refund) in the Cancel For Any Reason coverage:

    A trip cancellation claim that is paid under the Cancel For Any Reason coverage means that any benefit you would get from cancelling your trip for a covered reason is lost. For example:

    • 2 people (significant others) are sharing a cabin on a cruise
    • Even though they are madly in love they still get Cancel For Any Reason coverage (maybe that plants a seed of discord?)
    • They have a falling out and one of them cancels their trip using their Cancel For Any Reason benefit
    • The other person does not receive the benefit (as in getting any money from the claim) of the additional cost incurred during the Covered Trip as a result of a change in the per person occupancy rate (single supplement ).

    If you carefully examine this policy wording, you ll see what I mean: (italics mine)

    The Company will reimburse You, up to the maximum shown on the Confirmation of Coverage for Trip Cancellation, for the additional cost incurred during the Covered Trip as a result of a change in the per person occupancy rate for prepaid travel arrangements if a person booked to share accommodations with You has his/her Covered Trip delayed, canceled, or interrupted for a covered reason and You do not cancel.

    The reason the traveler still going on the trip doesn t get their single supplement costs paid in a claim is because the Cancel For Any Reason coverage allows a person to cancel for a not-covered reason .

    Here s how much these plans reimburse you if you use the Cancel For Any Reason benefit:





    14/03/2017

    Posted In: NEWS

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