Motorbike Insurance #motor #bike #insurance


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Motorbike Insurance

Motorcycle Insurance

Riding a motorbike has to be one of the most exciting ways to travel. At Abbey, we understand that bikers need to protect themselves and their wheels, so we’re keen to get you our cheapest price on your motorbike insurance. Tell us about your bike and we’ll compare motorcycle insurance quotes from our panel of insurers to get you the best motorbike insurance deal. And, with a network of branches staffed by local people throughout Northern Ireland, you can deal with our friendly, knowledgeable team from start to finish.

Multi-motorbike Insurance

If you really love bikes, we understand why you might choose to have two, three, or more! We know how hard it can be to find good insurance for multiple bikes. At Abbey we can help get you bike insurance for all your bikes.
We understand you’ll only be riding one bike at a time, so our team will compare quotes from a selection of insurers so you can choose a policy that’s right for you. We’ll factor in any no-claims you have and present you with a tailored multi-bike insurance policy.

Moped Insurance

Whether you’re travelling around the countryside or the cities of Northern Ireland, a moped is an extremely cost-effective way to travel. Naturally, you want the same from your moped insurance. We can search for our cheapest price from our panel of insurers on your behalf.

Scooter Insurance

Scooters are great for commuting and making quick trips here and there, but your scooter needs its own type of insurance. Whether your scooter is registered in Northern Ireland or it is an imported scooter, you’ve come to the right place. Abbey has access to a panel of insurers, meaning our team can get you our cheapest price on your scooter insurance.

Exclusive Web Savings

Buying your car insurance online with Abbey could save you even more money. On top of our highly competitive premiums you will pay no admin fees.

= 20% OFF

Get 20% off your Home Insurance, if you already have your Car Insurance with Abbey*

*Offer only applies to new home insurance customers only.

Abbey Newsletter


12/10/2017

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Bajaj motor insurance #bajaj #motor #insurance


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Why Liberty Videocon

Thank you very much for your prompt service, While taking insurance from your company, some people told that, if I take insurance from other than car dealer, I have to face problem (Like visit to dealer and insura​nce company surveyor and office, no cashless facility etc) while claim comes, you have pro ven that all th ose words are wrong and we can take from other than deale​r also, I would like to express my please for your service .​

N. Rama Mohan Rao

Thank you very much.As discussed I was feeling helpless because of website OTP issue.But I would like to appreciate your proactive approach to help the customer.Thanks again and wish you a Happy Diwali!!​

Santosh Mulay

Thanks Manish.
Dear Mr. Dharma – I would like to thank your company personnel at the customer services division for their excellent support. Your customer care executive, Manish Bhatia took care of all my queries in a very courteous and professional manner.
Would also like to thank Mr. R Rajkiran from ‘Invee Intelligence Private Limited’ and Mr. Umesh for taking this issue to closure.
Keep up the good work.​​

Majid Hashmat

Very attractive, user friendly website. Very courteous people over phone and prompt call back services. Competent persons answer all queries and suggest solutions​

Kashyap

Why Liberty Videocon

Registration Number: 150 | ARN- ADVT/2017/May/22 | CIN: U66000MH2010PLC209656

© 2017 Liberty Videocon General Insurance Co. Ltd.

Reg Office: 10th floor, Tower A, Penisuala Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai – 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty Videocon General Insurance Company Limited under license. For more details on risk factors, terms conditions please read sales brochure carefully before concluding a sale.

Registration Number: 150 | ARN- ADVT/2017/May/22 | CIN: U66000MH2010PLC209656

© 2017 Liberty Videocon General Insurance Co. Ltd.

Reg Office: 10th floor, Tower A, Penisuala Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai – 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty Videocon General Insurance Company Limited under license. For more details on risk factors, terms conditions please read sales brochure carefully before concluding a sale.

Explore a range of products for your protection needs


08/10/2017

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Nissan Quest Blower Motor, 2016, 2015, 2014, 2013, 2012 #blower #motor


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Nissan Quest Blower Motor

Troubleshooting Nissan Quest Blower Motor Problems

The Nissan Quest blower motor is a combined unit that is composed of a motor and a fan that looks like a hamster wheel. Its function is to draw air from the outside through the heating and cooling elements, and force hot or cold air through the ducting and interior vents. If you notice that the air circulation is weak or the vents work on one speed, there may a problem with your blower motor. You don’t need to call the mechanic yet. These simple troubleshooting tips will help you determine and maybe fix the blower motor on your Nissan Quest.

The blower motor only works on one speed, usually high

The problem isn’t the fan or the motor, but the resistor. The blower motor resistor controls the speed of the fan (low, high, and mid-range). If the resistor is faulty, the motor bypass the resistor and directly sends power to the blower. As a result, the resistor cannot control the blower speed and you will not be able control it with the A/C switch. Changing the resistor will correct this problem. Refer to the owner’s manual to locate the blower motor resistor. Change the resistor and test the blower motor.

Reduced air movement in all speed settings

Again, the resistor can be blamed for this problem. Since it controls the speed of the blower motor, a faulty blower motor resistor may reduce the amount of airflow at different speed settings. This problem can be solved by replacing the resistor.

The blower motor still doesn’t work correctly even if everything has been replaced

An average DIY mechanic often go for the obvious-and change the resistor or the fuse or replace the entire motor component-if there’s a problem with the blower motor. But if the initial repairs fail, he has nowhere to go. Remember that the system has a ground that is important to complete the circuit. If there’s power at all ranges, but there’s no response from the motor, check the ground. After a while, ground connection can become loose or corroded, resulting in motor malfunction.

Replacement Blower Motor

4-Seasons Blower Motor

GPD Blower Motor

VDO Blower Motor

TYC Blower Motor

Standard Blower Motor Resistor

Dorman Blower Motor Resistor

AC Delco Blower Motor Resistor

Metrix Blower Motor Resistor

OE Aftermarket Blower Motor Resistor


06/10/2017

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Industrial Fans and Blowers #air #conditioning #blower #motor


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Industrial fans, blowers, ventilators, high pressure blowers, high temperature oven exhaust and circulating fans; and wall / roof exhaust ventilators. Canadian Blower (Chicago) industrial pressure blowers, commercial fan ventilators, high-temperature industrial pressure blowers, Canadian Blower combustion pressure blowers. Distributor of Canadian Blower OEM industrial fans, roof and wall fan exhausters, ventilating and air-conditioning fans, pressure blower ventilators, heating ventilation and air conditioning fans, process and OEM fan blowers, Canada Blower custom built fans, ventilators, dust collector fans, combustion blowers, Canadian Blower oven circulation fans in Buffalo, New York.

Canada Blower

Canadian Blower, Chicago process and commercial fans, blowers and ventilators.
Buffalo, New York sales of centrifugal and axial power roof and wall ventilators, fans, blowers.

To order call: 1-866-A BLOWER
(1-866-225-6937)

About us

Canada Blower is a leading supplier of industrial and commercial centrifugal and axial fans, blowers, ventilators for various air-moving applications.
We offer a complete line of fan equipment. from small panel fans capable of moving a few hundred cubic feet per minute, to large, heavy-duty industrial mechanical draft fans with capacities to 1,000,000 CFM, and with static pressures from 0″ Water Gauge (WG) to 150″ WG.

Canada Blower products include standard centrifugal fan and axial fan designs as well as custom manufactured units to meet our customers’ requirements.

Canada Blower have supplied fans to a wide range of industries and applications including: combustion air supply, material handling, process ventilation, ovens and dryers, iron and steel industry, mine and tunnel ventilation, petro-chemical, power generation, marine and off-shore structures, pulp and paper, HVAC, paint/spray booths, fertilizer, and various emission control applications. For commercial HVAC market, Canada Blower offer general ventilation fans for insitutional and retail buildings, schools, restaurants and hospitals. Special materials, construction, explosion-proof and spark-resistant design, variety of coatings and accessories are available to fit any application needs.

Canada Blower air moving products are best known for “industrial quality” assuring reliable performance, relentless dependability, and longevity. A staff of specially trained engineers will design a dependable fan that exactly fits customers’ dimensional and performance reqirements. Canada Blower fans are sold and serviced by air moving experts that can evaluate your needs and provide best recommendations for your fan / blower application.

Canada Blower. 2000-2009 All rights reserved.
Sales of industrial fans blowers, high pressure blowers, centrifugal fans, axial ventilators, roow and wall exhaust and supply fans, material handling blowers radial fans, scroll cage fan ventilators, high temperature fans and blowers, New York Blower, Twin City Fan / Aerovent, Chicago Blower fans, Peerless Fans, Dayton Ventilators, Sheldons fans blowers, Canarm Leader ventilators, IAP fans, Industrial Air.
Industrial fan performance tables are based on standard air. Selecting a fan using standard tables will provide a fan capable of moving the required flow and developing the required pressure. As the temperature increases and humidity decreases, system resistance and the pressure developed by the fan will decrease at the same rate, and a constant flow rate is maintained. Altitude reduces the air pressure and density along with the amount of moisture the air can carry. The density and moisture values in table 1 must be divided by the correction factors in table 4 to determine the actual density and mois-ture content per cubic foot. Canadian Blower offers a complete line of centrifugal fan equipment, from small Baby Vent Sets capable of moving a few cubic feet per minute (CFM), to large, heavy-duty industrial mechanical draft fans with capacities to 1,000,000 CFM and with static pressures from 0″ Water Gauge (WG) to 150″ WG.


02/10/2017

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Hoffman Insurance Resources Report A Claim And Forms – Hoffman Insurance


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Reporting a claim, Resources Forms

For emergency claims after regular business hours, call our main number 781-235-0087 and press #4, you will then be connected to our 24 hour emergency claims reporting service.

If you need to contact an individual company after normal business hours, please use the contact information provided on this page.

Resources

Important links and contact information

Commerce Insurance Company
www.commerceinsurance.com
Billing/Customer Service 1-800-922-8276
Claims Reporting 1-800-221-1605

Chubb Group of Insurance Companies
www.chubb.com
Billing /Customer Care 1-866-324-8222
Claims Reporting 1-800-252-4670

Harleysville Insurance Company
www.harleysvillegroup.com
Billing/Customer Care 1-800-338-8301
Claims 1-800-892-8877Hartford Insurance Company
www.thehartford.com
Billing/Customer Care 1-800-962-6170
Claims 1-800-327-3636

Massachusetts Property Insurance
(Fair Plan)

www.mpiua.com
Billing/Customer Care 1-800-392-6108
Claims 1-800-392-6108

New London County Mutual Insurance Co.
www.nlcinsurance.com
Billing/Customer Care 1-860-887-3553
Claims 1-877-383-1742

Peerless Insurance Company
www.peerless-ins.com
Billing/Customer Care 1-800-228-7830
Claims 1-800-522-7152

Philadelphia Insurance Company
www.phly.com
Billing/Customer Care 1-877-438-7459
Claims 1-800-765-9749

Safety Insurance Company
www.safetyinsurance.com
Billing/Customer Service 1-800-951-2100
Claims Reporting 1-800-951-2100

Travelers Insurance Company
www.premierins.com
Billing/Customer Service 1-800-222-4184
Claims Reporting 1-877-425-2466

Forms and documents

Click on form’s title below to get a downloadable PDF form.


06/09/2017

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New York Defensive Driving Course Online #new #york #defensive #driving #course,


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New York Safety Council TM

New York Defensive Driving

Defensive Driving and IPIRP: New York Defensive Driving, otherwise known as an accident prevention course, is part of the New York Department of Motor Vehicle’s Internet Point and Insurance Reduction Program (or IPIRP). This course is designed to teach motorists driving strategies that help minimize risks associated with hazards on the road. In addition, this defensive driving course includes applicable New York state traffic laws that help drivers use safer driving techniques to avoid and prevent accidents.

How it Works: The New York Department of Motor Vehicles allows you to complete a defensive driving course to reduce up to four points on your driving record and provide you with a mandatory 10% insurance reduction for 3 years. Whether you are required by the NYS DMV, looking to reduce ticket points and/or just want your 10% car insurance reduction. this state-approved course will help you meet your goal.

Online Defensive Driving: While New Yorkers have been completing this course for years in the classroom, it has just been made available in an online format. What this means is the entire course from registration to completion is taken online and meets all state and DMV requirements for point reduction and insurance reduction.

The defensive driving course is available 24/7 and is accessible from anywhere with a computer and the internet. It doesn’t matter if you are using a broadband or dial-up connection. Yes it is that simple, no classroom required.

I would like to:

Online Defensive Driving

Get 10% Insurance Reduction!

About Us

American Safety Council is the leading source for online driver education, workplace safety training, continuing education, online business and security solutions, and more!

Address :
218 West Main Street
Malone, NY 12953

Get In Touch

Twitter Feed

Useful Links

ASC Blog

Connect With Us

*Successful completion of 320-minute Internet course by principal operator of insured vehicle provides 3-year, 10% reduction in base rate of motorist’s current car liability, no-fault collision premiums.**Point reduction benefits can be applied once within 18 months and reduce as many as 4 points from record. Reduced points remain on the driving record but are not counted by NYS DMV against the license. Point reduction does not remove, delete, subtract or erase violations, convictions or points, or prevent or cancel a mandatory revocation or suspension for violations such as DWI, DWAI or three speeding violations within 18 months.

Copyright . American Safety Council. All Rights Reserved.


05/08/2017

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Motor Vehicle Accident Attorneys – Dayton Ohio #motor #vehicle #accident #lawyer


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Motor Vehicle Accidents

Car Accidents

Although cars continue to get safer and law enforcement steps up enforcement of drunk driving, traffic accidents still happen every day. In 2011 there were more than 290,000 car accidents in Ohio, resulting in 1,015 fatalities. When a car or truck accident is the result of another s negligence, the injured party may be entitled to compensation. It is important to seek out experienced legal representation to learn about your rights and options after you were injured in a car, truck, motorcycle, or other motor vehicle accident.

The focus of our legal practice is personal injury and we only represent injured parties. As a result, our lawyers have built an extensive knowledge base that allows us to evaluate your accident case quickly and start the legal process. Our goal is always to get you the maximum compensation for your injuries. We have a record of accomplishments that include numerous multimillion-dollar settlements and verdicts in auto accident cases.

Motorcycle Accidents

Whether cut off in traffic or even struck by a drunk driver, sadly, the number of motorcycling accidents in Ohio. Indiana. and Kentucky has been on the rise since 2006. During 2012, 162 motorcyclists were killed on Ohio roads.

In motorcycle accidents, the driver of the passenger car is frequently at fault. No matter who is at fault, bikers usually pay for an accident through loss of life or limb. Victims or families of victims are well within their rights to fight for what they are owed. An experienced Ohio motorcycle crash attorney will ensure that you and your family are fully compensated.

Other Motor Vehicle Accidents

We handle all types of motor vehicle accidents, including:

  • car accidents
  • truck accidents
  • motorcycle accidents
  • drunk driving accidents
  • bus accidents
  • construction zone accidents
  • plane accidents
  • train accidents
  • pedestrian accidents
  • bicycle accidents
  • defective highways
  • passenger injuries
  • Snowplows
  • Salt trucks
  • Delivery trucks, vans and other commercial vehicles
  • Construction equipment

Who Can You Recover From?

You may be entitled to compensation from the driver. You may also be entitled to compensation from the owner of the vehicle if he or she was a passenger or if he or she knew that the driver would act recklessly. Finally, you may be able to recover from the driver’s employer, if the driver was acting as an employee.

Act Quickly After an Accident

It is important to act quickly after you were injured in any type of motor vehicle accident. Ohio law specifies that a car accident victim must file a lawsuit within two years, whether you are concerned with recovering compensation for personal injury or property damage (such as damage to a victim s automobile). Ohio law prohibits any suit filed after the expiration of the statute of limitations. In most cases, it will be necessary to investigate the facts of the case to identify the liable party and determine the cause of the accident. Accident reconstruction investigators often need to be hired before important evidence is lost or destroyed.

If you have been injured in a motor vehicle accident it is very important that you record everything that occurs as a result of the accident doctor visits, pain, lost work, questions from the insurance company and the other events that may have a bearing on the claim. The sooner you call our experienced attorneys, the sooner we can begin working with you to build a strong case. We can worry about the legal process and you can focus on getting better. To schedule a consultation with one of our experienced motor vehicle accident attorneys, please contact us online or call our office at 937-223-8888.


02/08/2017

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Denver DUI Attorney #denver, #dui, #defense, #attorney, #lawyer, #driving #under #the


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A DUI conviction in Denver Colorado can affect some professionals more than others. These are professions that require a special license or certification that can be in jeopardy if you are convicted of driving under the influence of alcohol or drugs such as:

Denver DUI
Attorney Reviews

Throughout the entire case, Mr. Churchill was highly professional and compassionate. The case was a very difficult one from a legal standpoint and through his knowledge of the law he was able to get an unexpectedly excellent result.
– KC

I was very impressed with how Mr. Churchill handled my case. He obviously cared about getting a good result for me. When I heard him talk about my case, I got confident that he would get a good result, but never expected the case would get completely dismissed.
– AW

Denver DUI Attorney

The defense of a Denver DUI requires experience in a very specialized field. In addition to being well versed in evidentiary law. criminal law. and constitutional law. a good DUI attorney in Denver must understand the science behind your blood alcohol test. and have the experience to understand how the Denver police make DUI arrests. With 14 years of experience, Kevin Churchill has represented hundreds of clients in Colorado that have been charged with driving under the influence of alcohol or drugs. Experience in the field allows Mr. Churchill to uncover the weaknesses in the evidence against you. Every case is different, but the goal is always the same.

To minimize the impact a DUI arrest has on your life by reducing the charges against you or having the charges dropped altogether.

Kevin Churchill provides aggressive defense to all DUI charges in Denver and the surrounding Colorado counties. He is dedicated to protecting those accused of drunk driving in Colorado from unnecessary convictions and criminal penalties. Our clients do not plead guilty when a better outcome can be obtained. DUI and DWAI convictions can have life-changing consequences beyond the criminal court penalties involved. Those charged with DUI in Denver are typically everyday people such as commercial truck drivers or anyone else that must drive in order to make a living and support their family.

Colorado DUI laws have recently changed to include more severe penalties for those convicted of driving under the influence. It is more important than ever to have an expert DUI attorney when you have been charged with a drunk driving offense. Any offense that occurred after July 1, 2010 has increased mandatory minimum jail sentences attached, as well as the possible revocation of your driver’s license. Mr. Churchill has represented those charged with DUI or DWAI in hundreds of cases. He handles cases throughout the Front Range and eastern Colorado. Please call our office immediately if you are facing charges, and by all means, do not plead guilty until an experienced attorney has thoroughly reviewed all aspects of your case.

The consequences for a DUI conviction can include both lengthy jail sentences as well as the loss of your privilege to drive. Even first offenses carry a 9 month revocation of your driver’s license — and mandatory jail if your blood alcohol content is very high. Our first objective is to help you avoid a conviction altogether, and if that cannot be done, then to help you avoid unreasonably harsh penalties in Denver courts and at the Colorado DMV .

The Cost of a DUI in Denver, Colorado
There are hefty court costs, fines, probation costs, alcohol treatment costs, increased insurance premiums, lost job opportunities, and so on. The fee that you will pay to have expert legal representation can be small by comparison. Drunk driving is a criminal offense, but with the added complexity of having scientific evidence that is unique to these types of cases. This is why it is best to hire a lawyer that specializes in DUI defense cases. Many people incorrectly assume that there is no chance to beat the case against them. It requires someone well-versed in this specialized field of law to help you determine if a conviction can be avoided in your particular case. Rarely are those breaks in the prosecutor’s case apparent to someone who does not regularly practice law in this field. When a conviction cannot be avoided, it will help a great deal to have an attorney work to minimize the penalties that you will face in court – especially on second or subsequent offenses.

The defense of your case will involve many layers of analysis, beginning with the constitutionality, or legality, of your traffic stop (or contact from the police for whatever reason). If the police did not have reasonable suspicion or probable cause to stop you to begin with, then all of the evidence against you must be thrown out. If the evidence is legally admissible against you – then the analysis turns to the reliability and credibility of the evidence itself. With field sobriety tests being given incorrectly, breath machines committing testing errors, police failing to follow procedures, and evidence being improperly collected – many of those charged with DUI simply accept a conviction when there are DUI defense arguments .

Your guilt or innocence under Colorado DUI law rests on evidence that must be closely examined before you plead guilty to any drug or alcohol driving offense. The penalties for a DUI conviction are too great to ignore the possibility that the evidence against you is wrong. Experienced drunk driving defense involves never accepting the evidence on its face. We will scrutinize the evidence that other lawyers may assume can’t be defeated, because we understand that DUI evidence is much more complicated than meets the eye. Please give our office a call. Mr. Churchill will directly answer any questions you may have regarding your case, and give you advice about what you should do to protect your criminal record and your driver’s license.

We offer some advice about what to do when you have been pulled over on our page entitled DUI Arrest Advice. However, most people come to our website after they have already been arrested, and are now looking for advice on what steps to take to protect themselves:

The Steps You Should Take After You Have Been Arrested:

  1. Do not make any statements to the police. In fact, it is better to hand them your driver’s license and other identification than it is to speak when they ask who you are. Certainly, the officer is going to note in his report that you had slurred speech – even in cases where you did not.
  2. Request a Colorado DMV hearing within seven days of taking a breath test or within seven days of refusing to take the test. In blood test cases, request a DMV hearing as soon as you are notified by the DMV of a pending license revocation. Always ask for the officer to be present.
  3. Retain an experienced Denver DUI lawyer to evaluate your case before the first court date, or the DMV hearing date. The sooner you hire a lawyer, the better, since it may take some time to answer the necessary questions of your particular case.
  4. Do not plead guilty, or assume that you are guilty. Contrary to what most people think, there are DUI defense arguments that can be used in most cases. DUI and DUID cases involve very complex evidence that must be collected by the police in a lawful manner, as well as a scientifically valid manner. Experienced representation is the only way to discover if the police, and the prosecution, have what they need to convict you.

Kevin Churchill has 14 years of experience providing DUI and DMV hearing defense representation in all Denver metro area courts. Kevin Churchill offers experienced defense for all DUI related charges, as well as all criminal charges related to the DUI case, including felony drug possession, domestic violence, and assault.


31/07/2017

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Florida Motorcycle License #motorycycle, #helmet, #driver #improvement, #learners #permit, #defensive #driving,


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Florida DMV Online Guide

Florida Motorcycle License

Starting on July 1, 2008 the State of Florida requires that new Motorcyclists (regardless of age) must take and pass the Basic Rider Course through the Florida Rider Training Program before they get a motorcycle only license or can have the Motorcycle Endorsement added to their drivers license.

When you have successfully completed the Basic Rider Course the sponsor will submit the results to the DMV electronically.

There are two types of motorcycle drivers licenses in Florida. You must have one of the following if you are going to operate a two or three wheel motorcycle that has an engine over 50 cc.

Motorcycle Endorsement

If you already have a Florida drivers license then you can get a motorcycle endorsement on the drivers license you hold. To obtain your motorcycle endorsement you must show proof that you have completed the Florida Rider Program.

Motorcycle Only License

To get a Motorcycle Only license you must be at least 16 years old and have held a learners permit for at least a year with no traffic convictions. If you are over 18 you are not required to have held a learners permit. You must pass the standard class E operators license test that all drivers take to get a drivers license and complete the Basic Riders Course.

Three Wheel Motorcycles

To operate a three wheel motorcycle you must complete the S/TEP – Sidecar / Trike Evaluation Program. This course provides basic skills for those operating three wheel motorcycles and and side car rigs.

Those who pass the Motorycycle S/TEP course will have an “S” restriction on their license. The S Restriction indicates that the person only has permission to operate a three wheeled motorcycle.

Temporary Instruction Permit To Operate a Motorcycle

As of July 1, 2008 there will be NO temporary permits issued by the State of Florida.

Florida Helmet Laws

If you are 21 years old and covered by an insurance policy with at least $10,000 in medical benefits you can get a Helmet exemption. Note that law enforcement may stop you if you are not wearing a helmet and they believe you are under 21.

Questions about Getting a Motorcycle License?
Shortcuts

DMVFlorida.org is an independent organization not affiliated with the state of Florida. the Florida DMV, the Department of Motor Vehicles, or DHSMV
Copyright DMVFlorida.org, all rights reserved


26/07/2017

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New to Maryland Titling and Registering Your Vehicle Information #mva, #motor


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As a new resident of Maryland you must register your vehicle within 60 days of moving to Maryland. If you delay beyond 60 days, you will not be eligible for a tax credit for any titling tax paid in another state, and you may be subject to a citation for an out of state registration.

Please Note: If an owner of a vehicle originally titled in Maryland obtains a title for the vehicle in another state in the same name, and returns to Maryland, it may be registered by surrendering the foreign title and securing a Duplicate Maryland Title. There is a fee for a duplicate title.

Titling Your Vehicle

You can apply for a Maryland title, and registration, in person at any of the MVA’s full service branch offices. You also can mail the documents to the MVA’s Out-of-State Title Unit, 6601 Ritchie Highway, Glen Burnie, MD 21062, or go to an MVA licensed tag and title service where they will assist you in applying.

Typically, you will need to submit the following forms to obtain a title for your vehicle:

  • Proof of ownership – This is the vehicle’s existing title that identifies you as the owner. If there is a lien against your out-of-state title:
    • First, contact the MVA at the Customer Service Center at 1-410-768-7000.
    • If you do not have the title document or certificate, the MVA will provide you with a letter (form #VR-056) to send to your lien holder requesting the title(s) be sent to the MVA. Note: Please have the following information for the letter: Name of vehicle owner, MD address, phone number, VIN number, year, make of vehicle,lien holder’s name, lien holder’s address,lien holder’s fax number, state where currently registered/titled and lien account number.
    • Upon receipt of the title documents(s), the MVA will write or call you to inform you that we have received the title(s). We will inform you of the excise tax due and ask you to send your completed Application for Certificate of Title (form #VR-005), the MD Safety Inspection Certificate, and payment (check or money order made payable to the MVA) to the MVA. The check should include payment for the following:
      • Title fee
      • Fee to record the lien
      • Excise tax and tag fees
  • Application form – The Application for Certificate of Title (form #VR-005) can be used to apply for both the vehicle’s title and registration. Be sure to include your insurance information. Your policy must conform to Maryland’s minimum liability insurance requirements .
  • Maryland Safety Inspection Certificate – This Maryland State Police form certifies that your vehicle meets Maryland safety standards. It is valid for up to 90 days from the date issued.
    • Certificate of Inspection
      A Safety Inspection is required for all used cars, trucks, tractors, trailers, motorcycles, special equipment, and class “B” for hire vehicles being titled and registered in Maryland. They must be inspected by a licensed Maryland inspection station, such as automobile dealers, service stations and specialized automobile service centers. A certificate of inspection issued by the inspection station within the previous 90 days of the vehicle titling must accompany the Application for Title. To avoid delay, compare the vehicle identification number (VIN) entered on the inspection certificate with the VIN on the vehicle plus the vehicle ownership documents to make certain they agree. Altered inspection certificates will not be accepted.

Under certain circumstances, additional information and/or forms may be required:

  • Proof of vehicle’s value – If the vehicle’s value cannot be identified by the MVA, you may need to submit a bill of sale. For leased vehicles, a lease agreement may also be acceptable.
  • Lease agreement and proof of monthly lease payments (leased vehicles only) – If you have paid or are paying excise tax to another state through your lease payments, the documents may be needed to determine the amount of excise tax credit you may receive.
  • Lien information – If you borrowed money to buy the vehicle, lien information may need to be recorded on the application. The MVA form entitled Security Interest Filing (form #VR-217) must be used if a second lien is placed against the title.
  • Lien release – If your title indicates that a lien exists, you must make arrangements with the lien holder to pay off the loan (lien) or the MVA will file the lien against your new title (i.e. transfer the lien).
  • Power of attorney – If someone other than you, the new owner, is signing the titling forms for you, this document is required.

Note that if you also intend to register the vehicle, additional forms are usually needed

Registration requirements vary greatly by the type and intended use of the vehicle. The requirements for most vehicles can be found in Registration – Common Vehicles.

Your title will be mailed to you regardless of how you apply. If you also register the vehicle, your registration card, license plates and expiration stickers can be provided immediately when you apply in person to the MVA; otherwise, these items also will be mailed to you.

Maryland Excise Titling Tax

If the vehicle has been recently purchased, the 6% excise tax is based on the greater of the total purchase price verified by a notarized MVA Bill of Sale (form VR-181). signed by both the buyer(s) and the seller(s) in which the actual price paid for the vehicle is stated or $640. In other cases, the total purchase price or the valuation shown in a national publication of used car values adopted for use by the Administration will be used to establish the tax. There is an addition or subtraction for high or low mileage. On vehicles seven years old and older, the tax is based on the greater of the purchase price or the minimum book value of $640.

Note: As a new resident, to comply with Maryland law and take advantage of a lower excise tax, you must title and register your vehicle within 60 days of declaring residency in Maryland.

For vehicles less than 7 years old (Non-Residents):

  • Vehicle(s) titled in a state with a tax rate equal to or higher than Maryland’s 6% tax rate will cost $100.
  • If the vehicle is registered in a state that imposes no tax, the tax will be assessed at 6% of the value of the vehicle.
  • Vehicles from a state with a lower tax rate than Maryland’s 6% will be taxed at the rate of the difference between the two states. Example: MD 6%, VA 4%, the difference is a 2% tax rate. Minimum tax – $100. When the value of the vehicle is less than $2,000, the 6% rate will apply. Click here for the State Tax Rate Chart .

For a vehicle over 7 years old:

  • Tax is based on the greater of the purchase price or the minimum of $640. The MVA may require you to submit additional documentation to substantiate the purchase price.

For a leased vehicle:

  • Lease agreement and proof of monthly lease payments (leased vehicles only) – If you have paid or are paying excise tax to another state through your lease payments, documentation is needed to determine the amount of excise tax credit you may receive.

Driver Licensing Informationis also available for new Maryland residents.


13/07/2017

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Cerebral Palsy #cp, #cerebral #palsy, #wheelchair, #crutches, #congenital #disorder, #birth #defect,


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Cerebral Palsy

Maybe someone at your school has cerebral palsy — or perhaps you have it and you’ve been dealing with it your whole life. As we become more aware of appearance and body image. it can be tough to be in a wheelchair or to have people tease you about the way you walk. But lots of teens with CP don’t let it hold them back. They do just what everyone else does.

What Is Cerebral Palsy?

Cerebral palsy (CP) is a disorder of the brain. Normally, the brain tells the rest of the body exactly what to do and when to do it. Because of how CP affects the brain, a person might not be able to walk, talk, eat, or move the way most people do.

CP affects a person’s muscle tone and ability to coordinate body movements. People with CP have trouble controlling their muscles. How a person is affected all depends on what part of the brain is involved.

How Does Cerebral Palsy Affect People?

The three types of cerebral palsy are:

  1. Spastic (pronounced: SPASS-tik) CP is the most common type of CP. People with spastic CP can’t relax their muscles or the muscles may be stiff.
  2. Athetoid (pronounced: ATH-uh-toid) CP affects the ability to control the muscles of the body. A person’s arms or legs may flutter and move suddenly.
  3. Ataxic (pronounced: ay-TAK-sik). People with ataxic CP have problems with balance and coordination. Their movements may seem shaky.

People with CP can have mild cases or more severe cases. It all depends on how much of the brain is affected and which parts of the body that section of the brain controls. If CP affects both arms and both legs, a person might need to use a wheelchair. If CP only affects the legs, someone may walk in an unsteady way or have to wear braces or use crutches.

If CP affects the part of the brain that controls speech, a person with CP might have trouble talking clearly or not be able to speak at all. Some people with CP also have learning disabilities or behavior problems, though many don’t have these issues. Others can have medical problems like seizures or epilepsy. or hearing impairment.

What Causes It?

In most cases, doctors don’t know exactly what causes CP. They do know that it’s the result of damage to the brain — either while a baby is in the womb or in the first few months or years after the baby is born.

Babies have a higher chance of having CP if they are born early or if they’re very underweight at birth. Babies who don’t get enough oxygen during or right after birth also have a higher chance of having CP. So do babies who need to be on a ventilator (a machine to help with breathing) for several weeks or more after birth.

CP is not contagious, so people can’t catch it from other people. Even a mother with CP can’t pass it on to her unborn baby.

What Do Doctors Do?

Doctors diagnose CP when kids are young, so by the time people reach their teens, they usually know they have CP and are used to living with it.

With CP, the problem with the brain will not get any worse as people get older. For example, someone who has CP that affects only the legs won’t develop CP in the arms or have problems with speech later on.

Although CP doesn’t get worse over time, how it affects someone’s body can change as the person grows or develops. For example, some teens with CP may develop dislocated hips (when the bones that meet at the hips move out of their normal position) or scoliosis (curvature of the spine).

Because CP affects people differently, there are lots of ways to treat and manage it. Some teens have only mild problems with movement. Others need crutches or wheelchairs to get around. Doctors, parents, teachers, therapists, and the person with CP all work together to develop the best treatment plan.

Teens with CP may work with these experts:

  • a pediatric orthopedist
  • a developmental pediatrician who looks at how the person is growing or developing compared with other teens
  • a pediatric physiatrist (or rehabilitation physician), who helps kids with disabilities of many kinds
  • therapists, like physical therapists to help with movement, occupational therapists to help with skills like handwriting, and speech therapists

Some teens with CP take medicines to relax their muscles (in the case of spastic CP) or to help control seizures. And some might have special surgeries to keep their arms or legs straighter and more flexible.

Coping With Cerebral Palsy

Puberty can be especially challenging for people with CP. Rapid growth can cause weight gain and clumsiness in any teen, but can make it even more difficult for someone with CP to move around. A person’s muscles can become tighter as the bones grow, which can restrict movement even more.

If you have CP, what you’ll do depends on your CP. One thing you can do is to get more involved in your medical care wherever possible. Keep up with your appointments, including any physical or other therapy visits. This is a time when your medical team will want to keep an eye on you and adapt your treatment or therapy as you grow.

Many guys and girls with CP can do the same sorts of things that other teens do, like enjoying extracurricular activities, listening to or playing music, hanging out with friends, reading, going to the mall, and dating, to name just a few.

Helping a Friend Who Has CP

If you know someone who has CP and you’re wondering how to help, just treat that person the way you would anyone else. Some people with CP might need extra assistance once in a while, like when reaching for something. Help out — just as you would with anyone else — without making a big deal about it. If you can’t understand what a person with CP is saying or if it takes longer to do things, give him or her extra time to speak or move.

And don’t be afraid to talk to a friend about what it’s like to live with CP. Everyone wants to fit in, and being in a wheelchair or having other physical problems can make someone self-conscious or feel left out. So if you know someone with CP, try to be welcoming and include him or her in what you’re doing.

Date reviewed: August 2015


06/07/2017

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Florida DUI #drunk #driving, #dui, #bal, #defensive #driving, #driver #improvement, #driving


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Florida DUI Laws and Penalties

Florida Drunk Driving

DUI Related Topics

Drunk Driving Penalties in Florida

If you drink alcohol and drive you dramatically increase your chance of being in a crash. In addition, if you are pulled over and the officer asks you to take a blood, urine or breath test you are required to comply. Florida has the “Implied Consent Law”. When you sign your drivers license you have agreed to take these tests upon request. Refusal to take any of the tests will result in an immediate suspension for one year. A second refusal will result in an 18 month suspension.

2011 DUI Statistics

According to Florida DMV records there were 33,625 DUI convictions in Florida in 2011. Of the 55,722 DUI tickets issued in Florida in 2011 – 9,328 were issued by the FHP, 23,649 were issued by police departments in Florida, and 21,868 were issued by Florida Sheriffs departments.

2010 Florida DUI Convictions in the large Florida Counties

  • Hillsborough County (Tampa) – 3,256
  • Miami-Dade – (Miami) – 2,274
  • Duval County – (Jacksonvile Area) – 2,222
  • Pinellas County (St Petersburg) – 1,824
  • Palm Beach County (West Palm Beach) – 1,561
  • Orange County (Orlando) – 1,383
  • Brevard County (Melbourne) – 1,072
  • Broward County (Fort Lauderdale) – 985

Ignition Interlock

Florida law mandates that any driver convicted of a second DUI have an Ingnition Interlock device installed in their vehicle. A judge may order an Interlock installed on first convictions depending on circumstances. Read the details of the Florida Ignition Interlock program.

No one can drink alcohol and still drive safely. Drinking and driving causes accidents and deaths every day and therefore the penalties in Florida are very tough. If you drink and drive the result may be jail time, loss of your Florida drivers license, heavy fines, and much higher auto insurance rates. And a conviction will stay on your Florida driving record for 75 years.

Zero Tolerance for Drivers under 21

Florida has a Zero Tolerance law for drivers under 21. This means that any driver under 21 that is stopped by law enforcement and has a blood alcohol level of .02 or higher will automatically have their Florida drivers license suspended for 6 months. The .02 limit really means that you cannot have a single drink and drive. And that’s the idea.

For drivers over 21 the legal limit in Florida is .08. Regardless of your age be aware that drinking and driving is considered a serious offense. Below we have summarized the penalties in the state of Florida for a first offense DUI, but the average cost including legal defense, fines, and auto insurance increases is $8000.

Florida Penalties for DUI First Conviction

  • Fine – $250 to $500
  • Community Service – 50 Hours
  • Probation – Not more than 1 Year
  • Imprisonment – Not more than 6 Months
  • Imprisonment with BAL of .08 or higher with a minor in the vehicle, not more than 9 months
  • License Revocation – Minimum of 180 days
  • DUI School – 12 Hours

Addtional DUI Convictions

The penalties listed above are for a first DUI conviction. With each additional DUI conviction the penalties in Florida are more severe. Complete details on Florida DUI penalties can be found in the Florida drivers manual .

DMVFlorida.org is an independent organization not affiliated with the state of Florida. the Florida DMV, the Department of Motor Vehicles, or DHSMV
Copyright DMVFlorida.org, all rights reserved


13/06/2017

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Coach Bus, Tour Bus, Charter Bus, Motor Coach #cheap #travel #deals

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Rent a Charter Bus / Coach Bus / Deluxe Motor Coach

The motor coach is also referred to as a deluxe motor coach. charter bus, coach bus and tour bus. There is a wide variety of motor coaches available for charter across the US and Canada. Popular manufacturers include MCI, Prevost, Setra, and Van Hool.

Search for a Charter Bus, Coach Bus or Deluxe Motor Coach in Your Area

Charter Buses are the most popular option and are ideal for local group charters, shuttles and over-the-road tours. Charter Bus Travel is one of the most environmentally friendly modes of transportation. Besides being a great way for groups to travel together, Charter Buses can be used for local services after you have arrived at your destination.

Why Use BusRates.com to Find a Charter Bus in Your Area

In a nutshell, BusRates.com lists all the companies that own the buses they charter so you can contact them directly. Most charter bus sites on the internet are brokers adding a minimum 25% markup to the lowest bidder.

  • Use BusRates.com much like the yellow pages to identify and contact bus-owning companies directly.
  • Once you run a search in the database, you can view phone numbers or use the Quote Tool to email several companies at once.
  • Emails are simply sent directly to the bus companies. Companies will reply or call you directly with a quote.
  • Use the site’s guide to familiarize yourself with the industry and gain helpful tips.




09/02/2017

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