Entry-level Master’s in Nursing (ELM) – Direct Entry Nursing Program –

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Azusa Pacific University

Featured Links

*Base Cost (cost per unit x program units) is provided to aid in program comparison only.

All stated financial information is subject to change. View additional tuition information .

Transition to a Helping Profession

The Entry-level Master’s in Nursing (ELM) program is a direct entry nursing program designed to provide graduate nursing education for those who hold baccalaureate or higher degrees in other disciplines. The program prepares students for entry into the field (NCLEX-RN licensure examination) and for advanced nursing practice.

Program Highlights

  • MSN graduates are eligible to apply to the state of California for certification as a clinical nurse specialist and/or as a nurse practitioner.
  • Graduates are eligible for the California Registered Nurse License and Public Health Nursing Certificate.
  • This direct entry nursing program is accredited by the Commission on Collegiate Nursing Education (CCNE) and the California Board of Registered Nursing (CBRN).
  • MSN graduates with certain specializations may also apply for a national credential by examination through the American Nurses Credentialing Center (ANCC).
  • Clinical experiences include hospital care services for diverse cultural/ethnic groups, the underserved, the poor, and the homeless.
  • Students receive personalized attention in a supportive Christian environment from experienced faculty.
  • Financial aid is available through scholarships and loans.

Learn more about the entry level nursing program and our faculty .

School of Nursing Accreditation

University Reputation

Azusa Pacific University secured a place in the most prestigious category of U.S. News & World Report ’s America’s Best Colleges 2016 rankings, placing in Tier One at No. 175 in the National Universities category. In addition, The Princeton Review named APU as 1 of 124 institutions in the 2016 Best Colleges in the West. and G.I. Jobs named APU a Military Friendly School for 2016, placing APU among the top 15 percent of schools in the country helping military students reach their educational dreams.

Note: This information is current for the 2016-17 academic year; however, all stated academic information is subject to change. Please refer to the current Academic Catalog for more information.

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23/09/2017

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FBAR Penalties and Criminal Penalties, fbar statute of limitations.#Fbar #statute #of

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FBAR Penalties and Criminal Penalties

Failure to file FinCEN form 114 (the FBAR) can be far more severe if the failure to file is found to be willful. A finding of a willful failure to file carries a penalty of up to the greater of $100,000 or 50% of the account balance. This penalty is in addition to the tax, interest, and an accuracy penalty of between 20% and 40%. The test for willfulness is whether there was a voluntary, intentional violation of a known legal duty. The IRS has the burden of proof, but in a FBAR case, the only thing the prosecution must show is that the person knew they had obligation to report.[1] If there is a finding of willfulness, there is a strong potential criminal prosecution of the case. If the failure to file is found to be non-willful, the penalty is potentially $10,000. Prison time is still possible for the non-willful taxpayer, but unlikely.

The Internal Revenue Service has an arsenal of potential criminal charges:

  • Failure to file an income tax return – IRC § 7203 – not filing a required return in a timely manner. A person who fails to file a tax return is subject to a prison term of up to one year and a fine of up to $100,000.
  • Filing a false return – IRC § 7206(1) – filing a return containing false information. Filing a false return subjects a person to a prison term of up to three years and a fine of up to $250,000.
  • Tax evasion – IRC §7201 – willfully attempting in any manner to evade paying tax. A person convicted of tax evasion is subject to a prison term of up to five years and a fine of up to $250,000.
  • Tax perjury – IRC §7206(1) – willfully signing false returns under penalty of perjury. A person convicted of perjury is subject to a prison term of up to five years and a fine of up to $250,000.
  • Tax obstruction – IRC §7212(a) – corruptly impairing the lawful function of the IRS. A person convicted of obstruction of justice is subject to a prison term of up to and not more than 10 years or a fine of up to $250,000.
  • Conspiracy – 18 U.S.C. §371 – conspiring to commit one of the above crimes or impairing the IRS from enforcement. A person convicted of conspiracy to commit one of the above offenses or to defraud the United States is subject to a prison term of not more than five years and a fine of up to $250,000.
  • Willfully failing to file an FBAR – 31 U.S.C. § 5322 – Knowing of the obligation to file the FBAR and not doing so. Failing to file an FBAR subjects a person to a prison term of up to ten years and criminal penalties of up to $500,000.
  • Willfully filing a false FBAR – 31 U.S.C. § 5322 – Filing a FBAR with inaccurate information. Failing to file an FBAR subjects a person to a prison term of up to ten years and criminal penalties of up to $500,000.

FBAR Penalties- Statute of Limitations

A “statute of limitations” is a law which defines the time within which a legal action may be brought against a person or entity for an act or omission. Once that period of time has run out it is said that the statute of limitations has “tolled” which means you are exempt from having a legal action, civil or criminal filed against you. With regard to tax matters, the statute of limitations is the time period that the government can come back against you criminally or civilly regarding issues concerning your tax returns. For example, if you fail to file your 1040 or 1040A, neither the three-year statute of limitations on assessment of tax and penalties, nor the 10-year statute of limitations on collection of such assessments, starts to run until you file your tax returns.

With respect to FBAR penalties, if you fail to file Form 8938 or fail to report a specified foreign financial asset that you are required to report, the statute of limitations for the tax year may remain open for all or a part of your income tax return until 3 years after the date on which you actually file Form 8938.[2] In other words, if you never file the delinquent return, the statute of limitations never starts to run. This period can be extended if you do not include in your gross income an amount relating to one or more specified foreign financial assets. If the amount you omit is more than $5,000, any tax you owe for the tax year can be assessed at any time within 6 years after you filed your return.

If a completed form 3520 is not filed by the due date, including extensions, the time for assessment of any tax imposed with respect to any event or period to which the information required to be reported in Parts I through III of such Form 3520 relates, will not expire before the third anniversary of the date on which the required information is reported.[3] So, again if you never file the delinquent return the statute of limitations does not start to run.

Have more questions regarding FBAR penalties? Please call our office today.

[1] Internal Revenue Manual – IRM§ 4.26.16.4.5.3.5





23/09/2017

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Finnest of all! Review of Hotel Delite Grand, Faridabad #heena #tours

#srs travels online booking
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finnest of all. – Review of Hotel Delite Grand

Reviewed 18 May 2015

DeliteGrand, General Manager at Hotel Delite Grand, responded to this review, yesterday

Dear Mr. Ahuja,

Greetings from Hotel Delite Grand.

Thank you so much for patronizing our Hotel Delite Grand, such feedback’s really gives us immense boost to serve more guest with more enthusiasm, it really rejuvenates the atmosphere around.

10 reviews from our community

This review is the subjective opinion of a TripAdvisor member and not of TripAdvisor LLC

DeliteGrand, General Manager at Hotel Delite Grand, responded to this review, 26 September 2015

Dear Mr. Piyush,

I would like to take this opportunity to personally thank you for staying with us at the Hotel Delite Grand. We know that you have many choices when traveling and your business is very much appreciated. As per the review We hope you enjoyed your stay and that our hotel property and staff exceeded your expectations.

For any future reservations please don’t hesitate to contact us or our front desk team here at the hotel.

Thank you for choosing Hotel Delite Grand and we hope to see you again soon!

22/09/2017

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What is Enterprise Cloud Computing FAQ? Definition from, characteristics of cloud

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Enterprise Cloud Computing FAQ

Characteristics of cloud computing

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augmented reality

Augmented reality (AR) is the integration of digital information with live video or the user’s environment in real time.

What is cloud computing?

The U.S. National Institute of Standards and Technology provides the most neutral definition of cloud computing. “Cloud computing is a model for enabling convenient, on-demand network access to a shared pool of configurable computing resources (e.g., networks, servers, storage, applications and services) that can be rapidly provisioned and released with minimal management effort or service provider interaction. This cloud model promotes availability and is composed of five essential characteristics, three delivery models, and four deployment models.”

What is enterprise cloud computing?

Enterprise cloud computing is the special case of utilizing cloud computing for competitive advantage through breakout opportunities both for cost savings and, more importantly, for business innovation in terms of unprecedented speed and agility with vastly improved collaboration among business partners and customers. What does “cloud computing” mean for the enterprise? More important than the question of “what is it?” is why it matters. Here are three key points.

1) On the cost side of the equation, many, but not all, IT and data center costs can be reduced and tied directly to usage, up or down as needs go up or down (rapid elasticity).

2) But there’s more, much more, on the revenue side. Risk and startup expenses for innovation initiatives can be cut dramatically, letting companies take more small bets and test out more new ideas. With no upfront capital expense, new projects can be scaled up instantly if they take off, or shut down quickly if they fail. Massive scalability and up-or-down elasticity give companies a whole new sandbox for testing new business ideas and growing them if they take off.

3) Companies don’t work alone, and, on average, over 20 companies make up today’s value chains. Cloud computing allows a company to collaborate in new ways with its trading partners, and collaboration is the key to gaining competitive advantage across the value chain. By establishing shared workspaces in “Community Clouds” employees from multiple companies can work together as a “virtual enterprise network” and function as though they were a single company. They all participate in the same value delivery system, sharing computing, communication and information resources. This is especially important as no one company “owns” the overall value chain.

Is cloud computing new?

Cloud computing is not a new technology or architecture or methodology. But it is a new Information Technology “delivery model” where all computing and networking resources are delivered as “services” that are elastic (use as much or as little as you need at any given time), massively scalable, and are available on-demand with self-service, pay-as-you-go variable cost subscriptions.

What’s driving enterprise cloud computing?

For sure, cost savings represent a significant driver. But far more important are the changes going on in the larger world outside of the business world in our hyper-connected global society. With the advent of easy-to-use “Consumer IT” or Web 2.0 usage of the Internet, Social Networks are changing the ways we live, learn, collaborate, work, consume and play. These huge changes in society also disrupt the way we design and manage our organizations and our value chains that deliver value to customers.

What is a Service-Oriented Enterprise?

What really differentiates a Service-Oriented Enterprise (SOE) from a traditional business model is its “outside-in” approach. A SOE creates business-driven value by defining and exposing its core business processes to the external market through the use of open technology in the form of “services.” This reorganization includes new business requirements, new operating zones and new license structures that can enable improved collaboration between organizations and their customers and suppliers. A SOE has the capability to organize its responses to market shifts due to the agility within its culture, processes and IT systems.

What is Business Technology?

The term Business Technology (BT) is frequently used to describe new technologies such as Web 2.0 and their use in business to differentiate them from the tools and techniques of traditional Information Technology (IT). The key differentiation between BT and IT centers on decentralization and unstructured environments. Organizations still need the centralized and structured role of IT to 20 Enterprise Cloud Computing provide back office functionality, but BT is an additional layer focusing on the front office and customer-facing business activities.

Is cloud computing the same as Software-as-a-Service(SaaS)?

While SaaS vendors originally did not use the word “cloud” to describe their offerings, analysts now consider SaaS to be one of several subsets of the cloud computing market. With traditional SaaS offerings, a company is buying pre-packaged “canned” software applications (e.g.,ERP, SCM or CRM packages) that are hosted remotely, usually in a multitenancy environment, and accessed via the Internet. SaaS applications can become “participants” in unique end-to-end business processes (see BPMaaS).

What is Business Process Management as a Service (BPMaaS)?

With SaaS offerings, a company is buying “same-old” pre-packaged software, but BPMaaS goes far beyond canned “business software as usual” being put online. It goes on to creating unique business processes designed for unique and specific purposes to link together multi-company value delivery systems that in the past weren’t feasible or economical to join together. BPMaaS is all about the complete management of business processes, and puts business people in charge of their processes. In many ways, BPMaaS is what sets enterprise cloud computing apart from consumer cloud computing. Unique business processes are how companies differentiate themselves, and are thus paramount to the enterprise use of cloud computing for competitive advantage. BPMaaS covers the full lifecycle of business processes, from their conception, design implementation and optimization. Bringing BPM capabilities to the Cloud enables multiple companies to share a common BPM system and fully participate in an overall end-to-end business process.

What are the economics of cloud computing?

Cloud computing brings immense economies of scale to computing and delivers computing resources on-demand in much the same way utilities deliver gas and electricity. In the past, companies had to make ever-growing capital expenditures (CAPEX) in comEnterprise Cloud Computing 21 puting resources to implement new information systems. Furthermore, to accommodate potential peak loads, they installed huge amounts of capacity so that today only 10-15% of data center capacity is typical utilized. The shift to the on-demand model of cloud computing isn’t just about cost savings. Far more important, it’s about giving organizations the agility they need to act quickly on new opportunities without IT being on the critical path. “Fast to market” is a central economic variable and speed is essential in the world of total global competition.

What’s the difference between “cloud computing” and “cloud services?”

In short, everything. “Cloud computing” implies a framework and vocabulary aimed at technology semantics. “Cloud services” implies a framework and vocabulary aimed at business semantics. While cloud computing belongs to the domain of Information Technology (IT), cloud services belong to the domain of Business Technology (BT). In other words, cloud services are about business, while cloud computing is about technology. The focus of this book is on the domain of business.





22/09/2017

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Europe Tourism: Best of Europe #travel #south #america

#travel packages to europe
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Are You a Europe Tourism Organization?

Other Destinations

Popular Europe Destinations Albania Hotels

231 Hotels, 13,664 Reviews Andorra Hotels

208 Hotels, 27,236 Reviews Austria Hotels

3,744 Hotels, 393,054 Reviews Belarus Hotels

89 Hotels, 6,525 Reviews Belgium Hotels

1,229 Hotels, 314,767 Reviews Brussels Hotels

186 Hotels, 15,796 Reviews Bulgaria Hotels

1,329 Hotels, 82,419 Reviews Croatia Vacation Rentals

51,525 Accommodations, 188,636 Reviews Cyprus Villas

7,281 Accommodations, 185,270 Reviews Czech Republic Hotels

1,638 Hotels, 275,226 Reviews Prague Hotels

1,638 Hotels, 275,226 Reviews Denmark Hotels

625 Hotels, 111,173 Reviews Estonia Hotels

232 Hotels, 32,832 Reviews Faroe Islands Hotels

8 Hotels, 830 Reviews Finland Hotels

429 Hotels, 62,632 Reviews France Gites

105,504 Accommodations, 3,014,209 Reviews Germany Hotels

16,926 Hotels, 1,134,093 Reviews Berlin Hotels

16,926 Hotels, 1,134,093 Reviews Greece Hotels

6,976 Hotels, 1,184,855 Reviews Hungary Hotels

2,104 Accommodations, 80,692 Reviews Ireland Vacation Rentals

10,704 Accommodations, 716,053 Reviews Italy Villas

179,974 Accommodations, 5,324,138 Reviews Rome Apartment Rentals

13,678 Accommodations, 5,324,138 Reviews Tuscany Villas

32,987 Accommodations, 5,324,138 Reviews Latvia Hotels

210 Hotels, 28,806 Reviews Liechtenstein Hotels

23 Hotels, 1,323 Reviews Lithuania Hotels

263 Hotels, 23,897 Reviews Luxembourg Hotels

155 Hotels, 22,428 Reviews Malta Vacation Rentals

2,554 Accommodations, 114,626 Reviews Moldova Hotels

74 Accommodations, 9,822 Reviews Montenegro Vacation Rentals

2,767 Accommodations, 18,281 Reviews Norway Hotels

860 Hotels, 131,813 Reviews Poland Hotels

2,499 Hotels, 218,387 Reviews Portugal Villas

25,387 Accommodations, 578,276 Reviews Lisbon Apartment Rentals

3,685 Accommodations, 578,276 Reviews Republic of Macedonia Hotels

136 Hotels, 7,716 Reviews Romania Hotels

22/09/2017

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International School of Indiana -Travel Auction Committee #travel #socks

#travel auction
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SAVE THE DATE.

Saturday, March 19, 2016

Union Station downtown Indianapolis

2016 Tri Chairs: Susan Whiteside, Kimmy Armantrout and Judy Miller

MISSION OF THE SCHOOL

The mission of the International School of Indiana is to excel in providing a multilingual and multicultural education through a distinctive, internationally acclaimed curriculum, preparing our students to contribute successfully to their communities. At the heart of ISI is the core belief that a fully integrated IB Programme is the best opportunity for students to prepare for effective global citizenship in the rapidly changing world. ISI’s supportive, diverse environment encourages high academic and personal achievement with emphasis on the core values of respect, effort and responsibility.

Throughout the school experience, students will learn to:

*Respect themselves, others and the school

*Take responsibility for their own actions on their way to becoming self-sufficient, self-motivated adults

MISSION OF THE TRAVEL AUCTION

The ISI Travel Auction, our Signature Fundraising event, raises over $100,000 to benefit all students attending our internationally recognized International Baccalaureat world school. Funds raised again this year will benefit both ISI’s scholarship fund and programs supporting all students. The International School of Indiana recognizes the importance of economic diversity, technological advancements in the classroom, and campus sustainability.

22/09/2017

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Washington State Department of Commerce, what is the capital of washington

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what is the capital of washington state

What is the capital of washington state

The Department of Commerce offers many different types of funding. Find out which grants and loans are open for applications right now, and learn more about what types of grants and loans are available.

Local Government Portal

What is the capital of washington state

Commerce is the one agency in state government built to understand and support the diverse needs of local leaders in cities, towns and counties across the state. From planning and public works to economic development and energy, our people and programs are at your side.

Latest News

What is the capital of washington state

State funds efforts to help homeless schoolchildren, families

More than $1.5 million in grants awarded for Homeless Student Stability programs across the state

What is the capital of washington state

State Community Economic Revitalization Board invests $2.5 million in infrastructure projects

Grants and low-interest loans will support economic development in Douglas, Franklin, Jefferson, Pacific, Skagit, Snohomish counties OLYMPIA, WA – The

What is the capital of washington state

Washington is America s Top State for Business in 2017

In case you missed it, Washington state jumped into the top spot in the annual CNBC Top States for Business rankings today.

What is the capital of washington state

Southeast Washington Coalition receives 2017 Governor’s Smart Community Award

Commerce today presented on behalf of Governor Jay Inslee a 2017 Smart Communities award to the Southeast Washington Coalition consisting of Columbia, Asotin and Garfield counties and the cities of Clarkston and Starbuck for their regional growth management master program update.

What is the capital of washington state

Wilcox Family Farms taps state Work Start grant to keep pace with growth

Commerce awards funding for training, technical assistance to create 20 new full-time jobs over the next three years in rural

What is the capital of washington state

State companies enter deals, key relationships at Paris Air Show

Nearly 300 meetings yield new contracts, propel business dealings, attract investment for state’s aerospace and commercial space industries.

What is the capital of washington state

Commerce awards $2.3 million for clean energy research and development

Impact Bioenergy, Janicki Bioenergy, Oscilla Power, SuperCritical Technologies and Zunum Aero selected for latest round of Washington State Clean Energy

What is the capital of washington state

Commerce to sign agreement with Niedersachsen Ministry during Paris Air Show trip

U.S. Rep. Rick Larsen, Commerce Director Brian Bonlender co-host Washington state’s 70+-member delegation – the largest ever – to the

What is the capital of washington state

Commerce awards $11.8 million for local energy efficiency and solar projects

Grants will lower energy costs in public buildings and create an estimated 514 jobs in communities across Washington state OLYMPIA,

What is the capital of washington state

Commerce selects Disability Rights Washington to provide new state ombuds services

Commerce has awarded Disability Rights Washington the contract to provide ombuds services for the new Washington Developmental Disabilities Ombuds program.





22/09/2017

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IUPUI Registrar – Course Offerings #iupui, #registrar, #student #records, #records, #iupui

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Office of the Registrar

Course Offerings

The list of scheduled courses offered at IUPUI for a given term is typically released one month prior to the beginning of priority registration. Spring courses are available in October, Fall courses in late January or February, and Summer courses in December.

Viewing Course Offerings via One.IU:
A real-time display of course availability and the open or closed status of individual classes is publicly accessible from One.IU using two different search tools – the SIS Class Search and the iGPS Course Search. Both tools offer a variety of filtering options to narrow search results.

  • SIS Class Search
  • 1. Navigate to: one.iu.edu .
  • 2. Click in the Search box and type schedule of classes and press ENTER.
  • 3. Click the schedule of classes task icon
  • iGPS Course Search
  • 1. Navigate to: one.iu.edu .
  • 2. Click in the Search box and type search courses and press ENTER.
  • 3. Click the Search Courses (Public) task icon

Course Listings By Department
If you are accustomed to reviewing the list of classes by subject that has historically posted on this website, please know this information is still available to you through the Class/Course Search tools above.

Using SIS Class Search.
Select the Institution, Term, and Course Career. Then insert the Department Code listed below that corresponds with your area of interest into the Course Subject field within the Class Search page. Click Search.

Using the iGPS Course Search :
Select the Campus. Degree Level. and Term Offered. Then enter the Department Code listed below into the Search field and click GO.





21/09/2017

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Seltzer Law Firm Employment lawyer Washington DC Maryland Northern Virginia attorney

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The D.C. Bar s unique and extremely successful Continuing Legal Education ( CLE ) Program is the subject of a feature article in the June 2017 Washington Lawyer Magazine. Diane Seltzer Torre, Chair of the CLE Committee who teaches numerous CLE programs each year, is quoted throughout the article regarding the courses offered and what sets the CLE.

Happiness is not an automatic by-product of practicing law for many reasons. Maybe going solo is right for you

The Judges of the United States District Court of Maryland gave Diane Seltzer Torre their Exceptional Service Award

Employment law and civil rights law are constantly evolving areas of law. By focusing its practice on employment and civil rights matters, the Seltzer Law Firm is able to stay abreast of the latest developments in these fields, which best ensures that the firm s clients receive advice based on up-to-the-minute changes in the law.

The Seltzer Law Firm concentrates on employment law and civil rights litigation. The Firm s philosophy is to provide practical solutions to complex, as well as common, workplace issues. We appear before all federal and state trial and appellate courts in the District of Columbia and Maryland, as well as before administrative agencies

Diane Seltzer Torre earned her J.D. from American University s Washington College of Law in 1991, where she was a member of Law Review. She clerked for the judges of the Circuit Court for Washington County, Maryland after graduating from law school. She received her B.A. in Sociology, cum laude.

The Seltzer Law Firm concentrates on employment law and civil rights litigation. The Firm s philosophy is to provide practical solutions to complex, as well as common, workplace issues. We appear before all federal and state trial and appellate courts in the District of Columbia and Maryland, as well as before administrative agencies





21/09/2017

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San Jose Music Schools, Lessons, Guitar, Drums, Piano, Violin Classes and

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almaden school of music

Almaden school of music

Music Lessons in San Jose, CA

San Jose Guitar Lessons – Have you ever wanted to learn to play the guitar but just havn t figured out how? Let one of our experienced guitar instructors help you on your way to learning the guitar. Can you already play the guitar but just want to take your guitar playing to the next level? Whatever your skill level, we have guitar classes for everyone from beginner to advanced.

Drums Lessons San Jose – Have you ever had that feeling that you could play the drums but have never taken drum lessons? Are you already a drummer and just want to hone your skills? Playing the drums is a great way for your chile to take out some aggression and learn music at the same time. Are you an aspiring musician and want to take your drumming skills to another level? Contact David K s and start your drum classes today.

Piano Lessons San Jose – We believe that our piano classes are a very essential and enriching experience anyone can enjoy. Our goal at the David K sof Music School is to provide the highest quality piano instruction available. It is well known that piano students do much better in other academic areas. Our goal is to teach success by providing an environment that fosters musical creativity and enriching experiences.

Flute Lessons San Jose – If you are interested in learning how to play the flute then David K s Music School has the program for you. Our lessons include instruction in reading music, techniques in proper playing, improvisation, and preparation for auditions. Whether you are just a beginning flute player, an advanced flutist, or a professional, our flute program offers tools and techniques to better the skills you already have or are ready to develop.

Voice / Singing Lessons San Jose – Have you been told that you have a beautiful singing voice? Do you wish you had the nerve to karaoke but are intimidated by other singers? Are you a singer in a choir and would like to inprove you vocal range? Do you already have a natural singing voice but want to learn proper techniques? If you answered yes to any of these questions, then David K s Music School has the help you need. Let one of our world class vocal coaches help you take your singing voice to a new level.

The art of singing generally involves training in breath control and support, proper tone production, pitch control, musical intonation, proper formation of vowels and consonants as well as the clarity of words, attentiveness to musical notation and phrasing, and the learning of songs.

San Jose Violin Lessons – Our San Jose violin teachers are all very accomplished musicians. We realize that every student has different needs and abilities. Our violin instructors will tailor a custom lesson plan to fit each students needs. Every aspect of the violin will be taught including violin repertoire, music reading, sound development and rhythm to create a well rounded musician.

We also specialize in electric bass and viola lessons.

has something for everyone!

Almaden school of music

David Khevsurishvili, President, and 2 former violin students





21/09/2017

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Sample Life Insurance Application Questions #example #of #life #insurance

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Sample Life Insurance Application Questions

Whether you re thinking about applying for life insurance or just curious, we will cover exactly what s on the life insurance application. Life insurance companies use a lot of information to safeguard themselves from bad risk in order to maintain their financial strength. That is why a lot of information is asked up front for the application and additional information gathered on the back end. Most life insurance companies have similar sections for different information they require.

First part of the life insurance application you will be asked for your personal information such as your full name, address, DOB, driver license, social security, and employment information. Next, the application will usually ask you for both primary and backup beneficiaries. This is where you will decide how the pie will be distributed between your family in the event of sudden death. Keep in mind that you will need to have your beneficiary s name, DOB, relation to you, social security number and percentage to be paid out.

Here is where it gets interesting because you will be asked a series of questions about your medical history and non-medical hazards. There are too many questions to list, but let s look at some sample overview of what to expect.

Sample Life Insurance Health Questions

What is your height and current weight?

  • Your build will strongly affect your rates and some companies will give you a better rate so it s important to shop around.

Have you ever used tobacco?

  • If you haven t used tobacco in the last 24 months most companies will give you a non-smoker rate however to get the best rating you need to be tobacco free for more than 5 years. For anyone who uses electronic cigarettes. tobacco chewing or occasional cigar you may qualify for non-smoker rates as well.

Has anyone in your immediate family passed away from stroke, cancer or heart attack prior to age 60?

  • If the answer is yes, you can expect to get a higher rate since this statistically means you have higher odds of getting those illnesses.

Are you diagnosed with any illness/diseases? (Blood pressure, diabetes, stroke, heart attack, asthma, cancer, hepatitis, depression and many others)

  • This is where most clients get substandard rates or simply get declined. For each condition you have the company will deduct points so they kind of stack up to determine your final rate or eligibility.

Are you on any prescription medications?

  • This is a good time to let the carrier know since they will be running a prescription database check. So it s best to be straightforward and let them know what the meds are for.

Have you been hospitalized within the last few years?

  • If you have a medical condition and have been hospitalized for it within the last 24 months typically that looks bad and some carriers will want you to wait before reapplying.

Do you have AIDS, HIV or ARC?

  • If you answer YES, then you should only be looking at a guaranteed issue life insurance plan.

Are you on disability now?

  • This is usually asked to see if your medical condition is disabling you from working and if it is then you have a moderate to severe condition.

Name, phone, address of your primary care physician?

  • Carriers ask these details since they will pull medical records if they need additional details. Sometimes this will be skipped if everything else is totally normal.

Sample Life Insurance Hazard Questions

Are you a pilot?

  • For commercial pilots, there is no surcharge. If you re a private pilot you will need to have certain certifications and total hours. For student pilots, there is a flat extra for the time they are students which get very costly.

Do you participate in any dangerous activities?(skydiving, scuba diving, racing, mountain climbing, etc.)

  • If you answer yes, it is going to be wise to use a high-risk agency since most companies will rate you highly or decline the application.

Are you planning to reside outside the U.S. within the next two years?

  • If you are the carrier want to know which country since certain countries are extremely risky. For example, if you re going to a country where there is mishap or war you ll most likely be declined.

Have you been convicted of a felony or DUI?

  • Someone with a felony should only apply for life insurance after 12 months once probation or parole has been completed and only with certain companies. (click here for more info) DUI s are a little easier to insure but prepare for higher rates especially if it occurred recently.

Any history of substance abuse?

  • This can get tricky especially if it is recent. From our experience, the companies want to see some time pass.
  • If you re active military almost all life insurance carriers will turn you down for obvios reasons.

There is also a section on the application that asks about the coverage specifics. This is where all the information about your plan type, coverage amount, and any additional riders will go. Next, you will need to provide information about an existing life insurance coverage and answer questions pertaining to replacement of the policy.

Once the application is complete, the company will schedule an exam unless you opt for no exam life insurance. It’s crucial not to hide any information since the life insurance companies are incredibly good at finding most minor details about you. They will check the MIB (Medical Information Bureau), Rx databases, doctor records, DMV and might even request a file from a consumer reporting agency.

If you re wondering what the application entails because you re unsure about your eligibility. There are thousands of life insurance companies and each company has conditions which they will insure that others won t. The key is to work with an agency that is independent and represents many different companies. As mentioned before, be upfront with your agent so they can recommend the right company for you.

Hope we were able to give you an idea of what to expect, but if we missed anything drop us a comment or simply reach out. Now that you know, we welcome you to check out some term life quotes here .





21/09/2017

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Detailed Maps of Australia #jayco #travel #trailers

#student travel australia
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Australia Travel Maps

Arming yourself with maps of various types is a necessity when learning to get around in a new place. International students who come to Australia should have road and transportation maps, as well as maps of the local area. Visitors should also possess a complete map of Australia and its regions. Fortunately, maps are readily available for those who need them.

Types of Maps

A complete map of Australia typically displays the six states and two territories that comprise the country: New South Wales, Queensland, Victoria, Western Australia, South Australia, Tasmania, Australian Capital Territory (ACT), and the Northern Territory.

Transportation maps are handy for newcomers. Australia offers several means of public transportation including bus, rail, air, and ferry. Many of the bus and rail routes coordinate, permitting visitors to easily plan trips and change from rail to bus or bus to rail to get to their destinations. The rail system boasts comfortable, modern long distance and commuter trains. Bus travel is common in Australia. Buses are an economical and practical way to travel through the country. Most metro districts operate efficient bus routes and maps are available both online and at stations. For those who drive, a map of Australia roads and highways is imperative.

Other useful maps include recreation, topographical, and wilderness area maps, beach maps, points of interest maps, local, and historical maps. Back country activities, such as hiking, are extremely popular in parts of Australia and a current map is essential when participating in such pastimes.

Along with the traditional map of Australia, transportation, road, highway, and historical maps are some more unusual maps. For example, the Australian government offers a National Public Toilet map on its web site that lets visitors interactively plan a trip that marks every public toilet along the way. The map can be downloaded to a computer or mobile phone. Perhaps a less useful, but nonetheless interesting, map is the Australia Is Big map that overlays a graphic of various countries over the Australian continent to help viewers visualize just how big Australia is.

The government of Australia provides many online mapping services. You can plan your trip, view public transportation routes and connections, download and print maps in PDF format, or download maps to your mobile phone. Most state and territory web sites offer similar services.

Many online trip planning and mapping services sell printed maps, atlases, and other types of maps. Printed maps can also be found at various Australian locations within a locale.

Public bus and rail system web sites are extremely useful sources of maps. Routes can be planned online and maps printed out according to specific instructions.

International students will find many map resources at their educational institution. A map of Australia is just one type they will find. Local, transportation, historical, points of interest, and many other types of maps will be available to them.

Accurate maps will go far to enhance your stay in Australia. Being lost will probably happen on occasion, until you are familiar with the area, but with good maps and common sense, getting lost will be a minor diversion and not a frustrating experience.

21/09/2017

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Bachelor of Business Administration (BBA): Degree Overview #business #administration #associate #degree,

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Bachelor of Business Administration (BBA): Degree Overview

Bachelor of Business Administration

The 4-year degree program provides a fundamental education in business and management principles. Programs typically allow students to specialize in one of multiple concentration areas, including international business, finance, real estate, computer information systems, or accounting. BBA programs can offer practical management training that can prepare students to successfully work within a large or small organization.

  • Program Levels. Bachelor’s degree, master’s degree, doctoral degree
  • Prerequisites. High school diploma or equivalent
  • Program Length. 4 years

About the BBA Degree

Programs may emphasize the development of communications, quantitative reasoning, and business analysis skills. Through BBA courses, students can gain knowledge of business practices and processes, understand the role of economics in the world marketplace, and acquire an awareness of global business issues. Additional topics could include:

  • Business theory
  • Business law and ethics
  • Economics
  • Entrepreneurship fundamentals
  • E-business
  • Project management

Popular Career Options

Through the BBA programs, students can pursue business education and learn skills that will help them pursue various management and administrative roles within a company. Employers may seek business administration graduates for a broad range of positions in different areas. Positions may include:

  • Operations manager
  • Information security officer
  • Sales manager
  • Loss prevention manager
  • Cost estimator

Find schools that offer these popular programs

  • Actuarial Sciences
  • Business and Commerce, General
  • Business Statistics
  • Customer Service Management
  • eCommerce
  • Logistics, Distribution, and Materials Management
  • Management Science
  • Office Management
  • Operations Management
  • Public and Nonprofit Organizational Management
  • Purchases, Acquisitions, and Contracts Management
  • Transportation Management

Career Outlook and Salary Information

Job growth predictions for the above-listed professions vary widely, according to the U.S. Bureau of Labor Statistics (BLS). The number of available positions for general and operations managers is expected to rise by 7% from 2014 to 2024, while those for information security analysts should increase 18%, the BLS reports. The bureau further projects a 5% job growth rate for sales managers, a 2%-4% growth rate for loss prevention managers, and a 9% growth rate for cost estimators during the 2014-2024 decade.

The BLS listed an annual median salary of $97,730 for general and operations managers in May of 2015. Information security analysts saw a median annual income of $90,120 at that time, according to the BLS, and sales managers made a median salary of $113,860 per year. The median yearly wage for loss prevention managers and cost estimators that year was $104,850 and $60,390 respectively, as per BLS data.

Continuing Education Information

After completing a BBA, individuals may consider furthering their education in order to qualify for top executive positions and promotions. A Master of Business Administration (MBA) is a graduate-level degree that is often desired by employers for positions such as Chief Executive Officer (CEO) and Chief Operations Officer (COO). Doctoral programs are also available in business administration, which can prepare business professionals to work as consultants, executives, or university professors.

A Bachelor of Business Administration (BBA) is a 4-year degree program which prepares students for a variety of different management and administrative roles within a company.

Next: View Schools

Research online business administration courses and programs. Find out what you can learn in these courses and what you’ll need.

Are you wondering if business administration is the right major for you? Use the self-assessment quiz below to help decide if.

Research online executive business administration courses and programs. Find out what you can learn in these courses and what.

Learn about the education and preparation needed to become a global business administration professional. Get a quick view of.





21/09/2017

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Stephen F, university of virgin islands.#University #of #virgin #islands

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Welcome to Stephen F. Austin State University

DID YOU KNOW?

EXPLORE ACADEMICS

Have a dream career or a major in mind? Still undecided? With more than 120 areas of study at SFA,

you can find the path that’s best for you. Just use the button below to search by area of study.

A GREAT PLACE TO LEARN

Enjoy Exceptional Academics in a Beautiful Setting

Life At SFA

University of virgin islands

New, State-of-the-Art STEM Building

Opening in Fall 2018, the new Ed and Gwen Cole STEM Building will help SFA continue to produce top-ranking scholars within the STEM fields. The building will house a planetarium, research laboratories, collaborative classrooms and makerspaces — areas that allow students to collaborate and create prototypes.

University of virgin islands

Lumberjacks enjoy plenty of housing and dining options on and off campus.

University of virgin islands

17 Division I Sports

From our nationally recognized men’s basketball team to our 2016 NCAA National Champion bowling team, SFA has a proud athletic tradition.

University of virgin islands

Follow your passion and make friends in our nearly 250 clubs and organizations.

University of virgin islands

18 Beautiful Bodies of Water Nearby

Outdoor enthusiasts can paddle along the Neches River or catch fish at one of many area lakes.

we are the Lumberjacks

Welcome to Stephen F. Austin State University, where we all share the Lumberjack spirit – from our mascot and our students to our faculty and alumni.

Come to discover an extraordinary academic environment nestled in the beautiful Piney Woods of East Texas. Axe ‘em, Jacks!





20/09/2017

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Residency Program #u #of #penn #hospital

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Department of Otorhinolaryngology

Hospitals

Hospital of the University of Pennsylvania

Residents will perform the majority of their rotations at the Department of Otorhinolaryngology at the Hospital of the University of Pennsylvania (HUP). Founded in 1874 as the nation’s first teaching hospital, the Hospital of the University of Pennsylvania is the flagship hospital of the University of Pennsylvania Health System. The facility provides a comprehensive range of both in- and out-patient services, including highly specialized tertiary and quaternary levels of care in more than 200 specialty programs and clinics. For 2014-2015 HUP had 36,737 adult admissions, 65,365 emergency department visits, and 1,515,612 outpatient visits.

Hospital of the University of Pennysylvania, located at 3400 Civic Center Blvd.

Pennsylvania Hospital

The original Pennsylvania Hospital was the first hospital in the United States and over the years has had a long teaching and faculty affiliation with the University of Pennsylvania. Pennsylvania hospital has evolved into a 496-bed tertiary care hospital with a very busy subspecialty surgical component. The hospital was acquired by the University of Pennsylvania Health System in 1997 and provides an excellent addition and a very strong clinical volume for resident education. For 2014-2015, Pennsylvania Hospital had 19,854 adult admissions and 34,390 emergency department visits. The rotations at Pennsylvania Hospital are under the direction of five full-time faculty providing an emphasis in high volume general otolaryngology, laryngology, facial plastic surgery, and head and neck and reconstructive surgery.


Pennsylvania Hospital, located at 8th Spruce Streets.

Penn Presbyterian Medical Center

The Penn Presbyterian Medical Center provides complementary experience in general otolaryngology, laryngology, head and neck surgery, otolology, as well as facial trauma. Outpatient surgery is performed in an ambulatory surgery center within the new Penn Medicine University City building. The Level 1 Trauma Center for the University of Pennsylvania Health System is located at Penn Presbyterian Medical Center, which is now a 331 bed facility with the recent addition of the Pavilion for Advanced Care. For 2014-2015, Penn Presbyterian Medical Center had 14,634 adult admissions and 38,048 emergency department visits.


Penn Presbyterian Medical Center, located at 39th and Market Streets.

The Philadelphia VA Medical Center (PVAMC)

The Philadelphia Veterans Affairs Medical Center is located only two blocks from the Hospital of the University of Pennsylvania. The hospital is a 453-bed facility with 170 surgical beds and a large otolaryngology service under the direction of three faculty providing general otolaryngology services as well as specialty care in head and neck oncology, laryngology, and rhinology. The Philadelphia VAMC is a referral hospital for other VA hospitals in the region. Our faculty are actively involved in basic science research with laboratories located at the Philadephia VAMC.


Philadelphia Veterans Affairs Medical Center, located at 42nd and Woodland Streets.

The Children’s Hospital of Philadelphia (CHOP)

The Children’s Hospital of Philadelphia (CHOP) is the oldest children’s hospital in America. CHOP and is consistently ranked as one of the best children s hospitals in the United States. CHOP attracts patients from across the globe who wish to receive world-class care. CHOP is a 530 bed facility with 31,262 inpatient admissions and 88,212 emergency department visits in the last year. Annually, over 8,000 otolaryngology operative procedures are performed at CHOP. The variety of these procedures spans the breadth of pediatric otorhinolaryngology. CHOP maintains a Cochlear Implant Program as well as a Center for Pediatric Airway Disorders. The pediatric otolaryngology research scientist and clinical faculty direct a diverse program of basic science and clinical research projects.


The Children’s Hospital of Philadelphia, located at 34th Street and Civic Center Boulevard.





20/09/2017

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Online Bachelors Degrees and Scholarships, bachelors of engineering online.#Bachelors #of #engineering

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Online Bachelors Degree Scholarships

Online learning is future of education around the world. Whether you re an international student or an home country student living abroad, you can access a wide range of degree programs and courses online offered by top universities in the world.

International students are also benefiting from online learning courses and are getting more choices to complete their higher education from developed world. World s leading universities now days are offering high quality education online to students round the world.

International students generally find themselves with other obligations beyond that of getting an education. Therefore taking online classes and studying on their own is very important to them.

Now a days scholarships are also offered for the distance learning courses for many international students. You must check out following top class free scholarships.

Pennsylvania State University—World Campus Online Scholarships

Penn State is one of the highly reputed universities in the world. Penn State World Campus is their dedicated online education portal with the mission of making sure that you have the access to the high quality academic experience while you are fulfilling your other obligations.

More than 100 online degree and certificate programs are currently offered by World Campus. Online Bachelors Degree options include Associate Degree, Bachelor Degree, Certificate and Minors.

Penn State World Campus offer wide variety of Online Bachelors Degree programs including Advertising, Business, Economics, Human Development and Family Studies, Nursing, Law and Society, Political Science and many more.

With the FAFSA application you may be considered for the following scholarships; Jane Ireland Student Fund Scholarship, Alpha Sigma Lambda, Trustee Scholarship Program, Fischer Family Scholarship for Continuing and Distance Education, Penn State Outreach Advisory Board Scholarship in the World Campus and Alexander P. Fletcher Navy Student Award. For detailed information about Online Bachelors Degree please contact World Campus support page.

Embry-Riddle Aeronautical University—Worldwide Online Scholarships

Embry-Riddle is well recognized for offering world class Online Bachelors Degrees away from traditional classroom. If you do not want to spend as much money as full time degree program, and also want flexibility and convenience, then Embry-Riddle Aeronautical University might be for you.

Each year, ERW students receive more than $30 million in scholarships, grants and financial aid. Their most popular scholarship is Worldwide Scholarship opportunity which are designed to reward students with highest academic potential and have previous academic merits. Further information about Online Bachelors Degree scholarships and financial aid can be found here.

University of Wisconsin — Online Superior Scholarships

Online Bachelors Degree students are generally eligible for a number of scholarships offered by the University of Wisconsin -Superior. Popular scholarships include Educational Leadership Department Scholarships, Dean of Students Scholarships, Communicating Arts Scholarships and Distance Learning Center/UW-Superior Foundation Scholarships. Read more about distance UW-Superior distance learning scholarships here.

University of Illinois — Chicago Online Scholarships

There are several scholarships available for Online Bachelors Degree students but some are specific to BGS program [Bachelor of Arts in General Studies Program]. Their popular scholarship includes BGS Alumni Scholarship, which promotes this degree program and also provide financial aid to students. International students must contact the scholarship office for detailed information regarding scholarships.

Indiana University-Purdue University — Fort Wayne Online Scholarships

IPFW offers several Online Bachelors Degrees. Some of the popular online programs include Bachelor of General Studies, Registered Nurse (RN) to Bachelor of Science (B.S.) and Information Systems B.S. Degree. Merit based financial aid may be available for students. Please contact scholarship office of the university for detailed information.

Arizona State University Online Scholarships

ASU Online offers several world class online undergraduate degree programs for local and international students. ASU’s undergraduate online degree programs include Bachelor of Applied Science in Health Sciences, Internet and Web development and operation management.

ASU also has BA in Art History, Business and Communication, Criminal Justice and Criminology, Electrical Engineering, English, History, Liberal Studies, Nursing, Philosophy and many more. ASU offers one of the highest numbers of courses for students.

ASU offers a number of different scholarships, including the Regents High Honors Endorsement and many other private scholarships to online students. Learn more here.

University of Alabama—Huntsville Online Scholarships

UAH offers several popular online undergraduate programs for international students. Their Bachelor of Science in Nursing: for Registered Nurses is highly popular. UAH College for Engineering offers distance learning high quality courses and programs through on-demand as well as live streaming.

Daytona State College Scholarships

Daytona State College has several online accredited courses and it also offers quality instruction and tutorials for students. Fully accredited courses are available either partially or entirely online. Popular Bachelor Degrees Certificates are available in Bachelor of Applied Science in Supervision and Management, Bachelor of Science in Engineering Technology and Bachelor of Science in Education. Please check scholarships in details here.

University of Florida Undergraduate Online Scholarships

The University of Florida offers both undergraduate and graduate degrees via distance and online learning. Online Bachelor Degree Program offers 4 year and 2+2 degree programs. Four-Year Bachelor Degree Programs (UF Online) include Bachelor of Science Interdisciplinary Studies in Environmental Management in Agriculture and Natural Resources, Bachelor of Science in Business Administration, Bachelor of Science in Health Education and Behavior, Bachelor of Science in Sport Management, Bachelor of Arts in Biology, Bachelor of Arts in Criminology Law, Bachelor of Arts in Geology and Bachelor of Science in Psychology.

Pace University – Online College Scholarships

SUNY College of Technology—Delhi – Online College Scholarships

Central Michigan University

Scholarship Positions also encourages other students to apply for scholarships. To submit a Free Application for Federal Student Aid [FAFSA] before application deadline please check online here financial aid.





19/09/2017

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Insurance for Apparel and Garment companies – Insurance for Apparel Companies

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Kulchin-Ross is an insurance brokerage that understands the coverage needs of apparel companies. Today, fewer insurance carriers, and fewer insurance brokers are effective serving the garment industry. The demands of international trade, and (for most) foreign source production create a need for highly specialized coverage plans, and agents with the premium volume / ability to handle the larger apparel risk. Domestic manufacturers and distributors also benefit by our broad, any location, insurance benefits.

FREE RATE QUOTE INDICATIONS
BUSINESS INSURANCE – APPLICATION
WORKERS’ COMPENSATION – APPLICATION

Here’s some FREE INFORMATION that can help you, from our Apparel Insurance News.

Sexual harassment, wrongful termination, and discrimination in the workplace.
Here’s Risk Management advice you can start using today.

Fabric Print knock-offs may cause Infringement Lawsuits. Mill suppliers turn to legal
remedies to enforce their copyrights. Can you risk manage your exposure?
Here’s one technique.

It’s a salvage Firesale and your goods are the bargain of the day. A Brands Labels
clause will protect your reputation. Claims adjusting expert Robb Greenspan
advises on this serious issue, and a describes a real solution to this dilemma.

Water Damage and Flood Insurance know how. Here’s why most water
damage claims (from any cause) are denied, and what you need to know
to protect your business from being soaked.

Ocean Cargo – how shoddy packing affects your insurance, and one
immediate strategy you can use to close this potential gap in coverage.

Transit Insurance – if your customs broker arranges it on your behalf, but are you
really protected? Here’s how to take charge of this important policy yourself.

Contractor’s fire insurance often missing.Not surprised?
You can still protect your business.

Why the True Cost of Workers’ Comp injuries is so high. Why these
hidden or indirect costs often outweigh the direct costs by 10 to 1.

Infringement Defense Insurance – Trademark, and Copyright lawsuits, and
the insurance that can protect your business.

Preventing Cargo Theft Cargo Theft is estimated to cost the U.S.
$20 – $30 billion a year according to the FBI. Take steps now to reduce
the risk that your business may become another victim.

Apparelinsurance.com, (a division of Kulchin Ross Insurance Services, Inc.) offers flexible worldwide insurance protection. We service the full array of apparel insurance programs, including:

STOCK THROUGH PUT / PROPERTY PACKAGES

LIABILITY PROGRAMS, designed for APPAREL

EMPLOYMENT PRACTICES LIABILITY

WORKERS’ COMPENSATION – All 50 states, retrospective and guaranteed cost plans represented.

FOREIGN INSURANCE PACKAGES

GROUP and INDIVIDUAL MEDICAL, DENTAL, LIFE, DISABILITY

COMMERCIAL CREDIT / RECEIVABLES COVERAGE

PERSONAL HOME, AUTO, LIFE, DENTAL, DISABILITY

A and A+ / Admitted Carriers represented.


Protect your assets, and hold the bottom line.

Industry veterans and new ventures alike will appreciate our attentive service and competitive rates. We relentlessly pursue the insurance programs, and carriers that offer coverage plans that benefit your enterprise. Founded on the premise that our customers’ needs come before all else, Kulchin Ross Insurance Services is committed to your satisfaction. We are a based in Tarzana, CA, and insurance agent / founder Bill Kulchin has been serving business and industry since 1985.We are an independently owned, full service insurance brokerage.

Call today for a free no obligation estimate.

c/o Kulchin Ross Insurance Services, LLC

18757 Burbank Blvd. Suite 320

Tarzana, CA 91356

CA Lic. # OI 67833





18/09/2017

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What is Denial of Service (DoS) Attack? Webopedia Definition #dos #attack,

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DoS attack – Denial of Service attack

Related Terms

Short for d enial-o f-s ervice attack, a type of attack on a network that is designed to bring the network to its knees by flooding it with useless traffic. Many DoS attacks, such as the Ping of Death and Teardrop attacks, exploit limitations in the TCP/IP protocols. For all known DoS attacks, there are software fixes that system administrators can install to limit the damage caused by the attacks. But, like viruses. new DoS attacks are constantly being dreamed up by hackers .

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Microsoft Windows is a family of operating systems for personal computers. In this article we look at the history of Microsoft operating. Read More

From Goats to Penguins, a server outage and trillions of searches, our slideshow presents interesting facts about Google and the Google.com. Read More

Java is a high-level programming language. This guide describes the basics of Java, providing an overview of syntax, variables, data types and. Read More

This second Study Guide describes the basics of Java, providing an overview of operators, modifiers and control Structures. Read More

The Open System Interconnection (OSI) model defines a networking framework to implement protocols in seven layers. Use this handy guide to compare. Read More





18/09/2017

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Huc-A-Poos, Tybee Island – Menu, Prices – Restaurant Reviews #huc-a-poos, #tybee

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Huc-A-Poos

build your own pie $12.00 and $0.75 per topping or a slice for $3.00 and $0.25 per topping. try one of our specialty pizzas, $15.00 whole pie or $4.00 a slice.toppings: pepperoni, banana peppers, bell peppers, artichoke hearts, fresh tomatoes, mushrooms, jalapenos, green olives, ground beef, red onions, anchovies, grilled chicken, pineapple, sausage, shrimp, canadian bacon, feta cheese, spinach, black olives, ham

our greek pizza with feta cheese, black olives, spinach and fresh tomatoes(no sauce) yes, mr. connelly, we ll take off the black olives.

veggie pie served with all we got. with or without cheese.

our white pizza with garlic spread topped with basil, spinch, black olives and red onions.

mexican pizza with grilled chicken, red onion, bell peppers, fresh tomatoes and jalapenos.

california style with ham, fresh tomatoes, red onions and spinach.

The Team Banana

pepperoni, mushroom, banana peppers and feta (come home matt!)

our hawaiian pie with pineapple and ham. (the name means tasty!)

jalapenos, crushed red pepper and red onions topped with hot sauce.

jalapenos, shrooms, sausage and black olives. in memory of a great man. thanks!

the garbage can of pizzas served with a bunch of meats and veggies.

The Shep Surprise

order whatever you want and we will give you whatever we want.

Questions Answers

Any seafood toppings?

Menu lists shrimp

Do they have gluten free pizza?

No they do not have gluten free pizza. I.

Book similar restaurants

#1 of 40 places to eat in Tybee Island

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#4 of 40 places to eat in Tybee Island

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#8 of 40 places to eat in Tybee Island

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18/09/2017

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University of gujrat #university #of #gujrat, #g. #d. #goenka #international #school

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Higher. Stronger. Brighter.

The G. D. Goenka Group is a leading educational setup driven by a passion for excellence in education and quality in life, where Globalization and Internationalization are the buzz words. A galaxy of educational institutions from pre-schools to post – graduate institutes, with world class infrastructure. salubrious and well maintained Wi-Fi enabled campuses, well equipped libraries and Hi- tech laboratories and a dedicated and seasoned academics, support an ideal and conducive environment for providing education that can be benchmarked against the best in the world.

watch our campus video

Our Values. Our History. Our Future.

WHAT WE TEACH

Explore student’s latest talents and develop their skills.

In regard to emphasise the universal and qualitative education amongst students we always try to facilitate the child with the best in all areas. Our special educators and counsellors always be ready to this context. We provide remedial intervention on one to one basis or in small group sessions.

Cricket

Football

Squash

Table Tennis

Gymnaisum

Guitar Room

Indian Dance

Westren Dance

CENTER OF EDUCATION EXCELLENCE

An investment in knowledge pays you the best interest.

After spending a lot of time thinking about that beautiful, shimmering image of school the stunning successful inspiration flaunt that the “G. D. Goenka Group” is now one of the largest community of the schools, delivering best educative communications through their services to the children.

WE KNOW HOW TO GIVE YOU COMFORT

Our Resources





12/09/2017

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Cost of generac kw generator #cost #of #generac #kw #generator

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Generac Air Cooled Generators

Generac Air Cooled Generators

Generac protects the things that power your life by providing quality, affordable power solutions. When you think about generators, you think Generac. Since 1959 they have committed to developing a long term vision that promotes environmentally responsible products, processes, and partnerships. Their generators provide power to homes, commercial buildings and large industrial equipment. AP Electric has been working with Generac for almost twenty years, giving us the advantage of the hands on experience needed to supply you with the most valuable generators on the market.

This year Generac has transformed several of their bestselling models in order to provide more efficient, reliable backup power. We have been working with electricians since our company opened in 1999, and, any one of our contractors would tell you that the model 6244 has been their go to air cooled generator for years. This 20 kW generator was the best choice for many residential property owners. The 6244 model has been eliminated. That came as a huge shock for our customers and our own customer service team. The newest 20kW generator is the 6729. The model 6729 models the 6244 in design and operational features. The Generac 6729 is encased with a steel enclosure, while the 6244 has an aluminum enclosure.

So Generac, why the change? Previously buying a 17kW generator, like the Generac 6242, really only gave you 16kWs of running power. Newer models, like the Generac 6462. provide 16kWs for both starting and running watts. Most natural gas generators had two kW ratings, one for starting watts and the other running watts. This meant that you were figuratively paying for an extra kW unnecessarily. By upholding their promise to offer the most valuable products, Generac eliminated their 17kW and 14kW models. This allowed them to focus on improving the existing 16, 20 and adding a 22kW air cooled line. What works even better for our customers is the newer models are actually less expensive than the equivalent discontinued products. You are going to see savings upwards of $100 on the newer models without sacrificing any power.

The biggest release we saw this year was the revolutionary 22kW air cooled product line. The entire generator line is designed to optimize key real-world performance elements: total cost per kilowatt, reliability, ease of operation and capacity in relation to the range of load requirements of modern homes. The Generac 6551 22kW Generator in the Guardian Series is the largest air-cooled unit in our line. This model delivers the lowest comprehensive cost per kW with whole house power coverage.

Generac engineers all of its generators for the long term: the 6551 Guardian generator s all-weather aluminum enclosure has a robust powder-coat finish which is corrosion-resistant. The enclosure has been tested to withstand wind speeds up to 150 mph and is at home in seaside or high elevation environments. The Guardian Series is also extremely flexible in terms of specific site applications and fuel-source issues. In areas with low gas system pressure, the 6551 Guardian generator can operate with pressure as low as 3.5 of water column. If needed, the unit can also be field-converted to LP gas supply (or vice versa) in a few seconds without any tools.

This yard-friendly, remarkably quiet generator runs a low-RPM periodic self-test for only five minutes. The homeowner decides whether this test runs weekly, bi-weekly or monthly and at what specific times. They support the 22kW 6551 Guardian with a 24/7 Customer Service Hotline which is staffed by our in-house technical and administrative support. Of course, this class-leading generator is manufactured in Wisconsin and carries Generac s five-year limited warranty. Please take a look at customer reviews of this unit elsewhere on the website. There is a large and growing base of satisfied homeowners who attest to the superior dependability and low maintenance demands of the 22kW model 6551.

If you are in the market for a new home standby generator for yourself, your business or your clients we encourage you to explore the new Generac models. The 22kW line offers a great value, and, the 16kW and 20kW models offer great values for smaller power needs. AP Electric has a knowledgeable technical support team that can answer questions about any of these models or changes that Generac has made this year. If you are unsure which kW rating you need use our Generator Sizing Tool.

Generac offers the most comprehensive line of air cooled generators in the market today. Generac generators come in a variety of sizes ranging from 6kW to 22kW. By now you should be pretty sure of the size of generator you are looking for. Only consider a home standby generator if you are looking for a unit that will be permanently affixed to your home. A Generac air cooled generator is permanently installed, much like an air conditioner outside of your home or business. A Generac air cooled generator is either a home standby (circuited meaning it powers a limited number of chosen devices) or whole house (meaning it powers all or many of the devices in a home or small business). Knowing this information will help you nail down which transfer switch option you need. Most Generac Generators are conveniently packaged with compatible transfer switch options.

Be sure to visit the Generac 22kW Air Cooled Generators. These models offer the lowest comprehensive cost per watt to run. Imagine not losing any conveniences during a power outage. In many remote areas, power could be lost for days at a time. One year of not throwing away food or replacing damaged electronics pays for the cost itself. The peace of mind these generators offer are unmatched.

  • Cummins Four New Connect Series – Air-Cooled Generators 13kW-20kW

Cummins (CMI-NYSE), one of the “Big 4” generator manufacturers and a

  • What Is a Generator and How Does It Work?

    Most of us have a general idea of what a generator is and its






    12/09/2017

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  • The School of Positive Psychology (Singapore) Diploma in Applied Positive Psychology

    #

    Diploma in Applied Positive Psychology

    Why do people behave in certain ways? What is going on in everyone’s mind? Why are some people happier than others? What influences our thoughts, feelings, and behaviours? Am I the same person when I’m alone or in a group?

    The course introduces students to the study of the human mind and behaviour in individuals and groups. Students will consider how aspects of their biology, ways of thinking, social environment, relationships and social identity combine to make us who we are. The course introduces the student to a wide range of psychological approaches and looks into areas such as learning, memory, emotions, and identity. Apart from learning the psychological theories, students will be taught the practical side by being exposed to the field of counseling and psychotherapy.

    The course explores the development and applications of positive psychology as a paradigm shift in the field of psychology. Positive psychology emphasizes on subjective human experiences such as happiness and well-being, positive personality traits and their influence in the group and community.

    This program will give students a head start in pursuing further studies and by adding to their existing qualifications and experience by being able to apply psychological, counselling and positive psychology principles to individual, social and organizational matters.

    Course Modules

    1. Foundation Psychology
    2. Introduction to Positive Psychology
    3. Developmental Psychology
    4. Introduction to Psychotherapy and Counselling
    5. Social Psychology
    6. Positive Emotions and Thoughts
    7. Positive Reframing Workshop
    8. Resilience Workshop

    Course Duration

    12 months, part time (Intakes in Jan, Apr, Jul, Oct)

    Entry Requirement

    • Diploma holder from Polytechnic or recognised PEI, or
    • 2 GCE ‘A’ Level H2 passes with either KI or GP, or
    • Certificate in Psychology and/or Counselling from TSPP or other recognised PEI, or
    • Mature students with minimum 2 years working experience holding either:
      • 5 GCE ‘O’ Level credits with minimum C6 grade in English or equivalent
      • ITE Higher NITEC

    Course Fee

    Course Assessment

    Assignments, role-plays, presentations, discussions, examination





    12/09/2017

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    Los Angeles Home Appraisers #real #estate #appraisal, #appraiser, #los #angeles #home

    #

    Hello and Welcome To APPRAISING LA


    Your #1 choice for LOS ANGELES Home Appraisers

    A t APPRAISING LA we specialize in providing a quick, low cost, and high-quality home appraisal service for the greater Los Angeles area. With locations in Sherman Oaks, Tarzana, Los Angeles, and Lakewood, it’s never been easier to get your home appraised by courteous and skilled professionals today. If you are looking to get an accurate, fast and low cost home appraisal than you came to the right place!


    Our licensed, certified and experienced staff of Los Angeles home appraisers has extensive knowledge in real estate valuation and services, so it doesn’t matter which type of home you possess. And since we concentrate on such a specific segment of the housing market geographically, our small team comprised of only five skilled home appraisers has become closely acquainted with the local neighborhoods and sets the standard for home appraisal in the Los Angeles area. We appraise single family homes, PUDS, condominiums, multi residential dwellings and commercial properties in fixer upper condition to multi-million dollar expansive mansions!

    Our client list is extensive – as Los Angeles home appraisers we are qualified to provide property valuations to the entire Los Angeles area and surrounding counties. From the biggest home to the smallest, the most important thing to us is the satisfaction of our customers. APPRAISING LA works hard to earn your business and more importantly – to gain your trust.

    The majority of our home appraisal services range from only $250 to $500 with 24-72 hr turn time. You will save time money, call MAX for a quick quote and make it a HAPPY Day!

    LA•Hollywood•Beaches 310.994.5070 | SFV•Ventura•Orange 818.793.1510

    We Specialize In Quality, Rush Service And Best Prices In L.A. !”

    Happy July 2017 Specials! – APPRAISING LA

    Desktop Home Appraisal – $175

    Multiple Home Appraisals – $175 Off

    Bankruptcy – $295 (LA County Only)

    ** Se Habla Espanol





    11/09/2017

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    Tennessee Auto Title Services – Auto Title – Bonded Title –

    #

    Tennessee Auto Title Services assists vehicle owners with car title registration problems in YOUR LOCAL COUNTY and surrounding cities. Do you need help with an auto title issue?

    Auto Title Service Office: 1-877-845-2368
    Fax: 1-877-512-2622

    We Are The Tennessee Auto Title Cowboys! Classic Cars, Muscle Cars, Hot Rods, Collector Cars, Luxury Cars, Competition Cars, Race Cars, Sports Cars, Passenger Cars, Light Trucks, Heavy Trucks, Kit Vehicles, Motorcycles and Mopeds.

    Buying Selling a used car in Tennessee?
    Call Tennessee Auto Title today!
    1-877-845-2368

    Did you purchase a used motor vehicle from an individual who DID NOT PROVIDE you with a valid Tennessee Certificate of Title at the time of sale? NO TITLE? NO PROBLEM! Call now!

    We specialize in all Auto Title Services including:

    BONDS – AUTO TITLE SURETY BONDS WHEN NO TITLE IS AVAILABLE

    INSURANCE COMPANY TOTAL LOSS ASSISTANCE

    CLASSIC CAR / INSURANCE POLICY APPRAISALS

    Tennessee DMV Compliant

    Bureau of Certified Auto Appraisers – IACP

    Houston Auto Appraisers

    NADA / KBB / Black Book

    Clear Auto Title! Salvage Rebuilt titles!

    Auto / Truck / Motorcycles / Bus / Tractor / Trailer / Commercial Vehicle / RVs / Motor Homes / Boat Trailers / Heavy Equipment / Oil Field Equipment / Machinery / Vehicle Titles Registrations.

    Stolen Vehicle / Total Loss Vehicle Verification Service fees apply

    We come to you! Serving all areas!
    No long lines and no rude county workers! Open 7 Days a Week! 1-877-845-2368

    SPV Appraisals, Auto Titles Registration services on
    Heavy Duty Trucks – Class 7-8 GVW up to 80,000 lbs

    Medium Duty Trucks – Class 4-6 GVW 14,000-26,000 lbs

    Beverage Trucks
    Bucket Trucks / Boom Trucks
    Cab Chassis Trucks
    Cabover Trucks
    Car Carrier Trucks
    Chipper Trucks
    Conventional Trucks
    Crane Trucks
    Digger Derrick Trucks
    Dump Trucks
    Dump Chassis Trucks
    Dump / Transfer
    Expeditor / Hot Shot Trucks
    Farm Trucks
    Fire Trucks
    Flatbed Trucks
    Flatbed-Dump
    Fuel Trucks
    Garbage Trucks Packer
    Roll-Off
    Glider Kit

    Grapple Trucks
    Hooklift Trucks
    Logging Trucks
    Mixer / Asphalt / Concrete Trucks
    Passenger Bus
    Plow/Spreader Trucks
    Recreational Vehicles
    Recycle Trucks
    Salvage Trucks
    Service Trucks Utility /
    Mechanic Trucks
    Stake Trucks
    Stone Spreader Trucks
    Tank Trucks
    Asphalt / Hot Oil
    Chemical / Acid
    Gasoline / Fuel
    Sewer Rodder / Septic
    Vacuum
    Van Trucks Straight Trucks

    SPV Appraisals, Auto Titles Registration services on
    Commercial, Industrial, and Personal Trailers:

    Agriculture Equipment Transport
    Belt Trailers
    Beverage Trailers
    Blade / Tower Trailers
    Car Carrier Trailers
    Enclosed
    Open
    Chipper Trailers
    Curtain Side Trailers
    Dolly Trailers
    Double Drop Trailers
    Drop Deck Trailers
    Drop Frame Van Trailers
    Electronics
    Moving
    Dry Van Trailers
    Dump Trailers
    Bottom
    End
    Side

    Live Floor Trailers
    Livestock Trailers
    Log Trailers
    Lowboy Trailers
    Oil Field Trailers
    Open Top Trailers
    Pole Trailers
    Pup Trailers
    Reefer Trailers
    Reel / Cable Trailers
    Refuse Trailers
    Roll Off Trailers
    Storage Trailers
    Tag Trailers
    Tank Trailers
    Flatbed Trailers
    Hopper / Grain Trailers
    Horse Trailers
    Intermodal / Container Trailers

    Asphalt / Hot Oil
    Chemical / Acid
    Crude Oil
    Frac Gasoline / Fuel
    Industrial Gas
    Non Code
    Other
    Pneumatic / Dry Bulk
    Sanitary
    Vacuum
    Waste / Sludge
    Water
    Travel Trailers
    Traveling Axle Trailers
    Utility / Light Duty Trailers
    Cargo
    Dump
    Flat
    Landscape

    Tennessee Auto Title Company dba Houston Auto Appraisers serves the entire state of Tennessee including all major cities: Nashville TN, Memphis TN, Chattanooga TN, Knoxville TN, Gatlinburg TN, Murfreesboro TN, Pigeon Forge TN, Clarksville TN, Johnson City TN, Franklin TN, Kingsport TN, Oak Ridge TN, Sevierville TN, Cookeville TN, Brentwood TN, Jackson TN, Hendersonville TN, Maryville TN, Crossville TN, Germantown TN, Mt. Juliet TN, Cleveland TN, Bristol TN, Greeneville TN, Lebanon TN, Morristown TN, Collierville TN, Smyrna, Gallatin TN, Spring Hill TN, Lynchburg TN, Manchester TN, Columbia TN, Jonesborough TN, Goodlettsville TN, Bartlett TN, Elizabethton TN, and Sewanee TN.





    10/09/2017

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    Suncoast Safety Council #level #of #supervision #inventory, #suncoast #safety #council

    #

    DUI Program

    The following items are necessary for registration:

    • Proof of positive identification (if available) – Drivers License, Florida ID Card, Work ID, or Military ID.
  • Readable Copy of Arrest Affidavit-can be obtained at the Clerk of the Circuit/County Court in the county the arrest occurred. If you had a traffic crash, you must provide a copy of the report, which can be obtained from the arresting agency.
  • Breath/Blood or Urine Test Results or Refusal to Test
  • Judgment of Guilt (Court Order) if available. This is NOT the Probation Order.
  • If licensed out of state, contact the program for instructions.
  • IMPORTANT: Did your DUI occur outside of Florida or on an out of state license?

    If so, contact our office before registering online. Every state has different DUI requirements and contacting our office before registering will allow our staff to assist you in meeting the specific requirements of each state involved. Failure to contact our office before registration may result in fees and delays in completing each state’s requirements and may subsequently affect you obtaining and/or status of your driver license. To speak to a representative call. (727) 442-0233 ext. 541

    The DUI Level I Drug and Alcohol Education Course is twelve (12) hours of instruction designed to expose the DUI client, who has had one alcohol or drug related traffic arrest/conviction, to issues regarding the use of alcohol and drugs.

    Driver Risk Evaluation:

    • Completed prior to course participation (when feasible).
    • One hour face to face substance abuse evaluation, completed by a certified DUI Evaluator.
    • Completion of written diagnostic tests along with the psychosocial evaluation are used to complete a comprehensive evaluation
    • Suncoast Safety Council s Evaluators are bound by Professional Ethics in accordance with the American Psychological Association, federal and state laws.

    Goals for First Offender (Level I) Education course:

    • To define the DUI problem for society and the individual.
    • To provide information on the effects and consequences of alcohol and other drugs on driving.
    • To assist participants in self-assessing the nature of their problem with alcohol and other drugs and driving.
    • To develop alternatives to impaired driving.
    • Linking people to community resources.

    DUI Level I Course Content:

    • Consists of twelve (12) hours.
    • Includes behavioral objectives for the student.
    • Consists of didactic and interactive educational methodologies.
    • Emphasis personal choice.
    • Review of Florida traffic laws relating to DUI.
    • Review of DUI process through the court system and DHSMV.
    • Substance abuse, chemical dependency, and additional issues will be addressed.

    Course Availability:

    • Courses are available in English.
    • Locations include Clearwater and St. Petersburg.
    • To meet the needs of varying schedules of enrollees, classes are available weekly, days, evenings and weekends.
    • Enrollees must register for the DUI program in the county where they live, work or attend school, unless an exception has been granted.

    Registration:

    • Secure online pre-registration (To use this service you will be charged a $7 processing fee)
    • In-person registration
    • For registration requirements and the documents required to register – click here
    • Please allow 1-2 hours to complete registration.

    Fees:

    • DUI registration fees and re-schedule fees are set by the DHSMV for all Florida DUI programs.
    • DUI Level I Fee is $281.50 and includes the mandated State Assessment Fee, a Florida life time driving record and the Driver Risk Inventory questionnaire. For your convenience, Suncoast Safety Council accepts Cash, Checks, Money Order, Visa, MasterCard, American Express, Discover Card and Debit Cards.




    10/09/2017

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    STEM Education Certificate Online #california #university #of #pennsylvania, #california #university, #cal

    #

    Master of Education: Technology Education

    Classes begin Fall, Spring Summer Annually

    The goal of our online technology education graduate program is to continue the professional development of teachers and leaders in the field of technology education by providing a broad-based understanding of the field and its direction.

    Technology education is a vital aspect of education for all students at all levels in Pennsylvania, as well as many additional states and countries. It promotes the development of technologically literate citizens by studying the broad spectrum of technology. In contrast, educational technology focuses on using computer technology to enhance instruction.

    This program offers three options. The Technology Education Master’s and STEM Education Certificate options can be completed separately. For the third option, students may complete the Master’s and Certificate simultaneously. All options are delivered 100% online. Learn more about the curriculum .

    • Technology Education is a vital aspect of education for all students at all levels of education. It promotes the development of technologically literate citizens by studying the broad spectrum of technology.
    • In contrast, Educational Technology focuses on using computer technology to enhance instruction. This degree is NOT intended for individuals interested in Educational Technology.
    • Additionally, the completion of this program does NOT lead to Initial Certification in Technology Education or any other teaching field.
    • Verification of Understanding for the Master’s of Education in Technology Education document .

    Helpful Links

    Connect with Us





    10/09/2017

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    Master of Occupational Health and Safety Science – Courses and Programs

    #

    Master of Occupational Health and Safety Science ( MOHSSc )

    Why study the Master of Occupational Health and Safety Science?

    Courses

    Study options

    Entry requirements for Australian students

    Entry requirements for International students

    How to apply

    View International
    fees and costs

    Fees for Australian students

    Current UQ students can use the Fee Calculator to estimate their fees. Note: You will need to specify the courses for which you want to calculate fees. Please see the course list if you are unsure which courses you can do in your program.

    When you enrol each semester, mySI-net will calculate your fees, and these will generally be available for viewing on mySI-net overnight.

    Fees for all students are reviewed annually and may increase from 1 January each year. View the 2017 Fee Rules .

    If you are a prospective student, or if you haven’t yet commenced your program, please see the Future Students website for fee information.

    View Australian
    fees and costs

    Fees for International students

    Current UQ students can use the Fee Calculator to estimate their fees. Note: You will need to specify the courses for which you want to calculate fees. Please see the course list if you are unsure which courses you can do in your program.

    When you enrol each semester, mySI-net will calculate your fees, and these will generally be available for viewing on mySI-net overnight.

    Fees for all students are reviewed annually and may increase from 1 January each year. View the 2017 Fee Rules .

    If you are a prospective student, or if you haven’t yet commenced your program, please see the Future Students website for fee information.

    Careers

    Occupational health and safety professionals work to enhance the safety and health of all workers. OHS professionals work anywhere there is a workplace, so your future place of work could be as diverse as a remote mine site, a large corporate office, a laboratory or a movie set; within Australia or internationally.

    On a day-to-day basis OHS professionals are involved in: monitoring and modifying the work environment; delivering education programs, including wellness programs; analysing workplace data; devising, evaluating and implementing OHS management systems; undertaking OHS auditing and inspections; completing accident investigation; ensuring compliance with legislation.

    Occupational health and safety graduates enjoy a well paid and diverse career with an ability to work anywhere, including: remote, rural or urban regions; nationally or internationally; across all industries (including: mining, agricultural, retail, hospitality, construction, transport, manufacturing, health care); in government, private sector or consultancy, and enjoy flexible working conditions (including options for part-time work).

    Professional memberships

    Graduates may be eligible for membership with the following professional bodies:

    • Australian Institute of Occupational Hygienists Inc
    • Safety Institute of Australia Ltd
    • Human Factors and Ergonomics Society of Australia Inc.

    While this degree may be accredited by an official industry accreditation body in Australia, completion of the degree may not result in graduates receiving automatic accreditation. Please contact the relevant registration body for details of any conditions for accreditation.

    To complete the Master of Occupational Health and Safety Science

    To complete the Master of Occupational Health and Safety Science, a student must complete a requisite number of courses chosen from the course list and according to the Rules for the program.

    Students should be aware of the University of Queensland rules, particularly the General Award Rules, which govern the conduct of UQ programs. Students will find a link to the General Award Rules, and other University rules, on the University Rules page.

    A student must complete #24 in total, comprising:

    • #22 for part A; and
    • #2 from Part B.

    Refer to the MOHSSc rules for further information.

    See the course list for courses that can be studied as part of the Master of Occupational Health and Safety Science.

    Program Rules for the Master of Occupational Health and Safety Science





    09/09/2017

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    RV, Motorhome or Camper Insurance Quote – RBC Insurance #rv #insurance

    #

    Car Insurance

    • Car
      Insurance
    • Motorcycle
      Insurance
    • RV Other
      Vehicle Insurance
    • Claims
      Customer Service

    From spending weekends in your single-room camper to exploring new places in your luxury motorhome, we can offer the affordable insurance protection you need. We can even insure a snowmobile or ATV, or personal supplies.

    • If you have a camper or trailer that you tow behind another vehicle, we can help you get the insurance you need for your camper or trailer and the car, truck or SUV you use to tow it (6 ). You could even save up to 14% with a multi-vehicle discount (2 ) .
    • If you own a motorhome, we’ll offer the coverage you need to protect your RV as well as the furnishings and appliances that were originally installed in your motorhome.
    • Get an RV or Other Vehicle Insurance Quote

    Choosing the right coverage for your RV or other vehicle

    For help choosing the right protection, see how much RV insurance coverage you are required to have by law as well as the coverage we recommend:





    09/09/2017

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    Best Days Of The Week To Book Airfare, From Jeanenne Tornatore

    #book airfare
    #

    Best Days Of The Week To Book Airfare, From Jeanenne Tornatore (VIDEO)

    Orbitz Travel Expert Jeanenne Tornatore shared a few handy tips on when to book airfare for the cheapest rates possible.

    “When you’re looking at when to book, earlier in the week can be better, since a lot of airlines put their fare sales out earlier in the week,” she explained, suggesting Tuesday and Wednesday as the most cost-effective days to book flights.

    If you know you will be traveling during the busy summer season, Jeanenne recommends booking farther in advance, especially for popular destinations.

    “Fare prices go up as flights get fuller, and some of them will get booked to capacity during the busier summer months,” she told us.

    As far as specific time of day, Jeanenne told us that some people believe midnight is the best time, as some companies upload their most recent options at that time.

    “I personally don’t stay up that late!” she laughed, “but if you’re looking for a deal, try midnight.”

    For more of Jeanenne’s expert travel tips, view the slideshow below:

    Travel Tips From Jeanenne Tournatore

    09/09/2017

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    Benefits of Air Travel #search #for #flights

    #air travels
    #

    Benefits of Air Travel

    The Aviation Division can provide transportation to most locations in the State or across the nation.  One to two days travel by auto can be accomplished in one to two hours of flight.  Today’s leading executives agree that time is their most valuable resource.  Air transportation is an important business tool to save time and maximize productivity of personnel.  This is certainly true of state government.  The state, by maintaining an Aviation Division, is able to move key personnel around the state, or anywhere in the country.  In many instances this is more efficient and cost effective than auto, commercial airline or charter service.

    The Aviation Division can provide the following services:

    • Greater effectiveness in providing State employees with travel flexibility.
    • Access to travel points not served by commercial airlines
    • Travel time can be spent preparing for meetings, fine tuning presentations, or in private conference.
    • Indirect cost savings due to more efficient use of work time, and a reduction of out-of-office time and hotel expenses for personnel.
    • Reliable transportation, and dependability of known skilled maintenance and flight crews.
    • Capability for express air courier and emergency service.

    Aviation Division pilots collectively possess more than 40,000 hours of flying experience.  Each pilot holds an Air Transport Pilot (ATP) rating, the same as required for a captain of any major US airline.

    Our experienced aircraft maintenance chief holds an FAA certified Aircraft Inspector certificate.

    Constant recurrent training is a priority to ensure we maintain the highest standards of aviation safety.  FlightSafety International and Bell Helicopter Academy currently supplies both flight and maintenance training.

    09/09/2017

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    Benefits of Group Travel with United #hotel #and #airfare #packages

    #air travel booking
    #

    United Groups

    United Groups is standing by to meet your travel needs. Groups of ten or more enjoy special pricing and special service when traveling on United Airlines.

    Special pricing and more for your group

    If you have ten or more people traveling on a common flight to a common destination, take advantage of a guaranteed fare when traveling on United Airlines. With online bid requests, it is easy to obtain a quote for your group travel.

    Your group is handled with care

    Along with saving money by traveling on United Airlines, your group will enjoy these United Groups features:

    • A group coordinator to assist the group at the airport (Group coordinators are not available at all airport locations.)
    • Priority check-in
    • A guaranteed fare for the group

    To set up a group bid and obtain your competitive fare

    For a competitive quote on your group’s travel needs, complete our online bid request form. You’ll receive a response via email within two business days. All quotes are subject to availability at the time of booking. Information on confirming your reservation and guaranteeing your price will be provided with the quote.

    You may also contact United Groups at 1-800-426-1122 to obtain a quote. If you are outside the U.S. and Canada, please contact your local United Customer Contact Center .

    09/09/2017

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    Car Accident Statistics, Stats, Auto, Fatal, Drunk Driving #car #accident #statistics,

    #

    Car Crash Stats: There were nearly 6,420,000 auto accidents in the United States in 2005. The financial cost of these crashes is more than 230 Billion dollars. 2.9 million people were injured and 42,636 people killed. About 115 people die every day in vehicle crashes in the United States — one death every 13 minutes.

    In 2003 there were 6,328,000 car accidents in the US. There were 2.9 million injuries and 42,643 people were killed in auto accidents.

    In 2002, there were an estimated 6,316,000 car accidents in the USA. There were about 2.9 million injuries and 42,815 people were killed in auto accidents in 2002.

    There were an estimated 6,356,000 car accidents in the US in 2000. There were about 3.2 million injuries and 41,821 people were killed in auto accidents in 2000 based on data collected by the Federal Highway Administration.

    Full Accident Statistics Here

    Fatal Accident Statistics: Latest

    People Killed and Injured in Car Accidents Nationwide
    (1999 and 2000 compared)
    Broken down
    by Type of Vehicle,
    In vehicle or outside including Pedestrians

    Deer Accident Statistics in The United States
    The Top Ten States for Deer Collisions

    Drivers and Passengers Injured and Killed Measured
    by Restraint Use Survival Status
    (1999 and 2000 compared)

    Persons Killed and Injured in Alcohol Related Crashes
    (1999 and 2000 compared)
    Including Number of Crashes, by Type of Crash, Alcohol Involvement and Year
    Driver in Alcohol-Related Fatal Crashes with Previous Alcohol Convictions

    People Killed By State
    (1999 and 2000 compared)

    1999 and 1998 Crash Stats Overview

    Car Accident World Guide





    09/09/2017

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    MBA Program #mba #programs, #mba #school, #mba #program, #mba #online, #best

    #

    Master of Business Administration

    TAP TO EXPAND +

    The MBA program is committed to provide students with an academic curriculum that focuses on an action-based learning model that integrates theory, research and application to real world issues. Through the courses, the MBA program seeks to foster learning environments that stimulate entrepreneurial thinking and enables students to utilize their knowledge to create and launch innovative business ventures.

    Vision and Value

    Nyack s MBA program is designed specifically for students who wish to work full-time while earning their degree. By choosing the Nyack College MBA program, students benefit from:

    Course work prepares students for the workplace with real-world business challenges, taught by faculty with superior academic credentials and a strong background in business.

    The MBA program offers locations in Manhattan, Nyack and online.

    The MBA program allows you to complete your MBA coursework in as little as 16 months, with classes held in Manhattan two weekday evenings, Nyack on Saturdays, or online.

    With an average cohort size of 15 students, the MBA program ensures you receive the personal, hands-on attention you deserve.

    The MBA is delivered in a small cohort format providing an outstanding community experience for each student. You will develop deep relationships as you work together in teams, assist each other in completing assignments, and graduate together at the end of the program.





    09/09/2017

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    College Visits and Tours for Families #planning #college #visits, #personal #assistant,

    #

    The professionals at Custom College Visits have the in-depth knowledge and experience to create amazing college road trip experiences for your family.

    Each custom designed itinerary includes all on-campus meetings and activities, as well as coordination of travel and hotel logistics.

    Itineraries are designed based on colleges that interest your teen and each trip is scheduled according to your preferred travel dates.

    Not sure what type of college will be the best fit for your teen?

    We will plan a multi-campus itinerary that will let you and your teen explore different types of colleges and universities all based on your teen’s specific educational interests and lifestyle preferences.

    Since 2009, Custom College Visits has been privileged to assist teens and families from around the world with their college tours.

    Summer college tours can be particularly challenging for parents or teens to organize.

    Call us +1 (650) 931-4515 or (800) 930-1701 for a free consultation.

    Please scroll down to read what parents say about our college road trip itineraries.

    “A friend who is a maven in finding outstanding resources, recommended Janice and Custom College Visits as we began the daunting college selection process. We worked with Janice on two fronts; to help create a list of colleges and to set-up meaningful colleges visits. The college visits were also a lot of fun for us as a family and very informative on so many levels. More importantly Janice helped make the college selection process manageable, not so daunting after all, and we felt no stone was left unturned in this important decision.

    Tracy P. Parent of a New York City high school Senior

    Thank you so much for planning such a wondrous experience for our son. The careful attention to detail was evident at every turn. Custom College Visits planning effort provided an appropriate path of discovery for our son and for us.

    Michael C. New Jersey parent of a high school Junior

    Hi Janice, Our trip was a thoroughly enjoyable family adventure! Thank you so much for the unique opportunities that you created for our daughter at each college. Meeting with a student at Harvard, was probably the most informative way to start the entire trip. She devoted a lot of time (in the rain) providing real college life details. She swiped us into dining halls, dorms & buildings that we might not have seen otherwise. The sophomore session at Princeton was wonderful! Thank you so much for everything that you did! We really were able to get the most out of each campus visit! Best, Julie

    Julie, Parent of a high school Junior in Southern California

    I found working with Custom College Visits a very positive experience. They were able to pinpoint colleges that were best suited for my daughter and the travel plans were well organized. In addition, they were able to set up an interview with a member of a college color guard, as my daughter had expressed interest in going to a school that had a color guard. I am very pleased with my experience with Custom College Visits, and would recommend them highly.

    Mark L. Parent of high school junior in Northern California

    Lili got accepted into her first choice school today (early decision): Boston University! She is thrilled beyond belief and relieved as well. We could not have done it without your help, it was invaluable. I think the High School Honors program she did there was probably very helpful and we would not have know about it without your forwarding the information to us. You rock! So, I am tipping my hat today to both you and Lili!

    Kim T. Parent of high school senior in Kansas

    I am happy to tell you that Nivi has been accepted early decision to Brown University. She is the first ivy leaguer in our family and we couldn’t be more proud! Her decision to apply was made easier because of the excellent experience she had during her customized tour via your company so thank you so much! We will be sure to recommend you to our friends here..

    Gayathri S. Parent of high school senior Chennai, India

    Thank you again for being so good at what you do. Our trip to the US was a huge success. I was on the verge of cancelling the trip but knew I couldn’t let my son down. That I even found you on the internet was a direct answer to my prayer for a miracle. The itinerary worked very well. I knew I was in good hands even before I boarded the plane to the U.S. and your attention to detail far exceeded my expectation.

    Egbe O. Parent of international high school student

    We had a wonderful trip to Philadelphia and Boston thanks to Janice Caine of Custom College Visits. She worked out an itinerary from start to finish. We visited 9 schools and it was as smooth as possible. Janice worked out tours and information sessions as well as meetings with tennis coaches.We have boy/girl twins and both were happy which is not an easy achievement. Not only did Janice work out the schedule but she recommended great schools in both towns. We would highly recommend her.

    Phil S. Parent of high school students SF Bay Area

    “Thank you SO MUCH for your involvement in the Splash Parents’ Program this weekend! I am just reviewing the feedback forms, and your presentation received rave reviews across the board; many parents cited it as the highlight of the program for them! Some verbatim quotes include: ‘The Planning and Preparing for College Visits was a great eye opener;’ Thank you for all the effort, energy, and enthusiasm you put into making the event such a success.”

    Marisa M. Coordinator, Splash Parents’ Program Stanford University

    Our college process was two-fold. It began with getting a jump start on the standardized testing, and not waiting until spring of junior year to focus. I believe our outcome was successful because we had a well-managed plan helped along by an expert, Janice Caine, of Custom College Visits.

    Lisa L. Parent of high school students SF Bay Area

    Happy New Year! Wanted to let you know that Charlie was accepted to Johns Hopkins Early Decision! Great news and very exciting all around. Thank you for all your help.

    Beth A. Parent of a high school senior. Massachusetts





    09/09/2017

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    How Much Is the Average Monthly Cost of Car Insurance for

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    How Much Is the Average Monthly Cost of Car Insurance for a 17-Year-Old?

    Written by James Hirby and Fact Checked by The Law Dictionary Staff

    Like airlines and rental car companies, car insurance companies are prone to changing the cost and terms of their services without warning. This is understandable: Car insurance policies are subject to dozens of disparate factors that combine to create a unique profile for each covered driver. In the eyes of American auto insurers, very few drivers are identical. Even those drivers who are virtually indistinguishable may be asked to pay different rates on their car insurance policies based on small or esoteric differences in their driver profiles. For instance, two demographically-identical drivers might pay different rates on the same policy thanks to one driver s long relationship with the policy s issuer. As a new customer, the second driver might not qualify for a loyalty discount or another similar promotion.

    Regardless of where he or she secures his or her auto insurance policy. a 17-year-old driver must be prepared to pay above-average monthly premiums. This is due to several interrelated factors. First, 17-year-old drivers tend to be reckless and impulsive. Teenage drivers are involved in serious car accidents with far greater frequency than their older counterparts. Once a driver turns 25, his or her chances of being involved in such an accident begin to drop precipitously.

    For drivers who remain in high school, the accident rate is frighteningly high. Although the ongoing imposition of graduated-licensing programs appears to be cutting down on the incidence of dangerous late-night and impairment-related crashes among teenage drivers, the rate is still far too high. Mounting scientific evidence suggests that teenage drivers are simply hard-wired for recklessness.

    In addition to their propensity for recklessness, teenage drivers are clearly less experienced than their older counterparts. Situations that would not prove particularly challenging for regular drivers might provide injurious or even fatal for teenage drivers. For instance, 17-year-olds may be unfamiliar with winter-driving protocols or fail to adhere to local restrictions against right turns at red lights.

    With these restrictions in mind, 17-year-old drivers who wish to purchase insurance may be able to cut down on their monthly premiums in several ways. For starters, most insurance companies offer safe driver discounts for individuals who remain accident-free for multiple years. Teenagers who avoid accidents can take advantage of these discounts. In addition, good student discounts might save academically-inclined teens as much as 25 percent per month. Finally, teenagers who remain listed on their parents policies without purchasing their own coverages might stand to save as much as $100 per month.

    More On This Topic





    08/09/2017

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    Advantage of Travelling Around the World #cheap #car #rentals

    #travelling around the world
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    Advantage of Travelling Around the World

    Travelling is a great thing to do, especially now. Summer is a good time of year to start a new adventure or see new parts of the world. But what exactly is travelling? Simply stated, travelling is a process of getting from one place to another.

    Most people travel as part of their daily routine, not only because it is enjoyable but also because it has a lot to offer. Are you familiar with the saying, “The world is a book; those who do not travel read only a page”?

    There are lots of places to explore in the world. Your travel doesn’t have to be limited to where you live or what you read in a book, there are lots of exciting places to experience in the real world. Travelling is worth every penny you will spend because memories last forever.

    There are many advantages to travelling around the world. Here are a few to think about:

    You will enjoy the Adventure

    The reason why many people travel is because they love an adventure. There are several different types of adventures to choose from when you travel. An example of this is travelling to different beaches; some people enjoy diving while others prefer surfing.

    Wherever you will go, you will make memories of your adventure which will last a lifetime. You can relive the enjoyment again and again as you look back on the great adventure you had when travelling.

    You get to know different People and Places

    The world contains lots of countries and not all people are the same. When travelling, you get the opportunity to meet different people from different places. In life, one of the most important social skills we learn is how to interact and communicate with people who are different than we are.

    All people have their own way of communicating, and not all ways are effective. Some people tend to have problems expressing themselves because their social abilities are not developed. Travelling and interacting with a variety of people can help build or improve social skills with very little effort.

    Not only does travelling improve communication skills, it can actually boost self-confidence, since ideas and opinions are able to be more clearly expressed, shared and understood.

    Getting accustomed to different cultures

    Different cultures exist everywhere. As a traveler, it’s your duty to respect the culture of the people you visit. Some places have more modern cultures while others have traditional beliefs and customs.

    Experiencing different cultures can also be enlightening and educational; many travelers look for places to visit whose cultures are different from their own. Learning about other’s lives and customs deepens our understanding of ourselves and of our world. It teaches us respect and is humbling in many cases.

    Learning the culture of different peoples can reveal how people see themselves in a group. Culture may be defined as a total way of life, created by a group of people.  It is then passed down from one generation to the next.

    You tend to see different places that you haven’t seen before

    For many people, the main reason for travelling is to see the world. Travelling can be a dream come true! It allows you to have adventures in new places and see things you never thought possible.

    Relaxation

    Stress is a natural part of life; in fact it helps us to survive! But when we have too much stress in our lives, it can be dangerous to our health. Many things bring about stress: work, family, relationships, change in health. Even positive change brings on stress.

    There are lots of activities that can help reduce stress and tension. One way to reduce stress and anxiety is by relaxing or by doing activities you enjoy. Travelling can bring joy to life, especially in stressful times. It can be one of the best ways to remove stress, reduce tension and restore balance.

    Connect with Us!

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    08/09/2017

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    Counseling Program #sarasota #academy #of #christian #counseling

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    Counseling Program

    DEPARTMENT OF CHRISTIAN COUNSELING

    Entering into the ministry of counseling is a very important step. Why? Because in counseling, one is dealing with the emotions and personal affairs of others. Counseling is a ministry that comes with a lot of responsibility, and limitless possibilities. Therefore, it behooves us to not come into this ministry half-heartedly and, consequently, possibly cause more harm than good.

    Many counselors (Christian and non-Christian) have completed secular counseling training programs. Few of them are even aware of the field of Christian Counseling. Why should they even consider it? Because counseling, by itself, addresses the mental and emotional sides of an individual; whereas Christian Counseling also takes into consideration the spiritual well-being of an individual. In other words, Christian Counseling addresses the whole individual, and not certain parts. Therefore, a counselor who has been trained in a Christian Counseling program has a much greater responsibility to and for the individuals they counsel, as opposed to a counselor who has only been trained in a secular counseling program.

    Though a counselor s training is very important, it is not the only aspect a counselor should consider when entering the Christian Counseling ministry. Below are just a few of the aspects that an individual should consider before making a final decision to enter into the Christian Counseling ministry:

    One must know that he/she has been called, anointed, and appointed by God to be a Christian Counselor.

    One must understand the responsibility and accountability one has to others in the Christian Counseling Ministry.

    One must comprehend the legal implications of one s counseling, training, and research.

    One must be familiar with the social and cultural issues that one will address in their counseling ministry.

    The Christian Counseling program offered by the University of Family Bible addresses the whole individual. The program is designed to train and equip individuals to become certified and/or licensed temperament, as well as Christian and Pastoral counselors. Additionally, Master s and Doctorate degree programs are available.

    Sarasota Academy Of Christian Counseling (S.A.C.C.)

    Many pastors and lay-persons have a heart for counseling, and the opportunity to enhance their vital counseling skills that will help them minister to their congregation members, friends, and the public at large is currently available. When they counsel, they want to know that they will make a difference.

    The Sarasota Academy of Christian Counseling of Sarasota, Florida, was established by Drs. Richard and Phyllis Arno in order to meet the growing need of individuals desiring to obtain counseling skills that, when applied, will make a difference. Drs. Arno understands the fact that we are fearfully and wonderfully made by our God who created the heavens and the earth, and we are very special and unique. In light of this fact, they have designed Creation Therapy Counseling Program – the key that will give you a better understanding of this uniqueness. It will help you to understand why people do the things they do and act the way they act.

    Creation Therapy is a new approach to counseling that deals with the inner man rather than outer manifestations or problems. Creation Therapy will teach you how to identify the hidden problems and how to counsel those who turn to you for help.

    Creation Therapy works when other counseling methods fail because rather than spending session after session in an attempt to correct symptoms, the counselor follows a step-by-step counseling procedure developed to target the source of the problem(s). Creation Therapy, utilizing the Arno Profile System, is also successful because it provides the counselee with a session-by-session plan so they will know, in advance, what to expect at each session. Providing the counselee with a plan of action cuts down on cancellations because it removes the fear of the unknown. In addition, it provides an immediate sense of stability and renewed hope that There is a plan. A course of action has been developed. Everything is going to be okay.

    University of Family Bible is offering the CREATION THERAPY COUNSELING PROGRAM.

    Completion of the Creation Therapy Counseling Program provides the student with the skills and benefits to: identify individual temperament needs, determine temperament perfections and imperfections, identify what causes relationship conflicts and how to resolve them, implement a successful five-step method for counseling, understand the benefits of the Arno Profile System, and certification to administer the A.P.S.

    Persons who successfully complete the program qualify for membership in the S.A.C.C. Being a member of the S.A.C.C. provides authorization to administer and use the APS. Membership categories offered by the S.A.C.C. include:

    Certified Member. Non-clergy
    Certified Pastoral Member. Clergy

    Individuals who have successfully completed the Creation Therapy program are eligible, through Family Bible s University and the National Christian Counselors Association, to pursue degrees and licensing in Christian and/or Pastoral Counseling.

    COURSE DESCRIPTION

    Credits earned are applied towards a degree

    Phase I Counseling Program
    Creation Therapy Counseling Phase I Part A
    Students fulfilling the Creation Therapy Counseling and all biblical requirements will receive fifteen (15) credit hours. Prior to, students should have completed their Arno Profile System (APS). In addition, students will be certified to administer the Arno Profile System (APS). Phase I, Part A consist of:

    CO-707 – Temperament Theory

    Phase II- Counseling Program
    Pre-requisite: Completion of Phase I Counseling Program. Students fulfilling the Phase II Counseling program and all biblical requirements will be certified or licensed Pastoral / Pastoral Clinical Counselors, depending upon the student s degree level. Part of your requirement, you have to administer 15 APS at $30 each per clients expense.

    CO 810 – Mastering Pastoral Counseling Utilizing Temperament

    CO 820 – Counseling the Codependent: A Christian Perspective

    CO 815 – Temperament Case Studies

    CO 821 – Advised Electives / Practicum

    CO 822 – Insight for Leadership (General Assembly)

    Total: 15 Credit Hours

    Phase III- Board Certification
    Integrated Marriage Family Therapy

    CPSY 922 – Marriage and Family Counseling

    CPSY 923 – Integrated Temperament Couple Therapy

    CPSY 924 – Pre-marriage Counseling with Temperament

    CPSY 925 – The Father-Daughter Connection

    Total: 12 Credit Hours

    All books, materials, and tuition

    Temperament Therapist (Two courses to be completed)

    CPSY 930 – Life s Answers through Counseling with God

    CPSY 935 – Living in the Spirit

    Total: 6 Credit Hours

    All books, materials, and tuition

    Total: 3 Credit Hours

    The book, material, and tuition

    * In addition, there are other board certifications that are being offered. *The credits for this program are a total of 63 credit hours.
    *Prices subject to change.

    Phase I Counseling Program
    Phase I Part B
    Students fulfilling the Phase I Part B Counseling and all biblical requirements for this course will receive fifteen (15) credit hours and become a certified Temperament Counselor. Part of your requirement, you have to administer 10 APS at $30 each per clients expense. Phase I, Part B consists of:

    CO-705 -Basic Christian Counseling

    CO- 706 -Christian Psychology Counseling





    08/09/2017

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    A fantastic array of destinations #cheapest #flight #tickets

    #alfa travel
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    Destinations

    At Alfa Travel we offer an exciting array of destinations at fantastically low prices. With so many new coach tours and new excursions travelling with Alfa has never been better. With coach holidays England, Scotland, Ireland and Wales we have most of the UK covered.

    Our holidays include accommodation in prime locations from which you can explore your chosen resort. Many of our hotels belong to our sister company, Leisureplex and we carefully select our partner hotels to ensure we provide you with quality accommodation.

    The majority of our coach holidays include excursions as outlined in the itinerary and our friendly, experienced drivers and staff are on hand to help you every step of the way.

    We operate from a great number of local, convenient pick-up points in five key locations across the UK: North West, North East, Yorkshire Humberside, Midlands and South. We will pick you up close to home and take you to one of our interchanges where you will embark on your tour coach and be whisked away to your holiday destination.

    With over 25 years of experience providing quality, value for money coach holidays, be sure to take advantage of everything that Alfa has to offer.

    07/09/2017

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    MSc Science Communication at Imperial College London on #masters, #masters #admissions,

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    MSc Science Communication

    AHRC-funded studentships at Imperial College – 2 Awards

    The Department of Humanities at Imperial College is pleased to announce AHRC-funded studentships. We have two professional preparation studentships to support study on the MSc Science Communication, under the specific subject area of Journalism and Publishing studies. This funding will cover tuition fees for EU students. UK students also receive a monthly bursary payment of approximately £900 for the duration of the course.

    Value of Scholarship(s)

    Eligibility

    To be eligible for funding you must meet certain criteria which are set out in the AHRC’s student funding guide: http://www.ahrc.ac.uk/FundingOpportunities/Documents/GuidetoStudentFunding.pdf

    Application Procedure

    Applicants who have already received an offer of a place on the course should submit a statement to Liam Watson (Science Communication administrator) at [email protected] demonstrating suitability for a studentship in the relevant subject area and explaining how the funding will benefit your future career. Applicants who have not yet applied for a place on the course must in addition complete the online application form by the deadline below.Further details on the course can be found at: http://www3.imperial.ac.uk/humanities/sciencecommunicationgroupThe deadline for submission of your statement is Friday 27th May, and you are likely to receive a decision by mid June.

    Further Information

    AHRC-funded studentships at Imperial College – Single Award

    The Department of Humanities at Imperial College is pleased to announce AHRC-funded studentships. We have two professional preparation studentships to support study on the MSc Communication, under the specific subject area of Museum Studies. This funding will cover tuition fees for EU students. UK students also receive a monthly bursary payment of approximately £900 for the duration of the course.

    Value of Scholarship(s)

    Eligibility

    To be eligible for funding you must meet certain criteria which are set out in the AHRC’s student funding guide: http://www.ahrc.ac.uk/FundingOpportunities/Documents/GuidetoStudentFunding.pdf

    Application Procedure

    Applicants who have already received an offer of a place on the course should submit a statement to Liam Watson (Science Communication Group administrator) at [email protected] demonstrating suitability for a studentship in the relevant subject area, and explaining how the funding will benefit your future career. Applicants who have not yet applied for a place on the course must in addition complete the online application form by the deadline below.Further details on the course can be found at: http://www3.imperial.ac.uk/humanities/sciencecommunicationgroupThe deadline for submission of your statement is Friday 27th May, and you are likely to receive a decision by mid June.

    Further Information

    Entry Requirements

    Candidates normally require a good Honours degree in a scientific or science-related subject from a UK or equivalent overseas university or college of higher education

    Course Fees

    To find up-to-date information on our fees please visit our Student Finance page (View Website )

    Email Enquiry





    07/09/2017

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    Bachelor of Arts (BA): Hospitality Management Degree Overview #bs #hospitality #management,

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    Bachelor of Arts (BA): Hospitality Management Degree Overview

    Essential Information

    Hospitality management bachelor’s programs require four years of study, although accelerated 2-year programs are available for students who have an associate degree. Most programs provide a broad curriculum with specialties such as food and beverage operations, lodging and facilities management, conference and trade show planning, casino management, and even entrepreneurship.

    B.A. programs typically include more liberal arts classes than Bachelor of Science programs. Online program options are available, as are many opportunities to study abroad. A management trainee program or internship is required of students in order to graduate. Generally, these programs require a high school diploma or GED for admission.

    Find schools that offer these popular programs

    • Resort Management
    • Resort, Hotel, Motel, and Spa Management
    • Restaurant Mgmt
    • Travel and Tourism Management

    Bachelor’s Degree in Hospitality Management

    In bachelor’s degree programs in hospitality management, students take general business coursework, such as marketing, business law, organizational behavior, computers, and accounting. General management topics, such as the legal aspects of the hospitality business and human resources management, may also be included. Core hospitality topics may cover:

    • Special events marketing
    • Food and beverage controls
    • Catering management
    • Security and loss prevention
    • Hospitality facilities management
    • Dining room service

    Popular Career Choices

    Graduates of hospitality management bachelor’s degree programs have opportunities in many areas or the food and beverage, travel, tourism, and lodging industries. Internships gained as part of the degree program may be helpful in securing employment in a particular venue or company. Some examples of entry-level management positions include:

    • Catering manager
    • Food service manager
    • Lodging manager
    • Sales manager
    • Meeting and convention planner

    Employment Outlook and Salary Info

    According to the U.S. Bureau of Labor Statistics (BLS), the demand for lodging managers is predicted to increase by 8% during the 2014-2024 decade. Meeting, convention and event planners should expect faster-than-average employment growth of 10% during the same time period. In May of 2015, the BLS estimated the mean annual salary of event planners was $50,910. Lodging managers averaged $57,810.

    Continuing Education

    Individuals with a bachelor’s degree in hospitality management may pursue an advanced degree, such as a master’s degree in hospitality management or international hospitality management. Large hospitality chains often promote from within, so work experience can also assist in career advancement.

    Voluntary professional certification is available through many organizations, including the American Hotel and Lodging Educational Institute. This organization has certification options in housekeeping, sales, food and beverage, human resources, front office, security, revenue management, and maintenance. A series of education and experience requirements must be met to earn a designation.

    Students who earn a Bachelor of Arts (BA) in Hospitality Management can learn how to operate a hospitality-oriented business. Graduates may be qualified for entry-level management positions, and they can pursue voluntary certifications to enhance their job applications. They may also go on to enroll in hospitality management master’s programs.

    Next: View Schools





    07/09/2017

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    Oklahoma Office of Homeland Security #okohs #home #page, #oklahoma #office #of

    #

    ** FEMA Announces Notice of Funding Opportunity on Program to Prepare Communities for Complex Coordinated Terrorist Attacks.Click HERE for more information.**

    Announcing eNIFOG Take the NIFOG Wherever You Go
    The National Interoperable Field Operations Guide (NIFOG) is now available as the eNIFOG mobile app on Apple iOS and will be available soon for Google Android devices. The NIFOG is a technical reference for emergency communications planning and for technicians responsible for radios that will be used in disaster response. It includes rules and regulations for use of nationwide and other interoperability channels, tables of frequencies and standard channel names, and other reference material.
    Easy to Use
    The eNIFOG app gives users easy access to NIFOG information, offering a content index with shortcuts to reference sections, tables, figures, or images. Navigation links allow users to jump directly to regional quick references as well as bookmark Favorites to develop their own personalized access to critical information for their territory. eNIFOG can be downloaded and then taken to the field as an offline reference, to be used without the need of a cellular or data connection.
    Get the App
    On your mobile device, search for eNIFOG on Apple s App Store (iPhone or iPad) or Google Play (Android) to download the apps.

    Oklahoma s history is rich with examples of overcoming adversity. From the Dust Bowl to the 2007 ice storm, from the worst domestic terrorist attack on American soil to the emergencies we face day in and day out Oklahomans are well-versed in disaster response and resiliency. We continually face new and different challenges when it comes to maintaining our way of life. In our state, planning for disaster is more than just a good idea; it is imperative. Oklahomans know all too well that it s not if but when a disaster will affect them or their community. Because of this mind set, a standard has been set for the way Oklahomans handle adversity. This Oklahoma Standard has become somewhat of a mantra for those charged with public safety in the state and it is the underlying force behind all we do to protect the lives and well-being of Oklahomans.

    It is the mission of the Oklahoma Office of Homeland Security (OKOHS) to exhaust every effort in order to make our state a safe place to live. Thank you for visiting our Web site. Here you’ll find detailed information on what we do. OKOHS has administered well over $100 million in federal Department of Homeland Security grant funding to prevent terrorism, protect our citizens and respond to and recover from disasters. We encourage you to visit our site often to stay informed about our various projects and the ways we are supporting our Homeland Security partners both at the state and local levels.

    ***Please note that our website is currently under construction.

    If you require information about a program that is unavailable during this update, please call (405) 425-7296***

    *Please do not contact OKOHS regarding immigration or customs related issues. For assistance with these matters, please call 1-800-375-5283 .





    07/09/2017

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    A list of the best travel blogs and top travel bloggers

    #travel blogs
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    The Best Travel Blogs

    Below is a list of the best travel blogs online. We currently have 330 top travel blogs with a combined monthly audience of 2,757,214 people and 6,253,241 monthly page impressions.

    Our aim is to help you easily find the best travel blogs and quickly connect you with the top travel bloggers. Follow the three steps below to save days of work connecting with the best travel blogs.

    Contact the top bloggers below.

    Follow these three steps to connect with the best travel blogs within minutes:

    Step 2: Select the reason why you want to connect with the top travel blogs.

    Step 3: Submit your message, send it and wait for the buzz to begin.

    By using the three steps above you will save days of work finding the top travel blogs and communicating with each of the best travel bloggers individually. Step 2 is important to help us ensure you connect with the most suitable bloggers.

    How have we ranked the travel blogs below? The more information the blogger submits, the higher they will rank (so we can provide you with a more engaging service). If you need to see the blogs ranked by influence. then please register for the Konector Insight service.

    07/09/2017

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    What is the average monthly cost of car insurance? #average #cost

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    Average Monthly Car Insurance Cost

    Here’s what you need to know.

    • The average car insurance rates will depend on a variety of factors that includes both personal and public factors
    • Finding the average car insurance rates can be done easily through an online web search
    • Remember that there are ways to lower your insurance rate including searching for discounts and driving well

    The average cost of car insurance per month depends on a number of factors. The average rate of premiums for a man in Wisconsin might not be the same as the average rate for a woman in Texas .

    If you compare the averages for the past few years, you will see that the price is gradually going up.

    There are many reasons for this increase in auto insurance premiums. Inflation, a general increase in the youth population, and of course, brand new cars all contribute to the cost of insurance.

    If you want to get better than average car insurance rates, do a little comparison shopping among multiple car insurance companies.

    Where can I look for the average car insurance rates?

    One of the best tools you have at your fingertips in regards to finding statistics for average insurance rates is the Internet. You can find out just about anything these days just by using your computer.

    You can do a general search for average car insurance rates by using the search engines such as Google and Bing .

    You find a number of articles and websites that you can visit that will give you average costs for the past and current years.

    You can also visit the Insurance Information Institute, which is a website dedicated to informing the public about the insurance industry.

    If you visit the III s Insurance Fact Book. you will have the option to purchase the guide, which includes a number of figures and facts, including the average premiums for car insurance.

    If you are debating between two or three car insurance companies, you may want to just call each of them and ask what their average premium is on a yearly basis.

    You can also talk with your family members and friends and ask what they pay for their insurance premiums in order to get an average that way.

    Factors That Play a Part in Auto Insurance Premiums

    There are actually several factors that insurance companies consider when evaluating your rates.

    The average is the price insurance companies base their suggested price on.

    They consider the average person in your situation and the risks associated with his/her driving. You will have to pay a premium partially calculated on the state average and regional average.

    You will pay a premium partially calculated on your age group average.

    Other factors that will be compared to the state average include gender and marital status. Based on the statewide performance of your neighbors, you may have to pay a slightly higher cost on your car insurance.

    Although you are fighting the law of averages to some extent, there are some factors that are controllable.

    Fewer traffic violations or traffic accidents will mean a better premium rate. You will also save money my choosing older, larger and safer cars instead of new sports cars.

    Free Car Insurance Comparison

    Compare Quotes From Top Companies and Save

    Circumstances You Can Control

    Pursuing a higher education can save on your premiums as, statistically, educated drivers take fewer risks on the road.

    Similarly, people with good credit score statistically drive safer than people who have poor credit scores.

    The insurance companies figure that you, as an educated or financially cautious individual, will drive safely like all the others.

    Your occupation and the driving distance to your job are two important, controllable factors.

    The insurance company considers the total number of miles driven each year.

    If you are hoping to decrease your insurance premiums, you could start taking the bus or carpooling to work, or stop frequently driving your work vehicle.

    Battling the Average

    Though you contend with the average premium rate for your state and city, there are measures you can take to pay a below average rate.

    You can look into multiple car or multiple-policy discounts, or you can drop comprehensive or collision damage and simply pay for liability insurance.

    Remember, the averages compiled for each state are based on full coverage contracts that includeliability, comprehensive and collision.

    If you take definite steps to decrease your personal and the insurance company’s risk, you can enjoy a much greater discount than the average person.

    In the meantime, you can search for comparable insurance quotes online and get a rough estimate of what you might be paying for car insurance based on your basic demographics.

    Why not get started comparing car insurance rates today using our FREE car insurance comparison tool now? Simply enter your ZIP code below now!





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    Canadian Business College – Colleges in Toronto #canadian #business #college, #canadian

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    Why Choose Us?

    Canadian Business College offers students a well-balanced college experience. We are nimble enough to honour your individual needs while our 20+ years of experience provides exceptional training that will help you achieve your career and life goals. At Canadian Business College, we get to know you and celebrate your successes. Then, we help you turn those successes into a fulfilling career. Read more.

    STUDENT TESTIMONIALS

    Enrolling at Canadian Business College ensures you will benefit from a supportive learning environment with faculty, staff and peers all committed to your success. We strive to help maximize your potential and encourage you to bring your very best to the classroom each and every day. Read what current students are saying about their decision to pursue their education and career goals at Canadian Business College. Read more.

    EXPERIENCED FACULTY

    Canadian Business College diploma programs are taught by experienced instructors who specialize in their unique areas of expertise. Our faculty works diligently to pass on their real-world knowledge, skills and experience to students. The skill-based format of our programs, in combination with this real-world experience, provides students with a unique and invaluable learning environment. Meet just some of our highlighted faculty members! Read more

    STUDENT CAREER SERVICES

    Canadian Business College s Student and Career Services team helps connect the knowledge, skills and training that you acquire over the course of your studies to meaningful jobs and careers once you graduate. Our top priority is to facilitate relationships between you and the businesses, organizations and industries where you will work and further develop your skills. Read more





    07/09/2017

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    Online MBA Degree #university #of #michigan #mba #online

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    Online MBA

    Georgia Southern offers qualified, motivated professionals a 21-month path to an internationally accredited Master of Business Administration (MBA) degree. The asynchronous structure of the online format allows students to attend class from wherever, whenever. Unlike traditional face-to-face MBA classrooms, your classroom is accessible from anywhere in the world, 24/7. A general management degree at its core, the Online MBA complements most undergraduate degrees and enhances the skill set of our graduates—no matter their career paths. The online curriculum consists of 10 courses/30 credit hours with students completing two courses each semester for five consecutive semesters. A mandatory orientation for U.S. residents immediately prior to the first week of classes enhances the online experience through in-person meetings and a variety of structured sessions.

    Program Benefits

    • Low program tuition cost: well below national average
    • Professional accreditation: AACSB International
    • Experience: program has been in existence since 2001
    • No requirement to come to campus or take proctored exams
    • Full-time graduate professors are certified and academically qualified by AACSB
    • Team-based learning
    • Focus on applying knowledge and skills in business
    • Two-day orientation in Atlanta allows students to meet, form teams, learn about themselves and their learning style, meet faculty, and negotiate and document the norms of team processes
    • Admission for fall and spring semesters
    • Complete in about 21 months

    Tuition and Fees

    • In-state and Out-of-state: $22,170
    • Institution Fee: $290/semester
    • Orientation Fee: $700

    Last updated: 9/23/2016

    Contact Us

    Coastal Georgia Center Savannah
    305 Fahm St.
    Savannah, GA 31401

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    1332 Southern Drive
    Statesboro. Georgia 30458
    Phone: (912) 478-4636

    Copyright 2017 All rights reserved

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    Akbar Travels Of India – Kozhikode – Kerala. #adventure #travel

    #akbar travels
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    AKBAR TRAVELS OF INDIA | Kerala, Kozhikode

    Flights to India| Cheap Airfare to India| USa to India| New.

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    UCAL TRAVELS PVT LTD | ** Welcomes You ** Leading Travel.

    Contact Numbers: Chennai: 044-24310914, 044 – 24344332 24310915 Trichy: 0431 – 2415270, 2465450 подробнее

    Book Cheap Air Ticket Flights, Hotel, Holiday/ Honeymoon.

    NDTV Travels offers online booking of cheap air tickets, discount hotels, cheap honeymoon and holiday packages to travel India, Europe, UK, Malaysia, Thailand. подробнее

    India Vision Travels – Caravan in Delhi, Motor Homes in Delhi.

    We introduce ourselves as a fast growing Tour Operator and Travel Agent based at Delhi (India) and have been in the tourism business since 1998. подробнее

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    About Us. AIRWINGS TRAVEL SERVICE located in Tirupati Town, Andhra Pradesh State in India with the blessings of Sri. Lord Venkateswara Swamy (The World Famous Temple. подробнее

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    Penta Travels (India) Pvt. Ltd. was incorporated in the year 1988. Over the years, it has received accreditations from all major domestic and international. подробнее

    Dhanunjaya Tours Travels

    Return ticket Facility is available for major cities. Cancellation is possible on the net. Pay using Major Credit/Debit Card. Book for the same day. подробнее

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    All Inclusive Tours of Europe #travel #hypermarket

    #european travel packages
    #

    All Inclusive Tours of Europe

    London is just one of the many cities you can visit during your all-inclusive trip to the city. (Photo: Jupiterimages/Photos.com/Getty Images )

    Related Articles

    If a trip to Europe is in your future, you can avoid most of the hassle of trip planning by choosing an all-inclusive tour of the places you most want to see. The places and cities included in all-inclusive tour of Europe vary, so be sure to compare every itinerary before making your final selection. All-inclusive tours typically include all travel, accommodation, any sightseeing fees or tickets and some or all meals. Most all-inclusive tours are also either guided or escorted tours, so if you prefer to go off on your own, an all-inclusive tour may not be for you.

    Virgin Vacations

    If you want a true all-inclusive package, travel through Europe with Virgin Vacations. Virgin Vacations offers trips to multiple cities, such as London, Paris, Prague, Vienna, Amsterdam and Barcelona. Most tours feature more than one city stop on the itinerary and last 6 to 12 days. Virgin Vacations’ all-inclusive tour pricing typically includes all travel and transfers, room accommodation, all tickets to any sights you’ll be seeing and most meals. The number of meals covered in the costs depends on the trip. A less expensive package for land only can also be purchased separately. Plus, unlike many other all-inclusive tour companies, Virgin Vacations provides you with a list of the accommodations in which you’ll be staying prior to purchase, giving you a chance to check out the room before you buy.

    Gotta Go Discount Travel

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    Numbers #numbers, #online #dictionary, #english #dictionary, #numbers #definition, #define #numbers, #definition

    #

    Numbers

    1. digit, figure. 2. Number, sum both imply the total of two or more units. Number applies to the result of a count or estimate in which the units are considered as individuals; it is used of groups of persons or things: to have a number of items on the agenda. Sum applies to the result of addition, in which only the total is considered: a large sum of money. 20. copy, edition.

    Usage note Expand

    2. As a collective noun, number, when preceded by a, is most often treated as a plural: A number of legislators have voiced their dissent. When preceded by the, it is usually used as a singular: The number of legislators present was small. See also amount. collective noun.

    Dictionary.com Unabridged
    Based on the Random House Dictionary, © Random House, Inc. 2017.
    Cite This Source

    Examples from the Web for Numbers Expand

    If Bush had managed to put a Social Security privatization bill before Congress, our Numbers would be different.

    All that is a prelude to explain the significance of the Numbers at the top: 51 percent, 47 percent, and then 32 percent.

    It should be noted that the Anti-Coup movement has been known to exaggerate facts and Numbers.

    The Daily Beast crunches the Numbers to determine the 25 cities with the greenest citizens.

    Again, consider the Numbers. those two fatal attacks by Hasan and Bledsoe killed a total of 14 people.

    They are not like Numbers and figures, always and everywhere of the same value.

    What but a want, which you perhaps think mad, Yet Numbers feel the want of what he had!

    The Registrar returns the Numbers for 1916 at 1,427 small holders.

    As yet a child, nor yet a fool to fame, I lisped in Numbers. for the Numbers came.

    The most familiar case of such realities is that of Numbers.

    a concept of quantity that is or can be derived from a single unit, the sum of a collection of units, or zero. Every number occupies a unique position in a sequence, enabling it to be used in counting. It can be assigned to one or more sets that can be arranged in a hierarchical classification: every number is a complex number ; a complex number is either an imaginary number or a real number. and the latter can be a rational number or an irrational number ; a rational number is either an integer or a fraction. while an irrational number can be a transcendental number or an algebraic number See complex number. imaginary number. real number. rational number. irrational number. integer. fraction. transcendental number. algebraic number See also cardinal number. ordinal number

    the symbol used to represent a number; numeral

    a numeral or string of numerals used to identify a person or thing, esp in numerical order: a telephone number

    the person or thing so identified or designated: she was number seven in the race

    the sum or quantity of equal or similar units or things: a large number of people

    one of a series, as of a magazine or periodical; issue

    1. a self-contained piece of pop or jazz music
    2. a self-contained part of an opera or other musical score, esp one for the stage

    a group or band of people, esp an exclusive group: he was not one of our number

    ( slang ) a person, esp a woman: who’s that nice little number?

    ( informal ) an admired article, esp an item of clothing for a woman: that little number is by Dior

    ( slang ) a cannabis cigarette: roll another number

    a grammatical category for the variation in form of nouns, pronouns, and any words agreeing with them, depending on how many persons or things are referred to, esp as singular or plural in number and in some languages dual or trial

    any number of, several or many

    ( military ) by numbers, (of a drill procedure, etc) performed step by step, each move being made on the call of a number

    ( US. slang ) do a number on someone, to manipulate or trick someone

    ( informal ) get someone’s number, have someone’s number, to discover someone’s true character or intentions

    in numbers, in large numbers; numerously

    ( Brit. informal ) one’s number is up, one is finished; one is ruined or about to die

    without number, beyond number, of too great a quantity to be counted; innumerable

    verb ( mainly transitive )

    number

    c.1300, “sum, aggregate of a collection,” from Anglo-French noumbre. Old French nombre and directly from Latin numerus “a number, quantity,” from PIE root *nem- “to divide, distribute, allot” (related to Greek nemein “to deal out;” see nemesis ). Meaning “symbol or figure of arithmatic value” is from late 14c. Meaning “single (numbered) issue of a magazine” is from 1795. The meaning “musical selection” (1885) is from vaudeville theater programs, where acts were marked by a number. Meaning “dialing combination to reach a particular telephone receiver” is from 1879; hence wrong number (1886).

    Number one “oneself” is from 1704 (mock-Italian form numero uno attested from 1973); the biblical Book of Numbers (c.1400, Latin Numeri. Greek Arithmoi ) so called because it begins with a census of the Israelites. Slang number one and number two for “urination” and “defecation” attested from 1902. Number cruncher is 1966, of machines; 1971, of persons. To get or have (someone’s) number “have someone figured out” is attested from 1853. The numbers “illegal lottery” is from 1897, American English.

    c.1300, “to count,” from Old French nombrer “to count, reckon,” from nombre (n.) “number” (see number (n.)). Meaning “to assign a number to” is late 14c.; that of “to ascertain the number of” is from early 15c. Related: Numbered ; numbering .

    Online Etymology Dictionary, © 2010 Douglas Harper
    Cite This Source

    Numbers in Medicine Expand

    A symbol expressive of a certain value or of a specific quantity determined by count.

    The place of any unit in a series.

    The American Heritage® Stedman’s Medical Dictionary
    Copyright © 2002, 2001, 1995 by Houghton Mifflin Company. Published by Houghton Mifflin Company.
    Cite This Source

    Numbers in Science Expand

    A member of the set of positive integers. Each number is one of a series of unique symbols, each of which has exactly one predecessor except the first symbol in the series (1), and none of which are the predecessor of more than one number.

    A member of any of the further sets of mathematical objects defined in terms of such numbers, such as negative integers, real numbers, and complex numbers.

    The American Heritage® Science Dictionary
    Copyright © 2002. Published by Houghton Mifflin. All rights reserved.
    Cite This Source

    Numbers in Culture Expand

    number definition

    The grammatical category that classifies a noun. pronoun. or verb as singular or plural. Woman, it. and is are singular; women, they. and are are plural.

    The American Heritage® New Dictionary of Cultural Literacy, Third Edition
    Copyright © 2005 by Houghton Mifflin Company.
    Published by Houghton Mifflin Company. All rights reserved.
    Cite This Source

    Slang definitions & phrases for Numbers Expand

    numbers

    A player’s averages, statistics, etc; stats : I’ve always thought numbers were a hill of beans. The only numbers that matter are wins and losses(Sports)

    number

    1. A person, esp one considered to be clever and resourceful or attractive; article. hot number • Always preceded by an adjective or by the locution ”quite a”: some dizzy broad that must have been a snappy number/ bored-looking number(1919+)
    2. A piece of merchandise, esp of clothing; article : Ifound a number I liked pretty well(1894+)
    3. A theatrical act or routine, esp a song; shtick : He does that number with the tablecloth(1885+ Show business)
    4. A tactic or trick; act : When he’s pulling one of his numbers, he knows what he’s doing(1970s+)
    5. A casual homosexual partner; trick (Homosexuals)
    6. A marijuana cigarette: smoked a couple of numbers in the room(1960s+ Narcotics)

    [merchandise sense fr the model number that most retail items have]

    The Dictionary of American Slang, Fourth Edition by Barbara Ann Kipfer, PhD. and Robert L. Chapman, Ph.D.
    Copyright (C) 2007 by HarperCollins Publishers.
    Cite This Source

    Idioms and Phrases with Numbers Expand





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    University of france #university #of #france

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    Waterfront Learning on Maine s Coast

    BIDDEFORD CAMPUS

    Our gorgeous waterfront campus in Biddeford, Maine, offers more than 4,000 feet of scenic shoreline where the Saco River flows into the Atlantic. The local area has a long history as a coastal vacation destination. UNE s campus includes undergraduate student housing, graduate and undergraduate classrooms and labs, a library, cafés, gathering spaces, various athletic facilities and fields, including an NHL-size hockey arena and a basketball arena, and much more.

    In the Town on Everyone s List

    PORTLAND CAMPUS

    Named America s Most Livable City by Forbes. Best Town in the East by Outside and Foodiest Small Town in America by Bon Appetit. Portland seems to be at the top of every new list. A rustic brick port sets the stage for a thriving buy-local economy and hip cultural scene with outdoor adventure all around. UNE s Portland campus, a classic, century-old New England quad just a short drive from the waterfront, anchors our tight-knit, engaged community within this exciting city.

    Study Abroad, Stay on Track

    Tangier Campus

    As a UNE student, you will be able to spend a semester at our Tangier, Morocco campus. UNE has set a new study abroad standard with this campus, which features state-of-the-art labs and modern accommodations, as well as easy access to beaches, downtown and cultural attractions. Because the curriculum includes lab science courses needed to complete many of the undergraduate programs at UNE, students can go global without missing out on their required courses.





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    Tech Credit Union #tech #credit #union, #tech #cu, #credit #union, #banking,

    Tech Checking

    Tech Checking gives you the features you expect, plus online and mobile banking services to help you manage your account from anywhere, anytime.

    Secured Checking

    If problems with NSF (Non-Sufficient Funds) fees have caused you to be listed in ChexSystems, you know getting a new checking account can be extremely difficult. And without a Checking account, you re forced to use budget-draining payment services like money orders or retail currency centers. Tech CU Secured Checking is designed to provide basic checking services to those who want to make an honest effort to manage their finances and take control of their money.

    • Free box of Tech CU security checks.
    • Tech Check Card (Visa debit) is available.
    • Free Tech Debit Alerts .
    • Free 24-hour account access via Online Banking Mobile Banking .
    • View and print images of cleared checks in Online Banking.
    • No per-check fee.
    • Optional overdraft transfer from savings.
    • Access your account at CO-OP Shared Branch locations nationwide
    • Ability to upgrade to regular Tech Checking after 6-months of properly maintaining this account.
    • Assistance with establishing Direct Deposit or Payroll Deduction to your account.

    Secured Checking has the following requirements:

    • Those with a record of fraud at ChexSystems are not eligible.
    • Minimum daily balance requirement of $200 ($100 is held in Money Market Savings).
    • $5.00 monthly account service fee; $10.00 per month whenever the required minimum daily balance is not maintained.
    • Account e-Statement is required.
    • 7-business day hold on deposited checks.
    • $34.00 per NSF item returned.
    • $30.00 per stop payment.
    • $6.00 per overdraft transfer.
    • $5.00 copy of cleared checks.
    • Online Bill Pay service is not available.
    • Account will be closed for uncollected account fees.
    • Other account fees or restrictions may apply.

    ChexSystems is a network made up of member banks and credit unions that regularly contribute information on mishandled checking and savings accounts to a central location. This information is shared among member institutions to help them assess the risk of opening new accounts. Each report submitted to ChexSystems remains on file for five years unless the source of information requests its removal or ChexSystems becomes obligated to remove it under applicable law.

    Open A Checking Account Today

    Your new checking account can be opened at any Tech CU branch.

    • To open a Checking account, a minimum of $25.00 must be on deposit in your Tech CU Money Market Savings account.
    • A $25 initial deposit is required to open (Tech Checking).
    • Present a valid driver s license with your correct mailing address.
    • Present your most recent pay-stub (if employed).
    • Your first box of checks is free and is mailed to your home within 7 to 10 business days from the time of account opening.
    • Tech Check Card and PIN is mailed (separately) to your home 2 to 3 weeks from the time of account opening. You also have the option of having these items mailed directly to the credit union for pick-up.

    Contact Us

    Branch ATM Finder

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    Rates Fees





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