Personal Travel Planning #hot #travel #deals

#travel plans

Personal Travel Planning

Talk to Experts to research and book your trip

Consult with an Expert

We ll match you with an authority on your destination from our team of widely published writers who travel the globe.

Get a Customized Plan

Our expert will map out your entire trip, with insider recommendations about where to go, what to do, how to get around and where to stay.

Experiences We’ve Created

Hire a travel expert to research and book your trip

Frequently Asked Questions

Do you book flights or rental cars or make other reservations for things like events, tour guides, restaurants and spas?

Sorry, we currently only book hotels, cruises and tour packages. While we don t book flights, cars, events, restaurants and spas, our Travel Experts can provide great recommendations for these, based on their personal experience and your interests. Once we ve made your hotel reservations, we ll connect you with a hotel concierge who can assist with these types of reservations.

What happens if I am not satisfied with the service?

We want you to be completely satisfied. Just email us if you re not satisfied with the first Expert you speak to, and you can work with a second Expert at no additional fee.

How much time do I get from the Expert?

Do I get discounted Jetsetter rates on all the hotels I book through you?

If your travel dates are different from the dates available through a Jetsetter sale, we may not be able to get you the same deep discounts that you get during a Jetsetter sale. We can also help you book hotels outside the Jetsetter network, but we may not be able to get the special rates or benefits you can get at a Jetsetter property.


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Did You Know – Loose Items In Your Car Can Become


Kansas City, Missouri

Did You Know Loose Items In Your Car Can Become Deadly Projectiles In A Crash?

Most people are not aware that unsecured objects in your vehicle can become dangerous projectiles in a crash. ABC s Good Morning America featured a story on the dangers of unsecured cargo in vehicles .

Safety expert, Sean Kane of Safety Research and Strategies. told Good Morning America that ordinary objects in cars and trucks are responsible for 13,000 injuries each year.

At 55 miles per hour, a 20-pound object hits with 1,000 pounds of force so powerful that a suitcase can literally seer the arm of a crash test dummy.

From head impacts to serious internal injuries, it s a wide range depending on the severity of the crash, Sean Kane of Safety Research and Strategies told GMA.

According to safety experts, even items as small as a can of peas or even leftover trash in your vehicle can become dangerous projectiles in a crash.

What can you do to protect yourself and other occupants? GMA had these suggestions:

  • Pack most items in the truck or cargo area of your vehicle, where they are less likely to intrude into the passenger compartment.
  • If your vehicle has a cargo area instead of a separate trunk, utilize cargo nets, anchors and tethers to secure your cargo.
  • Leave at home objects you don t need for your trip (for example, leave booster seats at home if the kids aren t riding with you).
  • Pack larger and heavier items low to the ground, forward against fixed components and centered inside your vehicle. This position will prevent the objects from building momentum as they are thrust forward in a crash.
  • Use the glove compartment and consoles to store personal items, such as cell phones, sunglasses, games, etc.
  • Wear your seat belt. Unrestrained people can become dangerous projectiles just like unrestrained objects .

The Legal Examiner Kansas City is brought to you by Langdon & Emison


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Reno Personal Injury Attorney #personal #injury #attorney #reno


Reno Personal Injury Attorney

Shook Stone: Over $100 Million Recovered!

If you or a loved one has been injured in an accident, on the job, or as the result of another s negligence, then you have the legal right to pursue compensation for the damages you suffered. At Shook Stone, we provide our genuine support and exceptional legal services to the injured residents of Reno, Carson City, and the surrounding areas who are looking to file personal injury or wrongful death claims. With our experience, legal knowledge, and unyielding level of commitment, we can help you swiftly and smoothly complete the legal procedures involved in your case and provide you with the best chance of receiving maximum compensation.

Have Questions About Your Case?
Contact Shook Stone for a FREE Case Review!

Personal Injury Areas of Practice

At Shook Stone, we take pride in the fact that we are a full-service personal injury and disability law firm. With our 85 years of combined experience, there is little that our legal team hasn t seen and handled personally when it comes to injury-causing accidents. From mild injuries to catastrophic injuries, our firm is prepared to handle whatever your case may bring.

Our dedicated attorneys also use their highly technical knowledge of personal injury law to assist victims injured in other types of situations. In cases involving premises liability law, our legal team has the experience needed to fight for victims of slip and fall accidents and nursing home abuse. We also use our genuine compassion and aggressive litigation experience to hold medical professionals liable for medical malpractice and birth injuries. Our well-rounded familiarity with numerous areas of law has equipped us with the tools to bring your case to a favorable resolution.

Reno Car Accident Lawyers

A large part of our practice actively represents victims injured in a variety of car accident and motor vehicle accident cases. Our attorneys have helped victims injured in drunk driving accidents, distracted driving accidents, and motorcycle accidents receive fair compensation for the physical, emotional, and financial damages related to their injuries. In addition, we have also worked on numerous cases involving truck accidents, bicycle accidents and pedestrian accidents.

Injured at work? Shook Stone can help!

Shook Stone also provides legal assistance for injured residents looking to file Social Security disability and workers comp claims. If your injuries have prevented you from working, a successful application becomes essential to providing you with the assistance you require. As these cases are filled with dense and frustrating legal procedures and are prone to complications, the experienced and knowledgeable legal aid we offer can prove to be an indispensable tool in ensuring that you receive the compensation or supplemental income you need.

Passionate Reno Accident Personal Injury Lawyers

At Shook Stone, our legal team is comprised of personal injury attorneys who really want to make a difference in the community. By providing our client-focused support and experienced legal skills to injured residents, we hope to put an end to many of the devastating personal and financial strains that injuries can create. We make it a point to work closely with clients so that our attorneys can best assess the needs of the victims we represent.

Our top priority at Shook Stone is making sure that our clients come first. This means that you will never be treated as if you were just a number and will never be under-informed about the legal actions we help you take. Whenever you have questions or concerns, our legal team answers them immediately. This level of dedication has allowed us to identify with our clients throughout the years. Our firm understands all too well how numerous medical bills, the inability to work, and physical and emotional damages can take their toll on the personal and financial well-being of victims and their families. In light of that fact, we always go the extra mile to ensure that justice is served and that our clients obtain the compensation they deserve.

Over $100 Million Recovered

No Fees Unless We Win

If We Don’t Win, You Don’t Pay

  • Experience +++ Dedication

    Meet The Team Fighting for You

  • Why Shook +++ Stone?

    Shook +++ Stone is a full-service firm comprised of skilled lawyers who are prepared to fight for your right to fair compensation. No matter your legal needs, you can benefit from the unrivaled personal attention, dedication, and commitment of our passionate attorneys. People continually choose our firm for the following reasons:

    • Over Half a Billion Dollars Recovered
    • Thousands of Clients Helped
    • No Fee Unless We Win
    • Award-Winning Attorneys at Your Side
    • Over 20 Years of Experience

    Constantly Striving for Excellence

    John Shook

    John B. Shook has dedicated his career to guiding individuals and families through their legal journeys. For over 20 years, Mr. Shook has honed his legal practice to be not only zealous, but compassionate -qualities that prove invaluable to each of his clients.

    Leonard Stone

    Leonard H. Stone is committed to helping accident victims protect their rights and take the first steps toward brighter futures. As a proven trial lawyer and negotiator, he continues to be a driving force behind our firm’s ability to secure successful results in a range of cases.

    Practice Areas


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    San Francisco Legal Examiner #personal #injury #lawyer #san #francisco


    San Francisco, California

    Sports legend Joe Montana is the latest in a long line of individuals to sue over San Francisco’s embattled Millennium Tower, alleging in his filing this month that the building’s developer intentionally concealed evidence of the building’s sinking, all while [ ]

    Claude Wyle | May 30, 2017 | 0 comments

  • A big rig driver crossed the centerline into oncoming traffic last April in Los Feliz, California, in a fatal big rig crash, killing one person and causing serious personal injuries to ten others in a firey crash which ended up [ ]

    Claude Wyle | May 11, 2017 | 0 comments

  • BMW has just released a notice to all owners of their BMW X5 Sport Activity Vehicles manufactured between 2011-2013, and X6 Sport Activity Vehicles manufactured between 2011-2014, encouraging owners to bring in their cars to replace a potentially dangerous front [ ]

    Claude Wyle | May 5, 2017 | 0 comments

  • Two motorcycle riders were killed last weekend in Napa County in two separate fatal motorcycle crashes, both due apparently to the riders crossing into opposing lanes of traffic, and colliding with oncoming vehicles, according to the California Highway Patrol. First of [ ]

    Claude Wyle | May 2, 2017 | 0 comments

  • According to the San Bernardino Police Department, a motorcyclist suffered fatal injuries this past Tuesday morning in San Bernardino, California, when wires knocked down by another motorist decapitated the motorcyclist as he was riding down the road. The fatal [ ]

    Claude Wyle | Apr 28, 2017 | Comments Off

  • Fans of both the Mitsubishi Outlander and Subaru Impreza better get ready for a trip to their dealer, after these car companies rolled out recalls for door latch glitches, and engine control software, as further detailed below: Mitsubishi Outlander: [ ]

    Claude Wyle | Apr 26, 2017 | Comments Off

  • Attention all families and parents of small children! The Target Corporation has just issued a voluntary recall of several potentially hazardous products, including the Hatch and Grow Easter Eggs Easter Grow Toys and Hatch Your Own Dino children toys. The [ ]

    Claude Wyle | Apr 16, 2017 | Comments Off

  • Uber Technologies Inc, the ride-share giant and one of the companies pioneering the self-driving car movement, has suspended its pilot program for driverless cars last month after one of their vehicles equipped with the nascent technology crashed on an Arizona roadway in [ ]

    Claude Wyle | Apr 12, 2017 | Comments Off

  • A driverless car is driving itself down the street, when a man steps into a crosswalk. The car, unable to stop itself in time, must make a quick decision. Does it hit the pedestrian, or veer off of into other vehicles, potentially harming [ ]

    Claude Wyle | Apr 9, 2017 | Comments Off

  • By now, news of the Oakland Warehouse Fire, and the many wrongful deaths caused in this fire, has spread across our nation. The confirmed deaths are 36, as of Monday afternoon. This Oakland warehouse fire has been titled the worst fire [ ]

    Claude Wyle | Dec 6, 2016 | 1 comment

    • Choulos Choulos & Wyle

      275 Battery Street
      Suite 1300
      San Francisco, California 94111
      [Show Map]

      View firm profile Personal Injury Lawyers Serving:
      San Francisco, Oakland, Alameda, Albany, Berkeley, Castro Valley, Concord, Danville, Dublin, Fremont, Hayward, Lafayette, Oakland, Richmond, San Leandro, San Lorenzo, San Ramon, Union City, Walnut Creek, Ashland, Castro Valley, Cherryland, Emeryville, Livermore, Newark, Piedmont, Pleasanton, Sunol



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    RBS – Credit Card Online Services #online,services,management,credit #card,personal,banking,rbs


    Credit Card Online Services

    Sign up

    It�s easy to sign up for Credit Card Online Services, and it should only take a few minutes.

    When you sign up, you�ll have to create your own login details. You need separate details for Credit Card Online Services and Digital Banking.

    You�ll get instant access to a limited version of the service. We�ll then send you an activation code by post. Use this the next time you login to Credit Card Online Services to get full access.

    Credit card only customers

    Sign up for Credit Card Online Services for our most comprehensive online credit card management service.

    More than one RBS account

    If you have an RBS credit card and another RBS savings, loan or current account, you can sign up for Digital Banking and Credit Card Online Services. If you don�t have an RBS credit card, you can still sign up for Digital Banking.

    Common questions

    What�s the difference between Digital Banking and Credit Card Online Services?

    Digital Banking puts you in control of many of your RBS accounts, including your current account. It also lets you carry out some everyday transactions on your credit card account.

    For example, you can view or download your transactions or pay your credit card from your current account.

    However, Credit Card Online Services lets you do more. You can:

    • Monitor your credit card � keep track of your credit card spending 24 hours a day, including up to date transaction and balance details
    • Receive free alerts � to keep you up to date with your credit card balance and when your payment is due*
    • Use your credit card for more � pay bills, make a balance transfer and transfer money to your RBS current account or any other UK bank account
    • Pay your credit card bill � make a payment from any UK debit card
    • Go paperless � with online statements you can see and download statements from the last eighteen months
    • Manage your personal details � update all of your contact details online.

    back to top

    Can I use my Digital Banking details to access Credit Card Online Services?

    No. To access Credit Card Online Services you will need to set up a separate username, internet PIN and password.

    Who can use Credit Card Online Services?

    To register, you need to be aged 18 or over and have an RBS credit card.

    What happens when I register?

    We�ll ask you to choose a username and create an internet PIN and password. You�ll need these details every time you login.

    As soon as you�ve chosen your username and internet PIN, you�ll have instant access to your credit card balance and transactions.

    We�ll send you an activation code within 7-10 working days. You�ll need this to activate your account and get access the full online credit card servicing management tools. To protect your security, we�ll send the activation code by post.

    How do I activate my account?

    When you receive your activation code, login and enter your code. You�ll then have full access to Credit Card Online Services.

    Need a helping hand?

    If you need help to complete your registration, just call us on 0345 301 6080 (Minicom 0345 3003699). Lines are open 24 hours a day, 7 days a week. Calls may be recorded.

    *Your network operator may charge you for texts received whilst overseas

    To sign up for Credit Card Online Services you need to have a RBS credit card and be aged 18 or over.

    Please note that system updates will mean that Credit Card Online Services is unavailable for short periods in the early hours of the morning

    Log in sign up


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    Hartford Personal Injury Lawyers – Local Attorneys & Law Firms in


    Hartford Personal Injury Lawyers, Attorneys and Law Firms – Connecticut

    Need help with a Personal Injury matter?

    You’ve come to the right place. If you or a loved one has suffered an accident or injury, a personal injury lawyer can help.

    Personal injury lawyers handle cases involving physical injuries — like neck injuries, back injuries, and catastrophic injuries — and nonphysical injuries — like emotional distress.

    Use FindLaw to hire a local personal injury lawyer to resolve issues like monetary compensation for medical expenses or wrongful death.

    Need an attorney in Hartford, Connecticut?

    FindLaw’s Lawyer Directory is the largest online directory of attorneys. Browse more than one million listings, covering everything from criminal defense to personal injury to estate planning.

    Detailed law firm profiles have information like the firm’s area of law, office location, office hours, and payment options. Attorney profiles include the biography, education and training, and client recommendations of an attorney to help you decide who to hire.

    Use the contact form on the profiles to connect with a Hartford, Connecticut attorney for legal advice.

    How do I choose a lawyer?

    Consider the following:
    Comfort Level – Are you comfortable telling the lawyer personal information? Does the lawyer seem interested in solving your problem?
    Credentials – How long has the lawyer been in practice? Has the lawyer worked on other cases similar to yours?
    Cost – How are the lawyer’s fees structured – hourly or flat fee? Can the lawyer estimate the cost of your case?
    City – Is the lawyer’s office conveniently located?

    Not sure what questions to ask a lawyer?

    Here are a few to get you started:

    • How long have you been in practice?
    • How many cases like mine have you handled?
    • How often do you settle cases out of court?
    • What are your fees and costs?
    • What are the next steps?

    Want to check lawyer discipline?


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    Savannah Personal Injury Lawyers – Local Attorneys & Law Firms in


    Savannah Personal Injury Lawyers, Attorneys and Law Firms – Georgia

    Need help with a Personal Injury matter?

    You’ve come to the right place. If you or a loved one has suffered an accident or injury, a personal injury lawyer can help.

    Personal injury lawyers handle cases involving physical injuries — like neck injuries, back injuries, and catastrophic injuries — and nonphysical injuries — like emotional distress.

    Use FindLaw to hire a local personal injury lawyer to resolve issues like monetary compensation for medical expenses or wrongful death.

    Need an attorney in Savannah, Georgia?

    FindLaw’s Lawyer Directory is the largest online directory of attorneys. Browse more than one million listings, covering everything from criminal defense to personal injury to estate planning.

    Detailed law firm profiles have information like the firm’s area of law, office location, office hours, and payment options. Attorney profiles include the biography, education and training, and client recommendations of an attorney to help you decide who to hire.

    Use the contact form on the profiles to connect with a Savannah, Georgia attorney for legal advice.

    How do I choose a lawyer?

    Consider the following:
    Comfort Level – Are you comfortable telling the lawyer personal information? Does the lawyer seem interested in solving your problem?
    Credentials – How long has the lawyer been in practice? Has the lawyer worked on other cases similar to yours?
    Cost – How are the lawyer’s fees structured – hourly or flat fee? Can the lawyer estimate the cost of your case?
    City – Is the lawyer’s office conveniently located?

    Not sure what questions to ask a lawyer?

    Here are a few to get you started:

    • How long have you been in practice?
    • How many cases like mine have you handled?
    • How often do you settle cases out of court?
    • What are your fees and costs?
    • What are the next steps?

    Want to check lawyer discipline?


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    Denver Personal Injury – Defense Lawyers – Local Attorneys & Law

    Denver Personal Injury — Defense Lawyers, Attorneys and Law Firms – Colorado

    Need help defending a Personal Injury claim?

    You’ve come to the right place. Whether you were the cause of a car accident, the owner of a building where someone slipped and fell, or a physician being sued for medical malpractice, a personal injury defense lawyer can help.

    A personal injury defense lawyer can work with you to identify which defenses apply.

    Use FindLaw to hire a local personal injury defense lawyer to help you challenge physical or nonphysical injury claims or decrease the amount of damages for which you may be liable.

    Need an attorney in Denver, Colorado?

    FindLaw’s Lawyer Directory is the largest online directory of attorneys. Browse more than one million listings, covering everything from criminal defense to personal injury to estate planning.

    Detailed law firm profiles have information like the firm’s area of law, office location, office hours, and payment options. Attorney profiles include the biography, education and training, and client recommendations of an attorney to help you decide who to hire.

    Use the contact form on the profiles to connect with a Denver, Colorado attorney for legal advice.

    How do I choose a lawyer?

    Consider the following:
    Comfort Level – Are you comfortable telling the lawyer personal information? Does the lawyer seem interested in solving your problem?
    Credentials – How long has the lawyer been in practice? Has the lawyer worked on other cases similar to yours?
    Cost – How are the lawyer’s fees structured – hourly or flat fee? Can the lawyer estimate the cost of your case?
    City – Is the lawyer’s office conveniently located?

    Not sure what questions to ask a lawyer?

    Here are a few to get you started:

    • How long have you been in practice?
    • How many cases like mine have you handled?
    • How often do you settle cases out of court?
    • What are your fees and costs?
    • What are the next steps?

    Want to check lawyer discipline?


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    Boca Raton Personal Injury Lawyers – Local Attorneys & Law Firms

    Boca Raton Personal Injury Lawyers, Attorneys and Law Firms – Florida

    Need help with a Personal Injury matter?

    You’ve come to the right place. If you or a loved one has suffered an accident or injury, a personal injury lawyer can help.

    Personal injury lawyers handle cases involving physical injuries — like neck injuries, back injuries, and catastrophic injuries — and nonphysical injuries — like emotional distress.

    Use FindLaw to hire a local personal injury lawyer to resolve issues like monetary compensation for medical expenses or wrongful death.

    Need an attorney in Boca Raton, Florida?

    FindLaw’s Lawyer Directory is the largest online directory of attorneys. Browse more than one million listings, covering everything from criminal defense to personal injury to estate planning.

    Detailed law firm profiles have information like the firm’s area of law, office location, office hours, and payment options. Attorney profiles include the biography, education and training, and client recommendations of an attorney to help you decide who to hire.

    Use the contact form on the profiles to connect with a Boca Raton, Florida attorney for legal advice.

    How do I choose a lawyer?

    Consider the following:
    Comfort Level – Are you comfortable telling the lawyer personal information? Does the lawyer seem interested in solving your problem?
    Credentials – How long has the lawyer been in practice? Has the lawyer worked on other cases similar to yours?
    Cost – How are the lawyer’s fees structured – hourly or flat fee? Can the lawyer estimate the cost of your case?
    City – Is the lawyer’s office conveniently located?

    Not sure what questions to ask a lawyer?

    Here are a few to get you started:

    • How long have you been in practice?
    • How many cases like mine have you handled?
    • How often do you settle cases out of court?
    • What are your fees and costs?
    • What are the next steps?

    Want to check lawyer discipline?


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    North Carolina Lawyer in Wilson #personal #injury #lawyer #durham #nc


    Wilson, NC Attorneys Helping Clients with Legal Questions

    Lawyers fighting for people through the legal system

    Almost everyone encounters legal problems at some point in his or her life. Often it is when someone has been in an accident and faces medical costs and other consequences. It may be a person in Raleigh who has been cited for a traffic ticket and cannot afford the fines and long-term costs, or someone in Greenville who has been hurt at work and needs help getting Workers’ Compensation insurance benefits.

    Thomas Law PA is a law firm in Wilson, North Carolina. Our attorneys are passionate about working with clients to find solutions to their issues. We work hard to get you the result you need so you can move on with your life.

    Working hard to get clients the results they need

    Our lawyers help clients with all sorts of legal issues. We understand many people are nervous about their situation. We pride ourselves on providing a comfortable atmosphere and an exceptional staff that is ready to help you. Our firm stands out through:

    • Experience — The attorneys of Thomas Law have more than 225 years of combined legal experience, and our principal partner is the longest-practicing lawyer in Wilson. Let our knowledge work for you.
    • Friendly service — Our lawyers and other staff truly enjoy working with our clients. Do not be afraid of bringing your questions and concerns to us.
    • A Spanish-speaking staff — Language problems should never prevent someone from getting legal assistance when he or she needs it. Our personnel are capable of translating for members of Wilson’s Spanish language community.

    A firm well versed in many areas of law

    Thomas Law is a law firm committed to providing North Carolinians the highest level of representation in a broad range of legal areas. Our firm’s practice areas include:

    • Personal injury — Simple injuries can have devastating long-term effects and huge medical costs. Auto accidents, simple falls, and even wrongful death require a skilled personal injury lawyer who can get clients the compensation they deserve.
    • Criminal defense — The justice system is frightening, and one arrest or conviction can remain on your record for the rest of your life. Our attorneys provide criminal defense services that protect you from heavy fines or jail time and preserve your rights.
    • Traffic violations — Traffic violations have serious consequences that many people do not realize. Moving violations can greatly increase your insurance premiums and come with heavy fines. DWI, reckless driving and other charges can result in jail time.
    • Family law — Divorce, child custody, alimony and domestic violence are difficult matters that must be handled by a capable lawyer. Our family law attorneys can guide you through the process.
    • Estate planning — Although it is difficult to think about death, every adult should start the estate planning process as early as possible. Wills, trusts, life insurance policies and other methods are important ways to ensure your family is provided for after you are gone.
    • Unemployment law — Losing a job is tough, but being denied unemployment benefits can be disastrous for you and your family. If your benefits have been unfairly denied, you can use a lawyer to appeal the decision.

    Contact us today to learn more about our practice areas

    Thomas Law is a law firm with deep roots in Wilson, North Carolina and the surrounding area. Our firm helps clients who have been injured, arrested or simply need more information about their rights and legal options. Contact us at 252-360-1379 or online to learn more.

    Se habla español.

    Awards Affiliations


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    Creating S #goal #setting, #motivation, #self #help, #goal, #setting #goals, #motivational


    Creating S.M.A.R.T. Goals

    Specific: A specific goal has a much greater chance of being accomplished than a general goal. To set a specific goal you must answer the six W questions:

    *Who: Who is involved?

    *What: What do I want to accomplish?

    *Where: Identify a location.

    *When: Establish a time frame.

    *Which: Identify requirements and constraints.

    *Why: Specific reasons, purpose or benefits of accomplishing the goal.

    EXAMPLE: A general goal would be, Get in shape. But a specific goal would say, Join a health club and workout 3 days a week.

    Measurable – Establish concrete criteria for measuring progress toward the attainment of each goal you set.

    When you measure your progress, you stay on track, reach your target dates, and experience the exhilaration of achievement that spurs you on to continued effort required to reach your goal.

    To determine if your goal is measurable, ask questions such as

    How much? How many?

    How will I know when it is accomplished?

    Attainable When you identify goals that are most important to you, you begin to figure out ways you can make them come true. You develop the attitudes, abilities, skills, and financial capacity to reach them. You begin seeing previously overlooked opportunities to bring yourself closer to the achievement of your goals.

    You can attain most any goal you set when you plan your steps wisely and establish a time frame that allows you to carry out those steps. Goals that may have seemed far away and out of reach eventually move closer and become attainable, not because your goals shrink, but because you grow and expand to match them. When you list your goals you build your self-image. You see yourself as worthy of these goals, and develop the traits and personality that allow you to possess them.

    Realistic – To be realistic, a goal must represent an objective toward which you are both willing and able to work. A goal can be both high and realistic; you are the only one who can decide just how high your goal should be. But be sure that every goal represents substantial progress.

    A high goal is frequently easier to reach than a low one because a low goal exerts low motivational force. Some of the hardest jobs you ever accomplished actually seem easy simply because they were a labor of love.

    Timely A goal should be grounded within a time frame. With no time frame tied to it there s no sense of urgency. If you want to lose 10 lbs, when do you want to lose it by? Someday won t work. But if you anchor it within a timeframe, by May 1st , then you ve set your unconscious mind into motion to begin working on the goal.
    Your goal is probably realistic if you truly believe that it can be accomplished. Additional ways to know if your goal is realistic is to determine if you have accomplished anything similar in the past or ask yourself what conditions would have to exist to accomplish this goal.

    T can also stand for Tangible A goal is tangible when you can experience it with one of the senses, that is, taste, touch, smell, sight or hearing.

    When your goal is tangible you have a better chance of making it specific and measurable and thus attainable.


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    How to Transfer a Credit Card Balance – ABC News #credit,




    Yahoo!-ABC News Network | 2017 ABC News Internet Ventures. All rights reserved.

    How to Transfer a Credit Card Balance

    Here is what you need to know before and after a credit card balance transfer.

    Credit card balance transfers can be an invaluable tool for managing credit card debt. This tactic allows cardholders to move their debt from a card with a high interest rate to one with a lower interest rate, or no interest charges at all.

    While it’s not inherently complex to transfer a credit card balance, there are still several important things that cardholders need to be aware of before, during, and after.

    Before You Transfer a Credit Card Balance

    1. Make sure you keep up with all of your payments. This will allow you to maintain excellent credit and find a balance transfer offer with the best possible terms. The right card may be one you already have with a lower interest rate than the one you are using, or it may be a new card with a 0% APR promotional balance transfer offer. In fact, you may be able to get a promotional financing offer from one of your existing accounts, possibly in the form of a convenience check.

    2. Understand all of the terms and conditions of the balance transfer. Know what the card’s credit limit is, its interest rate on balance transfers, and what the balance transfer fee will be. Balance transfer fees are typically 3 percent of the amount transferred, but not always. Chase Slate currently has the only 0 percent APR promotional balance transfer offer with no balance transfer fee, although others can have fees as high as 5 percent.

    In the case of promotional financing offers, learn how long you have to complete a qualifying transfer, and the length of the promotional financing period. Typically, promotional balance transfer offers must be completed within 30 days to four months of the account opening, and can last from between six and 18 months. Keep in mind that even though the terms might not explicitly say so, banks will not allow balance transfers between their own accounts.

    3. Make a plan. Come up with a sound financial plan for paying down your debt. otherwise your balance transfer is just another form of postponing your obligations.

    Making the Transfer

    Contact the bank that you are transferring the balance to and ask to perform a balance transfer. Be prepared to give the account information for the other card, and the total amount you want transferred.

    After the Transfer

    Continue to make at least the minimum payment required from the old credit card, and if you have paid your entire debt, make sure to get a statement from your bank. However, keep your old account open in order to maintain a low credit utilization ratio. which will help your credit score.

    Most importantly, stick to the plan that you created to reduce your debt. Recognize that it probably will not be possible to take advantage of promotional financing offers over and over again.

    By understanding some of the nuances of balance transfers, cardholders can use these offers to save as much money as possible on their credit card interest charges.

    This work is the opinion of the columnist and in no way reflects the opinion of ABC News.


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    Wisconsin Personal Injury – Defense Lawyers: WI Lawyer, Attorney, Attorneys, Law


    Wisconsin: Personal Injury — Defense Lawyers

    Need help defending a Personal Injury claim?

    You’ve come to the right place. Whether you were the cause of a car accident, the owner of a building where someone slipped and fell, or a physician being sued for medical malpractice, a personal injury defense lawyer can help.

    A personal injury defense lawyer can work with you to identify which defenses apply.

    Use FindLaw to hire a local personal injury defense lawyer to help you challenge physical or nonphysical injury claims or decrease the amount of damages for which you may be liable.

    Need an attorney in Wisconsin?

    FindLaw’s Lawyer Directory is the largest online directory of attorneys. Browse more than one million listings, covering everything from personal injury to debt to estate planning.

    Detailed law firm profiles have information like the firm’s area of law, office location, office hours, and payment options. Attorney profiles include the biography, education and training, and client recommendations of an attorney to help you decide who to hire.

    Use the contact form on the profiles to connect with a Wisconsin attorney for legal advice.

    How do I choose a lawyer?

    Consider the following:
    Comfort Level – Are you comfortable telling the lawyer personal information? Does the lawyer seem interested in solving your problem?
    Credentials – How long has the lawyer been in practice? Has the lawyer worked on other cases similar to yours?
    Cost – How are the lawyer’s fees structured – hourly or flat fee? Can the lawyer estimate the cost of your case?
    City – Is the lawyer’s office conveniently located?


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    CNC Healthcare – In-Home Care, Personal Care and Home Health Services


    Welcome to CNC Healthcare

    • CAREGIVER REGISTRY providing Personal Care and In-Home Caregiver services, and
    • HOME HEALTH AGENCY providing Skilled Nursing, Private Duty Nursing, Physical Therapy, Speech Therapy, Occupational Therapy, Medical Social Worker, and Home Health Aide services.


    • If you were recently hospitalized for surgery or illness.
    • If you are unable to meet your own needs due to health, age or social problems.
    • If you are stressed with taking care of a family member who can no longer care for themselves.
    • If you are missing work or ignoring your immediate family to care for a loved one.
    • If you are homebound and lonely, frightened, or depressed.
    • If you need assistance getting groceries, going to appointments, or around the house.
    • If you have an infant or sick child and need help with care or housework

    As a provider of In-Home Care, Private Duty Nursing, and Home Health Care Services, we manage to start and continue with a positive role in society by extending a helping hand to those who need it. Contact our office today! Or, Set an appointment online.

    Many patients, residents and families are now turning to healthcare solutions they can receive at home instead of being confined to care institutions. Besides being the more affordable choice, it also enables the care recipients to decide and keep the level of independence they want. The availability of this choice is what sets our services apart from the rest of the healthcare segments and options available.

    The efforts we make in keeping the quality of care is at a standard that we ve set high for ourselves. State regulated requirements for home care and healthcare services and the healthcare staff have been complied but we raise our arrows and target the ultimate satisfaction of all our customers. Tell us how you would like to experiences the care that we can give to you or someone you love. Contact our office today!

    Office Hours: CNC Healthcare s operating business days and hours are Monday through Friday, 8:30 a.m. to 5:00 p.m.

    Availability of Service: A nurse is available for all our home health and on-call services, as well as scheduled home healthcare visits that need to be made after normal operating hours, on weekends or holidays, 24 hours a day, 7 days a week.

    • How We Serve
    • Add to bookmarks
    • Download Brochure
    • Send Link to Friends



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    College Visits and Tours for Families #planning #college #visits, #personal #assistant,


    The professionals at Custom College Visits have the in-depth knowledge and experience to create amazing college road trip experiences for your family.

    Each custom designed itinerary includes all on-campus meetings and activities, as well as coordination of travel and hotel logistics.

    Itineraries are designed based on colleges that interest your teen and each trip is scheduled according to your preferred travel dates.

    Not sure what type of college will be the best fit for your teen?

    We will plan a multi-campus itinerary that will let you and your teen explore different types of colleges and universities all based on your teen’s specific educational interests and lifestyle preferences.

    Since 2009, Custom College Visits has been privileged to assist teens and families from around the world with their college tours.

    Summer college tours can be particularly challenging for parents or teens to organize.

    Call us +1 (650) 931-4515 or (800) 930-1701 for a free consultation.

    Please scroll down to read what parents say about our college road trip itineraries.

    “A friend who is a maven in finding outstanding resources, recommended Janice and Custom College Visits as we began the daunting college selection process. We worked with Janice on two fronts; to help create a list of colleges and to set-up meaningful colleges visits. The college visits were also a lot of fun for us as a family and very informative on so many levels. More importantly Janice helped make the college selection process manageable, not so daunting after all, and we felt no stone was left unturned in this important decision.

    Tracy P. Parent of a New York City high school Senior

    Thank you so much for planning such a wondrous experience for our son. The careful attention to detail was evident at every turn. Custom College Visits planning effort provided an appropriate path of discovery for our son and for us.

    Michael C. New Jersey parent of a high school Junior

    Hi Janice, Our trip was a thoroughly enjoyable family adventure! Thank you so much for the unique opportunities that you created for our daughter at each college. Meeting with a student at Harvard, was probably the most informative way to start the entire trip. She devoted a lot of time (in the rain) providing real college life details. She swiped us into dining halls, dorms & buildings that we might not have seen otherwise. The sophomore session at Princeton was wonderful! Thank you so much for everything that you did! We really were able to get the most out of each campus visit! Best, Julie

    Julie, Parent of a high school Junior in Southern California

    I found working with Custom College Visits a very positive experience. They were able to pinpoint colleges that were best suited for my daughter and the travel plans were well organized. In addition, they were able to set up an interview with a member of a college color guard, as my daughter had expressed interest in going to a school that had a color guard. I am very pleased with my experience with Custom College Visits, and would recommend them highly.

    Mark L. Parent of high school junior in Northern California

    Lili got accepted into her first choice school today (early decision): Boston University! She is thrilled beyond belief and relieved as well. We could not have done it without your help, it was invaluable. I think the High School Honors program she did there was probably very helpful and we would not have know about it without your forwarding the information to us. You rock! So, I am tipping my hat today to both you and Lili!

    Kim T. Parent of high school senior in Kansas

    I am happy to tell you that Nivi has been accepted early decision to Brown University. She is the first ivy leaguer in our family and we couldn’t be more proud! Her decision to apply was made easier because of the excellent experience she had during her customized tour via your company so thank you so much! We will be sure to recommend you to our friends here..

    Gayathri S. Parent of high school senior Chennai, India

    Thank you again for being so good at what you do. Our trip to the US was a huge success. I was on the verge of cancelling the trip but knew I couldn’t let my son down. That I even found you on the internet was a direct answer to my prayer for a miracle. The itinerary worked very well. I knew I was in good hands even before I boarded the plane to the U.S. and your attention to detail far exceeded my expectation.

    Egbe O. Parent of international high school student

    We had a wonderful trip to Philadelphia and Boston thanks to Janice Caine of Custom College Visits. She worked out an itinerary from start to finish. We visited 9 schools and it was as smooth as possible. Janice worked out tours and information sessions as well as meetings with tennis coaches.We have boy/girl twins and both were happy which is not an easy achievement. Not only did Janice work out the schedule but she recommended great schools in both towns. We would highly recommend her.

    Phil S. Parent of high school students SF Bay Area

    “Thank you SO MUCH for your involvement in the Splash Parents’ Program this weekend! I am just reviewing the feedback forms, and your presentation received rave reviews across the board; many parents cited it as the highlight of the program for them! Some verbatim quotes include: ‘The Planning and Preparing for College Visits was a great eye opener;’ Thank you for all the effort, energy, and enthusiasm you put into making the event such a success.”

    Marisa M. Coordinator, Splash Parents’ Program Stanford University

    Our college process was two-fold. It began with getting a jump start on the standardized testing, and not waiting until spring of junior year to focus. I believe our outcome was successful because we had a well-managed plan helped along by an expert, Janice Caine, of Custom College Visits.

    Lisa L. Parent of high school students SF Bay Area

    Happy New Year! Wanted to let you know that Charlie was accepted to Johns Hopkins Early Decision! Great news and very exciting all around. Thank you for all your help.

    Beth A. Parent of a high school senior. Massachusetts


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    Personal Liability Umbrella Policy – State Farm #car #insura, #personal #liability


    A Personal Liability Umbrella Can Help Protect Your Future

    Experiencing a major insurance claim or lawsuit could lead to personal financial loss. Even though your underlying policies such as auto, homeowners, or boatowners may provide liability coverage, they may not be enough. A State Farm �Personal Liability Umbrella Policy (PLUP) may provide the additional liability coverage you need to protect your financial future.

    Find an Agent

    Personal Liability Umbrella Policies may provide:

    • Additional liability protection at a reasonable price
    • Protection against personal claims, such as defamation of character, libel, or slander, that may not be covered by your other policies
    • Minimum coverage of $1 million, which can be increased in $1 million increments

    How can a Personal Liability Umbrella Policy help protect you? 1


    While driving, you change lanes and cause an accident, which results in multiple injuries to passengers of another vehicle.


    While cooking, you leave your stove unattended. In addition to damaging your property, the fire also damages your neighbor’s property and injures your neighbors. As a result, you may have to pay for any repairs to your neighbor’s dwelling in addition to any injury claims. Or, consider that while on your property, a guest slips on your sidewalk or falls from your trampoline. The injured person could file a claim against you.


    While operating your boat, you hit a water skier and cause serious injury.

    Related Insurance


    1 This document contains only a general description of the State Farm Personal Liability Umbrella Policy (PLUP) coverage and is not a statement of contract. All coverages are subject to all policy provisions and minimum underlying insurance requirements. For further information, please see or call your State Farm agent.

    State Farm Fire and Casualty Company
    Bloomington, IL
    State Farm General Insurance Company
    Bloomington, IL
    State Farm Florida Insurance Company
    Winter Haven, FL


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    Atlanta Truck Accident Attorney Lawyer #atlanta #personal #injury #lawyer, #attorney, #law

    Atlanta Truck Accident Attorney

    Truck driver’s are under tremendous pressure to deliver their loads within a given time frame. Many of these driver’s are under further financial pressure to perform as many loads as possible in a given period. These same pressures increase the likelihood that a truck driver will succumb to speeding and to driving while tired. In addition to the increased incentive for risky behavior with truck driver’s on public roads, there are the inherent increased risks in these vehicles themselves. Trucks are obviously much larger than the average passenger vehicle and hence their weight and blind-spots increase accordingly. All of the above has led to both the federal government and the Georgia state government to stringently regulate the trucking industry by creating rules and standards that must be followed in order to increase safety.

    • Speeding to meet a delivery deadline
    • Driving tired for long periods of time
    • Driving under stressful time constraints
    • Defective components and mechanical failure
    • Truck overloading
    • Size and maneuverability of the truck

    In addition to the requirements cast upon the trucking industry, there are different requirements for seeking compensation in Georgia courts from injuries from trucking companies. We are versed in these rules and requirements and are anxious to proceed on your injury claim to get you just compensation. Give us a call at (404) 870-9114 to talk to an Atlanta truck accident attorney about your case or the case of an immediate family member.

    Trucking Accident Headlines:


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    Personal Injury Attorney #personal #injury #attorney #sarasota

    Personal Injury Attorney – Matthew Erjavec, P.A.

    Insurance companies and other at-fault parties begin building a case against you immediately following your accident. Our staff is available 24 hours a day, 365 days a year to answer your questions and ensure that your rights are protected from the very beginning.

    Our law firm works solely on a contingency fee basis. This means that our legal fee is only a percentage of the amount we recover for our clients. Therefore, a Bradenton lawyer client with us will pay nothing up front and if we do not recover anything for them, they owe us nothing.

    Once a client comes on board, we take over all communication with any insurance company or at-fault party. If necessary, we can also help them find a doctor, get their vehicle repaired, or find a rental vehicle. By doing this, we allow our clients to focus only on recovering from their injuries and getting back to their normal lives.

    Practice Areas

    Matthew Erjavec, P.A. in Lakewood Ranch, FL has successfully handled thousands of personal injury cases throughout Florida. Our experienced legal staff has a thorough understanding of personal injury cases and our Florida personal injury attorneys are available to assist you in the following practice areas:

    “I hired Matt almost three years ago when I was hit on my motorcycle by a careless driver. I spent the next two years going through ten surgeries and going from wheel chair to crutch to cane. I was at a place in my life I couldn’t care for myself and I needed a lot of medical attention. Matt handled all my needs and was a real person when I needed someone to talk to. He went above and beyond the job. He came to the hospital. to my home and set up dr visits for me when I couldn’t do it myself. My life was taken away from me and for a long time I wondered if I’d ever get it back. I watched myself transform from a successful young man into a destroyed handicap person. Matt assured me it would be alright and fought for me when the insurance tried to give me as little as possible. I had so many surgeries I watched my life I once knew turn into a new life of complete misery. I couldn’t imagine what it would of been like in my condition had I hired another attorney. I felt like Matt was trustworthy and honest with me through the legal battle and in the end my expectations were met. Mind you a legal proceeding is not an overnight journey, it takes time and who you hire is a BIG DEAL! It took years of hell and patience but Matt never pressured me to sell myself short or settle for his benefit. Through the entire legal procedure he looked out for my best interest. I was a very needy client and my injuries are very serious. Had I not hired Matt I doubt I’d of gotten the personal attention from an attorney or the settlement I received. I am very grateful to Matt Erjavec !
    Matt if you’re reading this thank you for watching over me through the legal proceedings and getting me an unbelievable settlement. I will never forget your service! You’re a one of a kind attorney and people would be crazy not to hire you.”

    J Erlich
    August 3, 2016

    Working with Erjavec Law Was a Positive Experience

    “Working with an attorney who had our best interest in mind was a blessing to my wife and I. This firm was thorough with the insurance companies and were also available to answer any questions that we had. It was apparent that they knew the best ways to deal with the insurance companies. Our compensation was above and beyond our expectations. Look no further.”

    Excellent Representation

    “Mr. Erjavec represented me for an automobile accident I was involved in last year. He was very professional, prepared, and extremely knowledgeable. I am very happy with the results and would recommend him to anyone in need of a personal injury attorney.”

    Great Experience, Start to Finish

    “Mr. Matt Erjavec assisted me with my case with the utmost attention. He was able to give me sound advice and really cared about me as a client. He was able to settle my case efficiently for more than I was expecting. I would highly recommend his services.”

    We Are Thankful for Erjavec Law!

    “My husband and I were injured in a car accident last year in Florida. We were on vacation and wound up in the hospital instead of on the beach! We decided to have Erjavec Law represent us. They were knowledgeable and took care of the things that we would not have been able to handle on our own. We are grateful that we used them, that we got to deal with the actual attorney instead of an assistant, and that we got a great settlement. We would recommend them to anyone!”

    Don’t Hire Anybody Else!

    “Erjavec Law was absolutely great to work with. I have worked with other Bradenton car accident lawyers in the past and they were not nearly as knowledgeable and professional as Matt and his team. I would recommend Erjavec Law to anybody who has been injured in a Bradenton car accident”

    Great to Work With

    “I hired Mr. Erjavec to help me after my car accident and couldn’t be happier. Matt and his team were very easy to work with and helped me with everything from finding a doctor to getting a rental car.”

    I Would Recommend Matthew Erjavec, P.A. to Anybody

    “After working with Matt and his staff, I could tell they really care about their clients. They were extremely helpful and always made themselves available to me.”

    Big Time Results!

    “I am very happy I used Mr. Erjavec for my car accident case. He is very easy to work with and just flat out gets results.”

    “Erjavec Law is a refreshing change in personal injury lawyers. [They] will represent you with honesty and integrity.”

    -Brian D. via Google+

    “Erjavec Law represents what’s right when it comes to personal injury attorneys. Their dedicated work will ensure the client is taken care of. Definitely recommend their services for anyone in the Sarasota area.”

    -Jeff S.via Google+


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    Charleston Accident Lawyer – Handling Mount Pleasant Personal Injury Cases –

    Welcome to Drescher Law Firm, a Charleston Personal Injury Law Practice

    If you or a loved one has been seriously injured in an accident due to the negligence of another, it is crucial that you get an experienced personal injury attorney to assist you in the process of recovering fair compensation for your loss. At the Drescher Law Firm, LLC, we are experienced in handling serious injury cases. Our reputation for success in the courtroom puts us in a much stronger position when negotiating a settlement on your behalf; our opponents know that we prepare every case for trial. Our track record speaks for itself and often leads to a more favorable settlement than would otherwise have been available. Over the past 15 years, Scott Drescher has been consistently getting more money for our clients in the courtroom than the offer. We work on a contingency fee basis, so we dont get paid until you do. (Contingency fees are calculated before deducting expenses.)

    Charleston Serious Personal Injury and Wrongful Death Representation

    As an experienced personal injury attorney, Scott Drescher represents victims and their families who have been seriously injured in an accident or have lost someone as the result of the negligence of others (wrongful death). If your loved one died as a result someone else’s negligence, we urge you to visit our wrongful death site or contact us for more information.

    Contact a Personal Injury Attorney Today

    The Drescher Law Firm is located in Charleston, SC. If you need a Charleston area personal injury attorney contact the Drescher Law Firm today to discuss your serious personal injury or wrongful death case. If you are unable to come to us, we will come to you.

    Top 10 Reasons to Hire the Drescher Personal Injury and Wrongful Death Law Firm

    Mr. Drescher has been successfully handling personal injury cases for 18 years. He has won millions of dollars for his clients in verdicts and settlements.

    Mr. Drescher has a reputation as an excellent trial attorney. In fact, in the last fifteen years, every one of his clients received more money after going to court than what was offered prior to trial, except one time.** This success in court helps him obtain more favorable settlements.

  • Focuses practice on serious injury and wrongful death cases:

    Some law firms try to handle a wide area of law while also trying to handle personal injury cases. We do not. We represent seriously injured individuals and their families. When you focus your practice on a particular area of law, you become very proficient in that area and have a huge advantage over those who don’t.

    Free, no obligation consultation.

    We don’t get paid until you collect.


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  • Personal Injury #personal #injury #lawyer #washington #dc


    The Personal Injury Specialist

    Attorney William Justice Whitaker is a personal injury lawyer who is licensed in Washington, DC, Virginia, and West Virginia, and serves clients in these areas. He graduated from law school in 2008 and worked with a law firm for a while before establishing his own firm. Whitaker is adept at building strong cases in any area of personal injury, and works hard on behalf of his clients in court, regardless of the severity of their injuries.

    At the Law Office of William Justice Whitaker, all clients deal directly with attorney Whitaker, rather than with an associate or an assistant. He believes that the best possible resolution to a personal injury case is achieved through a close collaboration between attorney and client.

    What Is Personal Injury Law?

    Personal injury law is a broad area of legal practice that protects the rights of an individual who was injured as the result of another’s negligence, recklessness, and/or intentional actions. The purpose of a civil lawsuit is to restore the plaintiff to normalcy after their injury.

    If you or a family member are hurt in an accident, a law firm that specializes in personal injury can guide you through the process of bringing a claim and lawsuit against the party at fault. A personal injury lawyer is essential to helping you obtain the maximum compensation and repairing the damage done to you. In addition to medical expenses for your injury, you may also be entitled to compensation for pain and suffering, loss of society and companionship, future medical expenses, lost wages, and punitive damages.

    Why Do You Need an Attorney?

    For the same reason that you hire a contractor to fix your home or a mechanic to fix your car, an attorney who specializes in personal injury is needed to maximize your claim and compensation when you are hurt. An experienced attorney can quickly, accurately, and fairly navigate your case through the legal process, which can become overwhelming for an individual without experience. An attorney who has a history with the insurance companies and knows how they work will have the best chance of maximizing your compensation.

    Know that insurance companies set aside billions of dollars for accident coverage payouts and that they pay their attorneys millions to see that you get as little compensation as possible. Fight back by hiring an experienced attorney to represent your rights.

    Remember that insurance companies do not care how long it takes for your claim to settle. We will aggressively pursue your case and will not let the insurance companies drag their feet while you suffer.


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    Corpus Christi Accident Attorneys: Herrera Law Firm #personal #injury #lawyer #corpus


    Personal Injury Attorney Serving Corpus Christi

    Experienced Texas law firm fighting for Corpus Christi accident victims

    Corpus Christi provides a quality of life unmatched by many other places. Whether you live in the city or you are visiting one of its attractions, such as the Texas State Aquarium or the USS Lexington, it’s likely you have good associations with the city. Accidents, however, can happen anyplace, including Corpus Christi, from a highway crash on I-37 to a rear-end accident on Padre Island. The experienced accident attorneys at The Herrera Law Firm represent clients in Corpus Christi and across Nueces County.

    Many different types of accidents in Corpus Christi demand strong legal action. Take back control. Contact an experienced law firm serving Corpus Christi that can make things right. Contact The Herrera Law Firm, Inc. Established in 1983, our law firm has a strong track record of success. Case results matter here.

    “How can a personal injury lawyer serving Corpus Christi injury victims help me?”

    The Herrera Law Firm handles all types of accident cases. Our seasoned legal team has helped thousands of people – just like you – to protect their legal rights after an accident and recover valuable compensation. We help our clients build a strong case based on solid research relevant to Texas laws in order to get the most successful result for your Corpus Christi accident case.

    We know that personal injuries are no laughing matter. Severe injuries, including loss of vision, paralysis and burns. can destroy your quality of life. You deserve justice. Talk to us today about your accident in Corpus Christi today. Find out how to take back control of your life.

    Car Accident Lawyer Serving Corpus Christi

    Our auto accident attorneys serve injury victims in Corpus Christi, Nueces County and across Texas. Perhaps you were struck by a drunk driver on Route 358 in the Bay Area. You may have been rear-ended by a distracted driver at the intersection of Leopard Street and North Lexington Boulevard. A loved one may have even been injured or killed as a result of a Corpus Christi auto accident, potentially leading to a wrongful death lawsuit.

    Life can be turned upside down in an instant after a car accident. A seemingly “minor” rear-end crash could lead to neck and back injuries lasting a lifetime. A rollover crash or collision with a speeding driver could result in broken bones or traumatic brain injuries. Accident-related medical bills skyrocket and lost wages from missing work add up fast. All the while, the insurance company of the person who caused your crash may delay or even deny your claim.

    Car accident cases can be tricky. Each case is different in Corpus Christi. Our auto accident lawyers apply a careful review of past cases, local law and all the vital details of your claim to best serve you. The motor vehicle accident lawyers at The Herrera Law Firm have the experience and resources to conduct detailed investigations and work diligently to offer the best possible outcome for our clients in Corpus Christi and elsewhere in Texas.

    Truck Accident Lawyer Serving Corpus Christi

    In the congested streets and highways around Corpus Christi, traffic accidents involving trucks are common. Truck accidents can create complex legal issues, more so than ordinary car accident cases. To get full compensation, you may need a truck accident attorney serving Corpus Christi. Our lawyers have thorough knowledge of Texas laws and federal trucking regulations.

    Truck accidents, based on the sheer size of the truck, can involve serious injuries that result from significant forces. A driver or a passenger in a car may slam his or her head against a windshield or hard object and sustain a traumatic brain injury. High-impact truck accidents in Corpus Christi may result in broken bones and injuries to the spinal cord. In severe truck accidents, injuries may even prove to be fatal to a loved one.

    Whatever the extent of your injuries, The Herrera Law Firm is here to help you pursue the money you deserve. Losses can be significant. The insurance company may try to offer a quick settlement that does not begin to cover the losses or even deny your claim. Don’t settle for less than you deserve. Take a stand against the negligent truck driver or trucking company that caused your accident.

    Motorcycle Accident Lawyer Serving Corpus Christi

    Motorcycles are a common sight on Corpus Christi’s roads and highways. But with so many other vehicles sharing the road with Texas motorcyclists, accidents can happen in a matter of seconds. If you were injured or a loved one was injured or killed in a Corpus Christi motorcycle accident, the person who caused the crash needs to be held responsible for his or her reckless behavior and for damages sustained in the accident.

    How do Corpus Christi motorcycle accidents happen? A driver may claim he or she “failed to see” your motorcycle. However, the driver who struck you may have been distracted by a cell phone. He or she may have been speeding or failed to yield the right-of-way. A driver under the influence of alcohol or drugs may have failed to stop at a red light as you attempted to legally cross an intersection.

    Serious motorcycle accidents demand serious legal representation. At The Herrera Law Firm, we understand common insurance company tactics used to delay or even deny your claim. We routinely pore over medical records and police reports. We collect evidence and interview witnesses. When you did nothing wrong to cause your motorcycle accident, we don’t think you should have to foot the bill for your long-term damages alone.

    Free Case Evaluation


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    Online Loans South Africa – Home Loans #home #loans,personal #loans #bad


    Home Loans – Approved Loans

    What is a Home Loan?

    Every person wants a home, may it be an apartment, a mansion or just a simplex. Whether you are refinancing a bond/mortgage or purchasing your little paradise, you sure will need to have a home loan that you is just right for you. There are a lot of financial institutions or lending companies or even banks which offer hassle- less home loan processing.

    First time home buyers usually get a home loan more easily. There is a wide variety of programs that have restrictions that come with the contract. Others find this too perfect for them, but for some, this may be a wrong choice.

    First time home buyer loan

    All first- times can be a big deal. It consumes too much time, effort and money. Some people usually seek the aid of a first time home loan to hurdle the issues with money. The program varies depending on the location but generally, the idea of a first time home loan is to give qualified borrowers the financial assistance.

    Some financial institution would offer the home loan in the following way:

    • Low to no down payment
    • Limit fees
    • Defer payments and offer grants
    • Subsidize the cost of the interest

    These are but a few examples of the benefits first time home buyers may take advantage of but take note that not everything in the list can be made available for you to take advantage of.

    Who can take advantage of a home loan?

    Anyone can take advantage of a home loan; but first time home owners are good candidates. Some programs usually offer home loans to people who have not owned a home within the last 3 years. Again, programs vary depending on the area so it is good to check if any lending company or institutions offer this in you area.

    Are there any restrictions?

    Like any other, home loans also have restrictions. Most of home loan programs put a R limit on the property that you are going to purchase. You may not be able to get a home loan for the most expensive property round the town but you will instead be limited to properties that are at the bottom of the pyramid. The idea is to provide margin and benefit to people who are in dire need.

    It is not advisable to use the first time home buyer loan for a rent. You are given the opportunity to own a home so grab it. Finally, the house that you are to purchase must also meet some physical requirements.

    The challenges.

    You may be faced with a few challenges when getting a first time home buyer loan:

    • The home may not be the home you want
    • You may lose the benefits if you sell your house too soon
    • Paying tax for some benefits you received
    • Shared home value increase with the program you signed up with

    With these restrictions, you will be armed with knowledge when you decide to get a home loan for you family. It is a must for you to find out the ups and downs of something before you even decide of saying yes to it.

    Home Loan FAQs

    A home is an important asset especially if you have a family. This is where you raise your children, eat, sleep and entertain family and friends. Owning a home is better than renting since you are building up equity. Is a home loan right for you then?

    There are First Time Home Buyers programs out there. Check with the local lenders to find out.

    You can often refinance at local bank with no closing cost home equity loan. That is, provided that you meet standard ratios of debt to income, that you have adequate equity in the home, and that your credit is very good. If you do not meet these qualifications, then you need to go elsewhere for a more traditional home equity loan.

    The structure is not uncommon. Most often than not, the buyer has little to put down.

    The credit score will be a bit low so the buyer will be hit by a high interest rate.

    Watch out for prepayment penalties as that is also common with such a deal when the credit score is average to low.


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    Yegendorf – Associates Personal Injury Lawyer Ottawa #lawyer #personal #injury


    “Howard helped me get what I deserved from my insurance company.”

    “They were professional, incredibly thorough and included me every step of the way.”

    “Howard and Najma protected and helped us during a terrible time in our lives.”

    “Once they stepped in the insurance companies stopped pushing me around.”

    “They took care of everything so that I was able to focus on getting better.”

    Settle Claims Favourably with an Ottawa Personal Injury Lawyer

    Personal Injury Lawyers in Ottawa

    When another person s negligence or recklessness injures you or the people you love, you deserve compensation. But traversing the complexities of the legal system may overwhelm or confuse you while you heal from your injuries and put your life back together. Let a personal injury lawyer in Ottawa take care of the legal details while you focus on recovery.

    At Howard Yegendorf Associates, we have nearly 50 years of combined experience with personal injury claims. Our primary focus is on catastrophic injuries such as brain and spinal cord injuries and wrongful deaths, but we will guide and represent you during any personal injury case.

    Personal Injury Practice Areas

    We can help you settle many types of personal injury or insurance claims, including:

    • Catastrophic injuries
    • Motor vehicle accidents
    • Long-term disability insurance
    • Insurance disputes
    • Slip falls
    • Product liability

    Our team of compassionate Ottawa personal injury lawyers helps victims successfully settle their personal injury claims and win the restitution they deserve. The lawyers at Howard Yegendorf are available to meet clients within the comfort of their home or at the hospital. Client videos about their stories are available by clicking here.

    Contact Us Today

    For a free consultation call us at 613-237-5000 or 1-866-303-5118. Alternatively, tell us about your situation in the fields provided so we can best assist you.

    Howard Yegendorf & Associates represents clients in Ottawa, Eastern Ontario and the Greater Toronto Area (GTA) including Kingston, Brockville, Cornwall, Pembroke, Hawkesbury, Kanata, Belleville, Toronto, Mississauga, Brampton, Markham, Oakville, Hamilton, Kitchener, Barrie and Oshawa.

    Howard Yegendorf & Associates | Ottawa Personal Injury Lawyer

    100 Queen Street, Suite 700
    Ottawa. ON K1P 1J9

    Howard Yegendorf & Associates | Toronto Personal Injury Lawyer

    393 University Avenue, Suite 2000
    Toronto. ON M5G 1E6


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    Chicago Personal Injury Lawyers #chicago #personal #injury #lawyer, #chicago #accident #attorneys,

    Chicago Personal Injury Lawyers

    Record of Success

    Rapoport Law Offices, P.C. has a strong record of success in personal injury and wrongful death cases. The firm has won many multimillion-dollar recoveries for our clients in cases involving medical malpractice, semitruck and other auto accidents, construction accidents, product liability and other areas. The firm is well-known nationally for having won many multimillion-dollar verdicts and settlements for aircraft disaster victims and their families over the last 25 years.

    We Are Leaders in Law

    The firm’s lawyers are recognized by judges and peers throughout the country as leaders inside and outside of the courtroom. Inside the courtroom, our attorneys work to help our clients, and also to improve public safety by holding wrongdoers accountable when they act carelessly resulting in harm to others. Outside the courtroom, our attorneys are committed to helping the community through philanthropy. We assist the legal profession by educating other lawyers through teaching in law school and writing for law journals and other publications.

    • Attorneys at Rapoport Law Offices, P.C. have an AV Peer Review Rating* from Martindale-Hubbell, representing the height of professional excellence.
    • The firm is a member of the Leaders Forum of the American Association for Justice, the premier membership group for a law firm within this organization.
    • The firm’s founding partner, David Rapoport, is President of the National Board of Trial Advocacy.
    • Mr. Rapoport is a Fellow of the American Board of Trial Advocates (ABOTA).
    • Each of the firm’s partners has been recognized by Thomson Reuters in its Super Lawyers publication.

    Have Questions? We Have Answers. Contact Our Attorneys Today

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    Chicago Personal Injury Lawyer #chicago #personal #injury #lawyers


    Chicago Personal Injury Attorney

    Respected Throughout the State. Known Across the Nation.

    C avanagh Law Group is a respected team of Chicago personal injury lawyers dedicated to helping people move forward from the most difficult times of their lives. With hundreds of millions of dollars recovered on behalf of the injured and their families, we have become known as one of the most distinguished injury firms in Illinois. Our team has a 98%success rate. proving that we are the firm to turn to when seeking financial compensation for the injuries, pain, medical expenses, and other damages you have incurred.

    To provide the best, you have to be the best. That is the commitment to service you will find when you work with Cavanagh Law Group.

    Always available, our clients benefit 24/7 access to their legal team. This is because when we commit to a case, we believe in giving our complete dedication to both the client and their case from start to finish. If you need to get a hold of our team even if it is on the weekend you will be able to. Additionally, our firm operates on a contingency fee basis. This means that when you work with our firm, you will never be charged a fee if we are not successful in helping you recover compensation.

    View Some of Our Winning Results

    Discover the Cavanagh Difference

    Recognized for Legal Excellence

    Attorney Cavanagh has been featured as one of the leading plaintiffs attorneys in Chicago, specializing in personal injury law.

  • Attorney Cavanagh has been named one of the top 500 leading plaintiffs lawyers in the country by Lawdragon Magazine.

  • Membership within the President s Club demonstrates an attorney s devotion to promote a fair and effective justice system.

  • Attorney Cavanagh has been named a Leading Lawyer every year since 2003, an honor given to the top 5% of Illinois lawyers.

  • The highest rating a lawyer can receive, Attorney Cavanagh has a 10.0 Superb Rating on Avvo in the field of personal injury.

  • Attorney Cavanagh has been selected for inclusion in the Illinois Super Lawyers list every year from 2003 to present day.

  • Cavanagh Law Group received a Tier 1 ranking in the U.S. News World Report s Best Law Firms list of 2016.

  • Attorney Cavanagh has been included in the Best Lawyers in America in the area of Personal Injury Litigation for Plaintiffs.

    Our Firm in the News

    Chicago s Source of ExceptionalLegal Service

    The people who work with our firm do not just work with an average legal team. Rather, our clients work with approachable attorneys who are truly invested in their cases. No matter what the case entails, we do everything within our power to ensure justice is served and a favorable outcome is reached.

    • 1Reputable We have successfully recovered over $450 million on behalf of the injured.
    • 2Consistent With a 98% success rate, we continue to prove our ability to win for clients.
    • 3Advanced Through simulation technology and other tools, we build compelling cases.
    • 4Accessible Our professionals are available to assist clients 24 hours a day, 7 days a week.

    Timothy Cavanagh


    Meet Our Highly Accredited Team

    When a client works with our firm, their case benefits from the resources and skills stemming from a team of attorneys. Our backgrounds and experience range from every aspect of the personal injury field, and we are equipped to handle any type of case.

    Matthew Rundio


    Stacey Cavanagh

    True Trial Lawyers Going to Work for You

    When it comes to personal injury law, cases oftentimes must be handled in trial and resolved through litigation. As a team of true trial attorneys we are never afraid to go to trial. Unlike many other lawyers in our field, we believe it is our duty and responsibility to explain the facts of a case to a live jury. Working with a team of medical experts, we get expert testimonies and use forensic analysis to ensure we are building the most compelling case possible. Additionally, we work to advance to trial quickly over 50% quicker than most law firms because we understand how expensive litigation can be.

    Cavanagh Law Blog

    Can a Brain Injury Cause PTSD?

    The brain is essential to every function we perform. It controls how we think and feel, but also keeps us alive through breathing, hormones, and.

    Stacey Cavanagh Featured in Chicago Woma.

    Stacey Cavanagh was recently interviewed by Chicago Woman on managing career and family. Read the full article by clicking here.

    Common Symptoms of Brain Injuries

    A brain injury is typically caused by a blow or jolt to the head, which results in damage. However, not all damage is the same, and symptoms can vary.

    Call to Schedule a Free Case Evaluation

    Contact Us

    Cavanagh Law Group
    Chicago Personal Injury Attorney

    161 North Clark Street. Suite 2070
    Chicago. IL 60601
    View Map

    Call Today

    Quick Links

    Stay Connected

    The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
    All Rights Reserved.


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  • Injury Lawyers Dallas #injury #lawyers #dallas,texas #auto #accident #lawyer, #dallas #personal


    Dallas Personal Injury Lawyer
    Serving the Greater Dallas-Fort Worth Metroplex

    Se habla Espanol

    Injury Lawyers Dallas | Personal Injury Lawyer Dallas Car Accident Attorney

    Denny R. Martin is a Dallas personal injury lawyer with over 30 years of experience. He is Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization. The Law Office of Denny R. Martin, P.C. is conveniently located at Abrams Centre/The Prosperity Bank Building at LBJ Freeway at Abrams Road in north Dallas, convenient to Garland, Plano, Mesquite. The staff includes persons who are bilingual, speaking Spanish. The firm limits its practice to personal injuries, including:

    * Auto Accidents Car Wrecks
    * Truck Accidents Wrecks
    * Motorcycle Accidents Wrecks
    * Construction Site Accidents
    * On The Job Injuries
    * Product Liability
    * Premises Liability
    * Medical Malpractice Negligence
    * Wrongful Death
    * Serious Injuries

    Injury Lawyers Dallas | Personal Injury Lawyer Dallas Car Accident Attorney

    Mr. Martin knows you have questions, understands that your legal matter is of great concern to you, and is here to provide the help you need.

    Call Mr. Martin. He will provide a free consultation and evaluate your case for free. He serves the entire State of Texas.

    If you have been injured, it is important that you seek legal advice immediately. It may be that you are entitled to compensation for your loss. This law firm has the resources and experience to fully evaluate your case. In general, in Texas. you have two years from the date of an accident to file a lawsuit against the negligent person or entity that caused your injury, but there may be even earlier or later notice requirements.

    Copyright � 2005-2011 Denny R. Martin, P.C.
    Personal Injury Trial Lawyer Dallas, Texas
    9330 LBJ Frwy, Suite 900, Dallas, TX 75243

    All rights reserved. Revised: March 11, 2011

    Disclaimer: The Law Office of Denny R. Martin, P.C. provides the information in this web site for informational purposes only. The information does not constitute legal advice. The use of this site does not create an attorney client relationship. Further communication with the attorney through the web site and e mail may not be considered as confidential or privileged. Please contact the attorney by telephone if you wish to discuss in more detail the facts of your case or the contents of this web site.

    9330 LBJ FWY, Suite 900 Dallas, Texas 75243 214.369.1407 or 877.552.5656

    Denny R. Martin, Attorney and Counselor, is Licensed to Practice Law in State Federal Courts in Texas. Denny R. Martin is Board Certified, Personal Injury Trial Law – Texas Board of Legal Specialization.

    Injury Lawyers Dallas | Personal Injury Lawyer Dallas Car Accident Attorney – Dallas personal injury lawyer Denny R. Martin. 30+ yrs exp. Board Certified Personal Injury Lawyer Texas Board of Legal Specialization. Injury lawyers Dallas: motorcycle, truck and car accidents Dallas, on the job injuries, product liability, medical malpractice, wrongful death.


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    Iowa Bankruptcy Lawyer: Paul Gandy Iowa Bankruptcy Attorney: Iowa Bankruptcy, Gandy




    Since 1991 from a small county seat town in southeast Iowa – we reach out to families, individuals, and small businesses throughout our entire great state, and help those who seek financial relief and a fresh start through the powerful law of bankruptcy. one person at a time. This is our mission, this is our passion at GANDY LAW OFFICES, P.C.

    Now that the law has changed, can I still get a fresh start through the process of bankruptcy?

    Yes, Yes, Yes – with experienced, professional legal help on your side.

    Most of us know that after October 17, 2005 the bankruptcy laws changed in a major way. Many people had feared that the new law would make it impossible to get a fresh start using the bankruptcy option. That is not the case. We are here to tell you that bankruptcy still works! The bankruptcy process is still an option in getting a financial fresh start in life. Certainly, the process is more difficult, trickier, requires more paperwork, and has more possible traps for the unwary. In fact, we believe it would be very unwise under the new law to attempt to file bankruptcy on your own. But, with the experience and trained guidance of someone who knows the ins and outs of the new law, you can still make the law work for you and get a new beginning, a fresh start. Under the new law, you need a good bankruptcy lawyer more than ever.

    To give you some idea of why you would want to choose GANDY LAW OFFICES, P.C. to work for you, you’ll want to know that our lead attorney is Harvard educated and Board Certified in Consumer Bankruptcy Law by the American Board of Certification.

    Iowa Bankruptcy Lawyer Gandy is also profiled in Who’s Who in American Law and admitted to practice before the Iowa Supreme Court and the United States Supreme Court. He has been licensed to practice in Iowa since 1987, and since 1991 his practice has been dedicated to representing consumers in straight Iowa bankruptcy under Chapter 7 and bill consolidation cases under Chapter 13 of the bankruptcy code. Attorney Gandy has filed over 2000 successful cases. One by one. Moyea Web Player

    GANDY LAW OFFICES, P.C. knows you have a choice in deciding in who and how you will be represented in getting a fresh start, and our team appreciates the trust and confidence you show by considering us. GANDY LAW OFFICES, P.C. conducts its consumer bankruptcy law practice throughout all of Iowa by telephone, internet, fax, e-mail, mail, and in-office client contact.



    “You guys rock” — L.K.

    “I’d stand on my head for you guys, but I’d look silly doing it.” — P.G.

    “Now, I can sleep tonight” — R.C.

    “If you need the help, Gandy’s the one to go to.” — P.G.

    “Thanks again for helping us out. You all treated us like people, not criminals.” — G.G. & B.G

    “You really go to bat for your clients.” — M.H.

    “The knot in my stomach is gone.” — K.G.

    “Freedom is amazing, we can answer the phone again and actually have money in the bank.” — K.

    “I thought your service was excellent. I felt so badly about having to take bankruptcy and so nervous, but your staff helped me feel at ease and were so understanding and helpful. Thank you.” — P.B.

    “You are wonderful people, very helpful & friendly! We have a new lease on life!!” — S. & J. R.

    “Excellent service, never felt uncomfortable with subject.” — R.R.

    “This was a very hard decision for us, your office made it go smoothly & easy. Thank you.” — G.B.

    “Everything was explained so that I understood which made me feel at ease with the staff. Thank you so much for the fresh start.” — A.S.

    “Personnel was very courteous, helpful, cordial & looking out for my best interests. I would highly recommend GANDY LAW OFFICES to anyone” — V.F.

    “I was very pleased and relieved to have an honest and outstanding firm as yours. I have had a couple of bad experiences in the past – Thank you very much” — R.H.

    “I think you folks were great. I could hardly believe how easy and smooth it all went. Keep up the good work.” — D.S.

    “Professional, yet caring.” — B.H.

    “I wish everyone who was suffering financially like I was would find out how easy it is to get out of the mess they’re in.” — Anonymous

    “Thank you for your guidance and legal assistance. You did a very good job of keeping me informed.” — M.S.

    “I was very pleased with Mr. Gandy and staff, and would recommend your law firm.” — C.S.

    “Your service was great. An enormous weight has been lifted.” — R.F.

    “. thanks for getting me through a very difficult time. I went to court much better prepared than others represented by other firms.” — S.J.

    “Deciding to file bankruptcy was hard & I was embarrassed about it. But coming to your office and being treated with respect. it made the whole experience a lot easier, and more pleasant then I imagined it would be.” — Anonymous

    “. You took our stress and made life better for us with a new beginning.” — P.H.

    “I am glad I chose your firm.” — D.L.

    “When I first came into your office, I was so down on myself and truly felt like a failure, but now I am really at peace with myself, and I have started a new life. I owe it all to you, Mr. Gandy, and your wonderful, caring staff.” — G.S.

    “The service was wonderful.” — B.H.

    “I just want to thank you for all your kindness and help in this matter! You and your staff were so kind, considerate and helpful. You really made me feel at ease about the whole process.” — S.N.

    “You all rock!” — K.

    “I was VERY satisfied with your personnel and the way you guys handled everything for me.” — R.O.

    “Keep up the good work and thank you very much.” — M.A.

    “[You] made us feel like family. We weren’t made to feel embarrassed about our decision.” — T.T.

    And a very special story was shared to us by one of our valued clients:
    “My true feelings about the Gandy Law firm:
    I prayed for guidance how to get those bills paid. I was looking in the stand for something and the telephone directory fell out and opened to the yellow pages with the Gandy ad showing. After reading the ad I sat there wondering ‘could they be the one’s to help me?’ My inner thoughts told me ‘sure, give them a call and see what happens.’
    Well, the rest is history. I’m so grateful to all of you. You people seemed concerned about my health, about me climbing those steps [to the office]. I want you to know since the burden has been lifted from me, my health has gotten better.” — H.B.

    Iowa Bankruptcy Attorney Gandy and his staff strive to be both competent and caring.
    We are never judgmental of clients and truly understand the problems they are facing. We want to be of help. We have walked a mile in your shoes.

    You may be considering having GANDY LAW OFFICES, P.C. represent you in getting a fresh start for you and your family by using the bankruptcy process.
    Please know that the GANDY LAW OFFICES team will work very hard to do an excellent job for you.

    sitemap | get started | who we are | our commitment | how we do it | what else we do | faq | listen to our clients | testimonials | contact us | useful resources |
    [ iowa bankruptcy attorney ] [ iowa bankruptcy lawyer ] [ Gandy Law Offices ] [ bankruptcy attorney iowa ] [ fresh start iowa ]

    GANDY LAW OFFICES, P.C. is a qualified law firm proudly designated as a federal debt relief agency by an Act of Congress and the President of the United States. Since 1991, we have been assisting families, individuals, and small businesses in obtaining financial relief, eliminating burdensome debt, and getting a fresh start under the US Bankruptcy Code. 11 USC 528 (a) (4).|
    Entire contents Copyright 2007- 2013 GANDY LAW OFFICES, P.C. All rights reserved


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    AWKO Law – Personal Injury Lawyers Pensacola, FL #fl #personal #injury


    AWKO Personal Injury News

    Ethicon, a New Jersey-based subsidiary of Johnson Johnson, voluntarily withdrew a surgical mesh product in May following studies that showed higher rates of revision surgery. The product is called Physiomesh, and is often used in minimally-invasive hernia repair surgeries. After a review of unpublished data from two European healthcare registries, Ethicon informed healthcare providers. Read Full Article

    (CNN 11/16/2016) Sometimes, solving one problem only creates another. Millions of Americans take proton pump inhibitors to treat acid reflux and heartburn. Known as PPIs, they are among the most prescribed drugs in the United States and are widely available over the counter. But according to preliminary research presented today at an American Heart Association conference in New. Read Full Article

    7/26/2016 FDA MedWatch Including the following currently available fluoroquinolones: Avelox (moxifloxacin) Cipro (ciprofloxacin) Cipro extended-release (ciprofloxacin extended-release) Factive (gemifloxacin) Levaquin (levofloxacin) Ofloxacin (generic brand) AUDIENCE: Family Practice, Infectious Disease, Neurology, Pharmacy, Patient ISSUE: FDA approved changes to the labels of fluoroquinolone antibacterial drugs for systemic use (i.e. taken by mouth or by injection). Read Full Article

    Zecuity (sumatriptan) Migraine Patch: UPDATED Drug Safety Communication FDA Evaluating Risk of Burns and Scars 6/16/2016 From the FDA Safety Information and Adverse Event Reporting Program: Zecuity manufacturer Teva Pharmaceuticals has decided to temporarily suspend sales, marketing, and distribution to investigate the cause of burns and scars associated with the Zecuity patch (sumatriptan). Read Full Article

    Drug prescribed for pain and anxiety has been associated with birth defects if taken during pregnancy (From, May 18, 2016) Pregabalin, which is sold under the name Lyrica, is approved in the U.S. to treat nerve pain, including fibromyalgia and pain caused by shingles and diabetes, as well as for seizures. Some physicians are. Read Full Article

    (from Johnson Johnson has suffered its second costly court defeat in less than three months over claims its talcum powder caused cancer. And many more cases are looming. A jury in St. Louis awarded $55 million in damages to Gloria Ristesund, who used Johnson Johnson s talcum powder for more than 35 years. Read Full Article

    April 8, 2016 FDA Announcement MARLBOROUGH, Mass. – Boston Scientific (NYSE: BSX) has initiated a global, voluntary recall of all models of its Fetch™ 2 Aspiration Catheter, a thrombectomy catheter used during procedures to remove small blood clots from coronary arteries. The Fetch 2 catheters were recalled on March 22, 2016, due. Read Full Article

    Nexium®, Prilosec®, and Prevacid®, the leading sellers among drugs known as proton pump inhibitors (PPI’s), have been found to increase the risk of developing kidney disease. These popular drugs are taken for the treatment of heartburn, indigestion, gastritis and acid reflux with total sales exceeding thirteen billion dollars annually. AWKO Senior Partner Neil Overholtz recently. Read Full Article

    The U.S. Food and Drug Administration said on Monday it had taken steps to strengthen the data requirements for surgical mesh devices when used to repair pelvic organ prolapse (POP) via the vagina. POP occurs when the muscles and tissue of the pelvic floor become stretched, torn or weakened and can no longer support pelvic. Read Full Article

    The report says the events expose systemic weaknesses in the FDA’s approach to protecting the public from medical technology that may be harmful. A review (PDF ) conducted by a U.S. Food and Drug Administration advisory committee identified 146 reports of infections from duodenoscopes dating back to 1997, with 142 of those incidents having occurred. Read Full Article


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    Lawyer Referral Service – Santa Clara County Bar Association #lawyer, #referral,

    We connect you with the right

    Santa Clara County Lawyer

    Certified by the State Bar of California, the SCCBA LRS is the largest
    and oldest lawyer referral service in Santa Clara County.


    Our friendly and highly-trained referral staff has over 20 years of experience in selecting qualified, pre-screened lawyers for your immediate legal needs. Bilingual in English and Spanish. we communicate with you with empathy and skill. We’re here to help.

    Simple Steps

    • Call 408.971.6822 to speak with an LRS staff member about your legal problem; or Contact Us Online.
    • Receive your 30-minute consultation with a qualified local lawyer in the area of legal expertise you require. Your consultation will be immediately arranged around your schedule, usually within 24-48 hours.
      Plus, receive a free second 30-minute appointment with a different lawyer, if requested;
    • Pay a $41 non-refundable administration fee by Visa/Mastercard or Money Order.

    All Attorneys in our Lawyer Referral Service charge NO FEE for first 30 minutes.

    Neither you, nor the lawyer, are under any obligation to continue beyond the first consultation. If your problem requires further legal services and you elect to hire the lawyer, you and the lawyer will decide the fee to be charged.

    Experienced Lawyers

    Our lawyers must meet pre-set qualifications to insure they have the experience, knowledge, and professional approach to advise you on your unique legal situation. Attorneys with the Lawyer Referral Service are screened for minimum qualifications and must have malpractice insurance. Attorneys connected through LRS waive their fees for Initial appointments.

    Areas of practice include:

    • Adoption
    • Auto Accidents
    • Bankruptcy
    • Business / Real Property Litigation
    • Collections
    • Conservatorship
    • Consumer

    • Family
    • Estate Planning
    • Evictions
    • Guardianship
    • Immigration
    • Juvenile
    • Labor Law

    • Personal Injury
    • Probate
    • Real Estate
    • Taxation
    • Trusts
    • Wills
    • Workers’ Compensation
    and many more.

    Modest Means Panel

    For clients who have limited financial resources, we offer a Modest Means Panel that matches clients with lawyers who can assist at a substantially reduced rate in the following specialties:

    • Bankruptcy
    • Criminal
    • Family

    Find out if you qualify to be matched with an experienced lawyer at a reduced rate.
    Call 408.971.6822.

    Limited Scope Representation in Family Law

    For clients who need help with only certain parts of a Family Law case, we offer Limited Scope Representation.

    Budget your financial resources by doing the simpler tasks yourself. Your family law attorney will focus their time only on specific areas of your case, as needed.

    Please contact us to receive limited scope representation by a qualified family law attorney.
    Call 408.971.6822.


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    White Plains Personal Injury Lawyer – Westchester County, New York Accident



    The White Plains, New York Law Office of Mark A. Siesel offers aggressive, experienced and knowledgeable legal representation in all matters of personal injury case law. As a White Plains personal injury lawyer, Mark A. Siesel has been zealously representing those injured by the negligence or recklessness of others since 1986. Our firm represents clients in the Bronx, Brooklyn and Queens, as well as Westchester County, Orange County, Dutchess County, Putnam County, and Rockland County. We represent clients in the Federal and State Courts of New York State, and have conveniently located offices in White Plains, the Bronx and a satellite office in Peekskill, New York.

    The Law Office of Mark A. Siesel dedicates itself to providing the finest legal representation to people who have suffered personal injury, lost earnings and earnings potential, incurred significant medical and hospital expenses, both past and future, a loss of enjoyment of life, and an inability to perform their activities of daily living. Our success is based upon the relationship we maintain with our clients, who are always treated with respect in all of their needs and objectives. We understand that coping with a personal injury, substantial medical bills, an inability to earn a living, or the death of a loved one can be a difficult, life-changing experience. We pledge that without exception, our clients will always be aware of the status of their cases, and no question will ever go unanswered or e-mail not responded to within 24 hours of its receipt. Our firm handles each case aggressively, diligently, and with honor and integrity.

    When we are retained by a client, we move quickly to preserve all evidence, as defendants will often try to remove the dangerous condition quickly after an accident. As an example, if the client slips and falls on ice or a wet floor, we attempt to obtain photographs if possible before the defendant property owner or tenant removes the condition. We also will have an investigator obtain statements of all available witnesses prior to the defendant or insurance company attempting to speak with them. In a construction accident case, we obtain photographs of the dangerous scaffold or ladder, or any other dangerous condition that caused our client s injuries, and where possible, request judicial intervention to have our expert engineer examine the equipment for defects and compliance with the New York State Labor Law s stringent requirements for construction safety equipment.

    If the insurance company for the defendant refuses to make a fair settlement offer, we will not hesitate to litigate a case through trial, and we retain all of the necessary experts early on in our cases to maximize our clients compensation for their injuries, lost earnings, and medical expenses, past and future. Many of our clients come to us as referrals from other lawyers who recognize and respect the results we achieve for our clients, and we have represented many clients or their family members on more than one occasion due to their satisfaction with the representation they have received. Mark A. Siesel is a proactive White Plains personal injury attorney and one of our firm’s primary objectives is to always be one step ahead of the insurance companies and their defense counsel.

    When a client comes to our office for their free, confidential consultation, we evaluate their claim and discuss their legal rights and options. Our goal is to successfully and expeditiously resolve cases for individuals or their families who have needlessly suffered serious injury or even death as the result of negligence or the incompetence of others.

    Our firm specializes in representing clients in the following types of personal injury cases:

    If you or a loved one have been injured and need legal assistance, please contact White Plains personal injury lawyer Mark A. Siesel’s office online or by phone at 914.761.7633 or toll free at 888-761-7633. Remember, the initial consultation is always free.

    • Mark’s professionalism and integrity were exemplary from the beginning to the end. I implicitly trust him. Through mediation or litigation, Mark is resourceful in getting you the best results.
      . Read More
      L.A. former client
    • Mark handled all aspects of my case thoroughly and aggressively, from fighting with the insurance companies regarding my medical expenses to litigating the case against the City of New York. My phone calls were always returned the same day.
      . Read More
      J.D. former client
    • There is no one better than Mark Siesel. He is honest, fair, caring and gets the job done.
      P.A. former client
    • When I had a motor vehicle accident and needed a lawyer, I went to Mark. From the initial visit I had with him, through the end of the case, I felt comfortable, confident, fully informed, and trusting because of the way he treated me.
      S.G. former client
    • . thanks for the fine job of Mark Siesel on my settlement. everything was handled expeditiously and with intelligence. I was in good hands with Mr. Siesel.
      B.B. former client
    • We feel very lucky to have Mark be the one that represented us. In a low key way, he guided us through confusing hospital red tape, answered questions and was quickly and consistently available for all our concerns.
      . Read More
    • NFL Settlement Of Concussion Class Action Lawsuit With Former Players Is It Adequate? There was an interesting editorial by Joe Nocera of the New York Times on August 11, 2015 as to the NFL’s settlement with thousands of its ex-players
    • Tragic DWI Crash in Cutchogue This past Saturday, July 18, 2015, there was an horrific DWI crash in Cutchogue on Long Island. An intoxicated driver of a pick up truck that collided
    • Lower Hudson Valley Motor Vehicle Crashes 2011-2014 As anyone who drives on the major highways and parkways in the Westchester County area and other counties in the lower Hudson Valley such as I-684,
    • Texting Tickets On The Rise in New York Tickets for texting while driving have increased 35% between 2013 and 2014 in New York State. The increase has been most significant in Westchester
    • Enhanced Failure To Yield Law Unnecessarily Bus Drivers According To Transportation Union One of New York City Mayor Bill de Blasio’s programs since he took office last year is “Vision Zero”, which is designed to reduce traffic and
    • Father And Fifteen year Old Daughter Charged in Fatal Pennsylvania MVA Crash The Wayne County, Pennsylvania District Attorney’s Office announced last week that there will be charges against a 15 year old driver and her father


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    Fears Nachawati Law Firm in Dallas TX #personal #injury #lawyer #dallas


    A Law Firm Centered on the Client

    Fears | Nachawati Law Firm

    We specialize in

    Fears | Nachawati Law Firm was established to represent and help individuals and businesses by developing effective and creative problem solving strategies. Leveraging our broad skillset and knowledgeable attorneys, we are able to offer our clients exceptional legal services coupled with a strong focus on customer service. Our mission is to empower our clients to succeed in all that they endeavor.


    We believe in second chances

    Business Law

    Protect yourself and your company

    Drug Litigation

    Pharmaceutical and medical device injuries

    Employment Law

    Don’t suffer from workplace injustice and civil rights abuse.

    Intellectual Property

    Protect your ideas.

    Medical Malpractice

    It is vitally important to protect yourself and your company.

    Personal Injury

    We take injuries seriously

    Property Law

    We can help you buy and sell property.

    Select an Area of Practice

    • Fiancé Visa
    • L Visa
    • H-1B Visa
    • Deferred Action for Childhood Arrivals (DACA)
    • Naturalization
    • Visitor Visas
    • Deportation or Removal Defense
    • TN Visa
    • Employment Based Green Cards
    • E-1 Treaty Traders / E-2 Treaty Investors
    • Student Exchange Visitor Visas
    • Green Cards
    • Other Crimes
    • Probation Violations
    • Expunction Non-Disclosure
    • Theft Fraud
    • Drug Crimes
    • Assault Violent Crimes
    • Driving While Intoxicated
    • Office Actions
    • Hospital Liens
    • Premarital Agreement
    • Social Security Disability
    • Medical Malpractice
    • Employment Law
    • Immigration Law
    • Wrongful Death
    • Family Law
    • Criminal Defense
    • Property Law
    • Probate Estate Planning
    • Drug Litigation
    • Intellectual Property
    • Bankruptcy
    • Personal Injury
    • Business Law

    Latest Posts

    Here are some of our recent blogs, press releases, and other announcements. Check back often for updates.

    What Is A Letter of Protection?

    A Letter of Protection (LOP) is something used in the U.S. legal system that helps those hurt in an accident get proper medical treatment for their injuries. Health insurance can be costly and many people are unable to afford it.

    If a Jaywalker is Hit By a Car, Who’s at Fault?

    In most cities, a person walking across the street has the right of way because they are the more vulnerable entity between the person and any vehicle driving near them. So when we consider any accidents between cars and pedestrians.

    Suing For Lost Wages After a Work Injury

    If you’ve been injured in the workplace, your first course of action(after seeking medical attention) is likely to file a workers’ compensation claim. Since employees in the United States are covered under federal workers compensation laws, they’ll be paid for.


    Use the form below to send us a note, call us at 214.890.0711 or chat with us live. We are eager to help with all your legal needs. Please keep in mind that any unsolicited information sent through our website cannot be treated as confidential. Contacting us through this site does not create a representation relationship with Fears | Nachawati.


    With offices in Texas, Florida and Colorado and attorneys licensed in Texas, Florida, Colorado, Arkansas and Oklahoma, Fears | Nachawati is dedicated to attaining the best possible solutions for our clients’ business and personal needs. We strive to be professionals who are creative, empathetic and reliable.

    Dallas Office

    4925 Greenville Avenue
    Suite 715
    Dallas, TX 75206

    Site Links

    Contact Us

    Fears | Nachawati delivers a range of legal services including business law, estate and probate law, intellectual property and art law. We look forward to getting to know you better and becoming your. property and art law. We look forward to getting to know you better and becoming your property and art law. We look forward to getting to know you better and becoming your.


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    Phoenix Criminal Defense Attorney, Phoenix Criminal Lawyer, Arizona Criminal Defense Attorney


    Copyright © 2014 Verdura Law Group PLLC, All Rights Reserved – Terms of use

    Phoenix Adult Criminal Defense Attorney

    In the state of Arizona, if you’ve been arrested and charged with a criminal offense, there may be severe consequences upon your life and liberty. Simple misdemeanor offenses can result in significant fines and fees, mandatory classes at your own expense, probation, jail time, a judgment of restitution against you, a criminal record, and much more.

    Felony offenses may result in all of the above, but have the added consequences of possible prison time. In the state of Arizona, with the exception of some drug offenses, if you have a prior allegeable felony conviction, you must be sentenced to the Department of Corrections. However, with the right attorney, you may be able to negotiate a plea bargain that allows for probation or beat your charges altogether. For additional information about the adult criminal justice system, click here. Adult Criminal Defense Lawyer in Phoenix Arizona.

    At the Verdura Law Group, we are here to give you the representation you deserve. We are former prosecuting attorneys who know how the system works. Let our experience work for you.
    Call today for a free consultation.

    Phoenix Juvenile Criminal Defense Attorney

    If your child has been taken into custody, do not despair. There is help. The first thing you need to know about the juvenile justice system is that unlike the adult justice system, in the state of Arizona, the juvenile courts focus on rehabilitation, not punishment. Although this is wonderful news, it’s important to understand that even juvenile offenses can severely impact your child’s life. With the right attorney, you may be able to negotiate a favorable plea bargain for your child, get the case dismissed or beat the charges altogether. For additional information about the juvenile criminal justice system, click here: Juvenile Criminal Defense Lawyer in Phoenix, Arizona.

    At the Verdura Law Group, we are here to give you the representation you deserve. We are former juvenile prosecuting attorneys and we know how the system works. Let our experience work for you. Call today for a free consultation.

    Personal Injury Law Attorneys in Phoenix, Arizona

    A personal injury can have catastrophic repercussions in your life and the lives of your loved ones. Regardless of the nature and extent of your injuries, we all know that being injured can affect your ability to work, your ability to concentrate, your ability to participate in and enjoy daily actives and hobbies, your ability to actively engage in fulfilling relationships with others, and ultimately, your ability to engage in a fulfilling life. Treatment for a personal injury can also deplete your financial resources, take you away from work and family, and even hinder your ability to work in the future. However, with the right attorney, you may be able to recover just compensation for your losses. For additional information about personal injury law, click here: Personal Injury Lawyer in Phoenix, Arizona.

    At the Verdura Law Group, we are here to give you the representation you deserve. We are trial attorneys with first-hand experience working for large insurance companies. We know how the system works. Let our experience work for you.

    Representation you can trust


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    Personal Injury Attorney Elko NV #nevada #personal #injury #attorney



    Denise represents clients throughout Nevada who have been injured at no fault of their own. She has always focused her legal career on helping injured people and is highly aggressive in the pursuit of her clients’ rights. More than just a talented attorney and dedicated worker, Denise is a personable advocate for her clients with a rich legal career. For the last 24 years, Denise has worked tirelessly to become the premier Nevada attorney she is today. Denise’s mission is to provide the highest quality legal representation, while zealously protecting her clients.

    Mining Accidents

    Mining accidents can alter your life forever. If you have suffered a mining injury, contact Bradshaw Law LLC today.

    Car Accidents

    Have you been involved in a car accident? Contact Bradshaw Law LLC today. Denise has helped the citizens of Elko and its surrounding areas for almost 25 years. Let Denise help you.

    Medical Malpractice

    Denise will stand and fight for you! If you feel you have been a victim of medical malpractice, contact the Bradshaw Law LLC today.


    • Denise is a great and caring lawyer who keeps on top of issues. She represented my son well.Very personable. Makes one feel at ease. – Theresa M. 10-2015
    • She is awesome! Never once left me in the dark on anything. She worked so hard and I am so grateful to her for everything. She is the highest of high professional in my eyes. – Jonathan Y. 8-2015
    • Denise A. Bradshaw is a not only a good lawyer, she is an amazing person. She was very helpful from the very beginning and very quick with my case. I highly recommend her for her services. – Gina B. 7-2014


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    American Express Company Savings Plan #401k, #401k #plan, #ira, #mutual #funds,


    Disclaimer: Any investment in securities including mutual funds, ETFs, closed end funds, stocks and any other securities could lose money over any period of time. All investments involve risk. Losses may exceed the principal invested. Past performance is not an indicator of future performance. There is no guarantee for future results in your investment and any other actions based on the information provided on the website including but not limited strategies, portfolios, articles, performance data and results of any tools.

    The website is not operated by a broker, a dealer, a registered financial planner or a registered investment adviser.

    Investment strategies, results and any other information presented on the website are for education and research purpose only. They do not represent financial planning and investment advice. MyPlanIQ does not provide tax or legal advice. They are generic in nature and do not take into account your detailed and complete personal financial facts and needs. You alone are responsible for evaluating the information provided and to decide which securities and strategies are suitable for your own financial risk profile and expectations.

    Information provided by the website could be time-sensitive and out of date. There is no guarantee for accuracy and completeness for the contents on the website. Contents are subject to change without notice.

    All rights are reserved and enforced. By accessing the website, you agree not to copy and redistribute the information provided herein without the explicit consent from MyPlanIQ.

    Members enjoy Free features

    • Customize and follow a diversified strategic allocation portfolio for your 401k, IRA and brokerage investments within minutes
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    William Bailey #financial #advisor, #financial #planner, #investments, #ria, #cfp, #registered #investment


    William Bailey San Diego, California

    William Thomas Bailey is a financial advisor employed by UBS Financial Services in San Diego, California. With over 34 years of experience and 2 exams passed, William maintains the following registrations:

    Investment Advisor
    William is registered with the SEC as an Investment Advisor, which is defined as someone who is paid to provide advice about securities. Investment advisors can also be paid to manage investment portfolios or offer financial planning services. Other terms commonly used for investment advisors include Investment Advisor Representative (IAR) and Registered Investment Advisor (RIA).

    Mr. Bailey is also registered with FINRA as a Broker (sometimes referred to as a broker-dealer registered rep. or RR ). Brokers are the sales personnel who work for larger brokerage firms. These firms (also known as broker-dealers ) are in the business of buying and selling securities such as stocks, bonds, mutual funds and other investment-related products. These firms are also registered with FINRA and can engage in securities transactions on behalf of its customers (as broker) or for its own account (as dealer).

    Advisor data current as of May 15, 2017

    Fees and Services

    Types of fees charged:

    • Percentage of Assets
    • Hourly Charges
    • Commissions
    • Fee Only

    Advisory services offered:

    • Financial Planning
    • Portfolio Management for Individuals
    • Portfolio Management for Businesses/Institutional
    • Securities Portfolio Management
    • Selection of Other Advisors

    State Registrations

    Financial advisors must register with each state in which they conduct business. Below is a record of each state where William Bailey maintains an active registration.

    Above is a partial list of advisors working at UBS Financial Services. Credio’s Financial Advisors website contains 731,205 advisors, with options to sort and filter by city, company, years experience and more. You can click the button below to view all advisors at UBS Financial Services. or set the filter for a specific city.

    See all Advisors at
    UBS Financial Services >>

    Advisors in San Diego

    See all Advisors in
    San Diego >>

    Advisors with Barrons Rating

    Education and Certification

    Financial Advisor Certification

    Uniform Securities Agent State Law Examination (NASAA)
    State Securities Law

    January 28, 1987

    General Securities Representative Examination
    General Industry/Product

    More information about each type of exam can be found on Credio’s Financial Exams website .

    See all
    Financial Exams >>

    Credio is a finance site that uses Graphiq’s semantic technology to deliver deep insights via data-driven articles, visualizations and research tools.

    FINRA Disclosures

    Disclosures Summary

    Financial Advisors are obligated to disclose any events that may influence their professional conduct or ability to advise their clients. Disclosure events can be criminal matters, regulatory actions, civil judicial proceedings, customer complaints, employment terminations, arbitrations, civil litigations or other financial matters in which the advisor has been involved.

    William Bailey had no reported disclosure events as of the most recent filing submitted to FINRA.

    This information may be verified by entering the advisor’s Individual CRD Number (#1146817) on the SEC’s Investment Advisor Public Disclosure (IAPD) website, or by using FINRA’s BrokerCheck tool.

    For those interested in managing some of your investments on your own we have more research tools that may be of assistance. Below is a sample list of funds from our Mutual Funds Research Topic. where you can sort and filter mutual funds based on annual performance, ratings, fees and much more. We also publish an up-to-date Online Brokers Research Topic which lists current promotions and a Smart Rating Score for each firm.

    Mutual Funds Research Topic

    Find Highest-Rated
    Mutual Funds >>

    Data updated on May 15, 2017 via the following sources:
    SEC Investment Advisor Public Dislcosure:
    FINRA BrokerCheck:


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    Pittsburgh Personal Injury Attorneys #personal #injury,workers #compensation,car #accident,motocycle #accident,attorney,lawyer,pennsylvania,pittsburgh


    Who We Are

    We’re Edgar Snyder & Associates – a personal injury and workers’ compensation law firm committed to helping victims hurt through no fault of their own. Since 1982, we’ve represented over 50,000 injured people.

    Our clients have peace of mind knowing they have a skilled and experienced legal team on their side. Edgar Snyder & Associates has a proven track record of success. having recovered over a billion dollars on behalf our clients and their families.

    You May Be Looking For.

    Do I Have a Case?

    Find out if you have a case, right now. If you or someone you love has been injured in an accident, call Edgar Snyder & Associates today for a free consultation. Our phones answer 24/7 call us toll-free at 1-866-943-3427. You can also contact us via online live chat or by filling out the free legal evaluation form. You have nothing to lose. The call and confidential consultation are free. And remember, there’s never a fee unless we get money for you .

    What Does it Cost?

    When we say “there’s never a fee unless we get money for you,” we mean it. It’s more just a slogan you may have seen in our TV commercials – it’s a promise to our clients.

    • You get a free legal consultation.
    • There are no upfront costs.
    • There are no hourly attorney fees.
    • In fact, you don’t pay us a penny unless – and until – we successfully resolve your case.

    At Edgar Snyder & Associates, we work on what’s known as a contingency fee – which means you owe us nothing unless we win for you.

    What Types of Cases Do You Handle?

    Personal Injury

    At Edgar Snyder & Associates, we help people hurt in car, truck and motorcycle accidents as well as those injured by defective products, dog bites, slip and falls, and more. We get you the compensation you deserve for medical bills and lost work time as well as pain and suffering. Most of the time, you don’t need to go court. But if your case requires a fight, we stand up to the insurance companies that try to give you less than you deserve.

    Workers’ Compensation

    If you’ve been hurt on the job, you can depend on Edgar Snyder & Associates to help you navigate the Workers’ Compensation system. We have a team of attorneys dedicated solely to helping injured workers. We’re here to help, whether you’ve been denied benefits, are in danger of losing them, or if you want to settle your claim for a lump sum of money so you can Get Off Comp, and Get On With Your Life. In some cases, you may even be entitled to a personal injury settlement or third-party claim.

    Social Security Disability

    Do you have a severe physical or mental disability? If so, we can help you apply for SSD benefits. If you’ve filed and were denied SSD, we can cut through the red tape and help you appeal.

    What Sets Us Apart From Other Injury Lawyers?

    At Edgar Snyder & Associates, we exclusively help people injured in accidents, hurt on the job, or who are disabled and need SSD benefits. It’s all we do. Every day.

    You don’t want just any lawyer. Think of it this way – if you needed surgery, wouldn’t you want a trusted doctor who had performed the procedure many times before? It’s the same with attorneys. And we’ve been focused on helping injured people from day one.

    If you’ve been injured, we can help you like we’ve helped so many others. Simply fill out the form on this page for a free legal consultation, start a live chat, or call us at 1-866-943-3427 for your free consultation.

    Why Choose Edgar Snyder & Associates?

    There are many reasons to choose our law firm to get you the justice and the compensation you deserve to cover medical bills. lost wages, and pain and suffering.

    • Experience Counts – Since 1982, we’ve represented over 50,000 injury victims.
    • Results Matter – Check out our track record of success .
    • Resources – Proving a case can be expensive, and we’ve got you covered. We also have our own investigations team that will piece together the evidence needed to prove your case.
    • Caring and Compassionate – We treat our clients as we would treat our friends and family. But don’t trust our word for it See what our clients say .

    Is Edgar Snyder & Associates One of the Best Law Firms in America®?

    At Edgar Snyder & Associates, we are honored to have been selected as one of the Best Law Firms in America®. and have received the AV Preeminent rating from Martindale Hubbell the highest possible rating for legal ability and ethical standards.

    We are also proud of our A+ ranking from the Better Business Bureau. and that many of our attorneys are members of the Million Dollar and Multi-Million Dollar Advocates Forums. Many of our partners are board-certified by the National Board of Trial Advocacy, and most of our attorneys have been selected for inclusion in the Pennsylvania Super Lawyers or Rising Stars lists.

    Where is Edgar Snyder & Associates Located?

    Edgar Snyder & Associates has offices in Altoona, Ebensburg, Erie, Johnstown, and Pittsburgh, PA. But if you’re seriously injured, you don’t need to come to us. We come to you – at your home, hospital or wherever is most convenient.

    All of our attorneys are licensed to practice in Pennsylvania. Plus, we have attorneys licensed to practice in Maryland, Ohio, Virginia, and West Virginia. If you’re injured anywhere in the United States, we can help by referring you to a reputable and experienced law firm where you live.


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    Jonathan R #personal #injury #attorneys #fort #lauderdale


    Jonathan R. Gdanski


    A trial attorney with Schlesinger Law Offices, P.A. Jonathan Gdanski focuses on catastrophic personal injury cases, tobacco litigation, and products liability lawsuits. Jonathan handled numerous cases that were established after the Engle Tobacco Class Action. He managed more than 1,250 claims that resulted in more than 10 million dollars in recovery on behalf of his clients. In fact, he has recovered numerous multi-million dollar verdicts for clients in the wake of the Engle Tobacco Class Action. Jonathan has successfully handled cases in both State and Federal Court. Additionally, Jonathan is lead Plaintiff s liaison counsel in Broward County. He also manages and oversees all the tobacco lawsuits that are pending in Broward County.

    Notable Case Results

    Along with Crane Johnstone, Scott Schlesinger, and Steven Hammer, Jonathan obtained a $75 million verdict against four major tobacco companies in the U.S. This landmark case, Marvine Calloway as Personal Representative of the Estate of Johnnie Calloway vs. R.J. Reynolds, et. al. is the first in which punitive and compensatory damages were demanded from all four tobacco companies. This is one of the largest awards in tobacco litigation history.

    Another notable case involved a national class action against Toyota Motor Sales. Along with Scott Schlesinger, Jonathan served as lead counsel in a case involving a substantial defect in the 2007 Lexus ES350. A national settlement that affected more than 100,000 vehicle owners was the result of this certified class action.

    Education and Personal Life

    Prior to joining Schlesinger Law Offices, P.A. Jonathan was a clerk at Stanley Rosenblatt P.A. in Miami. He graduated with honors from Yeshiva College before obtaining his J.D. at the Benjamin N. Cardozo School of Law in New York. Jonathan is fluent in Hebrew.

    Jonathan and his wife, Rachel, are parents to Eliora, Caleb, and Ezekiel. The family lives in Miami Beach.


    • Yeshiva University Benjamin N. Cardozo School of Law, 2006
      • J.D.
    • Yeshiva University, 2003
      • B.A.
    • Genesis Jerusalem Institute, 2000
      • B.A.

    Professional Associations and Memberships

    • Broward County Justice Association
    • Attorney Information Exchange Group
    • B Nai Brith Justice League
    • American Association of Justice


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    Chicago Car Accident Attorneys #car #accident #lawyer, #auto #accident #attorney, #chicago


    Experienced Motor Vehicle Accident Representation

    Motor vehicle accidents are a daily occurrence on many Illinois roads. If you have been injured in an accident, you deserve an attorney who understands that your accident is unlike any other. Your lawyer should not treat you like just another file to close. Your case is unique because of the impact it has on your life. The outcome of your case can change your life, either helping you get back on track or leaving you without the resources you need to move forward.

    At Seidman Margulis Fairman, LLP, we have been helping individuals and families get the compensation they deserve after serious motor vehicle accidents for more than three decades. We can help you, too. Call 312-445-9034 or contact us online to schedule a free consultation.

    Types Of Accidents

    There are many types of car accidents. from rear-end and T-bone crashes to head-on collisions. Our firm will do a thorough investigation to ensure that you get the full compensation you deserve. Sometimes an accident is not the fault of a distracted driver. but instead is the result of a product defect such as a blown tire or a poorly constructed road. There may be two or more parties who contributed to the accident you suffered. Whatever the case, we will find the answers you need.

    Our firm is experienced at handling complex vehicle accident cases. We help clients after:

    • Car accidents: Car accidents have many causes, but situations involving reckless acts such as speeding or drunk driving can be particularly damaging, especially when they happen in high-speed locations like highways.
    • Truck accidents: Truck accidents can be catastrophic and involve complex laws, rules and regulations that apply when commercial business is involved.
    • Passenger accidents: Accidents where those injured are not responsible for control of the vehicle can be difficult, but our firm knows how to secure proper compensation for passengers involved in all types of accidents, including mass transit.
    • Bicycle accidents: Establishing negligence in a bicycle crash can be difficult. Our firm understands bike accidents and can help riders hold negligent parties accountable for the harm they caused. We have extensive experience handling dooring accidents, a common problem on city streets.
    • Motorcycle accidents: Most collisions between cars and motorcycles are the result of negligence by the driver of the car. Motorcyclists often suffer significant injuries in a crash. Our firm has the experience you need to obtain full compensation after a motorcycle accident.
    • Pedestrian accidents: When a pedestrian is involved in an accident, he or she has no protection to help prevent injury. Unlike a driver whose vehicle, air bags and seat belts will help mitigate his or her injuries, pedestrians are often the hardest hit after an accident.

    If you were involved in an accident with an uninsured or underinsured driver. it is crucial you get in touch with our firm. Your car insurance should provide you with coverage, but getting an adequate amount from your insurance company can be a grueling process.

    A Record Of Success

    Our car accident attorneys have obtained many substantial verdicts and settlements for personal injury clients and family members who lost a loved one to a fatal vehicle accident. Contact us today to learn more.

    Other Relating Topics


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    Manhattan Personal Injury Attorney #law #firm, #law #office, #legal #advice, #lawyer,


    Manhattan Personal Injury Lawyer

    Bold labels are required.

    Personal Injury Attorneys Who Know Construction Technology, Science and Engineering

    If you or a family member is seriously injured, disabled or killed as a result of another’s negligence, contacting a personal injury attorney is often a smart move. A serious personal injury is an overwhelming experience. You may be getting medical treatment, contacting your insurance company and trying to figure out how to pay the bills. It is hard to know where to start, especially if the cause of the injury is complex.

    Luckily, the Manhattan personal injury lawyers at DeToffol Associates can help. Our firm was founded by David DeToffol after spending years as a New York State professional engineer and a United States patent attorney. His background in these fields means that he knows what questions to ask and how to build a case with technical and mechanical evidence. Please contact our New York City office at 212-962-2220 for a free consultation.

    We Speak Your Language

    Personal injury cases, especially construction. malpractice and product liability cases, are usually very complicated. With our engineering and patent office experience, we understand how equipment and other mechanical products work. We can help you understand why your injury happened — and show you how we will fight for maximum compensation. You can leave the technical and legal details to us, while you concentrate on your recovery.

    Sometimes personal injury cases seem like they should be straightforward, such as in a car accident caused by a person running a red light. However, in further investigation, there may be a host of issues that can prohibit you from collecting the full compensation you deserve. We are experienced in handling all aspects of personal injury claims and can sort through the issues to help recover financial damages to the fullest extent of the law.

    Vital Business Law Experience Too

    We also represent individuals and businesses in cases involving patents, copyrights, trademarks, intellectual property and licensing. Our counsel uses decades of corporate experience to handle cases involving business and corporate law .

    How We Can Help

    We cannot undo an injury, but an experienced personal injury lawyer can help you sort through the legal and financial issues that remain after an injury. We can also protect your interests in business matters. Please call us at 212-962-2220 or send an e-mail. We look forward to speaking with you.

    • Construction accident
    • $2,800,000
    • Medical malpractice child birth delivery
    • $2,000,000
    • Wrongful death inhospital
    • $2,000,000
    • Fire burn accident
    • $1,800,000
    • Auto head trauma
    • $1,800,000
    • Elevator accident
    • $1,550,000
    • Fall from building
    • $1,220,000
    • Car hit windshield brain injury
    • $1,200,000
    • Motor vehicle rollover
    • $1,100,000
    • Car accident
    • $1,085,000
    • Assaulted at concert
    • $1,050,000
    • Construction accident fall from ladder
    • $1,000,000
    • Lead paint poisoning
    • $1,000,000
    • Construction fall from scaffold
    • $ 900,000
    • Explosion
    • $ 850,000
    • Forklift
    • $ 750,000
    • Construction fall through floor
    • $ 750,000
    • Construction accident slip and fall
    • $ 650,000
    • Dangerous product
    • $ 600,000
    • Hit from behind collision
    • $ 500,000
    • Trip and fall
    • $ 500,000
    • Fall on broken walk
    • $ 450,000
    • Supermarket accident
    • $ 300,000
    • Ceiling collapse
    • $ 255,000
    • Building Fire
    • $ 250,000
    • Door lock security
    • $ 225,000
    • Pedestrian knockdown
    • $ 175,000
    • Staircase fall
    • $ 150,000
    • Dentist malpractice
    • $ 140,000
    • Fall down in shopping center
    • $ 125,000
    • Dangerous tool
    • $ 125,000
    • Slip and fall on city sidewalk
    • $ 100,000
    • Unsupervised students
    • $ 100,000


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    Free Office software #free #office #software, #business #program, #office #suite, #office


    Personal Information Manager, Database and Word Processor. Download TreePad and enjoy better access, organization and control over all your data, notes, bills, projects, clients, addresses, letters, speeches, research, collections, classroom notes, Web pages, links, bibliographic listings, and whatever else your creativity enables you to entrust TreePad with, for good organization, easy access, and safe storage.
    Despite all its features and power, TreePad is as easy to use as the Windows explorer and will fit (including data) on one floppy!
    Freeware, Shareware, Linux and Windows versions are available on .
    Created by Freebyte.

    Fully customizable addressbook program for Windows XP, Vista, 2000, NT, 95, 98, ME. Freeware and shareware versions are available. Custom Addressbook is an easy to use, small, and extremely flexible Address Management program. Another advantage of its small size, is that the program and its database file can run directly from an external disk, such as a USB stick, floppy, etc. Some of the additional features: password protection, minimize to tray, data encryption, data compression, import, search, backup, non-western fonts, etc.
    For more information, please see here. Created by Freebyte.

    Free online clocks, free clock programs which you can install, clock screensavers, clock widgets for your Website or blog, alarms and timers, time-related utilities, free project and time-scheduling software.

    Free general purpose calculators, calculator collections, scientific/technical calculators, currency conversion and exchange rates.

    Free personal finance software, free accounting programs, free invoicing software and free accounting scripts.

    Online Business Services
    Free Financial Software

    E-commerce services, virtual cash systems, payment processing services, check printing, business-to-business portals, online stock trading, currency converters, free accounting software, etc.

    Free Software
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    Columbus, OH Personal Injury Lawyer – Robert W #delaware #personal #injury


    Columbus, OH Personal Injury Lawyer Robert W. Kerpsack Co. L.P.A.

    If you have been seriously injured because of another person’s negligence, make sure you know your rights and the true value of your case. Don’t let the big insurance companies pressure you into signing away your rights, or accepting a settlement that is less than you deserve.

    At Robert W. Kerpsack Co. L.P.A. we believe in our clients, and we fight hard to get them the compensation they need and deserve for damages they ve suffered because of the carelessness of others.

    For a free case evaluation, please call us today at (614) 766-2000 to speak to our seasoned Ohio personal injury attorney Robert W. Kerpsack.

    Experienced Ohio Personal Injury Lawyers

    We handle a wide range of personal injury cases, including:

    All too often, our clients tell us that they were hesitant to call us. They were afraid that the process would be costly and confusing.

    At Robert W. Kerpsack Co. L.P.A. there s nothing to be afraid of. In personal injury cases, we work on a contingency basis – meaning unless (and until) you receive a settlement, you don t owe us anything. Our fees, which we will discuss with you beforehand, are deducted from the award you receive once we ve won the case.

    The Resources You Need; A Reputation You Can Trust

    Call us today, and our helpful, professional staff will review your case and discuss your options with you. After all, the insurance companies have lawyers. Shouldn t you, too?

    Our office is conveniently located in Columbus, Ohio. We ll provide you with directions when you call to make your appointment. Explore our web site to find out more about our firm, our personal injury lawyers, our staff, the types of cases we handle, and recent Ohio legal news. Most importantly, if we can help you in any way, please do not hesitate to contact us.

    If you are looking for an experienced Ohio personal injury attorney you can trust, please contact Robert W. Kerpsack Co. L.P.A. online or call (614) 766-2000 for a free consultation. We represent injured victims in Columbus, Dublin, New Albany, and all of Ohio.


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    Chiropractor, Pain Management #chiropractor, #chiropractic, #rehabilitation, #rehab, #pain #management, #workers #compensation,

    We look forward to every call!

    [geocontent distancefrom=”Del Rio, Tx” miles=”28″]830-488-6105[/geocontent][geocontent distancefrom=”Eagle Pass, Tx” miles=”28″]830-776-5996[/geocontent][geocontent distancefrom=”Laredo, Tx” miles=”92″]956-726-9886[/geocontent][geocontent distancefrom=”Carrizo, Tx” miles=”100″ reverse=”flipit”]830-488-6105[/geocontent]

    Massage Therapy

    If you need to be kneaded, we have the ability to take those knots right out.

  • Rehabilitation

    Whether Chiropractic, Rehabilitation or Spinal Decompression. We use the most appropriate tool to get the best result.

  • Pain Management

    Whether your pain is chronic or acute, we have the tools to put your pain at bay.

  • Chiropractic Care

    Our chiropractic services are gentle and effective. We have a number of techniques we can use to get optimal results.

  • Spinal Decompression

    Spinal Decompression can be extremely effective for most vertebral disc-related disease. We have performed 1000’s of sessions.

    South Texas Spine Rehab

    Medical Care Pain Management

    Medical care can range from simple care for a simple injury or Pain Management for a serious injury. The combination of medical care and physical medicine can yield powerful results regarding short-term gains and long-term positive outcomes.

    Chiropractic Rehabilitation

    Chiropractic and Rehabilitation are used in combination for many patients in our clinics. We do not believe these disciplines are either-or but should be used together to provide the patient with the best possible outcome. When you have a hammer, every problem looks like a nail. We try to use all of the tools in our toolbelt to customize our treatment to the patients needs.

    Spinal Decompression

    Do you have herniated discs, bulging discs, degenerative disc disease, facet syndromes, or any other type of disc issue? Is your doctor suggesting surgery as an option? Non-surgical spinal decompression may be your answer to avoiding surgery. We have performed over 12,000 spinal decompression sessions at our offices and have 4 spinal decompression tables for you.


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  • Personal Injury Attorneys #birmingham #personal #injury #lawyers




    Birmingham Attorney | Greater Birmingham Lawyers


    The attorneys of Fortune Beard are known for the unique blend of skill, energy, and passion they bring to each and every case. They are members of the community that are dedicated to delivering the best professional level of service to their clients that are in need. Above all, they have thrived in state and federal courts across the State of Alabama, including numerous multi-district litigation cases, and achieved extraordinary verdicts for their clients. They have also gone head-to-head at the negotiating table with powerful corporations and insurance companies. They are committed to their clients. They are committed to winning. They are committed to you.


    We offer free consultations for any personal injury type claim. We offer free consultations as an advantage to you, our client. Free consultations allow you to speak with one of our experienced attorney’s to find out if you have a case, and what options are available to you. These cost free consultations provide you with a piece of mind without the added expense. Legal matters can often be expensive, but taking the first step to speak with an attorney does not have to be.

    Contingency Fee-Based Cases

    We only get paid if you get paid A contingency fee based case is a case where we typically get paid a percentage of the amount you are awarded. This means that we do not collect any money unless you do. In a contingency based case the firm will advance all of the expenses of trial such as: filing fees, subpoena fees and expert witness fees. These expenses are not recovered unless you receive a monetary award. Contingency based cases are advantageous in that they allow you to pursue your claim without the pressure of upfront legal expenses, as well as, ensuring that you and your attorney are working toward the same goal of procuring a monetary award for you.



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    Personal Injury and Medical Malpractice Lawyer – San Diego, California #medical


    Mr. Ken Sigelman, an expert medical malpractice and personal injury lawyer in California, has more than 20 years’ experience litigating serious personal injury. medical malpractice. and wrongful death cases before juries on behalf of his clients. He is a medical doctor and has an intimate understanding of the field of medicine that only a small handful of practicing lawyers possess. This medical background allows him to fight for you with a foundation of medical knowledge and legal clout that few personal injury and medical malpractice lawyers in San Diego or California can match. If you have been a victim of a personal injury or medical malpractice, it takes a personal injury lawyer with an understanding of California law, knowledge, experience, and commitment to achieve justice and obtain fair compensation. If you need an expert personal injury or medical malpractice lawyer in San Diego, California. contact Kenneth Sigelman. more>

    Medical Malpractice and Personal Injury Lawyer in San Diego, California

    Kenneth Sigelman, personal injury lawyer in San Diego, California knows medical malpractice and personal injury cases place unexpected and heavy burdens on victims and their families. If you or someone you love has been injured in a medical malpractice or other serious personal injury case, you are probably facing many unplanned expenses, as well as physical and emotional pain. The law recognizes that you and your family need assistance and deserve to be compensated for your personal injury or medical malpractice case. Your suffering is not your fault, and medical malpractice lawyer Ken Sigelman is here to help. You deserve to be represented by a personal injury lawyer with specialized knowledge, vast experience, and a deep personal commitment to helping victims and their families. Please contact a personal injury and medical malpractice lawyer in San Diego, California today.


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    Charleston Personal Injury Lawyer – South Carolina Accident Attorney #charleston #personal


    Personal Injury

    Personal Injury Lawyer in Charleston

    Let s face it, there s a risk inherent in walking out your door everyday. If you end up in the wrong place at the wrong time and face life-altering consequences, Thrower Schwartz will be there for you.

    The law gives the injured a right to recover the damages suffered from another person s carelessness, but this process can be tedious and overwhelming. You may find yourself asking:

    • Who do I sue?
    • Which forms do I file?
    • What damages can I claim?
    • How much are those damages worth?
    • And the most confounding how do I go about getting what I deserve?

    Thrower Schwartz can answer all these questions and will take care of every detail, such as:

    • interviewing witnesses
    • finding and preserving evidence
    • filing a complaint
    • filing responsive pleadings
    • participating in the discovery process
    • representing you in court

    Thrower Schwartz can handle a wide array of cases, from minor injuries to the most complex cases. Thrower and Schwartz are experienced with catastrophic injuries, resulting in permanent impairment, paralysis or death. An unrepresented plaintiff needs to be careful in these scenarios, as insurance companies will jump to offer a quick and low settlement. and once you agree to a settlement, it is virtually impossible to seek additional recovery.

    Personal injury law encompasses a variety of potential scenarios. Thrower Schwartz handle cases such as:

    • Wrongful death
    • Car accidents
    • Motorcycle accidents
    • DUI wrecks
    • Tractor trailer accidents
    • Boating and personal water craft accidents
    • Slip and falls
    • Medical malpractice
    • Worker s compensation
    • Dog bites

    If you ve been injured or lost a loved one in an accident we can help you. You can meet with us for free and we don t get paid until you recover what you deserve. For a free and confidential consultation and information on how Thrower Schwartz can work for you, please contact us .


    Client Testimonials

    Bill Thrower has been my family attorney for over twenty years. He has always been there when my family needed him and I consider him a good friend and a good lawyer. I can highly recommend him for any legal problem. Russell Moultrie

    The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.


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    Cincinnati DUI #cincinnati, #drunk #driving, #dui, #dwi, #ovi, #criminal #defense, #attorney,

    Disputes, Criminal Litigation, DUI OVI DWI

    If you are embroiled in a dispute that is headed for litigation, our Cincinnati lawyers are ready to vigorously protect your rights and represent you and your interests in court. Our civil and criminal litigation practice includes representation on cases involving misdemeanor and other criminal charges, dui/ovi/dwi, personal injuries and wrongful deaths, divorce, child custody, and support matters, will contests, employment discrimination lawsuits, bankruptcy litigation, business litigation, and property disputes. Whether you need an aggressive Cincinnati auto accident attorney, a bankruptcy lawyer, a divorce lawyer, or an experienced felony criminal defense attorney, our litigation team is ready to fight for you.
    Contact Us

    Need Information About Your Legal Options?

    If you would like to discuss how we can help with your legal problem, contact us anytime. We are happy to answer your questions and schedule an appointment for you to meet with an attorney. Our attorneys are conveniently serve clients in Loveland, Cincinnati, Batavia, Hamilton, Fairfield, Mason, and Clermont, Warren, Hamilton, and Butler Counties in Ohio, as well as clients in Campbell and Kenton Counties in Kentucky. We are a debt relief agency. Our attorneys help people file for bankruptcy relief under the Bankruptcy Code.
    Contact Us

    Litigation in Criminal, Family, Business, Personal Injury, or Probate Law

    The Cincinnati lawyers at the law office of James S. Arnold are dedicated to aggressively protecting your rights and fighting for you. We provide a broad range of legal services in Ohio and Kentucky. Because our practice is so diverse, we are always ready to go to work for you on virtually any legal need in Ohio and Kentucky.
    Learn More

    Cincinnati, Ohio Bankruptcy Attorney

    If you are facing foreclosures, repossessions, wage garnishments, liens, and constant calls and letters from creditors and collection agencies, we are ready to assist you. At the Law Office of James S. Arnold, we are a debt relief agency, aiding clients in filing for bankruptcy relief under the Bankruptcy Code. Contact a bankruptcy lawyer at our firm today to learn more through an honest assessment of your situation.
    Contact Us

    Cincinnati DUI and Criminal Defense Lawyers

    If you have been issued a ticket, charged, indicted, or arrested, you have the right to have your attorney present during ALL questioning by police and at EVERY court proceeding. Securing and preserving evidence and witness accounts immediately is imperative, so contact us at once.
    Contact Us


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    Here s an unexpected way to get rid of debt: pick


    Here’s an unexpected way to get rid of debt: pick up and move

    Ken Ilgunas paid off $32,000 in student loans two and a half years after graduation starting with a $9-an-hour job.

    With zero job offers in his chosen field of journalism, he instead moved from Wheatfield, New York, to Coldfoot, Alaska, a truck stop and tourist camp north of the Arctic Circle, so he could put every possible dollar toward his debt.

    Every possible dollar, in this case, meant virtually every dollar. His job as cook, maintenance worker and tour guide provided room and board. What Coldfoot (population 10) didn’t provide was places to spend the little money he was making.

    “I had literally no bills other than my student loan payments,” Ilgunas says. “I was able to send $18,000 toward my debt that first year.”

    People who are passionate about paying off debt find plenty of ways to do it that go well beyond clipping coupons. turning down the air conditioner and consolidating their debts. Some free up money by tackling most households’ biggest expense: the cost of shelter.

    After the tourist camp job, Ilgunas lived in a tent for a while as a ranger for the Gates of the Arctic National Park. He paid off his debt two and half years after his 2006 graduation.

    “I wanted a really free and adventurous life, and I knew I couldn’t have that life with debt,” says Ilgunas, 33.

    His experiments in rent-free living went so well that he moved into a van so he could attend graduate school without taking out more loans and then wrote a book about it, “Walden on Wheels.” Ilgunas, now a seasonal park ranger, lives in a house in Stokes County, North Carolina, “with electricity and Wi-Fi and everything.”

    Why today’s young adults are growing up more slowly

    The shifting economy means Americans are taking longer to reach traditional markers of independence — in the process changing how they define ad.

    Moving outside the comfort zone

    You can’t get cheaper than free. But when a relative offered Chicago residents Aja and Kelvin McClanahan a home he had inherited and didn’t want, they initially turned it down because it was in one of the city’s most dangerous neighborhoods, Englewood .

    “If you looked at the statistics, Englewood was at the top. Extreme poverty, urban blight, homicides, teen pregnancy, tuberculosis, all of it,” says Aja McClanahan, 37.

    The McClanahans had made progress in paying off $120,000 in student loans, medical bills, credit card debt and a car loan mostly while living rent-free in Aja’s mother’s home. They longed for their own place and hoped to avoid a mortgage. And Aja wanted to be a stay-at-home mom and home-school their two small children.

    So they kept talking about the Englewood house. “We could be so much far ahead with retirement savings, with college savings” by moving into the house, Aja says. “We didn’t see another way to get as firm a financial footing.”

    Plus, they had friends in the neighborhood: “hipster” types who had moved there for the cheap housing.

    “People live here. They didn’t die,” Aja says she reassured herself.

    In 2010, the family moved from the suburbs into the house with bullet holes in the back door. They spent the first night listening to sirens, barking dogs and their own doubts about their decision.

    Seven years later, they’re still there and debt-free. The area hasn’t gentrified, but it has improved, Aja says. Kelvin’s job as a postal carrier supports the family comfortably, giving them time to travel and and volunteer at local schools and nonprofits.

    “I feel like we have a high quality of life,” Aja says.

    Moving to another country

    The McClanahans may have felt like they moved to a different country, but Frank Thomae and his wife, Lissette, actually did and dramatically reduced their housing expenses.

    In 2013, Frank was planning to travel full time after he lost his job as the chief financial officer for a Canadian importer. Lissette planned to work remotely as a marketing director. But then the couple were saddled with $46,000 in unexpected bills for expensive dental work, a bad business investment and remodeling overruns on their Montreal condo.

    Watch elephants spray tourists during the Thai New Year festival

    Elephants sprayed tourists during the Songkran water festival in Thailand’s ancient capital of Ayutthaya. Songkran marks the first day of the Tha.

    Rather than putting off their travels, they relocated overseas. They rented out their condo for $1,850 a month while paying $500 monthly rent in Prague, Czech Republic, and then $300 in Nong Khai, Thailand.

    “We saved more money than when we were at home,” Thomae says.

    Two years after leaving Montreal, they were debt-free. They recently signed a one-year lease in Croatia. Eventually, they plan to find a more permanent home: It will be abroad.

    “We’ve both just turned 50 and neither of us wants to go back to Canada or the U.S.,” Thomae says. “We always want to travel.”

    This article was written by NerdWallet and was originally published by The Associated Press .

    More from NerdWallet


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