VA Refinance Loans: Home Equity Loans and VA Streamline Refinance #va

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A VA approved lender; Mortgage Research Center, LLC – NMLS #1907. Not affiliated with any government agency. Not available in NV or NY.

VA refinancing, whether with a VA streamline refinance or a VA home equity loan, involves repayment of your current real estate debt from the proceeds of your new VA mortgage, with the same borrower(s) and the same property.

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By clicking the “Get a quote” button, I acknowledge and agree to the privacy policy and terms and conditions ; I consent to transaction communications and to receive autodialed calls and/or text messages from Veterans United Home Loans or its affiliates at the number provided. Consent is not a condition of service.

NMLS #1907 | Equal Housing Lender | VA Approved Lender; Not a government agency
Not available in NV or NY

Introduction to VA Refinance Loans: IRRRL & Cash-Out Refinance Loans

VA Home Refinance Loans

Sometimes you require additional cash now, for a real need. Perhaps you need to pay college tuition, or perhaps it’s time to make improvements that will increase the value of your home prior to sale. Maybe you just want to take advantage of lower interest rates so you can keep more of your hard-earned money in your own pocket.

It may be time to consider the many options available for refinancing your VA Home Loan.

Option 1: VA Loans for Home Equity Refinancing

Whether you need money to consolidate high interest credit card debt, pay for college tuition, buy a new car, or make home improvements to your home, your VA home loan benefits may be able to help.

A VA refinance transaction involves repayment of your current real estate debt from the proceeds of your new VA mortgage that has the same borrower(s) using the same property. This is called a “Cash-Out” Refinance.

Cash-Out Refinances are used for homes that are used as a principal residence by its owner. That owner can refinance in some cases up to 100 percent of the home s appraised value plus allowable costs and fees. Homeowners who have sufficient equity in their homes may be able to take out cash beyond what they owe on their mortgage.

This VA refinance option is available to veterans who currently have a VA loan as well as to those who have other types of home financing. The Cash-Out option is how a veteran with a non-VA-loan can obtain a VA-backed mortgage. Credit and underwriting standards can vary by lender, and they re typically more like a VA purchase loan when pursuing a Cash-Out refinance.

Option 2: VA Streamline Refinance

The VA has created a program called the Streamline Refinance to provide a way for current VA homeowners to lower their interest rate with little or no out-of-pocket costs. These loans can also be made faster and with less documentation than a typical loan.

An Interest Rate Reduction Refinance Loan (IRRRL) or Streamline Refinance allows you to refinance your current mortgage interest rate to a lower rate than you are currently paying (or to refinance from an adjustable-rate mortgage into a fixed-rate one). This is only available to veterans who are refinancing a VA mortgage.

“No Cost” Streamlines let you refinance your mortgage with no out-of-pocket expenses. One option is to let the lender pay the costs in exchange for a higher interest rate. Another option that lets you obtain market rates is to roll the closing costs into the new loan.

Unlike a Cash-Out refinance, veterans don t need to intend to occupy the home to obtain a Streamline refinance. Prior occupancy is all that s required for a Streamline. Some lenders may not require a credit score or appraisal in certain situations for veterans considering a VA Streamline. It s best to check with lenders about their policies and requirements.

VA Loan Refinance

  1. Introduction and Overview
  2. VA Streamline (IRRRL)
  3. VA Cash Out Refinance

This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.

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21/09/2017

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804-285-2600 Bail Bondsman Richmond VA, Chesterfield, Henrico #bail #bondsman #richmond #va

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BullDog Bail Bonding

Bulldog Bail Bonding services the following cities and counties: Richmond, Henrico, Chesterfield, Colonial Heights, Hopewell, Prince George, Petersburg VA

  • CALL US! Bulldog bail bondsman knows the process – the sooner we know, the sooner we can have your loved one released. We are knowledgeable with the bail bonding process and can immediately go to work to on your behalf. Every day our bail bondsman is in Richmond, Henrico, Chesterfield and other Virginia jails standing before the magistrate and releasing clients. Let us work for you.!
  • WE NEED TO KNOW THESE THINGS. In order for our bail bondsman to have someone released, we will need to know their 1)Name 2)Where they were arrested. and 3) How much is the bail. Having this information is helpful for our bail bondsman to release someone quickly from jail, but if you don’t have all the information yet – still call! Many times the bail bondsman can help find that information for you and begin the bail process.
  • HOW MUCH WILL A BAIL BOND COST? Virginia bail bondsmen are regulated by the Virginia Department of Criminal Justice Service (DCJS). Virginia law requires that bail bondsmen charge a minimum of 10% of the bail but no more than 15%. HOWEVER, we do have affordable payment plans that allow us to take as little as 5% of the bail, and the remainder placed on a affordable payment plan. Be cautious of bail bondsmen who say they charge less than 10%. They may be violating the law or have other hidden charges!
  • HOW LONG WILL THE BAIL BOND PROCESS TAKE? Once the bail has been set by the magistrate, our bail bondsman can IMMEDIATELY start to process the bail bond. Our bail bondsman can post bond in less than an hour, but sometimes that time can be delayed depending on how busy the jail is. Bulldog Bail Bonding will be committed till the bail bond process is complete!
  • Affordable Payment Plans – We offer affordable payment plans. Why Call BULLDOG’s Bail Bondsman? There are many bail bondsmen in the Richmond regional area; so why, chose Bulldog? I can’t speak for every bail bondsman, but I do know what Bulldog does and why we do it. First.

Our Bail Bond Service Offers.

  • Courteous, Professional Service – when you are in a difficult situation, you deserve to be treated with respect and dignity!
  • We are available 24/7 – We may be groggy, but our bail bondsman is active at all times of the night and day. Our phone is always available, and we take collect calls from any jail.
  • We are a TEAM – We work together to provide excellent service to all who call. If one of our bail bondsman is in Richmond and you need a bail bondsman in Henrico. it’s not a problem. Bulldog can meet the need!
  • Large Service Area – Our Bulldog bail bonding company can service ANY Virginia Jail. Our more common localities are Chesterfield, Henrico, Hopewell, Hanover, Richmond City. we can be there!

And why does Bulldog bail bonding do what we do? It’s about passion. A person who is only accused of a crime is innocent until proven guilty. Why should they have to spend any time in jail? It’s your constitutional right to be free until PROVEN guilty. That’s what bail bonds are all about. We are proud to be a part of a Constitution which guarantees constitutional rights to all Americans. Call BullDog Bail Bondsman Richmond Va.

Bail Bondsman for the Richmond Regional and Central Virginia Area

Call for 24 Hour Fast and Professional Service

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How Bail Works

What a bail bondsman may consider before posting bond. A licensed bail bondsman will instruct the defendant of the co-signer to make sure the defendant appears at all scheduled court hearings and trials – to avoid forfeiture. After an arrest, he or she may contact a bondsman or have a relative or friend to contact a bail bondsman. It is of interest for the bondsman to ask pertinent information: defendant’s name, the exact charges against the defendant, locality of the arrest, how much the bond is, and which jail the defendant is being held. A licensed bail bondsman will ask how the bail bond (premium) payment will be met. The fee for posting bail for a defendant, ranges from 10% to 15%. Payment plans are available; however work history, credit history, will be asked. (804)285-2600





20/09/2017

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Movers Virginia Beach, Virginia Beach Movers #moving #virginia #beach, #storage #va

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Virginia Beach Movers 757-234-7080

Southside Moving and Storage’s Virginia Beach Movers are ready to make your move a smooth and affordable one. Our professional movers specialize in Local Moving, Long Distance Moving, Commercial Moving and International Moving. Southside Moving and Storage provides professional moving services for both commercial and residential relocations. Whether you are moving from a house, apartment, business, or dorm, Southside Moving and Storage is here to help.

In addition to professional moving services, our Vrginia Beach Moving Company also offer a full line of packing supplies, valuation protection, professional moving blankets, storage, and anything else you may need to make your transition to your new home as stress-free as possible.

Southside Moving and Storage is fully licensed, bonded and insured, with a state-of-the-art fleet of moving trucks ensuring a safe and smooth ride for your household items. Our Virginia Beach Movers highly-trained relocation teams provide affordable, reliable moving services across the country or around the Hampton Roads area. Whether you’re moving to Virginia Beach or moving from Virginia Beach, we’ll make your move a breeze.

Southside Moving and Storage Offers:

  • Competitive Pricing
  • Full Time, Professional Trained and Certified Moving Crews
  • Professional Relocation Specialists
  • Replacement Protection
  • Free In Home Moving Estimates
  • Free Box Kits
  • Local and Long Distance Moving Services
  • Professional Packing Services

Planning a Long Distance Move

to get a estimate for moving service in Virginia Beach to your desired location.

Helpful Information on Virginia Beach, VA

Moving To Virginia Beach, Virginia

If you are considering moving to Virginia Beach, Virginia, there are a couple of things you should know first. It is an absolutely gorgeous town where you will never spend a dull moment. It offers sun and fun, as well as sand, culture and cocktails. It is known as a paradise for lovers and you are likely to loose your heart here. Let’s take a look at what makes Virginia Beach such a great place to live in.

It May Be a Bit Bigger than You Expected

Virginia Beach has the world’s longest pleasure beach, as reported in the Guinness World Book of Records. At 250 square miles, however, the city itself is more than just the beach. Hence, if you purchase a property in this area, it doesn’t mean you will have the beach at your doorstep. Indeed, you can have as much as a half hour drive ahead of you before actually getting your feet sandy.

Swearing Is Not Permitted

If you attend the resort area of the city, you will notice that there signs everywhere telling you not to use any swearwords. This is actually enforced, if you are a public nuisance and yell them out. Hence, try not to stub your toe and cry out in anger and swear at the same time, because you might get yourself arrested. Also, don’t bump into a cop who is having a bad day.

It Offers Some of the Country’s Cleanest Beaches

The beaches in Virginia Beach are so clean that you could actually eat off of them. It is known as the largest sandbox in the state, because it is so clean and beautiful. Each morning, every part of the beach is raked and smoothed to keep it looking pristine and safe. You can see the machines doing this if you live near enough to the beach. This is beach combing 21st century style.

You Can Visit a Gorgeous Aquarium

If you are interested in what happens in the water, then you must visit the aquarium. This is particularly true if you have kids, who will certainly love to spend some time there. There are sharks, sand tigers, sting rays and a huge sea turtle aquarium. Additionally, lots of the exhibits are hands-on and you can watch the octopus and jellyfish do their dances. Finally, there is an outdoor element to the aquarium, where you can go along the Owls Creek nature trail.

It Is a Great Place to Fall in Love

Virginia Beach truly is a place for lovers. Recently, it adopted a new slogan, which is “live the life,” but everybody knows that what really matters here is love. It is a very popular destination for people to get married, as well as for honeymoons. Indeed, some people call it the Paris of the United States. The city has now even created a beach wedding permit, so that couples can take a private spot on the beaches itself and tie the knot with the ocean crashing its waves behind them.

It Is a Real Army Town

Virginia Beach is also all about the military. You cannot go anywhere without seeing – or hearing – the army go about. The Oceana, one of the naval air stations, is located here and this is actually the city’s largest employer. Then, there is the training support center, which is one of the largest centers of its kind on the planet. If you attend the beach early enough, you are likely to see the army personnel engaging in physical exercises – certainly a pleasant sight for the ladies!

Do be aware, however, that you will also hear many jets passing overhead. They fly across the area all the time, all over the city and the beach. You will know that you have become a true Virginia Beach resident when you no longer jump and look up whenever you hear one of them passing by.

It Is a Great Place for Fishing

If you like fishing, you will also feel right at home here. You will be able to dangle your angler in the Atlantic Ocean where it intersects Chesapeake Bay. If you prefer freshwater fishing, there are lots of opportunities out there for you. One of the most popular catch is the striped bass or Rockfish and these have been of award-winning sizes. This is why you will be able to take part in the Rockfish Tournament as well, which takes place every year in January. For the people of Virginia Beach, fishing truly is a sport.

Southside Moving and Storage

1533 Harpers Rd

Virginia Beach, Va. 23454

757-234-7080 or 800-587-7474

Virginia Beach, VA “,”mainIcon”:”red-dot”,”style”:”default”,”width”:”auto”,”height”:350,”mapTypeId”:”roadmap”,”zoom”:11,”mapCtrl”:0,”typeCtrl”:0,”directions”:0,”unitSystem”:0,”clusterMarker”:0,”styler_invert_lightness”:0,”zoomWhl”:0,”styler_hue”:””,”styler_saturation”:0,”styler_lightness”:0,”styler_gamma”:0,”adresses”:[]>’>

Proudly serving Richmond, Chesterfield, Chester, Henrico, Ashland, Hanover, Mechanicsville, New Kent, Powhaton, Hopewell, Colonial Heights, Prince George, Charles City, Petersburg, King William, Norfolk, Virginia Beach, Chesapeake, Suffolk, Hampton, Newport News, Williamsburg, Portsmouth, Franklin, Isle of Wight, Surry, Smithfield,

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20/09/2017

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Driving School in Virginia #driving #school #in #virginia,driving #school #in #alexandria,

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Keys Driving School in VA

Driving is a risk-taking activity! Keys Driving School helps to eliminate the risk that’s involved in driving.

“Keys Driving School” offers a protected and friendly environment and the experienced Keys Driving School staff is ready to provide you with superior training programs that are modified to meet your needs.
“Keys Driving School” offers defensive and safe driving training. Ours instructors are always there to help improve your child’s driving skills, knowledge, and also teach them, how to prevent accidents and become a safe drive on the road.
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Keys Driving School not only helps you become a safer and smarter driver but also protects others on the road by following the rules of the roads and tries to minimize the mistakes that are made while driving. We offer defensive driving courses, which are designed to be highly effective and easy to learn.

We pick up students from various areas of Northern Virginia which includes Alexandria, Arlington Fairfax, Falls Church, Burke, Springfield, Woodbridge and most of Prince William areas.

There is one more benefit of learning driving from professional driving school that is, the driver will feel more confident after learning driving as he/she has learned it from the professional and confidence plays a vital role in driving any vehicle.

Upon completion of the driving course the students make themselves and their families safer on the roads, by using the driving principles learned in Keys Driving School .

Driving is a hazard taking action! driving school alexandria kills the hazard that is included in driving. “Driving School” offers an ensured and amicable condition and the accomplished Driving School staff is prepared to give you better preparing programs that are adjusted than address your issues. “Driving School” offers cautious and safe driving preparing. Our own educators are dependably there to help enhance your tyke’s driving abilities, learning, and furthermore show them, how to forestall mischances and turn into a sheltered drive out and about. driving school alexandria not just helps you turn into a more secure and more astute driver additionally ensures others out and about by taking after the guidelines of the streets and tries to limit the oversights that are made while driving. We offer guarded driving courses, which are intended to be exceptionally compelling and simple to learn. There is one more advantage of taking in driving from expert driving school that is, the driver will feel more certain subsequent to learning driving as he/she has taken in it from the expert and certainty assumes an indispensable part in driving any vehicle. Endless supply of the driving course the understudies make themselves and their families more secure on the streets, by utilizing the driving standards learned in “Keys Driving School”. Drive Safe. It is highly important that these driving tests are taken and not only taken but aced as well. It is due to these tests that the roads can be safer for everyone. In these times when everybody is in a rush on the road and to reach on time has become a major requirement and people are always in hurry. This is one of the main reasons of the tragic road accidents that happen. Such is the intensity of these incidents that they can be highly fatal and the victims leave his friends and family to bear the consequences in the end. It is highly recommended that proper driving lessons are taken for the safety of all that are present on the road. “keys Driving school would help you to learn the proper road signs and would also give you a better understanding of the road and a better sense of the road. Our expert drivers and educators or what we like to call the “facilitators” are always there to help and to make you an expert on driving as well. Reflexes are needed A good driver can be a solution to many problems and can always play a huge part in getting you somewhere on time. Although skilled and expert driving takes experience and time on the road. Fortunately our drivers have both and are willing to pass on their skills to the people who come to learn. Many things are connected with this art f driving for example the reflexes and it is of utmost importance that the drivers has quick and agile reflexes so that he can use them in time of need and also has a good sense of anticipation while he or her is on the road. To get successful results our experts are always there to guide you and make you as good as they are.

Why Choose Us?





13/09/2017

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Cheap Hotels Woodstock Va #travel #conditions

#cheap hotels
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Hotels Near Winona Mississippi

Cheap Hotels Woodstock Va

An Planet holiday getaway Cheap hotels woodstock va is often a holiday getaway on the prairie, anywhere in the midst of north america. Accommodations also provide rigid guidelines about taking food and drinks up to the rooms.

Tropical local weather also means South america is useful for a vacation out at any time of the year. This twelve months you can make your Coves of Moher recollection all the more special. Children firm Children: When taking photos children, retain them in a was comprised of area -maybe a wheelbarrow, as well as using a sleep, if they have too much area Cheap hotels woodstock va to roam – they will likely! Provide them with one thing to do, perhaps they re able to go through a manuscript, or opt for bouquets, a little something useful – to ensure they are centered because you blast all around them.

It s correct which the resorts might be receiving Cheap hotels woodstock va more for any business enterprise level bedrooms. The hotel now offers numerous family opportunity Cheap hotels woodstock va to its guests.

04/09/2017

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Air Force One Has New Defensive Systems, Antennas #what #is #ptsd,

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Defense Media Network

Air Force One Has New Defensive Systems, Antennas

Plans for a new presidential aircraft by the end of the decade have been set aside, but the current flying White House is constantly being upgraded and has been observed with new communications and defensive systems.

A new aircraft was once expected sooner. We have recognized for several years now that the Air Force One replacement is out there in our future in the late teens, Air Force Secretary Michael Donley said in September 2011. But since then, the recapitalization plan has been put on hiatus.

The tail cone of Air Force One bristles with defensive systems at Patrick Air Force Base, Fla. in June 2012. Photo and annotations by John Gourley

President Barack Obama famously criticized Detroit automobile executives for using business jets to fly to Washington for a Capitol Hill appearance. That, plus a simple absence of funding, means that what the Air Force calls Presidential Aircraft Recapitalization (PAR) is going nowhere. In the past the Air Staff quoted a target date of 2017, and later revised it to 2019. More recently, officials say a new plane for the commander-in-chief is still farther away.

The Boeing 747-8 and Airbus A380 have been named as possible candidates to replace the existing presidential Boeing 747s. In 2009, Airbus s parent company said it would offer a candidate to any competition for a new Air Force One.

There appears to be no issue of structural fatigue with the presidential 747s. As of 2009, the last year for which figures were released, each aircraft had flown about 6,500 hours and was expected to log 450 hours per year. A 747 airliner of the same vintage, kept in the air far more often, would have at least ten times as many airframe hours on its structure.

Bumps and Bulges

Multi-purpose conformal antennas are almost flush against the fuselage side of this VC-25A presidential aircraft at Patrick Air Force Base, Fla. in June 2012.
Photo and annotations by John Gourley

Air Force One is the radio callsign for any Air Force aircraft with the president aboard. The term is used conversationally to refer to two VC-25As, or Boeing 747-200s (serial numbers 86-28000 and 86-29000) that have pulled presidential transportation duty since 1990. George H. W. Bush was the first president to fly on one of the 747s.

The aircraft are flown by the Presidential Airlift Group (PAG), and belong to Air Mobility Command s 89th Airlift Wing, based at Andrews AFB, Md.

During a stop at Patrick Air Force Base, Fla. in June, aircraft 86-29000 was seen to be equipped with various items that help keep the president in touch and provide security.

Not new to the VC-25A:

  • About five AN/ALQ-204 Matador infrared (IR) countermeasures devices are located at the tail and behind the four engines, Previously used on the VC-137C (Boeing 707-320B) presidential aircraft and on airliners and executive aircraft, the device emits pulsed IR signals to foil attacks by heat-seeking missiles.

Thought to be new or recent additions to the VC-25A:

  • An AN/AAR-54(V) missile launch warning receiver located at the tail is intended to report and track missile threats by zeroing in on their ultraviolet exhaust signature. The receiver is also in use on special-operations warplanes like the MC-130H Combat Talon II.
  • The AN/AAQ-24 Nemesis Directional Infra-Red Counter Measures (DIRCM) system, which can be directed by the AAR-54, fires pulsating flashes of IR energy that confuse a missile s guidance system.
  • Conformal antennas: the VC-25As have been retrofitted with multi-purpose conformal antennas adaptable to satellite communications systems and other purposes. They resemble Band-Aids or patches but are, in fact, antennas that appear to have no effect on the aerodynamic performance of the 747.

Robert F. Dorr is an author, U.S. Air Force veteran, and retired American diplomat who.





03/09/2017

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Best Virginia Beach, VA Divorce Attorneys #divorce #lawyers #in #virginia #beach

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Top Rated Divorce Lawyers in Virginia Beach, VA

Divorce Law

Has your husband or wife filed for a divorce?

Are you contemplating an annulment and need to understand the legal process?

Utilize Super Lawyers to hire a local divorce attorney to assist with a divorce, annulment, or legal separation.

Divorce attorneys assist with the financial and family matters of a marriage s end.

A divorce attorney navigates the divorce process, files completed divorce contracts, or represents a member of the dissolving party during a trial to determine alimony, debt, and property questions.

Typically negotiations between alimony, child custody, and the division of community assets are solely handled between two divorce attorneys.

Since divorce laws vary by state, it s important to have an experienced and local lawyer.

Divorce attorneys listed here are recognized by their peers for their professional achievements.

Find a highly-qualified divorce attorney with Super Lawyers.

Are you searching for a top divorce lawyer in Virginia Beach, Virginia?

Through Super Lawyers directory, we index attorneys who practice quality and excellence in their work. It is easy to browse divorce attorney listings in your immediate area, search for a specific individual referred by a friend, or start narrowing your search by practice area.

Did you find individuals who interest you? Learn more by exploring their profiles. There you will find a divorce attorney’s contact, education, and biographical information to supplement your research. Where possible, our profiles will also include links to a divorce lawyer’s personal biography, firm website, and other relevant information to consider.

Are you ready to take action? Our profile’s contact form is simple to use and makes it easy to connect with a Virginia Beach, Virginia lawyer and seek legal advice.

Super Lawyers Rating System

Super Lawyers is a research-driven, peer-influenced rating service of outstanding lawyers who have attained a high degree of professional achievement and peer recognition. The patented selection process combines peer nominations, independent research evaluations and peer evaluations by practice area. Each year no more than 5 percent of the attorneys in the state are selected for the Super Lawyers list, and no more than 2.5 percent for the Rising Stars list.

About Super Lawyers

Super Lawyers is a rating service of outstanding lawyers from more than 70 practice areas who have attained a high-degree of peer recognition and professional achievement. This selection process includes independent research, peer nominations and peer evaluations. Learn More »





31/08/2017

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Bumper Height – AAA Digest of Motor Laws #bail #bonds #chesterfield

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Bumper Height

A bumper may not be installed or altered on a passenger car unless the bumper is mounted in substantially the same manner as by the manufacturer.

The passenger car bumper may not be altered so that the main structural component of the bumper is more than 50 cm or less than 40 cm above the ground. This provision does not apply to passenger cars manufactured before April 1, 1976. However, no person may alter a bumper so that it is more than 10 cm higher or lower than it was when the car was manufactured.

A motor vehicle, except a motorcycle, must be equipped with a front and rear bumper (where originally installed by the manufacturer) and where a replacement bumper has been installed, the replacement must give substantially the same protection as the original bumper. In addition, if the suspension height (bumper height) of a vehicle is altered more than 10 cm [4 inches], the vehicle must be inspected.

All passenger cars must be equipped with a front and rear bumper designed to minimize damage to the vehicle.

Modification of original bumper height is permitted.

Vehicle bumpers on passenger cars must be between 35 cm and 55 cm from the ground when the vehicle is unloaded.

Bumpers on passenger cars must be positioned on the vehicle so that the center part of the bumper is not more than 550 mm or less than 380 mm above the road surface. On vehicles other than passenger cars, the lowest part of the bumper must be not more than 750 mm above the road surface. Bumper must have a front vertical surface of at least 100 mm and least to the original manufacturer s track width of the vehicle.

All passenger cars and station wagons must be equipped with a front and rear horizontal bumper of the same type and design as originally equipped.

All bumpers shall be securely attached to a vehicle and not worn, torn, damaged, or protruding to an extent likely to cause injury.

The top of the bumper measured from the ground must be at least 14 inches high. The bottom of the bumper measured from the ground must be no more than 22 inches high.

No person shall operate a vehicle equipped with a bumper unless on passenger cars, the bumper is positioned on the vehicle so that the centre part of the bumper is not more than 550 mm or less than 380 mm above the road surface; or on vehicles other than passenger cars the lowest part of the bumper is not more than 750 mm above the road surface.

Modification of original vehicle bumper height is permitted. May be restricted by local ordinance.





31/08/2017

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VA Loan Documents: Checklist for VA Mortgage Loans #va #funding #fee,

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VA Mortgage Documents Checklist

In addition to your DD214 or Statement of Service and your Certificate of Eligibility. your lender will require several personal documents in order to process and underwrite your VAMortgage. Typically these include the following personal documents for all borrowers:

  • W-2 Statements for the past two years from all employers
  • Most recent pay stubs or LES covering one full month
  • Most recent bank and asset statements covering two full months
  • Copy of your drivers license or military ID and social security card

Other required items, if applicable to your personal situation, will include the following:

  • 1099 s for retirement income and a recent retirement statement
  • Social Security Awards Letter or current statement
  • Child support orders and/or divorce decree to document child support or alimony received
  • All schedules and discharge paperwork for any bankruptcies filed in the past 7 years

Every Veteran borrower is unique and may require additional documentation specific to their situations. The best thing to do is to fill out the Pre-Qualification Form. and a VA Specialist will contact you to pre-qualify you. They will be able to provide you with a documents checklist specific to you and your individual profile.

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25/08/2017

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Elaine Levenson, CMT #virginia #beach #massage,va #beach #massage,massage #virginia #beach, #massage,

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Note: Massages Need to be Reserved One Hour in Advance
Open Daily 8 AM to 8 PM — Including Week-Ends and Holidays.

Get Relief Now – from Back and Neck Pain!

Elaine Levenson, is a Licensed Massage Therapist (LMT) has traveled extensively and has world class experience in giving therapeutic healing holistic massages. Elaine Levenson, LMT has over 10,000 hours of practice in massage therapy. achieved during a 18 year time span. She offers the ultimate in soothing relaxation, nurturing and gentlepainless pain relief for your mind, body and spirit. Elaine Levenson, LMT has advanced massage therapy training. offering both Western and Eastern modalities. Elaine offers Painless Pain Relief to Head, Neck, Shoulders,Back, Arms, Elbows, Wrists, Hands, Fingers, Hips, Sciatica, Legs, Thighs, Knees, Ankles,and Feet.

Elaine Levenson, LMT specializes in intuitive/healing/restorative energy bodywork — Offering an Amazing Holistic Massage Treatment a: 2 Hour Customized Signature Integrated Therapeutic Healing Touch, Nuero Muscular Therapeutic Massage — designed for stress reduction and deep relaxation, which sedates and harmonizes the mind and the body. Her massage incorporates: Asian Acupressure, Reflexology, Healing Therapeutic Touch, Range of Motion, Therapeutic Myo-fascial Passive Stretching, Lymph Drainage, Extensive Nervous System Work that restores and re-balances the body’s energy so that it is in harmony. Elaine uses Long Gentle Relaxing Esalen Strokes from the tips of your toes to your fingertips, and if time she uses Hot Stones too.

Through her massage treatments — Virginia Beach Massage Therapist, Elaine Levenson, LMT assists your body to: gently re-balance, rejuvenate, and restore your body’s natural state of well being. Elaine Levenson’s massage treatments have also helped patients with Parkinson’s disease to experience relaxation in their stiff muscles and to experience more ease of movement.

It is the first time after receiving a massage that I did not just feel good I actually felt healthier. I learned a lot about my body and I would recommend Elaine s 2 Hour Therapeutic Healing Massage to anyone.” — Paul M. — Va Bch, VA

Elaine s Therapeutic Healing Massage provides more than relaxation. It is tailored to work on specific conditions to relieve pain and discomfort, as well as to provide deep relaxation. Make an appointment for a 2 Hour Healing Therapeutic Massage and experience the clear health results for yourself. — Don B. — Norfolk, VA

Elaine s Therapeutic Healing Massage works on your areas of dis-ease that feel uncomfortable and cause pain. It is cheaper to stay well than to get sick. It is also cheaper to prevent and eliminate a problem before the feeling of dis-ease. becomes a disease due to stress. — Debbie J. — Virginia Beach

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What Clients are Saying about: Elaine Levenson, LMT’s Massage Therapyin Virginia Beach, Virginia





24/08/2017

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Contact the St #phone, #directory, #list, #contact, #telephone, #fax, #make, #schedule,

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St. Cloud VA Health Care System

Contact the St. Cloud VA Health Care System

St. Cloud VA Health Care System offers a variety of health services to meet the needs of our nation’s Veterans. For additional contact information you may also view our phone directory or A to Z List of Services .

Contacting a Patient

If you come to visit a patient, please see our maps for directions and parking locations.

If you would like to send a card, gift or flowers to a patient, the mailing address is:

Patient Name (Patient Room Number)
c/o VA Medical Center
4801 Veterans Drive
St. Cloud, MN 56303

For the location of an inpatient or their phone number, dial the Health Care System at (320) 252-1670 or toll free at 1 (800) 247-1739.

Telephone Care

Please contact our telephone care line if you need medical advice, have a question about your medication, or need to schedule a non-urgent appointment. Your location determines which number to use.

  • Within St. Cloud VA area: 252-1670
  • Outside of the St. Cloud calling area:
    Toll-free 1(866) 687-7382

Schedule an Appointment

To schedule an appointment, please contact us at (320) 255-6339.

If you have a compliment, complaint, or other issue which you believe requires resolution, please contact one of our Patient Representatives at (320) 255-6353.

Release of Information

If you need to get information from your medical records, please contact our Release of Information Office at (320) 255-6336.

Inquiry Routing and Information System

VA has establised an inquiry routing and information system which provides answers to frequently-asked questions. You may also use this system to submit a comment, question, or concern.

News Media

Members of the news media should contact our Public Affairs Office at (320) 255-6353.

Webmaster





24/08/2017

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VA Travel Nurse Corps Frequently Asked Questions – VA Travel Nurse

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Answer: В  TNC is a VA pool of Registered Nurses (RN)s available for temporary, short-term assignments at VA medical centers throughout the country.

Answer: The TNC will help maintain the high standards of patient care and quality that our veterans deserve and require.

Answer: Current VA RN employees, retired VA annuitants, and private sector RNs with unrestricted licenses and with at least one year of current professional experience are eligible to apply.В  All RN applicants must meet the basic requirements for an intermittent appointment to the Veterans Health Administration which includes US citizenship.

Answer: Thank you for your service! The VA Travel Nurse Corps is a nice way to continue traveling while having the opportunity to work at various VA medical centers.

Answer: The total compensation package largely depends on the location to which you are assigned and may vary from region to region.

Answer: Compensation will be based on VA regulations and the individual nurse.В  The package includes salary, lodging, travel to the medical center, meals, incidental expenses such as laundry, telephone support, and daily transportation support to work (if no public transportation is available, i.e. bus, light rail, subway, etc.).В В

Answer: VA Travel Nurse Corps RNs have been placed from Alaska to Maine.В  The Travel Nurse Corps works with the participating VAMCs and TNC RNs to meet current and future needs.

Answer: Currently there are temporary, short-term, intermittent positions available.В  There may be breaks between assignments.В  Please callВ the TNC office at (602) 200-2398 or 866-664-1030В for more information.

Answer: The assignments are generally short term in duration. Assignments could be shorter or they could be longer averaging 4-13 weeks in length based on the needs of each medical center. The TNC office will work with you to schedule each assignment.

Answer: Absolutely! VA medical centers are high tech facilities. You will have a tailor made orientation.

Orientation will include training on the special needs of Veterans, VA procedures, VA policies, CPRS (the computerized patient medical record system), BCMA (bar code medication administration), emergency response training/certification, the VA Travel Nurse Corps operating procedures and the VA Health Care System in general. You will build on your knowledge as you accept assignments throughout the country.

Answer: You may choose the type of lodging that best suits your needs. Depending on your location, you may choose from hotels, extended stay suites, or one bedroom apartments. Pet friendly accommodations are available. Lodging sites must accept the VA government rates and VA travel card. We will work with you on your lodging needs.

17/08/2017

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Veterans Group Life Insurance (VGLI) – Life Insurance #va, #veterans #affairs,

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Life Insurance

Veterans Group Life Insurance (VGLI)

Coverage

Veterans Group Life Insurance (VGLI) is a program that allows you to continue life insurance coverage after you separate from service.

VGLI provides lifetime coverage as long as you pay the premiums. You may enroll for a maximum amount of coverage that is equal to the amount of Servicemembers Group Life Insurance (SGLI) coverage you had when you separated from service. Lesser amounts of coverage are also available in increments of $10,000.

Once enrolled in VGLI, you will have the opportunity to increase your coverage by $25,000 every five years up to the legislated maximum of $400,000, until age 60.

No proof of good health is required.

Enrollment Period

You have 1 year and 120 days from your date of separation to apply for VGLI. If you apply for coverage within 240 days of your date of separation, you will not need to answer health questions.

If you have medical conditions that may make you uninsurable, you should protect yourself and apply within 240 days from separation because there is no health review during this period. Follow this link to learn more about medical conditions that may make you uninsurable .

Eligibility

You are eligible to apply for VGLI, if you had SGLI, and are within 1 year and 120 days of the following events:

  • release from active duty or active duty for training under a call or order to duty that does not specify a period of less than 31 days.
  • separation, retirement or release from assignment from the Ready Reserves/National Guard.
  • assignment to the Individual Ready Reserves (IRR) of a branch of service or to the Inactive National Guard (ING).This includes members of the United States Public Health Service Inactive Reserve Corps (IRC).
  • placement on the Temporary Disability Retirement List (TDRL)

You are also eligible to apply for VGLI, if you had part-time SGLI and while performing duty, suffered an injury or disability that rendered you uninsurable at standard premium rates. This includes travel directly to and from duty.

Cost/Rates

VGLI Premiums are based upon the Veterans age. Premium rates increased for VGLI insureds age 70 and older effective July 1, 2014. Follow this link to view VGLI premium rates .

Deadline to Convert SGLI to VGLI

You must apply to convert SGLI to VGLI within one year and 120 days from discharge. If you submit your application within 240 days after discharge (for those discharged on or after November 1, 2012) or within 120 days after discharge (for those discharged before November 1, 2012), you do not need to submit evidence of good health. Those who apply after the no-health period are required to answer questions about their health.

How to Apply

Applying for VGLI is simple using one of the following methods:

Converting VGLI to a Commercial Policy

VGLI policyholders can convert your VGLI to an individual commercial life insurance policy at any time. Follow these links for:

VGLI Customer Service Standards

Note: this link will open an Excel spreadsheet. Please scroll to the bottom of the spreadsheet to view the VGLI standards.

Myths and Rumors About SGLI

There are several myths, rumors and misconceptions about SGLI and VGLI insurance floating around. Please visit our Myths and Rumors page to find out what’s true and what’s false.





12/08/2017

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VA Travel Nurse Corps (TNC) – Veterans Health Administration #smarter #travel

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Veterans Health Administration

VA Travel Nurse Corps (TNC)

Working with and for America’s Veterans is a privilege, and we pride ourselves on the quality of care we provide.

The VA Travel Nurse Corps Program (TNC) is a VA operated internal pool of Registered Nurses available for temporary short term assignments at VA Medical Centers throughout the country. The goals of the program are to maintain high standards of patient care quality and safety; reduce the use of outside supplemental staffing, improve recruitment of new nurses into the VA system; improve retention by decreasing turnover of newly recruited nurses, support the delivery of VA health care in rural or underserved areas. provide alternatives for experienced nurses considering leaving the VA system; and to establish a potential pool of Registered Nurses for national emergency preparedness efforts. The VA Travel Nurse Corps Program serves as a model for an expanded multidisciplinary VA travel corps.

Brenda Joyce Gupton, RN – “The mantra of the VA Travel Nurse Corps, “Honoring those who have served,” has been an unexpected bonus of profound gratification for me.” more from Brenda.

Cynthia Means BSN, RN – From VA Travel Nurse to VA Nurse Manager, guess what that same possibility can exist for you too. more from Cynthia

TNC RNs will be selected from the VA and from the private sector. TNC RNs will be assigned to interested facilities throughout VHA. Assignment lengths will be flexible to meet facilities’ varying needs. RNs selected for the program will be appointed as intermittent nurses. These intermittent nurses will be paid for the time they work and receive travel, lodging, meals and incidental expenses competitive with the private sector and in accordance with VA regulations. Nurses new to VA will receive training on the special needs of Veterans, VA procedures and policies, the computerized patient record system, bar coded medication administration, emergency response training/certification, and the VA health care system in general.

The home base for the administrative staff is Network 18, VAMC Phoenix. Questions? Check out our Frequently Asked Questions .

12/08/2017

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Alexandria Home AC Repair – Alexandria, VA HVAC Contractors #ac #repair

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Cities Near Alexandria

Zip Codes We Service

20001 20002 20003 20004 20005 20006 20007 20008 20009 20010 20011 20012 20013 20015 20016 20017 20018 20019 20020 20022 20023 20024 20026 20027 20029 20030 20032 20033 20035 20036 20037 20038 20039 20040 20042 20043 20044 20045 20046 20047 20049 20050 20051 20052 20053 20055 20056 20057 20058 20059 20060 20061 20062 20063 20064 20065 20066 20067 20068 20069 20070 20071 20073 20074 20075 20076 20077 20078 20080 20081 20082 20088 20090 20091 20097 20098 20153 20201 20202 20203 20204 20206 20207 20208 20210 20211 20212 20213 20214 20215 20216 20217 20218 20219 20220 20221 20222 20223 20224 20226 20227 20228 20229 20230 20232 20233 20235 20237 20238 20239 20240 20241 20242 20244 20245 20250 20251 20254 20260 20261 20262 20265 20266 20268 20270 20277 20289 20299 20301 20303 20306 20307 20310 20314 20317 20318 20319 20330 20340 20350 20355 20370 20372 20373 20374 20375 20376 20380 20388 20389 20390 20391 20392 20393 20394 20395 20398 20401 20402 20403 20404 20405 20406 20407 20408 20409 20410 20411 20412 20413 20414 20415 20416 20418 20419 20420 20421 20422 20423 20424 20425 20426 20427 20428 20429 20431 20433 20434 20435 20436 20437 20439 20440 20441 20442 20444 20447 20451 20453 20456 20460 20463 20468 20469 20470 20472 20500 20501 20502 20503 20504 20505 20506 20507 20508 20509 20510 20511 20515 20520 20521 20522 20523 20524 20525 20526 20527 20528 20529 20530 20531 20532 20533 20534 20535 20536 20537 20538 20539 20540 20541 20542 20543 20544 20546 20547 20548 20549 20551 20552 20553 20554 20555 20557 20558 20559 20560 20565 20566 20570 20571 20572 20573 20575 20576 20577 20578 20579 20580 20581 20585 20586 20590 20591 20593 20594 20597 20599 20603 20604 20607 20616 20623 20703 20706 20710 20712 20722 20735 20737 20738 20740 20741 20742 20743 20744 20745 20746 20747 20748 20749 20750 20752 20753 20757 20762 20781 20782 20783 20784 20785 20787 20788 20799 20810 20811 20812 20813 20814 20815 20816 20817 20818 20824 20825 20827 20889 20891 20892 20894 20895 20901 20903 20907 20908 20910 20911 20912 20913 20915 20918 20993 20997 22003 22009 22015 22027 22031 22032 22035 22037 22038 22039 22040 22041 22042 22043 22044 22046 22060 22067 22079 22081 22082 22101 22102 22103 22106 22107 22108 22109 22116 22118 22119 22121 22122 22125 22150 22151 22152 22153 22156 22158 22159 22160 22161 22180 22181 22182 22183 22185 22199 22201 22202 22203 22204 22205 22206 22207 22209 22210 22211 22212 22213 22214 22215 22216 22217 22219 22222 22225 22226 22227 22230 22240 22241 22242 22243 22244 22245 22246 22301 22302 22303 22304 22305 22306 22307 22308 22309 22310 22311 22312 22313 22314 22315 22320 22331 22332 22333 22334 56901 56915 56920 56933 56944 56972

Coverage for Alexandria

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09/08/2017

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Hotels Wytheville Va 770 Flight Status #responsible #travel

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Pet Friendly Hotels Lynchburg Virginia

Cheap Hotels In Corinth Ms

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07/08/2017

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Home Loans Home #veteran #loan, #va, #home, #loan, #home #loan, #house

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Attention A T users. To access the menus on this page please perform the following steps. 1. Please switch auto forms mode to off. 2. Hit enter to expand a main menu option (Health, Benefits, etc). 3. To enter and activate the submenu links, hit the down arrow. You will now be able to tab or arrow up or down through the submenu options to access/activate the submenu links.

Home Loans

About Home Loans

VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.

VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

Benefits

Purchase Loans help you purchase a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance. Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements. Learn More

Interest Rate Reduction Refinance Loan (IRRRL): also called the Streamline Refinance Loan can help you obtain a lower interest rate by refinancing your existing VA loan. Learn More

Native American Direct Loan (NADL) Program: helps eligible Native American Veterans finance the purchase, construction, or improvement of homes on Federal Trust Land, or reduce the interest rate on a VA loan. Learn More

Adapted Housing Grants: help Veterans with a permanent and total service-connected disability purchase or build an adapted home or to modify an existing home to account for their disability. Learn More

Other Resources: many states offer resources to Veterans, including property tax reductions to certain Veterans. Learn More

Eligibility Requirements

Your length of service or service commitment, duty status and character of service determine your eligibility for specific home loan benefits.

Purchase Loans and Cash-Out Refinance: VA-guaranteed loans are available for homes for your occupancy or a spouse and/or dependent (for active duty service members). To be eligible, you must have satisfactory credit, sufficient income to meet the expected monthly obligations, and a valid Certificate of Eligibility (COE). Learn More

Interest Rate Reduction Refinance Loan (IRRRL): The IRRRL is a “VA to VA” loan, meaning it can only be done if you have an existing VA guaranteed loan on the property. The IRRRL is generally performed to lower the interest and reduce the monthly payment on the existing VA guaranteed loan. Learn More

Native American Direct Loan (NADL) Program: The NADL program helps Native American Veterans purchase, construct, improve, or re-finance a home on Native American trust lands. Your tribal organization must participate in the VA direct loan program. You must have a valid Certificate of Eligibility (COE). Learn More

Adapted Housing Grants: VA helps Veterans with certain total and permanent disabilities related to your military service obtain suitable housing with either a Specially Adapted Housing (SAH) or Special Housing Adaptation (SHA) grant. Learn More

How to Apply

Purchase Loan Cash-Out Refinance: VA loans are obtained through a lender of your choice once you obtain a Certificate of Eligibility (COE). You can obtain a COE through eBenefits. by mail, and often through you lender. Learn More

Interest Rate Reduction Refinance Loan: A new Certificate of Eligibility (COE) is not required. You may take your Certificate of Eligibility to show the prior use of your entitlement or your lender may use our e-mail confirmation procedure in lieu of a certificate of eligibility. Learn More

Native American Direct Loan (NADL) Program: First, confirm that your tribal organization participates in the VA direct loan program. NADL loans are obtained through a lender of your choice once you obtain a Certificate of Eligibility (COE). You can obtain a COE through eBenefits. by mail, and often through you lender. Learn More

Adapted Housing Grants: You can apply for an SAH or SHA grant by either downloading and completing VA Form 26-4555 (PDF) and submitting it to your nearest Regional Loan Center, or completing the online application. Learn More





06/08/2017

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Mobile Home Foundation Certs #mobile #home #foundation #certs #| #nationwide #foundation

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Professional Engineering Services for
Mortgage Lenders, Loan Officers, and Real Estate Agents



We are Licensed Professional Engineers that assist mortgage consultants and realtors by providing On-site Inspections and Engineering Foundation Certifications for the Mobile Home industry and also for Single Family Dwellings (site-built) homes.

Since most homes are owned by a lending institution until the mortgage is paid off, the lending institution wants to ensure that what they are lending on is structurally sound and compliant to national lending standards (like HUD/FHA) and local building codes so that it minimizes their risk.

Our nationwide engineering services can save your staff valuable time and effort because we are just a phone call away. We build long term relationships with our clients. Our clients come back to us time, and time again, because of our fast service. and the extra effort we put into meeting their needs. We know that time is of the essence in most certifications; we value every client’s timeline and do our best to exceed their expectations.

For the loan officer, real estate agent, processor or underwriter we provide support with your home transactions by issuing a Engineer’s Foundation Certification to ensure that loan guidelines are met. We have a nationwide presence in order to meet your current needs.

We provide Engineer Foundation Certificates

Ready to Schedule?If you are ready to schedule a foundation certification inspection on behalf of the home owner, you may schedule an inspection by clicking here.

We provide engineering foundation certificates involving:

What is the engineer’s certificate?

On VA FHA -insured loans, the foundation on all manufactured must meet a certain criteria of structural stability and an Engineering Certification is required.

The engineer’s certification specifies that the foundation complies with the HUD Permanent Foundation Guide for Manufactured Homes (PFGMH – HUD 7584), a requirement for all FHA-insured loans. For a list of more frequently asked questions for lenders, real estate agents, and loan officers, go to our FAQ page.

Fast and Affordable FHA and VA Foundation Certifications

We ease your mind by providing fast, affordable engineering foundation certification services.

Scheduling an Inspection for a Foundation Certification is easy. Our online submission form speeds up the process. There are no messy paper forms to fill out and fax in. Our online submission form was designed with you in mind to save you time. Click here to schedule an inspection.





06/08/2017

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VA Loans, Divorce, and Surviving Spouses #military #va #loans

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VA Loan Articles

News, updates, and explanations to keep you informed.

VA Loans, Divorce, and Surviving Spouses

VA field offices handle all sorts of common questions about VA mortgages. One of the common topics is related to what happens to a VA loan or the ability to apply for one after divorce. If a couple gets divorced, is the non-veteran spouse entitled to VA loan benefits after the divorce?

The simple answer is that VA loans are a benefit for military members. Military spouses are included in the benefit “by association.” When both husband and wife have their incomes included on a VA loan application, for example, it’s because of the spouse’s association with the veteran that he or she is included and considered the same as the veteran. (Non-veterans who are not married and apply for VA loans with a veteran are considered differently)

For an ex-spouse who is not a veteran, the divorced/separated spouse would not have access to the VA benefit unless there is active participation by the veteran. The veteran would have to agree to be obligated on the VA home loan. If the spouse got a general power of attorney to take out a loan on the veteran’s behalf when the couple were still married, that would be a separate issue, but a non-veteran cannot initiate a VA home loan on behalf of a veteran.

Those are the basic rules for divorce. The rules are different for surviving spouses of military members who have died on active duty or as a result of a service-connected issue. Those who have existing VA home loans would be authorized to refinance them, and under the right circumstances a surviving spouse may be eligible to purchase a new home with a VA mortgage.

On this issue, the VA official site states the following:

“Surviving spouses of Veterans who died from nonservice-connected causes may also be eligible if any of the following conditions are met: The Veteran was rated totally service-connected disabled for 10 years or more immediately preceding death, or was rated totally disabled for not less than five years from date of discharge or release from active duty to date of death, or was a former prisoner of war who died after Sept. 30, 1999, and was rated totally service-connected disabled for not less than one year immediately preceding death.”

The VA also may consider eligible “the surviving spouse of a Veteran who dies on active duty or from service-connected causes, who remarries on or after attaining age 57 and on or after Dec. 16, 2003.”

This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.





04/08/2017

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Personal Injury, Workers – Compensation, Disability Lawyers in Richmond, VA #personal

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Protecting the Rights ofInjury Victims Their Families

Car Accidents

Whether you’ve been hurt in a car, truck or motorcycle accident, Geoff McDonald Associates has you covered. We’ve been fighting for accident victims for more than 20 years. We know how insurance companies operate. We’ll handle every detail of your claim so you can focus on your recovery.

Workers’ Compensation

Workers’ compensation (WC) provides benefits to employees who are injured on the job. Obtaining those benefits can be complicated. Insurance companies routinely undervalue or deny valid claims. Our dedicated and aggressive team of workers’ compensation injury attorneys can help you.

Social Security Disability

You’ve paid into the Social Security system for years, and you’re entitled to benefits when a disability leaves you unable to work. But getting Social Security disability (SSD) benefits can leave you frustrated, overwhelmed and ready to give up. The solution: Just Call Geoff McDonald Associates!

Featured From the Blog





31/07/2017

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Interest Rate Reduction Refinance Loan – Home Loans #veteran #loan, #va,

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Attention A T users. To access the menus on this page please perform the following steps. 1. Please switch auto forms mode to off. 2. Hit enter to expand a main menu option (Health, Benefits, etc). 3. To enter and activate the submenu links, hit the down arrow. You will now be able to tab or arrow up or down through the submenu options to access/activate the submenu links.

Home Loans

Interest Rate Reduction Refinance Loan

The VA Interest Rate Reduction Refinance Loan (IRRRL) lowers your interest rate by refinancing your existing VA home loan. By obtaining a lower interest rate, your monthly mortgage payment should decrease. You can also refinance an adjustable rate mortgage (ARM) into a fixed rate mortgage.

IRRRL Facts

  • No appraisal or credit underwriting package is required when applying for an IRRRL.
  • An IRRRL may be done with “no money out of pocket” by including all costs in the new loan or by making the new loan at an interest rate high enough to enable the lender to pay the costs.
  • When refinancing from an existing VA ARM loan to a fixed rate loan, the interest rate may increase.
  • No lender is required to give you an IRRRL, however, any VA lender of your choosing may process your application for an IRRRL.
  • Veterans are strongly urged to contact several lenders because terms may vary.
  • You may NOT receive any cash from the loan proceeds.

Eligibility

An IRRRL can only be made to refinance a property on which you have already used your VA loan eligibility. It must be a VA to VA refinance, and it will reuse the entitlement you originally used.

  • A Certificate of Eligibility (COE) is not required. If you have your Certificate of Eligibility, take it to the lender to show the prior use of your entitlement.
  • No loan other than the existing VA loan may be paid from the proceeds of an IRRRL. If you have a second mortgage, the holder must agree to subordinate that lien so that your new VA loan will be a first mortgage.
  • You may have used your entitlement by obtaining a VA loan when you bought your house, or by substituting your eligibility for that of the seller, if you assumed the loan.
  • The occupancy requirement for an IRRRL is different from other VA loans. For an IRRRL you need only certify that you previously occupied the home.

Application Process

A new Certificate of Eligibility (COE) is not required. You may take your Certificate of Eligibility to show the prior use of your entitlement or your lender may use our e-mail confirmation procedure in lieu of a certificate of eligibility.

Loan Limits

VA does not set a cap on how much you can borrow to finance your home. However, there are limits on the amount of liability VA can assume, which usually affects the amount of money an institution will lend you. The loan limits are the amount a qualified Veteran with full entitlement may be able to borrow without making a down payment. These loan limits vary by county, since the value of a house depends in part on its location.

The basic entitlement available to each eligible Veteran is $36,000. Lenders will generally loan up to four times a Veteran’s available entitlement without a down payment, provided the Veteran is income and credit qualified and the property appraises for the asking price. See Loan Limits for more information about the limits in your county.

VA Funding Fee

Generally, all Veterans using the VA Home Loan Guaranty benefit must pay a funding fee. This reduces the loan’s cost to taxpayers considering that a VA loan requires no down payment and has no monthly mortgage insurance. The funding fee is a percentage of the loan amount which varies based on the type of loan and your military category, if you are a first-time or subsequent loan user, and whether you make a down payment. You have the option to finance the VA funding fee or pay it in cash, but the funding fee must be paid at closing time. You do not have to pay the fee if you are a:

  • Veteran receiving VA compensation for a service-connected disability, OR
  • Veteran who would be entitled to receive compensation for a service-connected disability if you did not receive retirement or active duty pay, OR
  • Surviving spouse of a Veteran who died in service or from a service-connected disability.

The funding fee for second time users who do not make a down payment is slightly higher. Also, National Guard and Reserve Veterans pay a slightly higher funding fee percentage. See Loan Fees for more information about loan costs. Some lenders offer IRRRLs as an opportunity to reduce the term of your loan from 30 years to 15 years. While this can save you money in interest over the life of the loan, you may see a very large increase in your monthly payment if the reduction in the interest rate is not at least one percent (two percent is better). Beware: It could be a bigger increase than you can afford.





23/07/2017

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The VA Loan Home Inspection – Mirowski Inspections #va #loan #approval

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The VA Loan Home Inspection

VA Home Loan Inspections

Before guaranteeing a loan, the United States Department of Veterans Affairs (VA home loans division) wants to ensure that the home you wish to sell or buy is a worthy investment. Part of ensuring this is by performing the VA home loan inspection. This mandatory inspection is an appraisal and visual inspection combined. Its purpose is to check for any damages or defects in the home that lower its overall value or risk the safety of its occupants.

Some examples of these types of defects are broken windows, lack of proper heat, unsafe electricity, holes or damaged roof, termite infestation, non-functioning plumbing, etc. The safety and security of the VA buyer is written into the Code of Federal Regulations. The intention of the VA loan was to provide safe and easy access to homes returning from World War II. These habitability elements require the home to be safe, sound, and sanitary. The safety aspect of the inspection is not only for the safety of the buyer and their families but also the safety of loan providers as well. In order to pass the VA home loan inspection, it’s important to abide by the guidelines set about by the U.S. Department of Veterans Affairs.

As of now, there are no detailed guidelines that require a specific defined condition of the home. The home should, however, be up to date with standard building codes as well as federal regulations and guidelines set by the U.S. Department of Housing and Urban Development. Below we will examine the 5 most common reasons a home will fail the VA inspection.

Heat is an important element of these inspections. There must be an acceptable and efficient source of heat for the home. This means the heat must provide comfortable and appropriate living conditions. If the only source of heat in the house is a wood-burning stove, it must be complemented with an alternative system that can maintain a minimum of 50 degree temperatures in the plumbing areas of the house.

The VA loan appraisers will also be very strict about broken windows. All broken windows must be properly repaired before the final report issued and/or the home is approved. This is because broken windows not only affect the heating bill, but they invite burglaries and present a negative image of the house to the neighborhood. The VA feels that buyers should be able to have a sense of pride about their recent purchase.

Electricity is another element to be taken seriously by VA Lenders and home-buyers. All homes must provide acceptable electricity for lighting and must have proper equipment for doing so.

VA home loan inspectors will also check carefully for any holes in the roof that could lead to leaks and other defects that can severely damage and reduce the quality of a home. It is important to properly patch up any holes in the roof if you want to pass the VA loan inspection.

Loan underwriters will also require a termite clearance. Termites can eliminate your home’s candidacy in the VA loan program. The seller of the home must provide section one termite clearance and, in many cases, section two as well. As a seller, it might be a contingency of the contract to go the extra mile by making the required guidelines and repairs set about in section two of the termite report.

Any violations of these guidelines can result in the disapproval of the home’s acceptance in the VA home loan program as well as a full refund of the buyer’s deposit in the event that a defect is found after inspection.

What to do if the report requires repairs:

The seller is responsible for all costs and liabilities of completing the required repairs as reported on the VA home loan inspection.

If the seller does not make the required repairs, the buyer may cancel the contract.

Who Pays If The Home Is A Short Sale?

Often with short sales, the owners lien holder (bank or banks) will allow a credit for VA required repairs. If this is the case, the seller will not have to personally pay for the repairs as they will be billed to escrow.

Passing a VA home loan inspection is not as difficult as most agents and sellers believe. As long as the home is in decent condition, it should be easy to receive VA approval.

417-873-9517





15/07/2017

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Student Travel Services in D. C, MD, VA, PA, DE, WV

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Student Travel Services

Traveling for education is becoming more and more popular. Giving students the experience to visit a new city or even country can give them the learning experience of a life time. Experience is a great teacher, from exploring the sub-culture of Washington, D.C. to touring Italy s historical architecture, student travel helps to open minds and broaden horizons. WorldTravelService offers student travel planning for Washington, D.C. Maryland, Pennsylvania, Delaware, and Virginia.

Groups of 10 or more can reap the benefits of our customized travel services. Instead of putting your group in a pre-planned tour. we create a one of a kind agenda to meet all of your needs. You will have access to our services at every stage of your trip. Besides ease of planning, our student travel services include:

Group Airfare booking flights for a number of people, especially students can be rather difficult to manage. Our relationship with our airline partners allow us to negotiate airfares, usually at rates lower than the typical promotional fares and without those difficult restrictions.

Hotel Accommodations with our worldwide hotel program we are able to get our clients special discounts from over 47,000 hotels and with discounts of 20 to 65 percent off.

Ground Transportation renting a vehicle for 10 or more people can be rather challenging, especially with students since most of them will fall under the age of 25. We have a direct link to ground operations in more than 60 countries, providing local on-site travel and accommodations at your final destination.

Safety when traveling with students, safety is a major concern. Having the proper ratio of students and chaperones can help with student s safety but in the event of an emergency WorldTravelService offers Travel24 emergency support service. This 24-hour service links you to a live group travel agent any time of the day.

All-Inclusive Student Travel Packages

WorldTravelService also offers all-inclusive student travel packages. Remove the hassle of checking rates for lodging, meals, and attractions. Everything is booked and paid for ahead of time, leaving you worry free. All-inclusive packages eliminate guesswork and the need to stay on budget which is important when planning for students. Students won t need to worry about bringing enough money for food and transportation since it will already be planned and paid for. There is just one affordable price that includes airfare, hotel, food, drinks, and extras. There are no surprises when it comes to an all-inclusive package.

Interested in Student Travel Groups?

If you are interested in learning more about our student travel services contact one of our travel agents at 800-676-3796.

15/07/2017

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Apply for Social Security Disability in Virginia #social #security #disability #virginia,

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Social Security Disability Benefits Resources: Virginia

Disability Determination Services

The Office of Disability Determination Services makes decisions on disability benefit claims based on:

  • Medical Records
  • Medical and Psychological Evidence
  • Continuing Disability review
  • The applicant s own statement
Virginia Offices of Disability Determination Services

Disability Determination Services
Administrative Office
8004 Franklin Farms Dr
Richmond, VA 23229
Telephone: 1-804-662-9322

Disability Determination Services
Northern Regional Office
11150 Fairfax Blvd. Suite 200
Fairfax, VA 22030
Telephone: 800-379-9548

Disability Determination Services
Southwest Regional Office
111 Franklin Road, SE
Suite 250
Roanoke, Virginia 24011
Telephone: 800-627-1288

Disability Determination Services
Central Regional Office
9960 Mayland Drive, Suite 200
Richmond, VA 23233
Telephone.com: 800-523-5007

Disability Determination Services
Tidewater Regional Office
5850 Lake Herbert Drive, Suite 200
Norfolk, VA 23502
Telephone: 1-800-379-4403

Offices of Disability Adjudication and Review

These following Social Security Offices of Disability Adjudication and review are responsible for setting and conducting hearings of Social Security benefits applications, as well releasing decisions of the Social Security Administration (SSA) regarding appeals and the granting of benefits to individuals.

Virginia Offices of Disability Adjudication and Review

Office of Disability Adjudication and Review
2nd Floor
1470 Pantops Mountain Place
Charlottesville, Virginia 22911
Telephone: (866) 613-2969
Fax: (434) 295-4515
Services the following Social Security Field Offices:

VIRGINIA:
Charlottesville, Covington, Culpeper, Danville, Farmville, Harrisonburg, Lynchburg, Martinsville, South Boston, Staunton

Office of Disability Adjudication and Review
5850 Lake Herbert Drive, 3rd Floor
Norfolk, Virginia 23502
Telephone: (866) 931-9167
Fax: (757) 459-6733
Services the following Social Security Field Offices:

VIRGINIA:
Hampton, Newport News, Norfolk, Portsmouth, Suffolk, Virginia Beach
PENNSYLVANIA:
Meadville
OHIO
Ashtabula

Office of Disability Adjudication and Review
801 East Main Street
4th Floor
Richmond, Virginia 23219-2406
Telephone: (804) 771-2977
Fax: (804) 771-2405
Services the following Social Security Field Offices:

VIRGINIA:
Chesterfield, Fredericksburg, Petersburg, Richmond Downtown, Richmond West, Richmond East, Winchester
MARYLAND:
Cumberland, Frederick, Hagerstown
WEST VIRGINIA:
Martinsburg, Petersburg

Office of Disability Adjudication and Review
Suite 201
116 North Jefferson Street
Roanoke, Virginia 24016
Telephone: (866) 592-3548
Fax: (540) 857-2635
Services the following Social Security Field Offices:

VIRGINIA:
Bristol, Roanoke, Wise, Wytheville
WEST VIRGINIA:
Bluefield





10/07/2017

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VA Loan Rates: Current VA Mortgage Rates Updated Daily #va #loan

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Current VA Loan Rates

Last updated Monday, June 5th, 2017, at 11:15 AM CST

VA 30 Year Fixed: 3.75%*

VA 15 Year Fixed: 3.50%*

These VA Mortgage rates are based on an informal survey of our participating VA lenders for the date published. Please read below for more important information about current VA mortgage rates. To get pre-qualified for a VA Home Loan and lock in your VA interest rate. please call or fill out the simple form to the right and a specialist with a participating VA approved lender will assist you. *APR will vary by lender based on lender s specific closing costs

As a VA Mortgage resource website, we know one of the most commonly searched for items is “what is the VA interest rate.” So why is it so hard to get a straight answer about current VA interest rates. We’re here to give you some answers, and to give you some current VA mortgage rates from actual VA lenders (above).

VA Mortgage Rates

VA interest rates are not set by the Department of Veterans Affairs (the VA) but by each VA approved lender individually. There are numerous factors that impact what your specific VA Home Loan interest rate will be, so it’s almost impossible to get an accurate rate from a website advertisement or online quote. Also, VA Mortgage rates are like most interest rates and they fluctuate with the financial markets. So until you are locked in the interest rates can change with the financial markets on short notice, sometimes the same day.

Finally, you need to be aware of what rate they are actually quoting you. Are you receiving a rate for VA ARM (adjustable rate mortgage) or a 30 year fixed rate? Are you getting a quote for a VA loan at all, or are they quoting you a higher cost loan program that appears to have a lower rate. It’s to your benefit to work with a VA Specialist at a participating VA lender. Someone who knows the VA guidelines and can quote you a real rate based on your individual profile and make sure you are getting the best deal in utilizing your VA benefits.

To speak with a VA Specialist, please call or fill out the simple form to the right and a VA Specialist with a participating VA lender will assist you.

Get VA Loan Help

Have a Specialist Contact You





08/07/2017

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ALCOVA Mortgage #va #mortgage #company

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Nominate YOUR Hero

We ve done it again!

100%
FINANCING AVAILABLE

Welcome Home to ALCOVA Mortgage

Whether you re just browsing for information to see if refinancing your current home makes sense, or you have your eye on a new home and you need to know how you re going to pay for it-we are here to help. Our goal. is to educate you and enrich your experience on this site through helpful and relevant information for your home loan experience.

While we are not sure that anyone truly looks forward to getting a mortgage, it sure does pay to have someone who cares about helping you when you need one. We see the mortgage loans we give out as a means to a larger goal for our clients. Maybe you want to:

  • Buy a home
  • Get a new loan with a better rate to lower your payments
  • Figure out a way to pay your home off early for retirement
  • or pull some equity from your home to pay for college tuition

in Your Community

Through donating to great local non-profit agencies and amazing individuals, we are working to improve lives in our communities. Whether it is providing a check to a local church or organization or to an individual in need, we believe that our financial status is not the only measure of our success. We are focused on giving back.

To show our appreciation for the business we have in the communities in which we live and operate, we wanted to create something special. We wanted to find a way to share our love of both community and food with our clients and the public. So, we have created a cookbook. Proceeds from the sale of the cookbook will be used at Thanksgiving to feed families in need within our communities.

In support of our local communities, ALCOVA Mortgage is proud to recognize local Veterans as part of our “Hometown Heroes” program! At ALCOVA we appreciate so much the sacrifice that Veterans have made to give us the freedom and opportunities we have. It is because of this that we are excited about giving something back each month to these real “Hometown Heroes”.

Latest Home Loan Information

Buying A Home With Student Loan Debt

College commencement speeches have been delivered and diplomas handed out. It’s time for the real world which, for many graduating students, means tackling their student loan debt.

5 DIY Pest Control Tips

Every year, warmer temperatures mark the arrival of pesky insects. These pests persistently search for ways to sneak in your home through the tiniest of cracks and crevices.

Understanding Your Credit Score

One of the most important pieces to the puzzle in obtaining home financing is your credit score. The higher your credit score is, the more favorable you are looked upon by lenders.





07/07/2017

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Home Security in Norfolk, Norfolk, Virginia #home #security #norfolk, #virginia, #va,

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Home Security Norfolk

The Municipality of Norfolk, VA

Norfolk, Virginia, located in Norfolk, has a population of 245,779. The population has increased 5% since 2000. The average temperature in January is 40 and 78 in July. The community includes 86,304 households, with an average household size of 2 people. Norfolk households are made up of an estimated 124,664 men and 121,117 women. In Norfolk, 29% of those living in the area are married and of the 86,304 households, 61% are families with two or more people living in the home. About 34% of families have one or more children living at home. The median age of Norfolk residents is 29 years. The city is home to many loyal Norfolk Tides (Aaa) sports fans. With a carbon monoxide risk index of 100, amidst growing concerns about environmental health and protection, we recommend protecting your life with a CO detection system.

Crime in Norfolk, VA

The local Norfolk, Virginia crime index is 250. compared to the national crime index risk score of 100. Scores are based on demographic and geographic analyses crime over seven years. Every five minutes 3 robberies occur in the United States. On average homes are three times less likely to be broken into when there’s a home security system installed. Having a home security system should be seriously considered by home owners living in Norfolk. One in four Norfolk homes may be burglarized in a year’s time with an average loss of over $1,700. This could be higher in some parts of Virginia home security systems save money and lives.

Security Risks for Home Owners Living in Norfolk

With a higher threat of crime in Norfolk, we strongly recommend a Protection 1 security alarm system for your home or business. Call 1 (866) 234-9412 to speak with a Security Solution Specialist and to arrange your FREE home security evaluation.

In addition to defending your family from prowlers, a security alarm system also provides the option to add home automation functionality which saves both time and money. With home automation you are in control of your home at all times.

Protection 1 Home Alarm Solutions in Norfolk, VA

Our security alarm systems include home alarms monitored 24 hours a day, heat detectors and smoke alarms and a great deal more. With installation professionals, experienced service technicians and knowledgeable customer service members totaling over 20,000 members, our team of security professionals is dedicated to providing first class home security and business security services for you year round.

As the largest security company serving Norfolk, we offer the best local home security that Norfolk home owners rely on every day. A home security alarm is only as good as the people who monitor your residence. Be sure to do your research and check with the BBB before selecting a home security company for your Norfolk home security needs.

With 6 interconnected and company-owned redundant monitoring centers, our mission is to deliver an exceptional customer experience around the clock. By doing so, we maintain an A+ BBB rating with the Better Business Bureau.

Our customer support is available 24/7 by Phone, Email and Live Chat.

Norfolk Virginia Community Stats

Copyright ADT LLC dba ADT Security Services. All rights reserved. ADT, the ADT logo, Protection One, the Protection 1 logo, and the product/service names listed in this document are marks and/or registered marks. Third party marks are the property of their respective owners. License information available at www.ADT.com or by calling 800.ADT.ASAP. CA ACO7155, 974443, PPO17232; FL EF0001121; LA F1639, F1640, F1643, F1654, F1655; MA 172C; NC Licensed by the Alarm Systems Licensing Board of the State of North Carolina, 7535P2, 7561P2, 7562P10, 7563P7, 7565P1, 7566P9, 7564P4; NY 12000305615; PA 090797; MS 15019511

Norfolk Virginia Population by Age

Local Crime Statistics

Norfolk Virginia Personal Crime Risks

The Personal Crime Risk in Norfolk, VA is approx. 2.29x the National Average of 100.

Norfolk Personal Crime Risk Index (229 )

Local Crime Statistics

Norfolk Virginia Burglary Crime Risks

The Burglary Crime Risk in Norfolk, VA is approx. 1.5x the National Average of 100.

Norfolk Burglary Risk Index (150 )

Local Crime Statistics

Norfolk Virginia Property Crime Risks

The Property Crime Risk in Norfolk, VA is approx. 2.19x the National Average of 100.

Norfolk Property Risk Index (219 )

Local Crime Statistics

Norfolk Virginia Murder Crime Risks

The Murder Crime Risk in Norfolk, VA is approx. 3.67x the National Average of 100.

Norfolk Murder Risk Index (367 )

Local Crime Statistics

Norfolk Virginia Robbery Crime Risks

The Robbery Crime Risk in Norfolk, VA is approx. 3.46x the National Average of 100.

Norfolk Robbery Risk Index (346 )

Local Crime Statistics

Norfolk Virginia Assault Crime Risks

The Assault Crime Risk in Norfolk, VA is approx. 1.65x the National Average of 100.

Norfolk Assault Risk Index (165 )

Local Crime Statistics

Norfolk Virginia Auto Theft Crime Risks

The Auto Theft Crime Risk in Norfolk, VA is approx. 1.86x the National Average of 100.

Norfolk Auto Theft Risk Index (186 )

Local Crime Statistics

Norfolk Virginia Rape Crime Risks

The Rape Crime Risk in Norfolk, VA is approx. 2.48x the National Average of 100.

Norfolk Rape Risk Index (248 )

Home Security Report

Norfolk Virginia Personal Crime Risks Report

Norfolk, VA Home Security Systems provide safety from personal crime risks
including rapes, murders, assaults and robberies in Norfolk.

Home Security Report

Norfolk Virginia Crime Index and Security Stats

Monthly service charge requires you to sign a minimum of a 36 month monitoring contract (may be longer based on specific offer) starting at $55.99 per month (36-month total starting at $1,979.64). Protection 1 service is not available in all areas. Offer applies only to new customers with satisfactory credit rating. Additional charges apply for non-electronic funds transfer and credit card customers. Customer must be the homeowner. Equipment to remain the property of Protection One.

Customer has 14 days from date that equipment was shipped to terminate the agreement and all services by returning the equipment in its original packaging and in like new condition. If customer returns within 14 days they will owe Protection 1 a $79 restocking fee. Monthly service charge requires you to sign a minimum of a 36 month monitoring contract (may be longer based on specific offer) starting at $44.99 per month (36-month total starting at $1,619.64). Offer applies only to new customers with satisfactory credit rating. Offer requires customer to sign up for payment via Automated Clearing House (also referred to as ACH). Customer must be the homeowner. Equipment to remain the property of Protection One until end of initial 36 month term, at which time the customer owns the equipment.

This information is provided for general informational purposes only and should not be relied on in making any buying decisions. School information does not guarantee enrollment. Contact the local school district(s) for current information on schools. This information is not intended for use in determining a person’s eligibility to attend a school or to use or benefit from other city, town or local services.

Community information and market data provided by Onboard Informatics. Copyright 2017 Onboard Informatics. Information is deemed reliable but not guaranteed.





04/07/2017

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Hotels Wytheville Va 770 Flight Status #airline #tickets #best #price

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Pet Friendly Hotels Lynchburg Virginia

Cheap Hotels In Corinth Ms

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14/05/2017

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Student Travel Services in D. C, MD, VA, PA, DE, WV

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Student Travel Services

Traveling for education is becoming more and more popular. Giving students the experience to visit a new city or even country can give them the learning experience of a life time. Experience is a great teacher, from exploring the sub-culture of Washington, D.C. to touring Italy s historical architecture, student travel helps to open minds and broaden horizons. WorldTravelService offers student travel planning for Washington, D.C. Maryland, Pennsylvania, Delaware, and Virginia.

Groups of 10 or more can reap the benefits of our customized travel services. Instead of putting your group in a pre-planned tour. we create a one of a kind agenda to meet all of your needs. You will have access to our services at every stage of your trip. Besides ease of planning, our student travel services include:

Group Airfare booking flights for a number of people, especially students can be rather difficult to manage. Our relationship with our airline partners allow us to negotiate airfares, usually at rates lower than the typical promotional fares and without those difficult restrictions.

Hotel Accommodations with our worldwide hotel program we are able to get our clients special discounts from over 47,000 hotels and with discounts of 20 to 65 percent off.

Ground Transportation renting a vehicle for 10 or more people can be rather challenging, especially with students since most of them will fall under the age of 25. We have a direct link to ground operations in more than 60 countries, providing local on-site travel and accommodations at your final destination.

Safety when traveling with students, safety is a major concern. Having the proper ratio of students and chaperones can help with student s safety but in the event of an emergency WorldTravelService offers Travel24 emergency support service. This 24-hour service links you to a live group travel agent any time of the day.

All-Inclusive Student Travel Packages

WorldTravelService also offers all-inclusive student travel packages. Remove the hassle of checking rates for lodging, meals, and attractions. Everything is booked and paid for ahead of time, leaving you worry free. All-inclusive packages eliminate guesswork and the need to stay on budget which is important when planning for students. Students won t need to worry about bringing enough money for food and transportation since it will already be planned and paid for. There is just one affordable price that includes airfare, hotel, food, drinks, and extras. There are no surprises when it comes to an all-inclusive package.

Interested in Student Travel Groups?

If you are interested in learning more about our student travel services contact one of our travel agents at 800-676-3796.

14/04/2017

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VA Travel Nurse Corps Frequently Asked Questions – VA Travel Nurse

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Answer: В  TNC is a VA pool of Registered Nurses (RN)s available for temporary, short-term assignments at VA medical centers throughout the country.

Answer: The TNC will help maintain the high standards of patient care and quality that our veterans deserve and require.

Answer: Current VA RN employees, retired VA annuitants, and private sector RNs with unrestricted licenses and with at least one year of current professional experience are eligible to apply.В  All RN applicants must meet the basic requirements for an intermittent appointment to the Veterans Health Administration which includes US citizenship.

Answer: Thank you for your service! The VA Travel Nurse Corps is a nice way to continue traveling while having the opportunity to work at various VA medical centers.

Answer: The total compensation package largely depends on the location to which you are assigned and may vary from region to region.

Answer: Compensation will be based on VA regulations and the individual nurse.В  The package includes salary, lodging, travel to the medical center, meals, incidental expenses such as laundry, telephone support, and daily transportation support to work (if no public transportation is available, i.e. bus, light rail, subway, etc.).В В

Answer: VA Travel Nurse Corps RNs have been placed from Alaska to Maine.В  The Travel Nurse Corps works with the participating VAMCs and TNC RNs to meet current and future needs.

Answer: Currently there are temporary, short-term, intermittent positions available.В  There may be breaks between assignments.В  Please callВ the TNC office at (602) 200-2398 or 866-664-1030В for more information.

Answer: The assignments are generally short term in duration. Assignments could be shorter or they could be longer averaging 4-13 weeks in length based on the needs of each medical center. The TNC office will work with you to schedule each assignment.

Answer: Absolutely! VA medical centers are high tech facilities. You will have a tailor made orientation.

Orientation will include training on the special needs of Veterans, VA procedures, VA policies, CPRS (the computerized patient medical record system), BCMA (bar code medication administration), emergency response training/certification, the VA Travel Nurse Corps operating procedures and the VA Health Care System in general. You will build on your knowledge as you accept assignments throughout the country.

Answer: You may choose the type of lodging that best suits your needs. Depending on your location, you may choose from hotels, extended stay suites, or one bedroom apartments. Pet friendly accommodations are available. Lodging sites must accept the VA government rates and VA travel card. We will work with you on your lodging needs.

10/04/2017

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Cheap Hotels Old Town Alexandria Va #travel #contests

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Ibis Hotels Carlisle Pennsylvania

Cheap Hotels Old Town Alexandria Va

This area features a swimming pool on top, a normal water slip ability, and the health club. The one thing to be aware of is Cheap hotels old town alexandria va the fact that monitor is quite steep and pretty complicated. Concurrently, you can love globe-class services and resorts at places just like the Bahamas, which is actually a pure 53 mile after mile clear of California.

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08/02/2017

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