Travel Insured International Trip Protector Lite Review
Travel insurance from Travel Insured International extends medical benefits that are less generous compared to insurance plans many holiday insurance firms offer.
This is, no doubt, because Travel Insured International s International Trip Protector Lite plan has one the lowest premiums of the policies available. This is a good family holiday insurance plan because it also insures one child under 18 years old per insured adult. This results in a cheap travel insurance policy that means lower costs to insure the whole family.
The company will compensate you, up to a certain amount, for your non-reimbursable expenses if a trip is canceled or interrupted for many reasons. Some examples of covered events include an accident while en route to departure; death or hospitalization of the traveler s host; sickness, accidental injury or death of the traveler or traveling companion, or a business partner or family member of the traveler or traveling companion; or bad weather that shuts down common carrier services for at least 24 consecutive hours.
In case your trip is delayed for 12 or more hours because of a covered event, this worldwide travel insurance policy will reimburse you for any prepaid, unused and nonrefundable portion of your expenses. This covers such things as extra transportation costs from the point where you were delayed to a point where you can join the trip for which you have paid. It also covers additional reasonable expenses for the meals and lodgings forced by the delay up to $100 per day.
If you compare travel insurance plans, Travel Insured International does not provide coverage if you miss a connection, unlike the best travel insurance plans.
If a common carrier loses your baggage, you can be paid a benefit of up to $750 (with a $50 deductible). If your baggage is delayed for 24 hours, you can be compensated for $200.
Some other useful international travel insurance benefits include help getting lost passports or visas back, and assistance getting prescription drugs and replacement eyeglasses. The cost of the prescription drugs is included under the policy s medical coverage, but the eyeglasses are not.
The company provides online access so you can report claims. Toll-free assistance by telephone provides referral services any time such as medical advice, translation services and numerous similar services. You can pay an additional premium to upgrade to the medical expense benefit and the emergency evacuation benefits.